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Posted: 11/7/2015 3:00:36 PM EDT
[#1]
Lol. Control control control!
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Posted: 11/7/2015 3:02:17 PM EDT
[#2]
It'll never end. I'm surprised they're not already using which party we vote for...but they probably are.
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Posted: 11/7/2015 3:03:02 PM EDT
[#3]
Terrible idea is terrible.
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Posted: 11/7/2015 3:08:39 PM EDT
[#4]
I'm guessing people who are "off the grid" probably don't post on Facebook much either.
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Posted: 11/7/2015 3:10:22 PM EDT
[#5]
Boy they have nailed a home run with this idea.
I don't have any Social media account with a 800 plus FICO score. Says everything about me living off the grid. 
Maybe, Just maybe... If you want to know whats going on in my life you should CALL or Come by. 
I swear I will be the only one (44 now) in the nursing home without a Social media account.
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Posted: 11/7/2015 3:11:03 PM EDT
[#6]
Quote HistoryQuoted:
It'll never end. I'm surprised they're not already using which party we vote for...but they probably are. That's fine. Just one more way for dems to suffer. |
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Posted: 11/7/2015 3:13:10 PM EDT
[#7]
Quote HistoryQuoted:
Boy they have nailed a home run with this idea.
I don't have any Social media account with a 800 plus FICO score. Says everything about me living off the grid.
Maybe, Just maybe... If you want to know whats going on in my life you should CALL or Come by.
I swear I will be the only one (44 now) in the nursing home without a Social media account.
Your posting on ARFCOM! 
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Posted: 11/7/2015 3:13:50 PM EDT
[#8]
I haven't updated my Facebook page since my girlfriend made it for me 4 like years ago so she could fill in the "in a relationship with" line on hers, all it has on it is a couple pictures of airplanes and whatever funny videos she linked while she was at work and bored that I never watched on Facebook because as soon as she gets home from work she makes me watch them on her laptop anyhow.
So I figure that I'm pretty safe from scrutiny because the financial programs will either think I'm Howard Hughes or that I don't actually exist. But this is still a pretty Bad Idea when you think of all the implications, Philip K. Dick probably is shaking his head somewhere. |
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Posted: 11/7/2015 3:16:45 PM EDT
[#9]
Quote HistoryQuoted:
I'm guessing people who are "off the grid" probably don't post on Facebook much either. You just put your post in a bottle then toss it in the creek. |
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Posted: 11/7/2015 3:20:15 PM EDT
[#10]
Quote HistoryQuoted:
Your posting on ARFCOM! Quote HistoryQuoted:
Quoted:
Boy they have nailed a home run with this idea.
I don't have any Social media account with a 800 plus FICO score. Says everything about me living off the grid.
Maybe, Just maybe... If you want to know whats going on in my life you should CALL or Come by.
I swear I will be the only one (44 now) in the nursing home without a Social media account.
Your posting on ARFCOM! Shhh....let's see if he can figure it out |
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Posted: 11/7/2015 3:22:42 PM EDT
[#11]
I dumped my Facebook account years ago and dumped my Twitter this past summer.
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Posted: 11/7/2015 3:23:59 PM EDT
[#12]
What if I don't have any social media accounts other than this site
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Posted: 11/7/2015 3:24:05 PM EDT
[#13]
If they count how many times I posted FBHO, my credit score would be -87.........
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Posted: 11/7/2015 3:24:53 PM EDT
[#14]
Sure , dump Facebook etc, but arfcom is still a form of social media.
So you better drop this too. |
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Posted: 11/7/2015 3:25:05 PM EDT
[#15]
Quote HistoryQuoted:
Shhh....let's see if he can figure it out Quote HistoryQuoted:
Quoted:
Quoted:
Boy they have nailed a home run with this idea.
I don't have any Social media account with a 800 plus FICO score. Says everything about me living off the grid.
Maybe, Just maybe... If you want to know whats going on in my life you should CALL or Come by.
I swear I will be the only one (44 now) in the nursing home without a Social media account.
Your posting on ARFCOM! Shhh....let's see if he can figure it out But I don't post threads about stupid shit and look what my special snowflake has done for the school and my.....
And this technically isn't classified as "social media" such as FB, Twitter, etc. |
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Posted: 11/7/2015 3:26:33 PM EDT
[#16]
Quote HistoryQuoted:
Boy they have nailed a home run with this idea.
I don't have any Social media account with a 800 plus FICO score. Says everything about me living off the grid.
Maybe, Just maybe... If you want to know whats going on in my life you should CALL or Come by.
I swear I will be the only one (44 now) in the nursing home without a Social media account.
3000+ post in a year and a half says otherwise
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Posted: 11/7/2015 3:28:04 PM EDT
[#17]
Yeah they are really grasping at straws with this idea. A social media site would be the very last place I would look to see if you are reliable enough to loan money to.
Morons get what they deserve. |
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Posted: 11/7/2015 3:29:20 PM EDT
[#18]
Arf is not social media.
It's anti-social media, so it doesn't count. |
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Posted: 11/7/2015 3:32:59 PM EDT
[#19]
Holding people accountable for their debt is a good thing. It means cheaper credit for those of us dumb enough to pay their bills.
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Posted: 11/7/2015 3:33:08 PM EDT
[#20]
Quote HistoryQuoted:
3000+ post in a year and a half says otherwise Quote HistoryQuoted:
Quoted:
Boy they have nailed a home run with this idea.
I don't have any Social media account with a 800 plus FICO score. Says everything about me living off the grid.
Maybe, Just maybe... If you want to know whats going on in my life you should CALL or Come by.
I swear I will be the only one (44 now) in the nursing home without a Social media account.
3000+ post in a year and a half says otherwise That? Oh that's just hindering and fueling the situation. Sure ain't helpin.
Kinda like when your kids wants to help you change a tire and ends up shining the flashlight more IN your eyes than on the wheels. 
I was also told the GD is anything BUT social.
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Posted: 11/7/2015 3:34:35 PM EDT
[#21]
Quote HistoryQuoted:
I dumped my Facebook account years ago and dumped my Twitter this past summer. Well great that you're not social but how many times did you post you were wasted on them prior to you dropping them?
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Posted: 11/7/2015 3:42:41 PM EDT
[#22]
I heard of this years ago, when it first started in an Asian country. Iirc they figure in the credit scores of people you're friends with in your social network so I'd have to jettison some friends and family.
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Posted: 11/7/2015 3:43:40 PM EDT
[#23]
Quote HistoryQuoted:
Holding people accountable for their debt is a good thing. It means cheaper credit for those of us dumb enough to pay their bills. Fiscal responsibility and Facebook are not the same thing, I know some very real wealthy individuals who are on Facebook regularly , writing some of the dumbest things you will ever read. It does not stop them from being fiscally responsible. |
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Posted: 11/7/2015 3:44:56 PM EDT
[#24]
Quote HistoryQuoted:
Arf is not social media. It's anti-social media, so it doesn't count. 
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Posted: 11/7/2015 3:53:30 PM EDT
[#25]
Quote HistoryQuoted:
Holding people accountable for their debt is a good thing. It means cheaper credit for those of us dumb enough to pay their bills. Lol Oh wait you're being serious. |
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Posted: 11/7/2015 3:57:40 PM EDT
[#26]
I'm glad that I've stayed off of FB more and more every day.
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Posted: 11/7/2015 3:58:49 PM EDT
[#27]
Quote HistoryQuoted:
That's fine. Just one more way for dems to suffer. Quote HistoryQuoted:
Quoted:
It'll never end. I'm surprised they're not already using which party we vote for...but they probably are. That's fine. Just one more way for dems to suffer. We will end up paying for their bad borrowing habits, mark my words. |
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Posted: 11/7/2015 4:00:30 PM EDT
[#28]
Free market at work.
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Posted: 11/7/2015 4:00:45 PM EDT
[#29]
Hah! I hardly ever use that crap, pretty much only have my family as contacts and typically never post anything what so ever. Stick that in your algathwhatchamacallit!
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Posted: 11/7/2015 4:01:46 PM EDT
[#30]
so if I do a find and replace of all my posts and change "wasted" to "inebriated", my FICO should be fine. right?
I'm going to be busy.
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Posted: 11/7/2015 4:02:46 PM EDT
[#31]
Quote HistoryQuoted:
I'm guessing people who are "off the grid" probably don't post on Facebook much either. Not what you think it means. Not survivalist in the wood guys. Think....drug dealer who buys everything including large purchases in cash. |
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Posted: 11/7/2015 4:04:38 PM EDT
[#32]
Quote HistoryQuoted:
Not what you think it means. Not survivalist in the wood guys. Think....drug dealer who buys everything including large purchases in cash. Quote HistoryQuoted:
Quoted:
I'm guessing people who are "off the grid" probably don't post on Facebook much either. Not what you think it means. Not survivalist in the wood guys. Think....drug dealer who buys everything including large purchases in cash. Yeah or someone who is fiscally responsible and saves money to buy things they want or need. Yeah crazy concept in the world of revolving credit. |
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Posted: 11/7/2015 4:23:44 PM EDT
[#33]
Quote HistoryQuoted:
Yeah or someone who is fiscally responsible and saves money to buy things they want or need. Yeah crazy concept in the world of revolving credit. Quote HistoryQuoted:
Quoted:
Quoted:
I'm guessing people who are "off the grid" probably don't post on Facebook much either. Not what you think it means. Not survivalist in the wood guys. Think....drug dealer who buys everything including large purchases in cash. Yeah or someone who is fiscally responsible and saves money to buy things they want or need. Yeah crazy concept in the world of revolving credit. LOL right. Mow when one chooses to refrain from the use of lenders and or revolving credit they are likened to criminals. |
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Posted: 11/7/2015 4:29:26 PM EDT
[#34]
Well I guess if someone named "FICO" sends you a Facebook friend request it would not be wise to accept it.
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Posted: 11/7/2015 4:30:38 PM EDT
[#35]
Use a fake name. Problem solved.
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Posted: 11/7/2015 4:40:12 PM EDT
[#36]
Yea we can't give you a loan you haven't posted enough on Facebook or tweeted enough.
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Posted: 11/7/2015 4:42:17 PM EDT
[#37]
Quote HistoryQuoted:
Arf is not social media. It's anti-social media, so it doesn't count. Truf |
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Posted: 11/7/2015 4:52:59 PM EDT
[#38]
1. set up new FB account
2. invite people playing this same game 3. weekly post something about responsible financial actions 4. use this as your "reference account" 5. profit? |
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Posted: 11/7/2015 4:53:08 PM EDT
[#39]
Facebook has always given me the creeps. Even in the Myspace days, by Googling you name I could find out everything about you by just Googling your name? Who in their right mind would expose themselves like that? Billions, apparently, and this douche from New Jersey is billionaire because of it.
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Posted: 11/7/2015 4:53:29 PM EDT
[#40]
pay cash and you dont need a FICO score.
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Posted: 11/7/2015 4:54:31 PM EDT
[#41]
Quote HistoryQuoted:
pay cash and you dont need a FICO score. Cool, that works for everybody.
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Posted: 11/7/2015 5:06:25 PM EDT
[#42]
ARfcom is by definition a "social" media in that it involves communicating with other people.
However, in theory it's supposed to be anonymous and your employer or credit agency or gulag guard shouldn't be able to connect you with it. Experian shouldn't be able to say, "We need to check up on Thurston Poindexter's online activity and see if he's wasted. Hmmm...looks like he's known as "Diddy_Kiddler" on AR15.com. Huh. Welp, no credit for him!" I've never even been to the Facebook website but, somebody can correct me if I'm wrong, isn't the primary idea behind Facebook to be able to keep up with/correspond with individual people mostly using their real names and information, etc.? I know you can have "private" settings where only specific people can see and post to your page, etc. It just seems to me that ARfcom and Facebook were originally intended for different purposes. |
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Posted: 11/7/2015 5:14:54 PM EDT
[#43]
I thought this was already being done.
I don't do facebook |
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Posted: 11/7/2015 6:37:42 PM EDT
[#44]
Quote HistoryQuoted: Not what you think it means. Not survivalist in the wood guys. Think....drug dealer who buys everything including large purchases in cash. Quote HistoryQuoted: Quoted: I'm guessing people who are "off the grid" probably don't post on Facebook much either. Not what you think it means. Not survivalist in the wood guys. Think....drug dealer who buys everything including large purchases in cash. And I still don't think people who seriously avoid credit/bills will have much of a social media presence.
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Posted: 11/7/2015 6:38:33 PM EDT
[#45]
Quote HistoryQuoted: LOL right. Mow when one chooses to refrain from the use of lenders and or revolving credit they are likened to criminals. Quote HistoryQuoted: LOL right. Mow when one chooses to refrain from the use of lenders and or revolving credit they are likened to criminals. |
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Posted: 11/7/2015 6:39:31 PM EDT
[#46]
don't have one.
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Posted: 11/7/2015 6:40:27 PM EDT
[#47]
Quote HistoryQuoted: Well great that you're not social but how many times did you post you were wasted on them prior to you dropping them? Quote HistoryQuoted: Quoted: I dumped my Facebook account years ago and dumped my Twitter this past summer. Well great that you're not social but how many times did you post you were wasted on them prior to you dropping them? I pretty much only used facebook to play Mafia Wars. |
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Posted: 11/7/2015 6:41:35 PM EDT
[#48]
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Posted: 11/7/2015 6:43:04 PM EDT
[#49]
GreenBastard has just updated his status
"Twatwaffles asspussy cunt shit asspiss Bob Saget." I don't have Facetubepage because that's what everyone looks through when you look for a job, that and my ex-wife is obsessed with my life and uses it to harass my gf. |
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Posted: 11/7/2015 6:44:49 PM EDT
[#50]
Quote HistoryQuoted:
Yea we can't give you a loan you haven't posted enough on Facebook or tweeted enough. I don't even have a facebook or twitter account. Honestly, I don't feel much need for one, other than maybe to sell shit on it. |
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