User Panel
User Panel
User Panel
MN, USA
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Posted: 4/24/2024 4:41:09 PM EDT
[#1]
I thought kids nowadays were ego maniacal badasses who could tell their bosses off and get a new, better paying job tomorrow??
🤣🤣 For shit sake, my 18 yr old kid owns a house, that she pays for, in the burbs (40 minutes from downtown) and is kicking butt in the trades. 🤣🤣 Yep, she drives to get to work, but realizes nobody is going to hand her shit. Get out and earn it!! You guys suck at life! 🤣🤣 |
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CT, USA
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Posted: 4/24/2024 4:41:18 PM EDT
[#2]
Quote HistoryOriginally Posted By JLPettimoreIII: everybody relax, i'm here. 
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OR, USA
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Posted: 4/24/2024 4:42:41 PM EDT
[#3]
Quote HistoryOriginally Posted By Silverbulletz06: Kind of a wierd discussion. How do we start? If I was making my salary now, but now I am 23 again without a house I would save up a shit ton of cash within a year, have a DP, and then look for a starter home. Which is what happened at the start when I was making starting money. Live with mom and dad, buy in a mediocre neighborhood, stash wealth, DIY to save money... I made better money right out of college than I do now. Just everything else sucked a lot more. It's the only reason I have the house I have. Making what I make today I couldn't afford my house at current prices and rates. Can't exactly live with Mom and dad either. Gas for that to work would be about what a mortgage costs. I DIY to save money, I have older, used vehicles (21 and 38 years old) with less than $7k into both of them, etc. Pretty well be priced out of moving out of this place in this area. I make good money for this area too. Hate to think what other folks are dealing with. |
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USA
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Posted: 4/24/2024 4:59:27 PM EDT
[#4]
Quote HistoryOriginally Posted By ramairthree: Of course it's regional. I have lived in six states. From on the border with Mexico to on the border with Canada. In about a dozen different areas/rentals. Two of the housings have stagnated at about increasing in value only a little bit more than inflation. One has barely kept with inflation. Those first two are simply in an area of little opportunity. The last had detrimental changes in demographics, crime, local schools, etc. About half increased very healthily compared to inflation. The rest insanely so. The stagnation of housings costs in areas of little to no opportunity, or areas or worsening demographics and other quality issue is not much of a salve to the burn of massive proportional increases in the costs of good housing in areas or great opportunity. Especially when combined with other proportional increases in transportation, medical, education, insurance, etc. Quote HistoryOriginally Posted By ramairthree: Originally Posted By Torf: Originally Posted By ramairthree: As I have noted many times, I am an X-er born in the 60s. My first apartment was 800 bucks in today's dollars. They are now $1800-$2400 apartments. My first home was about 350K in today's dollars. It's now an 800K home. My nice home was about 480K in today's dollars. It's also now an 800K home. My last home was about 1M in today's dollars. And would sell for 1.5 to 2M based on some unsolicited offers. At any stage of my life now, I could not currently have the same type of housing and other concurrent benefits of life that I was able to have then. I would not have had a nice, safe, no crime apartment with a great location. I would not have had a starter home in a no crime area with fantastic schools, parks, natural/recreational access, and a reasonable commute. My kids would not have grown up in a nice, safe area with huge yard and lake and decent public schools also reasonable from work. I would not have my little gentleman's farm and set up, etc. Many people refuse to be cognizant of this. And belittle people for not achieving/having what they did at their age. I'm just a bit younger than you, and none of what you said is representative my area. It's a geographical/regional issue. Some places have exploded like crazy. Other places just haven't. The upside of this is that my kids can afford to live nearby. The downside is that my house hasn't quadrupled in value in the last 20 years. Of course it's regional. I have lived in six states. From on the border with Mexico to on the border with Canada. In about a dozen different areas/rentals. Two of the housings have stagnated at about increasing in value only a little bit more than inflation. One has barely kept with inflation. Those first two are simply in an area of little opportunity. The last had detrimental changes in demographics, crime, local schools, etc. About half increased very healthily compared to inflation. The rest insanely so. The stagnation of housings costs in areas of little to no opportunity, or areas or worsening demographics and other quality issue is not much of a salve to the burn of massive proportional increases in the costs of good housing in areas or great opportunity. Especially when combined with other proportional increases in transportation, medical, education, insurance, etc. I haven't lives in 6 places, but I suspect that small to medium sized cities across the US can still be quite reasonable if one were to correct for things like "houseflation" and "carflation" and "expectationflation". |
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Posted: 4/24/2024 5:05:30 PM EDT
[#5]
Quote HistoryOriginally Posted By bikertrash: Nice try, but that's not what these threads are about. 73RR knows what's up. The general public, and most of GD, aren't smart enough to differentiate the two. It's not just that the boomer politicians are the problem, it's "boomers" in general that get blamed. The reason being that the general public doesn't have access to the boomer politicians, but they sure have access to friends, neighbors, and family members that are boomers, who generally didn't have any say in what's happening right now, but still get the finger pointed at them. Which is why these articles see the light of day. Keep up the division, keep the plebes at each others throats, and it's enough of a distraction so that the politicians can continue getting wealthier and laugh at the idiots fighting amongst themselves. Thank You all for participating. What is funny is that some of the biggest boomertards on 87chan are also some of the biggest race hustlers constantly screeching about how arf is stormfront-lite because someone made a blanket statement about their pets. Yet every single person born over an eighteen year period- black, white, asian, hispanic, indian, rich, poor, or whatever, all got together and conspired to make then have a sad. It it wasn't spreading like wildfire all over the board at the encouragement of management, it would be funny. Well, funnier. |
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Posted: 4/24/2024 5:10:22 PM EDT
[#6]
44 years old here.
Bought in 2009 for $185k. Two houses on my street sold this month that are the same floor plan as mine. One for $600k, the other for $620k. No way I could afford my house today. Due to an inheritance, my house will be paid off in 10 months. Took the entire amount that I received and damn near paid off my house, which was at a 2.7% interest rate. Should have used it to put a huge down payment on another house and kept the low interest rate. |
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Posted: 4/24/2024 5:10:46 PM EDT
[#7]
Quote HistoryOriginally Posted By 73RR: No not really, we voted for people who promised to lower taxes and to just LEAVE US THE FUCK ALONE. But they didn't. Then the leftists got control of the schools and colleges in the 90s and now and started the ITS NOT YOUR FAULT you are poor and have AIDs and can't get a job let us intelligent professors show you where the previous generation fucked you. But we have a better way! SOCIALISM! yea we'll show them fucking boomers, we'll take all their money that they stole from Gen XYZ and give it to them and we'll get them fighting among themselves and convince them that the compassionate government will fix your problems pay your bills and make sure we screw you all over. Oh and BTW what generation of politician is now planning on banning firearms? And curtailing our rights? Quote HistoryOriginally Posted By 73RR: Originally Posted By Dano556x45mm: Originally Posted By 73RR: Oh look another boomer hate thread. How about hate the politicians who engineered this shitstorm. Who engineered the whole COVID bullshit who spend all our money. And allow us to be invaded. But lets blame your fellow citizen and take the spotlight off the politicians who are happy to see us fight each other. Except those boomer ended up politicians lol No not really, we voted for people who promised to lower taxes and to just LEAVE US THE FUCK ALONE. But they didn't. Then the leftists got control of the schools and colleges in the 90s and now and started the ITS NOT YOUR FAULT you are poor and have AIDs and can't get a job let us intelligent professors show you where the previous generation fucked you. But we have a better way! SOCIALISM! yea we'll show them fucking boomers, we'll take all their money that they stole from Gen XYZ and give it to them and we'll get them fighting among themselves and convince them that the compassionate government will fix your problems pay your bills and make sure we screw you all over. Oh and BTW what generation of politician is now planning on banning firearms? And curtailing our rights? DUDE!!!! I think you've reached the allowable limit for common sense posted in GD in one day! You need to go outside before you: A. Hurt somebody's feels, or B. One or two of these whiners figure out that you're telling the truth, and no matter how much they piss and moan, no matter who they vote for, it's only going to get worse........for everybody @73RR |
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Posted: 4/24/2024 5:21:54 PM EDT
[#8]
Quote HistoryOriginally Posted By HecklerKac: Not sure if serious but who the hell wants to pay double or triple for the same thing? Someone that doesn’t, or can’t, double or triple their income. Stay stagnant, stay strong! |
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Posted: 4/24/2024 5:23:34 PM EDT
[#9]
Quote HistoryOriginally Posted By bigfignewton: Fuck a bunch of whining millennials. My 30 year old daughter and her husband own 3 houses. Millennial music sucks too. Hush with all the motivation stuff! Can’t you see that people don’t have opportunities! |
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Posted: 4/24/2024 5:31:34 PM EDT
[#10]
Quote HistoryOriginally Posted By mikepiet: I saw an add on TV last night about assuming the mortgage of the home you want to buy. I think it might have been a realator.com ad but made me think, that would be something. |
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Posted: 4/24/2024 5:36:49 PM EDT
[#11]
Most baby boomers have owned their houses long enough that they are paid off or almost paid off.
Those that bought bigger don't care because they'll be dead before it's paid off. I could not afford to buy the house I bought in 2022. 
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USA
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Posted: 4/24/2024 5:47:27 PM EDT
[#12]
Quote HistoryOriginally Posted By ScopeScar: F the government that caused this. Quote HistoryOriginally Posted By ScopeScar: Originally Posted By Dano556x45mm: F the boomers. F the government that caused this. Who voted for that government genius. |
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Posted: 4/24/2024 5:49:14 PM EDT
[#13]
Quote HistoryOriginally Posted By madwis15: No way could I afford to buy my house for what it's worth today. It's quadrupled in value in the 30 years I've owned it. My pay has not kept up. I feel bad for the new generation of renters. They will end up with the government and situation they voted for. Someone that’s 65 has been voting for over 40 years, someone that’s in their mid 20s has maybe 2 elections under them. Let’s not pretend everything was on a perfect trajectory right up until the last election. |
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USA
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Posted: 4/24/2024 5:52:35 PM EDT
[#14]
My house was 180k in 2016 it's now 370k. I bought in 2020 for 275k. So my house doubled in value in less than 10 years.
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Posted: 4/24/2024 5:52:49 PM EDT
[#15]
Quote HistoryOriginally Posted By King_Mud: Someone that’s 65 has been voting for over 40 years, someone that’s in their mid 20s has maybe 2 elections under them. Let’s not pretend everything was on a perfect trajectory right up until the last election. Nah it’s easier to blame the people who have voted 1-2 times in their lifetime. |
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Posted: 4/24/2024 5:54:31 PM EDT
[#16]
Quote HistoryOriginally Posted By ruger556boy: Who voted for that government genius. You tell me. The demographic breakdown is available. |
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Posted: 4/24/2024 5:54:51 PM EDT
[#17]
Quote HistoryOriginally Posted By pestilence12: Oh is that same compassion why my entire paycheck is taxed at 12.4% for Social Security, as opposed to only $8000 worth of a paycheck taxed at 8% in the 70's? I was kicked out at 18. I have received no financial help from my parents, nor do I want any. I have made my way my whole entire life and I am grateful for what I have, and I am proud of my family and love my kids. The government fucking me out of half my earnings is what I am a "whiny bitch" about. Quote HistoryOriginally Posted By pestilence12: Originally Posted By QueenDeNile: Omgoodness what a crock of shit. We are way way more compassionate than previous generations. The reason why you're a whiny bitch is because we were too compassionate. My parents told us from an early age that they expected us out of the house at 18. Your marriage has trouble? Don't become a burden on me and your mother. I remember an article back in the late 80's in the newspaper that talked about how the current generation wanted what their parents had now. Things are no different. If you want something bad enough you find a way-if you don't-you find excuses. Oh is that same compassion why my entire paycheck is taxed at 12.4% for Social Security, as opposed to only $8000 worth of a paycheck taxed at 8% in the 70's? I was kicked out at 18. I have received no financial help from my parents, nor do I want any. I have made my way my whole entire life and I am grateful for what I have, and I am proud of my family and love my kids. The government fucking me out of half my earnings is what I am a "whiny bitch" about. |
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Posted: 4/24/2024 5:56:40 PM EDT
[#18]
Quote HistoryOriginally Posted By eagarminuteman: Nah it's easier to blame the people who have voted 1-2 times in their lifetime.  Attached File |
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Posted: 4/24/2024 5:57:55 PM EDT
[#19]
Quote HistoryOriginally Posted By QueenDeNile: I would say that the majority of people grumble about the taxes-if you are at 12.5% you're actually below the average. Grumble but then vote for every stupid thing that relies on big government. I wish they would shut the government down for a few months so people could learn to function on their own. But that's a pie crust dream. We can clearly tell who doesn’t understand what he said the 12.4% tax was. SS ain’t the only tax on the books. |
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MN, USA
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Posted: 4/24/2024 5:59:23 PM EDT
[#20]
I could have bought 10 of the houses my father bought in 1966 for what I have now. No difference.
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Posted: 4/24/2024 6:02:28 PM EDT
[#21]
Quote HistoryOriginally Posted By King_Mud: Someone that's 65 has been voting for over 40 years, someone that's in their mid 20s has maybe 2 elections under them. Let's not pretend everything was on a perfect trajectory right up until the last election. Quote HistoryOriginally Posted By King_Mud: Originally Posted By madwis15: No way could I afford to buy my house for what it's worth today. It's quadrupled in value in the 30 years I've owned it. My pay has not kept up. I feel bad for the new generation of renters. They will end up with the government and situation they voted for. Someone that's 65 has been voting for over 40 years, someone that's in their mid 20s has maybe 2 elections under them. Let's not pretend everything was on a perfect trajectory right up until the last election. |
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Posted: 4/24/2024 6:13:22 PM EDT
[#22]
Quote HistoryOriginally Posted By QueenDeNile: What brings you to the conclusion that boomers are uninterested in their investments? While admittedly I am a younger baby boomer (both my parents are also baby boomers) I do pay close attention to the market. Considering that our two Presidential candidates are early boomer and silent generation- it seems the majority of the country believes that they pay close attention to more than just the housing market. Quote HistoryOriginally Posted By QueenDeNile: Originally Posted By King_Mud: Originally Posted By madwis15: No way could I afford to buy my house for what it's worth today. It's quadrupled in value in the 30 years I've owned it. My pay has not kept up. I feel bad for the new generation of renters. They will end up with the government and situation they voted for. Someone that's 65 has been voting for over 40 years, someone that's in their mid 20s has maybe 2 elections under them. Let's not pretend everything was on a perfect trajectory right up until the last election. I think you quoted the wrong person. All I was saying is that this is a path we’ve been on for a while and pretending it’s the fault of the young generation is asinine. |
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USA
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Posted: 4/24/2024 6:27:37 PM EDT
[#23]
Quote HistoryOriginally Posted By King_Mud: I think you quoted the wrong person. All I was saying is that this is a path we’ve been on for a while and pretending it’s the fault of the young generation is asinine. Yeah, I have voted for 16 years. The damage was already done by the time I came around. |
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Posted: 4/24/2024 6:28:25 PM EDT
[#24]
Quote HistoryOriginally Posted By ApacheScout: There's nothing stopping any of the younger generations from running for office and fixing everything. AOC's on it! |
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BC, CAN
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Posted: 4/24/2024 6:31:20 PM EDT
[#25]
My parent's second house, bought in 1994, increased in value more in some recent years, that the entire purchase price they paid would have been in today's dollars.
Their first house, which they bought for only $90K in 1989, which would be about $190K in today's dollars, is now worth over $800K. That's despite the neighborhood around it long since turning to shit. |
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Posted: 4/24/2024 7:25:58 PM EDT
[#26]
Quote HistoryOriginally Posted By ricky_45: I did something similar. I'm sitting in a house right now that is paid for. It’s a great feeling but makes me hate property taxes that much more. |
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Posted: 4/24/2024 7:29:17 PM EDT
[#27]
Quote HistoryOriginally Posted By kc3: AOC's on it! note my proper use of apostrophe for the possessive case of plural nouns that end in s.  |
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Posted: 4/24/2024 7:43:55 PM EDT
[#28]
Quote HistoryOriginally Posted By pestilence12: Ok, now, I got banned from the covid forum for saying that... Quote HistoryOriginally Posted By pestilence12: Originally Posted By osprey21: lol Bless your heart.
Ok, now, I got banned from the covid forum for saying that... |
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Posted: 4/24/2024 7:46:20 PM EDT
[Last Edit: TontoGoldstein]
[#29]
Yup. Inflation, interest rates, and taxes have juiced the “value” of our home.
All three are the fault of shitbird dem voters. If we were to sell, we couldn’t afford anything less than half the size. |
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MO, USA
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Posted: 4/24/2024 7:51:00 PM EDT
[#30]
Everybody born in the last 40 years should have been born boot straps first.
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Posted: 4/24/2024 7:56:26 PM EDT
[#31]
Quote HistoryOriginally Posted By osprey21: You got dinged for trolling not for saying BYH. I never even saw or got a reply for why. I always assumed it was thst comment. Can you dm me the comment? I don't recall trolling. If not its cool I don't really care lol. I'm better off out of that cesspool of a sub 
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TX, USA
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Posted: 4/24/2024 8:22:13 PM EDT
[#32]
in 2015 we bought a modest home for 54000.00 dollars. Today "they" claim it to have a value of 95,000 dollars. I don't believe it but it don't matter as we're too old to move.
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SC, USA
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Posted: 4/24/2024 8:59:09 PM EDT
[#33]
Everything was fine until the 2008 bank crash and Bush & Paulson bailed out the robber baron bankers even though the people at large said let them fail.
They have been bailing out the banks ever since then and here we are. A few economist in 2008 said this would happen but the CEO’s said “ tanks in the streets!” When that failed to compel the bailouts the banks told the politicians their stonk portfolios were on the line if we go down you go down. |
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Posted: 4/24/2024 9:04:09 PM EDT
[#34]
Quote HistoryOriginally Posted By Paul_Sothern: If the average person cannot afford the cost of the average house what does that tell you? It tells you there will be a crash in prices sooner or later. Then there will be belly aching as people owe more than their house is worth. Government bailout for these hapless people comes next. I don't see a crash coming anytime soon. 87 million illegals need homes and any "starter homes" that do come on the market get snatched up by institutional investors and rented out. |
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GA, USA
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Posted: 4/24/2024 9:10:55 PM EDT
[#35]
I work with a bunch of well paid engineers in a MCOL city. I’ve had conversations with a lot of them, most of them that bought before 2020 could not afford to buy their houses at current prices and interest rates.
That’s pretty damning….. |
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Posted: 4/24/2024 9:12:53 PM EDT
[#36]
Quote HistoryOriginally Posted By RebelTaco22: I work with a bunch of well paid engineers in a MCOL city. I’ve had conversations with a lot of them, most of them that bought before 2020 could not afford to buy their houses at current prices and interest rates. That’s pretty damning….. As a current engineering student, this worries me.
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Posted: 4/24/2024 9:16:13 PM EDT
[#37]
Quote HistoryOriginally Posted By eagarminuteman: As a current engineering student, this worries me. bring the wife with you, get her a remote job so she can work from the RV pahk from your travel trailer.  do the MFJL for 10 years, invest wisely, retire at 35 a multi gazillionare. live the dream. |
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Posted: 4/24/2024 9:21:23 PM EDT
[#38]
Quote HistoryOriginally Posted By King_Mud: Someone that’s 65 has been voting for over 40 years, someone that’s in their mid 20s has maybe 2 elections under them. Let’s not pretend everything was on a perfect trajectory right up until the last election. You conveniently forgot to mention all the 30 40 and 50-year-olds and who they voted for lol That's the real problem |
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Posted: 4/24/2024 9:23:47 PM EDT
[#39]
Quote HistoryOriginally Posted By JLPettimoreIII: i can get you making $450k/yr in norcal as a MFJL after you top out. bring the wife with you, get her a remote job so she can work from the RV pahk from your travel trailer. do the MFJL for 10 years, invest wisely, retire at 35 a multi gazillionare. live the dream. I’m good, I’ve seen how little lineman are home to be with their family. I’m determined to prevent that for my kids. That being said if I get desperate enough, maybe.
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Posted: 4/24/2024 9:25:23 PM EDT
[#40]
Quote HistoryOriginally Posted By eagarminuteman: I'm good, I've seen how little lineman are home to be with their family. I'm determined to prevent that for my kids. That being said if I get desperate enough, maybe. 
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Posted: 4/24/2024 9:26:49 PM EDT
[#41]
Quote HistoryOriginally Posted By JLPettimoreIII: if they wanted you to have a wife and kids they would've issued you those. Never realized .mil and the IBEW had so much in common.
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Posted: 4/24/2024 9:30:48 PM EDT
[#42]
Quote HistoryOriginally Posted By eagarminuteman: We can clearly tell who doesn't understand what he said the 12.4% tax was. SS ain't the only tax on the books. Quote HistoryOriginally Posted By eagarminuteman: Originally Posted By QueenDeNile: I would say that the majority of people grumble about the taxes-if you are at 12.5% you're actually below the average. Grumble but then vote for every stupid thing that relies on big government. I wish they would shut the government down for a few months so people could learn to function on their own. But that's a pie crust dream. We can clearly tell who doesn't understand what he said the 12.4% tax was. SS ain't the only tax on the books. |
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Posted: 4/24/2024 9:35:13 PM EDT
[#43]
Quote HistoryOriginally Posted By QueenDeNile: [eyeroll] I wasn't including SS or Medicare. The average American pays about 15% in state and federal income taxes. Of course there's numerous other ways Uncle Sam takes. This also includes the numerous Americans that receive more than the pay in withholdings. The guy you quoted was solely naming the SS percentage. Though later he said he loses about half of his gross to the gov. [eyeroll] |
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OK, USA
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Posted: 4/24/2024 9:41:34 PM EDT
[#44]
We probably can't afford to buy the house we're in NOW, because it's usually 3 or 4 houses from where we started from.
And it's not my fault houses have gone crazy, i'm just sitting here with a paid for house minding my own business. We probably could afford our first house today. Prospective homeowners need to realize it's a building (no pun intended) process. Instant gratification be spendy, yo. |
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Posted: 4/24/2024 9:47:34 PM EDT
[#45]
Quote HistoryOriginally Posted By miseses: Before covid I was almost able to buy a house with cash. Kept waiting thinking prices would drop. After covid prices exploded so much I had to just buy raw land and build a tiny house myself for cost of materials, because literally everything was gone and what little wasn't was 3x the price it was before. The fed really damned people with young expanding families by pinning interest rates near 0, guaranteeing an arms race to lock in all the housing for 30 years. You simply can't compete with somebody who has a mortgage with negative real interest rates, they'll never sell for less than a kings ransom. In effect they bifurcated the populace -- those who secured housing before or at the beginning of covid, and those who hadn't. It will take at least a decade before the bifurcation starts to wane. It was all by design. Feature, not flaw. |
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Posted: 4/24/2024 10:27:00 PM EDT
[#46]
Quote HistoryOriginally Posted By madwis15: No way could I afford to buy my house for what it's worth today. It's quadrupled in value in the 30 years I've owned it. My pay has not kept up. I feel bad for the new generation of renters. They will end up with the government and situation they voted for. Same. |
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Posted: 4/24/2024 10:32:19 PM EDT
[#47]
Quote HistoryOriginally Posted By JLPettimoreIII: if they wanted you to have a wife and kids they would've
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MN, USA
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Posted: 4/24/2024 10:37:27 PM EDT
[#48]
Another anti-boomer thread
It's all so tiring.gif |
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Posted: 4/24/2024 10:38:23 PM EDT
[#49]
Quote HistoryOriginally Posted By Pro_Patria_431: Quote HistoryOriginally Posted By Pro_Patria_431: Originally Posted By JLPettimoreIII: if they wanted you to have a wife and kids they would've  |
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Posted: 4/24/2024 10:39:20 PM EDT
[#50]
@Pro_Patria_431
did you get your little airstream, hammock, yeti cooler, and new used goodwill couch? |
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