Credit Card Processing

I know this has been asked but I can't find the damn thread anywhere.

Who are you guys using for CC processing? I was using Inuit until I tried to launch my web site with a the web cart processing and then they said sorry can't do anything with guns or ammo. Would love to know who you are using that KNOWS you sell guns and ammo.

Thanks

Man that sux - seriously. I bet they process booze and smokes though huh? lottery tickets . . .

Just subscribing to see who the good guys are.

Payment Alliance International

They are endorsed by NSSF & NRA - http://www.gopai.com/shooting/

+1

also Heartland Payment systems, 5/3rd processing those are three progun guys i know.
you would need to use skipjack if you use Payment Alliance or 5/3rd, or Heartland has their own system

First National Merchant Solutions will also handle gun dealers and manufacturers.

FWIW it's not the merchant processor causing problems, it's First Data.

Thanks for the feedback I will get in gear and get something going.

Thanks again

Here's a big F U from Authorize.net:

________________________________________
From: Wade Gardiner
Sent: Tuesday, June 21, 2011 11:18 AM
To: Matthew DeLoach; Kudzu_Info
Subject: RE: Authorize.Net Payment Gateway Application Denied

HI Matthew,

Unfortunately, because firearms accessories are associated with the sale of firearms we will not be able to setup the account.

Wade Gardiner | Inside Sales Representative
________________________________________

From: Matthew
Sent: Monday, June 20, 2011 7:20 PM
Subject: RE: Authorize.Net Payment Gateway Application Denied

Please re-review our application for a Payment Gateway account. I do not believe that we are in violation of section 2, subsection xiv of your Terms of Use. We do not currently sell firearms in either our retail location or online via our website and we have no plans to do so in the future. Additionally, we are not licensed to sell firearms either by the State of Georgia or the United States government and have no plans to apply for such licenses in the future. We are solely an accessories store that is classified for sales tax purposes as a sporting goods store.

Matthew
http://www.KudzuTactical.com
________________________________________
From: Authorize.Net Apply [mailto:apply@cybersource.com]
Sent: Mon 6/20/2011 10:39 AM
Subject: Authorize.Net Payment Gateway Application Denied

Dear Merchant,
Thank you for submitting your application for an Authorize.Net Payment Gateway account.
Unfortunately, we have determined that the nature of your business constitutes a violation of Section 2(xv) of the Authorize.Net Terms of Use (http://www.authorize.net/company/use.php). Section 2(xv) prohibits activities which are associated with the sale of firearms.
Accordingly, we are unable to approve your application for an Authorize.Net Payment Gateway account.
If within two (2) business days you provide Authorize.Net additional information or documentation showing that your business is not in violation of the Terms of Us, Authorize.Net will, in its sole discretion, re-review your application.
Sincerely,

Authorize.Net Sales Department
________________________________________

Can you clarify what the issue is with First Data? I have been speaking with a sales rep from First Data regarding a merchant processing account (mainly because they are partnered with my bank, SunTrust, for merchant services). She knows exactly what we are selling (ammo and accessories only, no guns however) and has no issue with it.

First Data will not deal with firearms company, they kicked us off after about 3 years with them

ETA: Authorize.net uses First Data as its processor, which is why you got the no-go from them.

Gun dealer typically use either Payment Alliance International or First National Merchant Services.

I am after my Interview and approved for my FFL 07 and awaiting my actual license, so I started reading these threads a bit.

I have been using Intuit for about 6 months now selling just AR Uppers.

I did call and ask prior to signing up and basically the guy told me to just say I was selling sporting goods equipment.

Well, I screwed up somewhere along the way and said my end game was going to be getting into firearm sales and such.

The application process took about 2 weeks to get approved, but after many "Assurance/Compliance" Acknowledgments I had to agree to in regards to the sale of firearms, I was approved and have been using their payment gateway.

I did use a Open Source cart though. I made the site with Joomla and am using a VirtueMart shopping cart. So basically for Intuit, the sales are all represented as "3rd Party" processing.

Mike in MN

I ended up using Transfirst for my processing. Decent rate and they don't care that I am a small time mom and pop. Plus they support my shopping cart.

It could be a conflict of First Data policy to process CC transactions that involve firearms across state lines... or sales via the internet.

My local bank set me up with CC processing and that goes through First Data. The bank manager and Credit Merchant Services rep were both in my store prior to opening the account. I haven't had a lick of trouble with them either. I don't have an online store. All CC processing for firearms is handled in store and FTF.

We were setup by the local bank and the manager did all the work etc... but we had a single over the counter transaction that they suspected was a problem they cut us off and held those funds for a few weeks..... gotta love it. Thankfully Payex took care of it all and got us up and running same day.

My bank offered the same thing through a 3rd party vendor, i was assured there would be no problem. When i pointed out that in their TOS firearm sales were prohibited they couldn't give me an answer.

I went with PAI, so far everything has been trouble free, decent rates, cheap equipment.

bump so it is easy to find tomarrow

Copyright © 1996 - 2013 :: AR15.Com LLC :: All Rights Reserved.
Any use of this content without express written consent is prohibited.