User Panel
Posted: 4/20/2024 11:08:49 AM EDT
[Last Edit: SkiandShoot]
Anyone deploying dry powder on the S&P500 right now as it dips down? Or are you holding strong?
Considering making a move but rebuilding my reserves post previous deployments in a few investments. Any perspectives or plays the next 3 months, 6 months, post election? Anyone willing to share strategy or current thoughts? |
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Markets don't care about elections.
Nobody has the crystal ball. Always be DCAing. |
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My chip related stuff stopped out a while back, along with a few other things earlier this week. So I'm sitting on some settled cash.
I might buy some of them back when they find a new support level, or not. |
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Those who ignore history are doomed to repeat it.. |
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always.
be. buying. |
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Somewhere in the middle of hardcore Conservative and Libertarian.
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Time in the market is more important than timing the market. Either dump it all in now, or DCA in in over the next several months.
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In the beginning, the universe was created. This made a lot of people very angry, and has been widely regarded as a bad move. -Douglas Adams
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Now that we got the dave Ramsey’ers out of the way, anyone watching a few key indicators or cycles to deploy dry powder?
Curious anyone pressing interest rates vs consumer debt? |
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In the beginning, the universe was created. This made a lot of people very angry, and has been widely regarded as a bad move. -Douglas Adams
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Originally Posted By Sartorius: Dry powder IS timing the market. View Quote View All Quotes View All Quotes Originally Posted By Sartorius: Originally Posted By SkiandShoot: Now that we got the dave Ramsey'ers out of the way, anyone watching a few key indicators or cycles to deploy dry powder? Curious anyone pressing interest rates vs consumer debt? Exactly, I continually dump money in as it becomes available. I don't let it build up in a low interest savings account or something. |
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Where there's sacrifice, there's someone collecting the sacrificial offerings. Where there's service, there is someone being served. The man who speaks to you of sacrifice is speaking of slaves and masters, and intends to be the master. -Ayn Rand
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YTD SP500 is what, 4.1 ish%?
It's not beating cash/mmf at the moment. I'm about 10% cash right now because my chips dropped through their stops a while back. It's not as much of an issue having cash at these rates today. |
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Those who ignore history are doomed to repeat it.. |
I'm DCA'ing ~$2k every two weeks into VFIAX. (retirement accounts through work).
Meanwhile, extra income is going into VMFXX for dry powder and supporting and deeping bridge accounts. Occasionally I'll buy VWUAX during a dip. Occasionally I'll buy AMZN, PLTR, NVDA during a dip. I've unfortunately become too weighted in the total portfolio (stocks) OR the Mutual Funds are underweighted depending on perspective. Mutual Funds: 66.2% Individual Stocks: 15.9% Off-market pre-ipo private held in an SPV: 9.7% +1.9% Cash: 6.3% Remember the goal is 20% growth so just looking for anyone else who is eyeing the cycle of S&P500 in the coming 9-12 months. Or do I not care that the MF's are only 66.2% of the portfolio? I guess that is the real question. |
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ABB.
Dollar cost average. |
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WTF is up with this bullshit anti-bayo lug crap. Was there a group of irrate japanese guys bonzai charging disabled school children and puppies that I wasn't aware of?
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Mostly just sitting on approximately 65/35 stocks/CD's, cash, t-bills.
Riding the DRIP on my stocks, waiting for better times. |
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Joe "Mcgoo" Biden said so!
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Originally Posted By Waldo: YTD SP500 is what, 4.1 ish%? It's not beating cash/mmf at the moment. I'm about 10% cash right now because my chips dropped through their stops a while back. It's not as much of an issue having cash at these rates today. View Quote its not for the moment. its for the future. |
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Somewhere in the middle of hardcore Conservative and Libertarian.
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Originally Posted By Speedwinder: Mostly just sitting on approximately 65/35 stocks/CD's, cash, t-bills. Riding the DRIP on my stocks, waiting for better times. View Quote Just a question, what’s your time horizon? Have a plan for financial buckets or other approach? Just curious. I’m 1,725 trading days out. Different perspectives are important. |
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Sell in May and go away. I’m waiting
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I am retired and am keeping a close eye on it. My FLAIX and FLTIX are down a couple of percent, but my FSELX, FSPTX, FBTC and HOOD are up. Overall, it is down about 1% YTD so it is balancing out so far.
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S&W 500 is awesome! Recoils a tad. I say FO, OP
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If you think you’ve got problems now, just wait until you see the solution.
Just say “Chi-nope.” |
Originally Posted By SkiandShoot: Just a question, what’s your time horizon? Have a plan for financial buckets or other approach? Just curious. I’m 1,725 trading days out. Different perspectives are important. View Quote Time horizon is "not too much left". Retired for over 10-years, no debts for years and none anticipated in the future. Yearly average income from stocks, t-bills and CD's growing in excess of needs. Will be taking IRA RMD's soon. Will probably buy more CD's. That's the extent of my plan. Simple plan for a simple guy I guess. Eventually dying the richest man on my block is a good thing? |
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Joe "Mcgoo" Biden said so!
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Originally Posted By Waldo: YTD SP500 is what, 4.1 ish%? It's not beating cash/mmf at the moment. View Quote Not sure that's the best comparison 1-year MM yield vs <4 months (ytd) of mutual fund growth? 4 months of MM (annual yield 5.3%) is only about 1.77% (easy math so need to add for compounding) I did some buying last week, OP. I had a chunk of money that I failed to get in the market early in the long steady rise it's been on, and been trying to time a buy... but it went up >15% since then. I should have just bought when I got the money and not tried to time it. It's ok because it's long-term money, though. |
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Currently comfortable with where my core positions are.
I have a handful of stocks that I’m very bullish on for a 1-2 year time horizon. Excess cash is being used to sell deep out of the money cash secured puts on those stocks. Collecting premium on the options while the cash securing the puts sits in SPAXX (Fidelity) and makes around 5% on its own. |
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My top five currently:
VGT SPY SMH VUG MGK This is not a recommendation. They have a combined 10-year return average that is very good. As with most any stocks/ETF's, they have good years and not so good years. The most recent new to me stocks are LLY and AMZN. These look promising long-term. Mostly just waiting right now. |
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Joe "Mcgoo" Biden said so!
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Thank you guys for the input and perspective.
Pulled the trigger yesterday and again today on two blocks of S&P500. Really driven by my ratios being off and too individual stocks and cash heavy for my time horizon. As well as the current dip :) |
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Originally Posted By Speedwinder: My top five currently: VGT SPY SMH VUG MGK This is not a recommendation. They have a combined 10-year return average that is very good. As with most any stocks/ETF's, they have good years and not so good years. The most recent new to me stocks are LLY and AMZN. These look promising long-term. Mostly just waiting right now. View Quote VGT SCHD VOO O I think O is undervalued right now otherwise I wouldn't be playing in it. |
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WTF is up with this bullshit anti-bayo lug crap. Was there a group of irrate japanese guys bonzai charging disabled school children and puppies that I wasn't aware of?
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Stay prepared, stay vigilant
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Sweet scooping of the dip since the beginning of this thread!
Similar to the TSLA thread by killerB, smaller scale but still. Folks are making money. |
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Originally Posted By hkusp: Everything goes into Money Market cash now. Waiting to see if the market resumes back up in June. https://i.postimg.cc/x8KqhRDv/June-thru-December-rally.jpg View Quote Same. Fed to hold rates into foreseeable future means down or sideways action for a while. Been holding what I have in VOO through thick and thin (since '92 ) but not adding more at these heights. 5+% return on cash makes the wait tolerable. |
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