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Posted: 4/25/2024 12:32:03 PM EDT
[Last Edit: Oldgold]
[#1]
I’d go over and talk to the the bank manager. I know all of them including the President that I go to church with.
Advantages of a small town. |
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Posted: 4/25/2024 12:33:51 PM EDT
[#2]
Quote HistoryOriginally Posted By Paul: Very strange. ATMs squirt that much out without a second thought. Same with cash registers at grocery stores. |
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Posted: 4/25/2024 12:35:00 PM EDT
[#3]
Did you show them your passbook?
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Posted: 4/25/2024 12:36:52 PM EDT
[#4]
Banks are happy to get rid of Karen’s that want to speak to the manager.
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Posted: 4/25/2024 1:05:28 PM EDT
[Last Edit: pr24guy]
[#5]
Quote HistoryOriginally Posted By dcat: Just got off the phone with a bank manager. His schedule is to be at this branch on Tuesdays and Thursdays "at least for the next two weeks". Will be happy to personally handle my cash withdrawal. They only verify the name and expiration date on a third-party CC, not scan it. Understands my objection to debit card, never uses one himself. I can live with them looking at another CC, my objection was because I thought they were going to swipe it. So what did we learn? 1. DLs are easy to fake and commonly used for bank fraud 2. CCs are harder to fake than DLs 3. FJB 4. those that disrespect boomers have small penises So, now you can only bank on Tuesday and Thursday, because you feel entitled. BAHAHAHHHAAA.  |
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Posted: 4/25/2024 1:39:05 PM EDT
[#6]
Quote HistoryOriginally Posted By Yor: Can't lose a customer until he produces another ID.  Attached File |
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NC, USA
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Posted: 4/25/2024 1:57:37 PM EDT
[#7]
I have to use my bank debit card for a teller withdrawal.
Never been asked for more than that. |
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TX, USA
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Posted: 4/25/2024 2:16:14 PM EDT
[#8]
Quote HistoryOriginally Posted By pr24guy: So, now you can only bank on Tuesday and Thursday, because you feel entitled. BAHAHAHHHAAA. My point was "for the next two weeks". So right now they have no bank officer on premises for three days a week and in two weeks who knows. Sounds like they will be closing the branch, which makes sense if you review their 1Q results. |
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TX, USA
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Posted: 4/25/2024 2:17:47 PM EDT
[#9]
Quote HistoryOriginally Posted By Off-the-Grid: Banks are happy to get rid of Karen’s that want to speak to the manager. Had the same account since 1992, never had an issue until yesterday. If you think that makes me a Karen then GTFO. |
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TX, USA
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Posted: 4/25/2024 2:18:52 PM EDT
[#10]
Quote HistoryOriginally Posted By 9divdoc: Did you show them your passbook? 4. those that disrespect boomers have small penises |
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Posted: 4/25/2024 2:20:04 PM EDT
[#11]
Pistol permit is what I use it's a photo ID
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Posted: 4/25/2024 2:24:19 PM EDT
[#12]
Quote HistoryOriginally Posted By JLAudio: They just want to see the name on a debit or credit card, OP. Or some other form of ID. This isn't hard. This. So many on Arfcom want to escalate every interaction to the thermonuclear level. A little bit of friendly interaction could have OP with $200 in his pocket. FWIW both my bank and credit union have my photo on file. When I give them my name they look up my photo. They rarely ask for an ID unless I'm at the CU drive through with shitty camera system. |
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TX, USA
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Posted: 4/25/2024 2:30:29 PM EDT
[#13]
Quote HistoryOriginally Posted By Oldgold: I’d go over and talk to the the bank manager. I know all of them including the President that I go to church with. Advantages of a small town. I already talked to the acting manager on the phone this AM. Will probably go see him in person this PM. We live in the sticks and had no closer options until recently. I will be moving most of my business to a new local bank down the road. |
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Posted: 4/25/2024 2:31:33 PM EDT
[#14]
Quote HistoryOriginally Posted By dcat: Good idea. I did not know that was possible. I have always refused a debit card because a credit card has loss capped at $50 while the debit card loss does not have a cap. You should update your knowledge base. Not being an ass, I don't know how your bank handles it. My daughter was hit recently by scammers for about $2k on her debit card. She refused the charges almost immediately because our bank will text you when they spot our of ordinary charges. She showed up in person next business day to official refute the charges. Account was sorted out within 48 hrs. My brother had someone get his CC info and hit it for over $15k. It took months to sort out. Policies differ with different vendors. Helps to know how yours works. |
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TX, USA
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Posted: 4/25/2024 2:40:24 PM EDT
[#15]
Quote HistoryOriginally Posted By JAR0023: This. So many on Arfcom want to escalate every interaction to the thermonuclear level. A little bit of friendly interaction could have OP with $200 in his pocket. FWIW both my bank and credit union have my photo on file. When I give them my name they look up my photo. They rarely ask for an ID unless I'm at the CU drive through with shitty camera system. No doubt. I never had an issue until yesterday. I reacted negatively to their request to show my debit card because they have repeatedly tried to push a debit card on me and I have refused. The regular teller would not have pushed that issue. I always ask her about her kids and how your momma is doing, etc. At the time I did not understand that a CC is actually harder to fake than a govt. ID (what a world we live in thanks to FJB and multinational crime cartels). The teller trainee was nice, but the other teller went full bitch when I pushed back on the CC and debit card request. I don't react well to a rude (and probably insecure) person telling me I have to do something "because". The manager today was calm and explained the ID issue. He also respected me and did not talk over me. |
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TX, USA
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Posted: 4/25/2024 2:41:45 PM EDT
[#16]
Quote HistoryOriginally Posted By JAR0023: You should update your knowledge base. Not being an ass, I don't know how your bank handles it. My daughter was hit recently by scammers for about $2k on her debit card. She refused the charges almost immediately because our bank will text you when they spot our of ordinary charges. She showed up in person next business day to official refute the charges. Account was sorted out within 48 hrs. My brother had someone get his CC info and hit it for over $15k. It took months to sort out. Policies differ with different vendors. Helps to know how yours works. Roger wilco and thanks |
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Posted: 4/25/2024 2:47:19 PM EDT
[#17]
Quote HistoryOriginally Posted By JAR0023: You should update your knowledge base. Not being an ass, I don't know how your bank handles it. My daughter was hit recently by scammers for about $2k on her debit card. She refused the charges almost immediately because our bank will text you when they spot our of ordinary charges. She showed up in person next business day to official refute the charges. Account was sorted out within 48 hrs. My brother had someone get his CC info and hit it for over $15k. It took months to sort out. Policies differ with different vendors. Helps to know how yours works. Yeah. Got thousands back when we got hit. One or two day investigation and all back. |
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USA
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Posted: 4/25/2024 2:51:03 PM EDT
[#18]
Quote HistoryOriginally Posted By joekizanyu: If you're gonna show your carry permit, then also show them your carry gun. That'll impress them.  Quote HistoryOriginally Posted By joekizanyu: Originally Posted By JLPettimoreIII: use your carry permit and/or passport. And rack the slide to show them you mean business too |
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PA, USA
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Posted: 4/25/2024 2:54:55 PM EDT
[#19]
Quote HistoryOriginally Posted By Star_Scream: Same with cash registers at grocery stores. Think about that... when you use your debit card you are presenting 2 pieces of information. The physical card + the PIN. Debit card "cash back" withdrawal is also capped at a pretty low amount. There are layers and layers of risk mitigation around you that have been decided upon by large organizations . |
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Posted: 4/25/2024 2:57:51 PM EDT
[#20]
PNC SUCKS, ALMOST AS BAD AS BOA
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PA, USA
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Posted: 4/25/2024 4:32:36 PM EDT
[#21]
Quote HistoryOriginally Posted By Meadowmuffin: PNC SUCKS, ALMOST AS BAD AS BOA Chase and BofA have been the only two (of all the big banks) that have been extremely active in anti-gun, anti-privacy stuff. PNC has actually done a lot that you'd agree is either pro-gun or neutral and has absolutely been pro-consumer privacy. |
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Posted: 4/25/2024 5:22:46 PM EDT
[Last Edit: j3_]
[#22]
I wish they had it set up when the bank pulled up my account it had my picture and age under it on their screen. I still remember the photo credit cards that some banks had years ago.
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Posted: 4/25/2024 7:00:27 PM EDT
[#23]
Originally Posted By dcat: Went to PNC Bank to withdraw cash from my account today. Handed them a withdrawal slip and my DL. They asked for additional ID like debit card or credit card. I don't have a debit or credit card from PNC and I don't see the need to share my other credit cards with them. Have you seen this? How would you handle? Can see asking for a second form of government issued ID, but CC or debt card is not a legal one of them. So question comes down to if they tried to mag swipe the DMV to see if legit or not, machine could not read it, and why they wanted another card like CC or debt to swipe as well/ too see if your name came up correct on it. Hence easy to make a fake ID's, but really hard to get the mag swipe information correct isntead. As for just visual ID check and them wanting to see a second, then should have at least a second one as well. This could be passport, CCW, or other government issued cards, but as you pointed out, CC or debit card is not one of them, no matter what name comes up on it when swiped. So maybe just looking for name to come up on card, but with you on maybe looking to collect other banking accounts beside theirs as a data mining thing. But in this day and age, only having one form of government issued card, is not part of the norm. If nothing else and only have your DMV drivers license as only government issued identification that you carry, then go an Identity card as well from DMV, so you do have a second form of government identification to carry as well. P.s. How did you manage to get a checking or saving account from PNC, and they did not issue you a Debit card for the account? |
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Posted: 4/25/2024 7:12:06 PM EDT
[#24]
This isn’t nearly as bad as what my uncle went through.
My uncle is 50 has early onset Parkinson’s. He decided to retire and enjoy his wealth (humble man and yes very wealthy), and enjoy some of truist banks wealth soon too! He went into a branch in WV to get a cashiers check to buy a SXS from a local Yamaha dealer and was so stoked. Woman wouldn’t give it to him and he HAD THREE FORMS OF ID. He didn’t know or understand why and she said it was because he was “acting weird” and the manager doubled down. Said he was acting like he was on drugs and he was just embarrassed. He said “maam I have Parkinson’s” they didn’t believe him lmfao. He closed account back home in NC and the regional president called and was so apologetic. But yeah he’s about to win the lawsuit too. |
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Posted: 4/25/2024 7:14:42 PM EDT
[#25]
I don't mind extra verification.
Better than them telling your "What money? you withdraw it all last week." |
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SC, USA
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Posted: 4/25/2024 7:23:58 PM EDT
[#26]
All the women in my credit union know me by name.
Must be the fat stax i keep in their bank. 😝 |
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NC, USA
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Posted: 4/25/2024 7:33:53 PM EDT
[#27]
If you want their money, you have to play by their rules.
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Posted: 4/25/2024 7:36:49 PM EDT
[#28]
Insurance Card?
i agree, they don't need it but they don't need your account eith .I'm assuming |
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Posted: 4/25/2024 7:37:42 PM EDT
[#29]
Quote HistoryOriginally Posted By flippflopped: If you want their money, you have to play by their rules. Biggest takeaway of this thread. It ain’t really your money |
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Posted: 4/25/2024 7:39:32 PM EDT
[#30]
Quote HistoryOriginally Posted By HDLS: Yeah! fuck the bank for taking extra measures to keep your account secure! Or make it harder for you to withdraw so they can keep earning money on it |
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Posted: 4/25/2024 7:40:13 PM EDT
[#31]
Quote HistoryOriginally Posted By cone256: Or make it harder for you to withdraw so they can keep earning money on it For one day? On his $200? They’re just being pricks |
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Posted: 4/25/2024 7:47:19 PM EDT
[#32]
I would give them two form of ID while I withdraw everything and move on down the road.
I can understand them trying to protect my account. But it’s obviously me coming g to get my fucking money. |
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OK, USA
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Posted: 4/25/2024 7:56:31 PM EDT
[#33]
If they could ever catch these summers they should cut all fingers off next to the hand. No more typing for dollars.
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Posted: 4/25/2024 7:56:47 PM EDT
[#34]
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Posted: 4/25/2024 7:58:00 PM EDT
[#35]
Quote HistoryOriginally Posted By Kashtin: I once gave my bank my ccw. They said, 'yep, government issued id'. Funny, my PA issued CCP says right on it that it's not to be considered valid ID. |
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Posted: 4/25/2024 8:06:08 PM EDT
[#36]
I don’t talk to people, I use the ATM.
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Posted: 4/25/2024 8:06:22 PM EDT
[#37]
Quote HistoryOriginally Posted By dcat: Measly $200 Quote HistoryOriginally Posted By dcat: Originally Posted By Smokey0844: Any chance it was over $2,500? Measly $200 Why not just use the MAC machine? |
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Posted: 4/25/2024 8:09:59 PM EDT
[Last Edit: FourLoko]
[#38]
I only make deposits in person.
Find an ATM |
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Posted: 4/25/2024 8:26:05 PM EDT
[#39]
Originally Posted By dcat: Went to PNC Bank to withdraw cash from my account today. Handed them a withdrawal slip and my DL. They asked for additional ID like debit card or credit card. I don't have a debit or credit card from PNC and I don't see the need to share my other credit cards with them. Have you seen this? How would you handle? Have you looked into how easy it is to get a fake ID these days? |
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Posted: 4/25/2024 8:26:22 PM EDT
[#40]
Quote HistoryOriginally Posted By Former11BRAVO: Funny, my PA issued CCP says right on it that it's not to be considered valid ID. @Former11BRAVO Interesting, my PA LTCF does not contain the ID wording you mention. Perhaps the card design and wording is up to the issuing county or municipality. |
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USA
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Posted: 4/25/2024 8:27:46 PM EDT
[#41]
Quote HistoryOriginally Posted By JLPettimoreIII: use your carry permit and/or passport. Take out pistol permit and pull out pistol and show them that the serial number on the pistol matches the serial number on the permit. |
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Posted: 4/25/2024 8:34:07 PM EDT
[#42]
Nothing more suspect in the year 2024 than trying to cash a check in person or walking in to ask for a withdrawal (unless you're about 87).
If you had legit access to the account you would deposit the check either in person (and not immediately ask for cash back) or via that damn App and withdrawal some cash via the ATM. |
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AZ, USA
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Posted: 4/25/2024 8:38:28 PM EDT
[#43]
ya...cause ur a slave dude...welcome to reality
my fave is when they question why you want the money....holy shit i start fuming when i hear that shit |
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Posted: 4/25/2024 8:49:21 PM EDT
[#44]
Quote HistoryOriginally Posted By joekizanyu: Eons ago, I did a withdrawal from BofA. Had the signed withdrawal slip. They asked for my debit card. Teller said my card needed to be signed. I signed it right then and there. Teller compared sigs on just signed withdrawal slip and just signed debit card as verification. I was like   Priceless. She was just checking the boxes.
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Posted: 5/8/2024 9:11:24 AM EDT
[#45]
Quote HistoryOriginally Posted By dcat: I already talked to the acting manager on the phone this AM. Will probably go see him in person this PM. We live in the sticks and had no closer options until recently. I will be moving most of my business to a new local bank down the road. I strongly urge you to find a credit union instead of a bank. As a CU "member" you will be a part owner and will find the experience much improved over a bank. |
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MI, USA
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Posted: 5/8/2024 9:14:35 AM EDT
[#46]
Originally Posted By dcat: Went to PNC Bank to withdraw cash from my account today. Handed them a withdrawal slip and my DL. They asked for additional ID like debit card or credit card. I don't have a debit or credit card from PNC and I don't see the need to share my other credit cards with them. Have you seen this? How would you handle? We were at the casino and I wanted money out of my account at a blackjack table. They wanted my players card and ID. So I gave them my CPL. lmao. The freaking out was epic. Security came and asked are you armed sir? I said I left it in the car. They said ok and left. The pit boss was eyeing me the entire night! |
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NC, USA
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Posted: 5/8/2024 9:34:51 AM EDT
[#47]
Quote HistoryOriginally Posted By Kashtin: I once gave my bank my ccw. They said, 'yep, government issued id'. I used my scuba cert card since it was the only other thing with my picture on it at wells Fargo last year. I ask the teller if she realized how ignorant it was to suggest that my State issued DL wasn't good enough but a 40 some year old scuba cert with a picture of me at 14 was ok. She said she did and just had to go through the motions to which I relied and this is why I will never have an account here |
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USA
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Posted: 5/8/2024 9:54:01 AM EDT
[#48]
Quote HistoryOriginally Posted By Dynamo: Maybe they have experienced a lot of ID fraud lately, especially with cash withdrawals. This is it. They have been getting destroyed by crews from up north lately. Its a variation of the "felony lane gang" scam but they are using fake IDs and already have all, and I mean ALL, the account holder's info (SS#, account number, etc.). If the bank doesn't have your picture in their account profile already, they are going to add more scrutiny to your withdrawals. Yay data breaches! 
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Posted: 5/8/2024 10:47:55 AM EDT
[#49]
Quote HistoryOriginally Posted By Paul: Very strange. ATMs squirt that much out without a second thought. Not with your only your drivers license.  Also, you don't need a debit card for an ATM, and only a fool has a debit card account. Theft from a debit card account usually has an entirely different set of rules compared to a credit card, unless you have a really good bank with good policy. First hand experience. |
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Posted: 5/8/2024 10:53:23 AM EDT
[#50]
What pisses me off is them wanting to see ID for deposits. If someone wants to deposit money in my account, fucking let them!
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