User Panel
User Panel
User Panel
|
Posted: 4/20/2024 10:08:49 AM EST
[Last Edit: SkiandShoot]
Anyone deploying dry powder on the S&P500 right now as it dips down? Or are you holding strong?
Considering making a move but rebuilding my reserves post previous deployments in a few investments. Any perspectives or plays the next 3 months, 6 months, post election? Anyone willing to share strategy or current thoughts? |
|
|
|
|
Posted: 4/20/2024 10:31:53 AM EST
[#1]
Markets don't care about elections.
Nobody has the crystal ball. Always be DCAing. |
|
|
|
|
Posted: 4/20/2024 10:40:26 AM EST
[#2]
My chip related stuff stopped out a while back, along with a few other things earlier this week. So I'm sitting on some settled cash.
I might buy some of them back when they find a new support level, or not. 
|
|
|
|
USA
|
Posted: 4/20/2024 1:15:58 PM EST
[#3]
Quote HistoryOriginally Posted By NemesisMind: Always be DCAing. This. Stop trying to time the market. It never works. |
|
|
|
Posted: 4/20/2024 8:49:55 PM EST
[#4]
always.
be. buying. |
|
|
|
|
Posted: 4/20/2024 10:39:14 PM EST
[#5]
Time in the market is more important than timing the market. Either dump it all in now, or DCA in in over the next several months.
|
|
|
|
|
Posted: 4/21/2024 11:14:40 AM EST
[#6]
Now that we got the dave Ramsey’ers out of the way, anyone watching a few key indicators or cycles to deploy dry powder?
Curious anyone pressing interest rates vs consumer debt? |
|
|
|
|
Posted: 4/21/2024 1:12:46 PM EST
[#7]
Quote HistoryOriginally Posted By SkiandShoot: Now that we got the dave Ramsey'ers out of the way, anyone watching a few key indicators or cycles to deploy dry powder? Curious anyone pressing interest rates vs consumer debt? |
|
|
|
|
Posted: 4/21/2024 1:18:20 PM EST
[#8]
Quote HistoryOriginally Posted By Sartorius: Dry powder IS timing the market. Quote HistoryOriginally Posted By Sartorius: Originally Posted By SkiandShoot: Now that we got the dave Ramsey'ers out of the way, anyone watching a few key indicators or cycles to deploy dry powder? Curious anyone pressing interest rates vs consumer debt? Exactly, I continually dump money in as it becomes available. I don't let it build up in a low interest savings account or something. |
|
|
|
|
Posted: 4/21/2024 3:56:24 PM EST
[Last Edit: Waldo]
[#9]
YTD SP500 is what, 4.1 ish%?
It's not beating cash/mmf at the moment. I'm about 10% cash right now because my chips dropped through their stops a while back. It's not as much of an issue having cash at these rates today. |
|
|
|
|
Posted: 4/21/2024 5:29:12 PM EST
[Last Edit: SkiandShoot]
[#10]
I'm DCA'ing ~$2k every two weeks into VFIAX. (retirement accounts through work).
Meanwhile, extra income is going into VMFXX for dry powder and supporting and deeping bridge accounts. Occasionally I'll buy VWUAX during a dip. Occasionally I'll buy AMZN, PLTR, NVDA during a dip. I've unfortunately become too weighted in the total portfolio (stocks) OR the Mutual Funds are underweighted depending on perspective. Mutual Funds: 66.2% Individual Stocks: 15.9% Off-market pre-ipo private held in an SPV: 9.7% +1.9% Cash: 6.3% Remember the goal is 20% growth so just looking for anyone else who is eyeing the cycle of S&P500 in the coming 9-12 months. Or do I not care that the MF's are only 66.2% of the portfolio? I guess that is the real question. |
|
|
|
|
Posted: 4/21/2024 7:56:34 PM EST
[#11]
ABB.
Dollar cost average. |
|
|
|
|
Posted: 4/21/2024 10:14:10 PM EST
[Last Edit: Speedwinder]
[#12]
Mostly just sitting on approximately 65/35 stocks/CD's, cash, t-bills.
Riding the DRIP on my stocks, waiting for better times. |
|
|
|
|
Posted: 4/22/2024 5:53:21 AM EST
[#13]
Quote HistoryOriginally Posted By Waldo: YTD SP500 is what, 4.1 ish%? It's not beating cash/mmf at the moment. I'm about 10% cash right now because my chips dropped through their stops a while back. It's not as much of an issue having cash at these rates today. its not for the moment. its for the future. |
|
|
|
|
Posted: 4/22/2024 11:36:57 AM EST
[#14]
Quote HistoryOriginally Posted By Speedwinder: Mostly just sitting on approximately 65/35 stocks/CD's, cash, t-bills. Riding the DRIP on my stocks, waiting for better times. Just a question, what’s your time horizon? Have a plan for financial buckets or other approach? Just curious. I’m 1,725 trading days out. Different perspectives are important. |
|
|
|
|
Posted: 4/22/2024 12:44:18 PM EST
[#15]
Sell in May and go away. I’m waiting
|
|
|
|
|
Posted: 4/22/2024 1:51:09 PM EST
[#16]
I am retired and am keeping a close eye on it. My FLAIX and FLTIX are down a couple of percent, but my FSELX, FSPTX, FBTC and HOOD are up. Overall, it is down about 1% YTD so it is balancing out so far.
|
|
|
|
|
Posted: 4/22/2024 2:14:59 PM EST
[#17]
S&W 500 is awesome! Recoils a tad. I say FO, OP
|
|
|
|
|
Posted: 4/22/2024 2:32:46 PM EST
[Last Edit: Speedwinder]
[#18]
Quote HistoryOriginally Posted By SkiandShoot: Just a question, what’s your time horizon? Have a plan for financial buckets or other approach? Just curious. I’m 1,725 trading days out. Different perspectives are important. Time horizon is "not too much left". Retired for over 10-years, no debts for years and none anticipated in the future. Yearly average income from stocks, t-bills and CD's growing in excess of needs. Will be taking IRA RMD's soon. Will probably buy more CD's. That's the extent of my plan. Simple plan for a simple guy I guess. Eventually dying the richest man on my block is a good thing?  
|
|
|
|
|
Posted: 4/22/2024 3:29:17 PM EST
[#19]
Quote HistoryOriginally Posted By Waldo: YTD SP500 is what, 4.1 ish%? It's not beating cash/mmf at the moment. Not sure that's the best comparison 1-year MM yield vs <4 months (ytd) of mutual fund growth? 4 months of MM (annual yield 5.3%) is only about 1.77% (easy math so need to add for compounding) I did some buying last week, OP. I had a chunk of money that I failed to get in the market early in the long steady rise it's been on, and been trying to time a buy... but it went up >15% since then. I should have just bought when I got the money and not tried to time it. It's ok because it's long-term money, though. |
|
|
|
|
Posted: 4/22/2024 9:42:40 PM EST
[#20]
Currently comfortable with where my core positions are.
I have a handful of stocks that I’m very bullish on for a 1-2 year time horizon. Excess cash is being used to sell deep out of the money cash secured puts on those stocks. Collecting premium on the options while the cash securing the puts sits in SPAXX (Fidelity) and makes around 5% on its own. |
|
|
|
|
Posted: 4/23/2024 8:30:13 AM EST
[Last Edit: Speedwinder]
[#21]
My top five currently:
VGT SPY SMH VUG MGK This is not a recommendation. They have a combined 10-year return average that is very good. As with most any stocks/ETF's, they have good years and not so good years. The most recent new to me stocks are LLY and AMZN. These look promising long-term. Mostly just waiting right now. |
|
|
|
|
Posted: 4/26/2024 8:47:20 AM EST
[#22]
Thank you guys for the input and perspective.
Pulled the trigger yesterday and again today on two blocks of S&P500. Really driven by my ratios being off and too individual stocks and cash heavy for my time horizon. As well as the current dip :) |
|
|
|
|
Posted: 4/26/2024 8:55:49 AM EST
[#23]
Quote HistoryOriginally Posted By Speedwinder: My top five currently: VGT SPY SMH VUG MGK This is not a recommendation. They have a combined 10-year return average that is very good. As with most any stocks/ETF's, they have good years and not so good years. The most recent new to me stocks are LLY and AMZN. These look promising long-term. Mostly just waiting right now. VGT SCHD VOO O I think O is undervalued right now otherwise I wouldn't be playing in it. |
|
|
|
|
Posted: 4/26/2024 9:42:08 AM EST
[Last Edit: Speedwinder]
[#24]
Quote HistoryOriginally Posted By Silverbulletz06: VGT SCHD VOO O I think O is undervalued right now otherwise I wouldn't be playing in it. I have owned O off and on for several years with good success. I haven't owned it for some time, but will take another look! |
|
|
|
|
Posted: 4/30/2024 5:56:41 AM EST
[#25]
Sweet scooping of the dip since the beginning of this thread!
Similar to the TSLA thread by killerB, smaller scale but still. Folks are making money. |
|
|
|
OH, USA
|
Posted: 5/1/2024 3:26:56 PM EST
[#26]
Everything goes into Money Market cash now. Waiting to see if the market resumes back up in June.
|
|
|
|
Posted: 5/1/2024 4:04:19 PM EST
[#27]
Quote HistoryOriginally Posted By hkusp: Everything goes into Money Market cash now. Waiting to see if the market resumes back up in June. https://i.postimg.cc/x8KqhRDv/June-thru-December-rally.jpg Same. Fed to hold rates into foreseeable future means down or sideways action for a while. Been holding what I have in VOO through thick and thin (since '92 ) but not adding more at these heights. 5+% return on cash makes the wait tolerable.
|
|
|
|
PA, USA
|
Posted: 5/9/2024 8:03:09 AM EST
[#28]
While I understand that its a popular belief that trying to time the market is usually a fools errand, given that graph, would it make sense to buy more stocks now/soon and hope they go up later on? It seems to me that if the stocks are on sale as it were, that'd be a better time to put more in, rather than play it safe leaving it in cash/5%?
Still learning about this, so if I'm off base please educate me.  btw, I'm getting ready to put more into my VOO account, so getting more shares for my money is attractive, but how would someone determine the best time to buy? I figure dollar cost averaging will even it out eventually anyways. |
|
|
KY, USA
|
Posted: 5/9/2024 9:13:01 AM EST
[#29]
but how would someone determine the best time to buy? You can't, too many variables involved. As a general case, sooner will turn out to be a better choice than later, but no guarantees. Time works against cash, long term it works for stonks. |
|
|
TN, USA
|
Posted: 5/11/2024 1:06:58 PM EST
[#30]
Quote HistoryOriginally Posted By HEATSEAKER: Same. Fed to hold rates into foreseeable future means down or sideways action for a while. Been holding what I have in VOO through thick and thin (since '92 ) but not adding more at these heights. 5+% return on cash makes the wait tolerable.Disagree. $2 trillion in deficit spending annually will keep propelling markets upward. |
|
|
|
Posted: 5/11/2024 4:00:52 PM EST
[#31]
Quote HistoryOriginally Posted By molar: Disagree. $2 trillion in deficit spending annually will keep propelling markets upward. Agree, Biden is not going to stop spending. Inflation is going to remain high as well, I don't see the fed cutting interest rates this year. |
|
|
|
|
Posted: 5/13/2024 8:53:21 AM EST
[#32]
5,200+ this morning. This train isn't slowing down.
I'm staying the course on DCA'ing and then buying dips as I build up cash. Great thread. Had the chance to buy into a few private pre-ipo offerings but the majority of them are AI focused and I think that is a crowded space already. PLTR is the one, I am betting on, is going to emerge as the "Google/Facebook/Apple" of the AI industry. The others, i am sitting tight and not betting on. |
|
|
|
|
Posted: 5/13/2024 1:02:33 PM EST
[Last Edit: Speedwinder]
[#33]
Lots of good ideas in this thread IMO.
I liquidated two small positions this morning. These were stocks that haven't performed to my expectations over the last year. My plan, I always have a plan, is to sit on the funds for several months or buy a short-term t-bill and wait for what I think may be a better re-entry point. I am thinking maybe October or November, maybe as late as early December. Guess I will find out if my plan was bad or good! |
|
|
|
|
Posted: 5/17/2024 6:45:13 AM EST
[#34]
But how long do you wait, and how much does it have to drop before you buy?
The last 3 times (all during this Biden fiasco) I've tried to hold out for a 5-10% drop, 3 months later it's risen steadily and up 10% or more, and now I have to adjust my buy-in # to one that is higher than I could have bought in at 3 months ago, so as so as it's down a few days in a week, I'm buying at that point. I know, it has to go down at some point...
|
|
|
|
|
Posted: 5/17/2024 7:04:35 AM EST
[#35]
Quote HistoryOriginally Posted By DDalton: I'm buying at that point. I know, it has to go down at some point... Best thing I ever did was put that thought out of my head. By nature an investment that steadily goes up will spend most of its time at highs. I’m not a fan of parking cash on the sidelines waiting for a dip that might never happen. If you truly have conviction in what you’re buying, buy it but be prepared to buy more if it drops. If you’re not willing to buy it and buy more if it drops are you really bullish on it? Conviction matters. |
|
|
|
|
Posted: 5/21/2024 11:24:47 AM EST
[#36]
Crazy market.
I’ll take finishing every day up 0.05% - 0.09%. Day after day. It’s stacking up. Sick. |
|
|
|
|
Posted: 5/21/2024 12:49:45 PM EST
[#37]
Quote HistoryOriginally Posted By DDalton: But how long do you wait, and how much does it have to drop before you buy? The last 3 times (all during this Biden fiasco) I've tried to hold out for a 5-10% drop, 3 months later it's risen steadily and up 10% or more, and now I have to adjust my buy-in # to one that is higher than I could have bought in at 3 months ago, so as so as it's down a few days in a week, I'm buying at that point. I know, it has to go down at some point... The obvious fear is that if you pump everything into the market at once that you enter at the all-time high before the great depression. I found myself with a large amount of cash to get into the market last winter so I "dollar cost averaged" it. I started with relatively small automatic/scheduled buys every day for a couple months. Then I also started buying every day the market was down an amount proportional to the market drop. ie. if the nasdaq/sp500 was down 1% I'd buy $87 of oneq/voo. Down 2% then buy $(87*2). Pick your actual amounts to get your money into the market in the timeframe you want. Markets are near all time highs now but every all time high was preceded by multiple previous all time highs. Time in the market more important than market timing. Etc, etc. |
|
|
|
|
Posted: 5/22/2024 7:46:10 PM EST
[#38]
 Not bad since the OP. |
|
|
|
|
Posted: 5/23/2024 7:50:38 AM EST
[Last Edit: SkiandShoot]
[#39]
It's sick.
I bought a few early dips to pick up a few minor points while still DCA'ing 401k. Total PNW grown 5.1% since 3-18-24. I encourage everyone to track PNW monthly or quarterly or annually. NOT 1 individaul account and then compare it over a short time horizon. That's easy. Increasing to our freedom number is the real goal so total PNW is the real metric. I am a mega nerd so I updated my spreadheet every morning, win or lose so i can track the historical data. Not a sickness. |
|
|
|
MS, USA
|
Posted: 5/23/2024 8:31:46 AM EST
[#40]
I'm not that savvy, so I just go with the dollar cost averaging strategy. I'm in it for the long haul, mostly.
. |
|
|
VA, USA
|
Posted: 5/23/2024 8:35:50 AM EST
[#41]
My 401k has been 100% S&P and I’m not changing it. I have 19 years left before retirement and even then I’m apprehensive about pulling it out before then.
|
|
|
|
Posted: 5/28/2024 3:00:21 PM EST
[Last Edit: Speedwinder]
[#42]
Sold a small portion of my my SMH, and all of my XNTK this morning. Will most likely put the funds into a three or a six months T-bill.
SMH has been very good to me, but I own too much of it. Will probably keep the rest, at least for now. I am moving toward a larger position in CD's and T-bills. |
|
|
|
|
Posted: 5/31/2024 2:47:16 PM EST
[#43]
Nice scooping the dip the last few days!
|
|
|
|
|
Posted: 6/1/2024 10:13:04 AM EST
[#44]
Quote HistoryOriginally Posted By SkiandShoot: Nice scooping the dip the last few days! Wondering what this month will bring? I have no clue, so I guess I will just sit quietly and watch for a while. |
|
|
|
|
Posted: 6/1/2024 12:46:14 PM EST
[#45]
Quote HistoryOriginally Posted By Speedwinder: Wondering what this month will bring? I have no clue, so I guess I will just sit quietly and watch for a while. One man's bargain buy is another man's overvalued bag he's thrilled to pass off to man A to lock in his gains before the rush to the exit hits. Both men are happy with their trade (for now). Stock Market 101. |
|
|
|
Win a FREE Membership!
Sign up for the ARFCOM weekly newsletter and be entered to win a free ARFCOM membership. One new winner* is announced every week!
You will receive an email every Friday morning featuring the latest chatter from the hottest topics, breaking news surrounding legislation, as well as exclusive deals only available to ARFCOM email subscribers.
AR15.COM is the world's largest firearm community and is a gathering place for firearm enthusiasts of all types.
From hunters and military members, to competition shooters and general firearm enthusiasts, we welcome anyone who values and respects the way of the firearm.
Subscribe to our monthly Newsletter to receive firearm news, product discounts from your favorite Industry Partners, and more.
Copyright © 1996-2024 AR15.COM LLC. All Rights Reserved.
Any use of this content without express written consent is prohibited.
AR15.Com reserves the right to overwrite or replace any affiliate, commercial, or monetizable links, posted by users, with our own.
