Awesome. Looks like a fantastic place to relax.

My company-supplemented heathcare is $1327.34/mo. for me, the wife and two kids.

In our company of 250k, more than 50% of our leaders in any business unit are over 50.

That's all in, including HSA contributions, optional life insurance, ADD insurance and access to legal services.  Health/dental/vision is just shy of $500/mo.

Remember in the movie "Jaws" when talking about his boat, Richard Dreyfus is asked about his wealth?  His reply was "Me or the family?"

People who understand wealth understand this.   Here's a little factoid.  When we die and we will all die, you can't take it with you.   In life, it's a mistake to leave wealth on the table.   The entire system is designed to make your family do just that.  It's a foolish man who allows that to happen.  Planning on it is a big part of retirement.  

Everyone prefers to think when they die it will be suddenly but the vast majority it's just the opposite.  The beginning of life we are helpless and need taking care of and it's also true at the end of life.   The worst fate I can think of is to die alone surrounded by strangers.  It's a foolish son who allows his parents to and a lifetime of wealth accumulation to flush down the toilet with them because of a temporary inconvenience.  

People talk about how smart and hard working Asian Americans are as why they are the most successful demographic but I'm here to tell you people are people and the main reason why is they understand family wealth.  It's passed father to son and accumulates over the generations.  

You aren't noble thinking I'll never be a burden while flushing your wealth down a toilet.   It's as simple as your family is better off with that inherence.   Here's a little fact those in power don't want you to know, it's not a burden.  It's a part of life and when your loved one does pass, you will cherish every minute.  BTDT and probably will again.  

Tj

Reminds me of an Aunt of mine up north. Growing up, her family had everything, big house, nice cars, cousin my age had everything, always sucked going there on Christmas cause we didn't have shittake.
Aunt was your typical lazy broad from that time period, 2nd hubby had a "good union" job and she worked all of like two nights a week doing a little watressing, oddly enough the nights he would have been home from work- go figure. All my memories of her revolve around her sitting on her arse with a rum and coke and smoking watching TV (even during the day) while I would be there playing with my cousin. I used to notice how they all treated the "Dad" (2nd hubby) like crap when he did come home also.

Later, the gravy train died, actually was in the hospital a long while and then died. Was known by all that selfish Aunt didn't visit him much and when did, didn't stay long. Absolutely no help with care, etc. Supposedly the guy had a ton of life insurance. Wife and worthless adult son (known thief, druggie and chronic liar) stayed in the house after gravy train died.

We all figured as long as they had been in that house, how much the gravy train made, etc. that Aunt was set, have the big fancy house in the good neighborhood, plus some insurance money and if any savings.
Turns out Aunt did got a very sizable amount of money from his death- and then her and adult son proceeded to sit around on their arses for a year or so pissing the money away. Sure 'nuff, they lost the big fancy house. Son was homeless for a while and Aunt lived with Grandma in small apartment. Then the "Woe is me!" crap starts up.

All during this time my family was broke as a joke, but worked hard. We never took vacations, I remember asking my Dad about that one time and he told me us moving to Florida was our "vacation" LOL. We worked hard, folks didn't piss away their money, etc. So later when they are doing well and Aunt isn't, then it's the socialist "must be nice" comments and all the common crap like that people say out of envy.

Poor decisions have real world consequences. People told her "sell that big house, it's just you and Moocher son, you don't need that much space." Nope, Aunt was too lazy to do that. Could have sold that house, downsized, etc.

She's in her late 70's now and last I heard still working at a deli at a supermarket. Going through my parent's estate after they died I noticed Mom had lent her a boatload of money over the years, not a damn bit paid back either.

You piss away money and play (or lay) around too much in the earlier part of your life, probably means you'll have less of a chance to do the same during later life.

Edited to add- the Aunt and Moocher son are heavy on the dole dems....