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Posted: 3/29/2024 8:09:58 PM EDT
[#1]
Quote HistoryOriginally Posted By FMJ3: I also know plenty of career military men that think the brood mares in the forces are useless to the military and nothing more than welfare queens.  Did you serve in the military? |
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USA
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Posted: 3/29/2024 8:10:05 PM EDT
[#2]
Originally Posted By JLPettimoreIII: Marcia is in her 70's and she's still working. She clocks over 40 hours weekly in her salaried human resources role at a medium-sized company. "As much as I love my job and what I do, in my darkest private moments, I think I'm going to die in this job. I'm going to die in this office because I have no way to get out," she said. For her, work means both dignity and a financial lifeline. She's far away from family and doesn't have help or a second income she can rely on. One of the main reason she hasn't been able to retire is that she's been "overwhelmed" by medical bills from both her husband's cancer diagnosis he died two years ago and now from her own cancer diagnosis. "I was hoping that my husband and I could retire together. And I guess my biggest misjudgment was I didn't plan on being alone financially, emotionally, and one could say I should have, but I didn't," she said. Marcia is one of many retirees who feel left behind by the American dream's promise that a life of hard work would be rewarded with years of rest. Now, as with many traditional economic milestones, retirement has become a luxury reserved only for those who can afford it. More people over 65 are working as pensions disappear, people live longer, and Social Security benefits are seemingly always in peril. It all points to a retirement crisis sweeping its way across the country. Business Insider spoke with several Americans of retirement age about why they are still trading their time for money. Their identities have been verified, but a few asked to go by their first names only to preserve their privacy. "If I get the chance, I would like to help other people by sharing the experience and supporting people and maybe finding some solutions to these issues," Marcia said. "I think older people become very invisible, and maybe it's going to take other older people to help heighten that visibility." moar  John Prine Hello In There |
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USA
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Posted: 3/29/2024 8:12:24 PM EDT
[Last Edit: BoomBoom]
[#3]
I wouldn’t worry to much about this. We will vote for more money. As long as the USA maintain its superpower status we’ll be fine. If things goes to shit I’ll be to old to care. So what if I die in my 80s vs in my 90s because I don’t have enough money to maintain my cushy retirement? I’ll be too old and senile to care.
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Posted: 3/29/2024 8:23:20 PM EDT
[#4]
Quote HistoryOriginally Posted By FMJ3: I also know plenty of career military men that think the brood mares in the forces are useless to the military and nothing more than welfare queens. Quote HistoryOriginally Posted By FMJ3: Originally Posted By pdm: Originally Posted By Master_Blaster: Yes, because that's not welfare.  @ Master_Blaster. Hmmm .welfare? No, it's not welfare. Welfare can loosely be described as an unearned entitlement. Mil retirement is earned especially for the last 20 or so years. Myself and others put the work in and now I draw a retirement. I do feel lucky to be able to draw it though as there was more than a few times that I came close to either dying or being killed. Plenty of other men and women didn't get a chance to draw their "welfare" though because they weren't as lucky as others. Do also feel that retirement earned in other public service jobs are also welfare? Police? Fire? and so on? What you wrote makes you sound like a little bitch. I'm sure you're not so maybe you should delete your imbecilic comment so you don't appear so stupid or trollish. While you're at it punch yourself in the mouth for me. I also know plenty of career military men that think the brood mares in the forces are useless to the military and nothing more than welfare queens. There are plenty of shit hot women in the military. Everyone remembers the dirt bags though. There are plenty of dirt bag men to go along with them. |
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Posted: 3/29/2024 9:02:04 PM EDT
[Last Edit: pdm]
[#5]
Quote HistoryOriginally Posted By lokifox: There are plenty of shit hot women in the military. Everyone remembers the dirt bags though. There are plenty of dirt bag men to go along with them. My position is that very few people skate through a 20 year career as a dirtbag the entire time. Sure, plenty can do an enlistment or two as a piece of shit and some of those will milk some type of disability. So is that welfare? Perhaps but to make a broad statement that military retirement is welfare is fucking stupid and speaks to ignorance. As for women in the .mil they generally pull their weight. Are they meat eaters? For the most part no, most aren't but neither are most dudes in the military. I do know some females that would go through most dudes like a hot knife through butter…stone cold killers and a very valuable asset in certain circumstances. Regardless the military is big fucking machine and only a small percentage are at the pointy end. Most are moving equipment, building intel, logistics, comms and so on….but without them the pointy dudes like me have a very finite lifecycle. Anyways I've wasted enough time on comments that are so fucking stupid that it's stunning. How sad it must be to go through life so ignorant as to what the reality actually is yet have the hubris to speak so stupidly. |
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WA, USA
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Posted: 3/30/2024 12:16:54 AM EDT
[#6]
Quote HistoryOriginally Posted By MissiveGenius: Soon there will be enough of them that they will vote to steal everything from those of us have who led a lifetime of frugality. We must remain well armed and prepared. What a weird post.. |
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Posted: 3/30/2024 9:27:06 AM EDT
[#7]
Quote HistoryOriginally Posted By dannylgriffin: I remember that. I bought my first house when home mortgage interest rates were 14%-16% in 1981. Kids today have no idea. Quote HistoryOriginally Posted By dannylgriffin: Originally Posted By fxntime: Those 14% house interest rates I remember that. I bought my first house when home mortgage interest rates were 14%-16% in 1981. Kids today have no idea. We assumed a 10.5% interest mortgage on the first house. Made the first payment in August. I believe we paid down principle about $250 that first year. |
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USA
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Posted: 3/30/2024 9:53:48 AM EDT
[#8]
Some of you are either bots or brainwashed.
Things were not better for the Boomers. There is way more opportunity today. Way more ways to make a lot of money. Stop making excuses. And as far as old people having to work, that is not necessarily bad depending on what you do. People age badly when they retire. They are no longer in the game. They are put out to pasture. |
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Posted: 3/30/2024 10:08:14 AM EDT
[#9]
Quote HistoryOriginally Posted By Paul_Sothern: Some of you are either bots or brainwashed. Things were not better for the Boomers. There is way more opportunity today. Way more ways to make a lot of money. Stop making excuses. And as far as old people having to work, that is not necessarily bad depending on what you do. People age badly when they retire. They are no longer in the game. They are put out to pasture. Back in boomer work daze you couldn't be a female, have an IQ of 90, show your butthole on line and make 250K+ a year. Now, it's easy as pie. |
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WA, USA
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Posted: 3/30/2024 12:20:25 PM EDT
[#10]
Quote HistoryOriginally Posted By Skunkeye: This is what family is for. When my dad wanted to retire, he was going to be short a couple hundred each month and have problems with big expenses like a new roof, furnace replacement, car repairs, etc. His 4 kids made it happen. I know it is old fashioned, but a solid network of loving relatives can provide a ton of security. Both of my grandmothers lived with my parents in the months and years before their deaths. This is way more important than people realize. If you want to build lasting wealth you need family. But it has to be multiple generations on board. Grandparents that aren’t working watch the little kids so the parents can work and aren’t paying daycare expenses. Parents take care of grandparents by taking them to dr. appointments, helping with household repairs etc so grandma doesn’t get ripped off or grandpa fall down a ladder. If the time comes you move the grandparents in with you. When the kids get married they get a generous wedding gift in order to buy a home. This social contract used to exist amongst the middle classes in the US but after the Great Depression it’s seen less and less. Today it often seems discouraged. |
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Posted: 3/30/2024 12:32:02 PM EDT
[Last Edit: Scoobysmak]
[#11]
Quote HistoryOriginally Posted By lokifox: Well... maybe that's a stretch. ARF has cost me more money than I want to admit. QFT..... Without this place and some of the people I have met through here I would probably have another 50k+ in my pocket.....  ETA...and this doesn't include any investing done from being on here. |
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USA
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Posted: 3/30/2024 12:37:29 PM EDT
[#12]
Quote HistoryOriginally Posted By fdawg: What a weird post.. I laughed but it's also true. Same as the rest of the welfare population. When their bennies are no longer enough to live free lives of luxury and leisure, built on the backs of the actual workers, they will demand more, without thinking about what happens next. Free shit army is an enemy and a deadly threat to productive and healthy people. It's all coming to a head and it will be glorious |
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Posted: 3/30/2024 1:51:52 PM EDT
[#13]
Quote HistoryOriginally Posted By fxntime: Back in boomer work daze you couldn't be a female, have an IQ of 90, show your butthole on line and make 250K+ a year. Now, it's easy as pie. Quote HistoryOriginally Posted By fxntime: Back in boomer work daze you couldn't be a female, have an IQ of 90, show your butthole on line and make 250K+ a year. Now, it's easy as pie. Over 2.1 million creators on OnlyFans, with earnings ranging from supplemental income to millions per month. Average OnlyFans creator earns $150-180 monthly; the top 1% earn 33% of total revenue. Top earners benefit from existing audiences, niche content, high-quality materials, and aggressive marketing. Like everything else very few are pulling that money. Those are just the ones you hear about. |
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Posted: 3/30/2024 1:54:51 PM EDT
[#14]
Quote HistoryOriginally Posted By OregonShooter: Like everything else very few are pulling that money. Those are just the ones you hear about. And their side gigs aside from OF involve bottom gigs
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GA, USA
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Posted: 3/30/2024 1:57:08 PM EDT
[#15]
As the Western world falls apart we'll have to face the same harsh truth most of the world still deals with.... retirement is unrealistic and should we even try to treat our cancer if it saddles our family with debt.
Globalists are planning on a managed decline and a trim to human population. Bible tells us it gets unhinged and 1/3rd will die. |
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VA, USA
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Posted: 3/31/2024 5:58:51 PM EDT
[#16]
All these plans.
This reminds me, if you want to make God laugh, tell him your plans. |
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IA, USA
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Posted: 3/31/2024 7:13:06 PM EDT
[#17]
Quote HistoryOriginally Posted By norseman1: Still waiting for zoomers to put in a 40hr work week that doesn't involve them sitting around with their thumb's up their ass. Article doesn't describe the dozens of trips/vacations she took or the $ wasted on useless shit. I hear people say they are "just scraping by" when I suddenly see their FB and Instagram pages surrounded by mountains of shit they couldn't possibly afford. Zero fucks given.gif This They always have the cash (or credit) for concerts, professional baseball games, new cars every 3 yrs and yearly trips to Disney/Caribbean/Mediterranean. Funny when it's time to buy new tires......they typically don't have money for those. |
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USA
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Posted: 3/31/2024 7:17:51 PM EDT
[#18]
Quote HistoryOriginally Posted By eagarminuteman: Wait so I'm supposed to hate Boomers for stealing the future of the country or feel bad when some of them are still broke at their age despite having lived during a very prosperous time in America? Which is it? LOL |
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Posted: 3/31/2024 7:34:46 PM EDT
[#19]
Quote HistoryOriginally Posted By USMCTanker: I had a neighbor from OK that moved to ID after her husband was diagnosed with cancer. A lifetime of savings from his work as a self-employed contractor wiped out from medical / hospital bills. He died, and she lived on $900.00 / month from SS. She was understandably bitter at life but we liked her. They saved for retirement but unforeseen circumstances made her poor when she couldn’t work anymore. Last I knew she had to move out of the house she rented and found a roommate to split costs. Not sure why her daughter didn’t step up… I hope none of you reading this face a similar situation because the bottom line is you don’t know what the future holds. This is the same sob story a lot of people tell but of course they never tell you that at some point in their lives they bought and ate avocado toast. And they did it with zero remorse, and now we're expected to pay for it. |
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VA, USA
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Posted: 4/2/2024 1:18:30 PM EDT
[#20]
Quote HistoryOriginally Posted By rtlm: A cancer diagnosis does not mean financial ruin. However what you chose to do after that as far as treatment can. Knew a guy who was fairly well off, he got the bad news one day. He had a wife and 2 sons. He went thru a few treatments and it didn’t get any better. He said fuck it, not gonna bankrupt my family. He let nature run its course. Last time I saw him was in the gun store buying his son a 22 rifle. He was gonna a few months later. A family member got the "C" and did the chemo. Didn't do a damn thing and in fact made her situation worse. The overdosed her on the shyt, burned her up and she couldn't even walk anymore. And got billed for the damn thing. Most medical treatment is overpriced fraud. Charlatans and their snake oil. |
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VA, USA
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Posted: 4/2/2024 1:21:12 PM EDT
[#21]
My chief concern about the retirement accounts is that the currency they are denominated in is highly susceptible to devaluation.
because by design I mean, if someone owes you 100,000, what exactly do they owe you? It makes no sense at all. Vapor ware. and given the economic situation, 34T national debt, interest going to around 1T annually, debasing the currency is the logical step. They will lie about CPI and not adjust anything. |
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VA, USA
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Posted: 4/2/2024 1:27:22 PM EDT
[#22]
Quote HistoryOriginally Posted By Stlrain0341: No matter how much money we pump into the system, there is a limit on the % of people we can support being retired unless major productivity increases happen. A declining population requires that a a smaller percentage of a generation will be able to retire, or they will have to retire later in life. Good idea to plan accordingly. the socialist system was designed in 1933, the New Deal. Since 1933, almost 100 years ago, a lot of social change has happened. Feminists got their two sacred cows, contraception and abortion. They made the program unsustainable long-term. the fertility rate has been under 2 since 1980 https://www.statista.com/statistics/1033027/fertility-rate-us-1800-2020/ |
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TX, USA
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Posted: 4/2/2024 1:37:26 PM EDT
[#23]
Quote HistoryOriginally Posted By AROTTY: This is way more important than people realize. If you want to build lasting wealth you need family. But it has to be multiple generations on board. Grandparents that aren’t working watch the little kids so the parents can work and aren’t paying daycare expenses. Parents take care of grandparents by taking them to dr. appointments, helping with household repairs etc so grandma doesn’t get ripped off or grandpa fall down a ladder. If the time comes you move the grandparents in with you. When the kids get married they get a generous wedding gift in order to buy a home. This social contract used to exist amongst the middle classes in the US but after the Great Depression it’s seen less and less. Today it often seems discouraged. Responsibility says you build something for the next generation, not be a drain on it. I have prepared for my children’s future and my own through hard work and saving. I don’t expect them to be financially on the hook for me, I would rather die than be a total burden on my kids. |
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USA
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Posted: 4/19/2024 5:25:57 AM EDT
[Last Edit: Master_Blaster]
[#24]
Quote HistoryOriginally Posted By pdm: @ Master_Blaster. Hmmm….welfare? No, it's not welfare. Welfare can loosely be described as an unearned entitlement. Mil retirement is earned…especially for the last 20 or so years. Myself and others put the work in and now I draw a retirement. I do feel lucky to be able to draw it though as there was more than a few times that I came close to either dying or being killed. Plenty of other men and women didn't get a chance to draw their "welfare" though because they weren't as lucky as others. Do also feel that retirement earned in other public service jobs are also welfare? Police? Fire? and so on? What you wrote makes you sound like a little bitch. I'm sure you're not so maybe you should delete your imbecilic comment so you don't appear so stupid or trollish. While you're at it punch yourself in the mouth for me. How are these funded? Is there a sustainable, interest generating portfolio underpinning these obligations, or is it tax stream wealth transfer. If the latter, what % of tax revenues covers the it? We're printing money via the fed because of our robbing-Peter-to-pay-Paul economic plans to "cover" too many obligations. I don't debate earning, but I do debate what can be afforded. I'll attribute the "bitch" tyrade to PTSD. This time. |
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USA
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Posted: 4/19/2024 6:14:17 AM EDT
[Last Edit: Rheinmetall792]
[#25]
Quote HistoryOriginally Posted By Riter: Same thing happened to my neighbor in SF. Her husband developed cancer and they took out an equity loan to cover his medical expense. She's now back to work and will be there until the day she dies. Why do some people in America have to pay back massive loans, but others don't? |
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Posted: 4/19/2024 6:19:49 AM EDT
[#26]
I worked with a guy at my former employer that I swore was going to work until he died on the production floor. Well, to my surprise once he hit 65 he quit showing up for work and quit.
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Posted: 4/19/2024 6:31:19 AM EDT
[#27]
Quote HistoryOriginally Posted By akguy1985: I worked with a guy at my former employer that I swore was going to work until he died on the production floor. Well, to my surprise once he hit 65 he quit showing up for work and quit. I swear that my boss still doesn't think I'm gone in a couple months. He's a decent guy, those above him are prime retard candidates. |
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Posted: 4/19/2024 6:34:23 AM EDT
[#28]
I imagine right now is a pretty tough time to decide to go through with divorce.
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MS, USA
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Posted: 4/19/2024 6:51:01 AM EDT
[Last Edit: ExFed1811]
[#29]
Originally Posted By MissiveGenius:
Soon there will be enough of them that they will vote to steal everything from those of us have who led a lifetime of frugality. We must remain well armed and prepared. Quote HistoryOriginally Posted By fdawg: What a weird post.. Another way to say it would be that when the takers exceed the makers (and, we are there or close to there already), the makers better be ready to do the needful, or have their way of life destroyed. |
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VI, USA
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Posted: 4/19/2024 8:15:33 AM EDT
[#30]
I'm lucky that I managed to "retire" with what I have coming in from SSD and my 401k
I spent my early working career looking for a decent paying company with good benefits, when I did find one I was there 14 years and they closed that facility, I got a pension of $330.00 a month at 65. Ended up going through several more jobs and facility closures until I ended at a major food manufacturing company for 14 years until I left under LTD. That company had a 401k with a 6% match for all hours worked. I put as much as I could into that 401k. In the end that 401k was worth 5x the pension for the same time period. I also only purchased used vehicles with short loans periods. I can see people having cash issues if they have a shit pension vs a 401k but buying expensive shit and co- signing and paying the kids bills is plain stupid. I used to see several people at work who spent alot of time at the local casinos and I'm sure that they didn't fund their 401k either. |
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IA, USA
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Posted: 4/19/2024 8:29:46 AM EDT
[#31]
Quote HistoryOriginally Posted By Copperhead78: This all day. Guys at work can keep their new every 3 years trucks, 500k+ houses, UTVs, 5th wheel campers, tax refund yearly vacations in Jamaica, etc, etc. I keep packing my Roth and brokerage accounts beyond our work pension and annuity. Blows my mind when they tell me the amount of credit debt they have. Some just got to upgrade from the 25' RV to the 35' RV. One guy bragged about his wifes BMW 2 yrs ago and now they are taking a loss because it nickle and dimes them. Alot don't have $1000 for an emergency or have to work some OT to replace bald tires. No money for a box or two of ammo to hit the range but by God they got cash to spend on drinking and a new sweet tattoo. 🤣🤣 One guys motto is, "You can afford anything on payments" To each their own. Quote HistoryOriginally Posted By Copperhead78: Originally Posted By MissiveGenius: Soon there will be enough of them that they will vote to steal everything from those of us have who led a lifetime of frugality. We must remain well armed and prepared. This all day. Guys at work can keep their new every 3 years trucks, 500k+ houses, UTVs, 5th wheel campers, tax refund yearly vacations in Jamaica, etc, etc. I keep packing my Roth and brokerage accounts beyond our work pension and annuity. Blows my mind when they tell me the amount of credit debt they have. Some just got to upgrade from the 25' RV to the 35' RV. One guy bragged about his wifes BMW 2 yrs ago and now they are taking a loss because it nickle and dimes them. Alot don't have $1000 for an emergency or have to work some OT to replace bald tires. No money for a box or two of ammo to hit the range but by God they got cash to spend on drinking and a new sweet tattoo. 🤣🤣 One guys motto is, "You can afford anything on payments" To each their own. Many people are their own worst enemy. Our small house is paid for and our cars are paid for. We do not own boats or lake houses. We have one old RV to go camping with family. There will never be another one. (I hate camping with her family, they are all democRATs) I have a pension and she has a 401k. I don't understand why people let themselves down. kwg |
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VI, USA
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Posted: 4/19/2024 8:31:31 AM EDT
[#32]
Quote HistoryOriginally Posted By Waldo: You're not going to qualify for medicaid unless you have very little in the way of assets or they've been in an irrevocable trust longer than the lookback period. We did this, just to avoid having "assets" along with not being married. We sat down and talked to our accountant and she recommended this avenue to use. Plus early SS fuck it I'm getting as much as I can NOW, everyone is grabbing for the federal money you might as well step up to the trough too. |
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Posted: 4/19/2024 8:39:23 AM EDT
[Last Edit: woodsie]
[#33]
Quote HistoryOriginally Posted By ad_nauseam: My chief concern about the retirement accounts is that the currency they are denominated in is highly susceptible to devaluation. because by design I mean, if someone owes you 100,000, what exactly do they owe you? It makes no sense at all. Vapor ware. and given the economic situation, 34T national debt, interest going to around 1T annually, debasing the currency is the logical step. They will lie about CPI and not adjust anything. Denominated in something is not the same thing as being that something. Gold, Stocks, Real Estate, and Bitcoin all trade in dollars but they have all rode pretty well with inflation. Things the actually represent dollars like debt (like bonds), cash, and some defined benefit plans are what get wrecked by inflation. |
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FL, USA
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Posted: 4/19/2024 8:43:38 AM EDT
[#34]
Womp Womp
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TX, USA
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Posted: 4/19/2024 9:58:59 AM EDT
[#35]
Quote HistoryOriginally Posted By pdm: My position is that very few people skate through a 20 year career as a dirtbag the entire time. Sure, plenty can do an enlistment or two as a piece of shit and some of those will milk some type of disability. So is that welfare? Perhaps but to make a broad statement that military retirement is welfare is fucking stupid and speaks to ignorance. Some people here make that statement about social security. If that's acceptable, then it's acceptable to make similar statements about other government run retirement programs. Especially those that pay benefits at a younger age than social security or provide health coverage younger than medicare. Same for various government disability programs that pay people who are fully capable of working a full time job.  |
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Posted: 4/19/2024 10:09:31 AM EDT
[#36]
Originally Posted By JLPettimoreIII: One of the main reason she hasn't been able to retire is that she's been "overwhelmed" by medical bills from both her husband's cancer diagnosis he died two years ago and now from her own cancer diagnosis. The worst part of the entire story is that our society views this scenario as completely normal. |
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USA
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Posted: 4/19/2024 10:39:50 AM EDT
[Last Edit: Master_Blaster]
[#37]
Quote HistoryOriginally Posted By bayouhazard: Some people here make that statement about social security. If that's acceptable, then it's acceptable to make similar statements about other government run retirement programs. Especially those that pay benefits at a younger age than social security or provide health coverage younger than medicare. Same for various government disability programs that pay people who are fully capable of working a full time job. Quote HistoryOriginally Posted By bayouhazard: Originally Posted By pdm: My position is that very few people skate through a 20 year career as a dirtbag the entire time. Sure, plenty can do an enlistment or two as a piece of shit and some of those will milk some type of disability. So is that welfare? Perhaps but to make a broad statement that military retirement is welfare is fucking stupid and speaks to ignorance. Some people here make that statement about social security. If that's acceptable, then it's acceptable to make similar statements about other government run retirement programs. Especially those that pay benefits at a younger age than social security or provide health coverage younger than medicare. Same for various government disability programs that pay people who are fully capable of working a full time job. It comes down to affordability vs excess. That's all there is to it. What can we afford to pay for? Seems like a lot of states are struggling with overindulgent pension "promises" that don't balance on the spreadsheet, & that's not by accident. The fed most certainly relies entirely on tax revenues to pay its retirement obligations. It's just plain irresponsible to pay out what simply can not be afforded. The cracks in the financial foundation have propagated & the damage is irreparable. We're going to have to rethink a lot of things or else the entire show is going down at some point. Debt isn't piling for nothing. |
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Posted: 4/19/2024 10:49:26 AM EDT
[#38]
Quote HistoryOriginally Posted By pdm: My position is that very few people skate through a 20 year career as a dirtbag the entire time. Sure, plenty can do an enlistment or two as a piece of shit and some of those will milk some type of disability. So is that welfare? Perhaps but to make a broad statement that military retirement is welfare is fucking stupid and speaks to ignorance. As for women in the .mil they generally pull their weight. Are they meat eaters? For the most part no, most aren't but neither are most dudes in the military. I do know some females that would go through most dudes like a hot knife through butter…stone cold killers and a very valuable asset in certain circumstances. Regardless the military is big fucking machine and only a small percentage are at the pointy end. Most are moving equipment, building intel, logistics, comms and so on….but without them the pointy dudes like me have a very finite lifecycle. Anyways I've wasted enough time on comments that are so fucking stupid that it's stunning. How sad it must be to go through life so ignorant as to what the reality actually is yet have the hubris to speak so stupidly. Quote HistoryOriginally Posted By pdm: Originally Posted By lokifox: There are plenty of shit hot women in the military. Everyone remembers the dirt bags though. There are plenty of dirt bag men to go along with them. My position is that very few people skate through a 20 year career as a dirtbag the entire time. Sure, plenty can do an enlistment or two as a piece of shit and some of those will milk some type of disability. So is that welfare? Perhaps but to make a broad statement that military retirement is welfare is fucking stupid and speaks to ignorance. As for women in the .mil they generally pull their weight. Are they meat eaters? For the most part no, most aren't but neither are most dudes in the military. I do know some females that would go through most dudes like a hot knife through butter…stone cold killers and a very valuable asset in certain circumstances. Regardless the military is big fucking machine and only a small percentage are at the pointy end. Most are moving equipment, building intel, logistics, comms and so on….but without them the pointy dudes like me have a very finite lifecycle. Anyways I've wasted enough time on comments that are so fucking stupid that it's stunning. How sad it must be to go through life so ignorant as to what the reality actually is yet have the hubris to speak so stupidly. Less than 13% of Enlistees stay to collect retirement. |
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Posted: 4/19/2024 10:57:16 AM EDT
[#39]
Quote HistoryOriginally Posted By bad2006z71: Im 41 and fucked up by not saving, cashing out retirement accounts and poor financial judgrment. Im putting as much as i can into my ira at work and my roth but i know it wont be enough. Plus MS and the beetus (controlled with diet) has the potential of fucking me up. I doubt I will be able to retire. Quote HistoryOriginally Posted By bad2006z71: Originally Posted By eagarminuteman: Originally Posted By brownbomber: I'm a Millennial. Every time I see some older homeless person dragging around a suitcase downtown, I remind myself there's a good chance that a whole lot of us are going to end up like that. I mean statistics say that like 70% of seniors would be in poverty without SS, imagine how much worse that'll be when our generations start to retire. I know very few financially smart zoomers, just saying. Im 41 and fucked up by not saving, cashing out retirement accounts and poor financial judgrment. Im putting as much as i can into my ira at work and my roth but i know it wont be enough. Plus MS and the beetus (controlled with diet) has the potential of fucking me up. I doubt I will be able to retire. Man you have 20 years to save. I wish I did. You will be alright now that you know what to do. |
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Posted: 4/19/2024 7:33:04 PM EDT
[#40]
Quote HistoryOriginally Posted By fdawg: What a weird post.. Quote HistoryOriginally Posted By fdawg: Originally Posted By MissiveGenius: Soon there will be enough of them that they will vote to steal everything from those of us have who led a lifetime of frugality. We must remain well armed and prepared. What a weird post.. What, really, is the difference between someone taking your life and someone taking your life's labors? |
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Posted: 4/19/2024 7:47:20 PM EDT
[#41]
Quote HistoryOriginally Posted By 18B30: Less than 13% of Enlistees stay to collect retirement. Quote HistoryOriginally Posted By 18B30: Originally Posted By pdm: Originally Posted By lokifox: There are plenty of shit hot women in the military. Everyone remembers the dirt bags though. There are plenty of dirt bag men to go along with them. My position is that very few people skate through a 20 year career as a dirtbag the entire time. Sure, plenty can do an enlistment or two as a piece of shit and some of those will milk some type of disability. So is that welfare? Perhaps but to make a broad statement that military retirement is welfare is fucking stupid and speaks to ignorance. As for women in the .mil they generally pull their weight. Are they meat eaters? For the most part no, most aren't but neither are most dudes in the military. I do know some females that would go through most dudes like a hot knife through butter…stone cold killers and a very valuable asset in certain circumstances. Regardless the military is big fucking machine and only a small percentage are at the pointy end. Most are moving equipment, building intel, logistics, comms and so on….but without them the pointy dudes like me have a very finite lifecycle. Anyways I've wasted enough time on comments that are so fucking stupid that it's stunning. How sad it must be to go through life so ignorant as to what the reality actually is yet have the hubris to speak so stupidly. Less than 13% of Enlistees stay to collect retirement. And they start to question their entire life at about the 15 year mark.
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TN, USA
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Posted: 4/19/2024 8:23:45 PM EDT
[#42]
At that age, you have very little to lose by turning to crime. Just saying. Always have a backup, backup plan.
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PA, USA
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Posted: 4/19/2024 8:29:03 PM EDT
[#43]
Quote HistoryOriginally Posted By Waldo: Two people, both with cancer. That's going to eat up a lot of money. I can understand if you don't have insurance. My wife had breast cancer. She hit over a $million, 2 yrs in a row with treatments. She worked all through treatments. We were only making 150k'ish household income. We're not broke. Everything is paid for, have $1.25 mil+ in investments. You need to live within your means and have goals to meet your retirement dreams. |
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MO, USA
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Posted: 4/19/2024 9:28:13 PM EDT
[#44]
Quote HistoryOriginally Posted By ranging-by-zipcode: The government has to double the social security tax on only young people so they can pay more into the system . That will provide more money for us that are retired and we can live a better life . That sounds about right! |
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Posted: 4/19/2024 9:49:49 PM EDT
[#45]
Quote HistoryOriginally Posted By bigborehound: I can understand if you don't have insurance. My wife had breast cancer. She hit over a $million, 2 yrs in a row with treatments. She worked all through treatments. We were only making 150k'ish household income. We're not broke. Everything is paid for, have $1.25 mil+ in investments. You need to live within your means and have goals to meet your retirement dreams. Quote HistoryOriginally Posted By bigborehound: Originally Posted By Waldo: Two people, both with cancer. That's going to eat up a lot of money. I can understand if you don't have insurance. My wife had breast cancer. She hit over a $million, 2 yrs in a row with treatments. She worked all through treatments. We were only making 150k'ish household income. We're not broke. Everything is paid for, have $1.25 mil+ in investments. You need to live within your means and have goals to meet your retirement dreams. A lot of folks also think Medicare is the golden ticket when they hit 65 but the design can leave people with very big bills. |
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Posted: 4/20/2024 5:44:09 AM EDT
[#46]
Quote HistoryOriginally Posted By exponentialpi: A lot of folks also think Medicare is the golden ticket when they hit 65 but the design can leave people with very big bills. Quote HistoryOriginally Posted By exponentialpi: Originally Posted By bigborehound: Originally Posted By Waldo: Two people, both with cancer. That's going to eat up a lot of money. I can understand if you don't have insurance. My wife had breast cancer. She hit over a $million, 2 yrs in a row with treatments. She worked all through treatments. We were only making 150k'ish household income. We're not broke. Everything is paid for, have $1.25 mil+ in investments. You need to live within your means and have goals to meet your retirement dreams. A lot of folks also think Medicare is the golden ticket when they hit 65 but the design can leave people with very big bills. It's costs not much more to have some kind of a supplemental ''part B'' plan. EVERY person I have talked to that is retired and has had some major medical issue has said it was the best thing they ever did financially. Between A and B [or similar] the OOP costs are very negligible for medical care and meds. |
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Posted: 4/20/2024 6:12:24 AM EDT
[#47]
Most of the world works until the day they die. Worse still, they are pedestrians their entire life and gardeners in order to survive. Third world counties suffer bone crushing poverty and crime that would make Chicago blush.
It was only after WW2 that American families stopped living three generations under one roof, much of the world still lives that way today. The woman in the article is elderly and alone. This was never considered when families split up and became independent, relocated for better employment and otherwise pursued the American dream. This is an unintended consequence of our prosperity. If, not when our economy collapses, I predict mom or dad might need to move in with the kids. If they have kids, and the kids still love them enough to provide for the next 20 years, what their parents did for them their first 20years. |
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Posted: 4/20/2024 9:53:07 AM EDT
[#48]
Quote HistoryOriginally Posted By Idpapaperoperator: At that age, you have very little to lose by turning to crime. Just saying. Always have a backup, backup plan. 
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USA
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Posted: 4/20/2024 10:13:46 AM EDT
[#49]
Quote HistoryOriginally Posted By Ronnoc: I told my kids flat out that I would not co-sign on any loans or take out loans for them. I know one woman who retired from my work with at least $100k of debt for her kids with degrees in French and literature and such. The kids were working basic retail jobs after school. My nephew deliberately boned my sister on college loans. He is a selfish little idiot that wanted to go to film school at some Florida college. It was too late to sign up for normal student loans because he dragged his feet. So he signs up, shows up and suddenly the school wants their tuition, well no shit. He calls mommy and she co-signs a loan. Well around the same time he is supposed to be finishing up my niece gets married. He sees the money they spent on her lavish over the top princess wedding. So he up and tells his mother he’s not paying the loan as originally he promised. He skipped off to CA foe a year or two until is college girlfriend and his best friend get sick of his lazy ass as a roommate. They kick him out and he returns to mommy and proceeds to live in the |
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USA
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Posted: 4/20/2024 10:15:39 AM EDT
[#50]
Quote HistoryOriginally Posted By Caeser2001: So she does almost nothing all day. Got it. If only there was some one in the office in charge of retirement savings and planning and other things that effect a healthy and efficient workforce. |
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