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IL, USA
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Posted: 4/25/2024 6:55:53 AM EDT
[#1]
I had $7,000 in cash stolen from an account last year. A sort of special purpose business account we only pay 2 bills a year out of, so I wasn't watching the balance regularly. It started with a $200ish in person cash withdrawal. Then once the thief had their system down it was wiped out.
If OP had any sense whatsoever he would be happy the bank cares enough to take precautions. The day you check your balance so you can pay the real estate taxes and find nothing in the account is rather more upsetting than being asked to see a 2nd form of ID....... Either way unless you travel across the country a bunch a locally owned, smallish bank or CU is generally better in every possible way. Get to know the people by actually going inside to do business and being nice, make 30 seconds of small talk with the tellers. |
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Posted: 4/25/2024 6:55:56 AM EDT
[#2]
Quote HistoryOriginally Posted By RTX: We create the thread in GD before we waste time on silly shit like that. You know how this works, Paul. Quote HistoryOriginally Posted By RTX: Originally Posted By Paul: When you talked to the bank manager what did he say? We create the thread in GD before we waste time on silly shit like that. You know how this works, Paul. He's using "Karen" without actually saying it. Now that I had to explain it to you... 
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Posted: 4/25/2024 6:56:04 AM EDT
[#3]
lol
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Posted: 4/25/2024 6:59:40 AM EDT
[#4]
If they don’t have access to an electronic image of your account signature card, it is not uncommon.
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OH, USA
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Posted: 4/25/2024 7:01:06 AM EDT
[#5]
 Oh No! Banks REMOVING CASH and moving to ALL digital future | Redacted w Natali & Clayton Morris |
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DE, USA
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Posted: 4/25/2024 7:03:05 AM EDT
[#6]
Quote HistoryOriginally Posted By HDLS: Yeah! fuck the bank for taking extra measures to keep your account secure! I have real problems I don’t need to look for more |
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Posted: 4/25/2024 7:06:18 AM EDT
[#7]
Withdrawing money from the bank, either at the teller window or through the ATM, is the only thing my debit card gets used for.
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Posted: 4/25/2024 7:07:16 AM EDT
[#8]
Quote HistoryOriginally Posted By HDLS: Boomer thread. retard answer |
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SC, USA
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Posted: 4/25/2024 7:09:55 AM EDT
[#9]
Stupid on PNCs part, but do you not have an ATM card if you have an account with them? Do you always go in to get cash?
I'm with the people who haven't been inside a bank, hell probably since I opened the account 17 years ago. |
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Posted: 4/25/2024 7:17:02 AM EDT
[#10]
After dealing with a fraud case where someone cashed $6500 out of our 501c3 account, I'm pissed the bank didn't do more to prevent it from happening.
You should be happy ur bank is trying to make sure the name on your dl matches another form of ID. |
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Posted: 4/25/2024 7:38:45 AM EDT
[#11]
Quote HistoryOriginally Posted By HDLS: Yeah! fuck the bank for taking extra measures to keep your account secure! Yea, I'm not upset about them confirming my identity before handing out my cash. Between my CCW CC or debit card. I bet I got at least 6 things with my name on it in my pocket |
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USA
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Posted: 4/25/2024 7:40:28 AM EDT
[#12]
Quote HistoryOriginally Posted By HDLS: Yeah! fuck the bank for taking extra measures to keep your account secure! I would say fuck that bank for making my life more difficult and withdraw all my money immediately |
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Posted: 4/25/2024 7:41:16 AM EDT
[#13]
Quote HistoryOriginally Posted By joekizanyu: If you're gonna show your carry permit, then also show them your carry gun. That'll impress them.  Quote HistoryOriginally Posted By joekizanyu: Originally Posted By JLPettimoreIII: use your carry permit and/or passport. I use my CCW all the time as a second form of id noone blink's when I show it to them. |
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Posted: 4/25/2024 7:41:55 AM EDT
[#14]
Quote HistoryOriginally Posted By HDLS: Yeah! fuck the bank for taking extra measures to keep your account secure! |
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MP, USA
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Posted: 4/25/2024 7:44:12 AM EDT
[#15]
We moved from a high trust society to a low trust society.
This is a result. |
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Posted: 4/25/2024 7:45:14 AM EDT
[#16]
Quote HistoryOriginally Posted By JLPettimoreIII: use your carry permit and/or passport. I'd pull out my license to kill. |
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Posted: 4/25/2024 7:52:52 AM EDT
[#17]
Quote HistoryOriginally Posted By HDLS: Yeah! fuck the bank for taking extra measures to keep your account secure! This. Sounds like they are trying to protect your money. What’s the issue? |
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TX, USA
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Posted: 4/25/2024 8:09:26 AM EDT
[Last Edit: Triggerstuck]
[#18]
Deleted
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Posted: 4/25/2024 8:10:16 AM EDT
[#19]
When did a debit or credit card become a form of ID?
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Posted: 4/25/2024 8:11:16 AM EDT
[#20]
Quote HistoryOriginally Posted By DDalton: And don't write your PIN on the back of the card. |
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Posted: 4/25/2024 8:12:34 AM EDT
[Last Edit: Dr_Dickie]
[#21]
Quote HistoryOriginally Posted By Dynamo: Maybe they have experienced a lot of ID fraud lately, especially with cash withdrawals. |
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Posted: 4/25/2024 8:15:32 AM EDT
[#22]
Quote HistoryOriginally Posted By Pantexan: How else am I going to remember my PIN ? I keep PINs and passwords in a text string to myself on my phone. |
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NC, USA
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Posted: 4/25/2024 8:19:26 AM EDT
[#23]
Originally Posted By dcat: Went to PNC Bank to withdraw cash from my account today. Handed them a withdrawal slip and my DL. They asked for additional ID like debit card or credit card. I don't have a debit or credit card from PNC and I don't see the need to share my other credit cards with them. Have you seen this? How would you handle? |
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NE, USA
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Posted: 4/25/2024 8:19:50 AM EDT
[#24]
Quote HistoryOriginally Posted By Crusader44: retard answer what can you expect from him |
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Posted: 4/25/2024 8:22:07 AM EDT
[#25]
At Chase, they make you swipe your ATM card at the teller's station, and input your PIN to verify your identity. It's like making a more complicated ATM withdrawal.
There's no reason anymore to actually go into the bank unless you need a specialized service like a cashier's check. The last time I actually went INTO a bank was to get a few thousand Euros for spending money for my vacation in Germany. |
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Posted: 4/25/2024 8:22:26 AM EDT
[#26]
Quote HistoryOriginally Posted By Aimless: I think I've been asked for my debit or credit card in addition to my ID I don't recall ever being asked for more than a legit photo ID. But my melon is getting a bit soft, so.
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Posted: 4/25/2024 8:22:47 AM EDT
[#27]
Quote HistoryOriginally Posted By treelow: This. Sounds like they are trying to protect your money. What's the issue? Quote HistoryOriginally Posted By treelow: Originally Posted By HDLS: Yeah! fuck the bank for taking extra measures to keep your account secure! This. Sounds like they are trying to protect your money. What's the issue? Do you work for DHS? |
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Posted: 4/25/2024 8:32:52 AM EDT
[#28]
Show them your Sam’s Cub or Costco card .
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Posted: 4/25/2024 8:35:01 AM EDT
[#29]
Quote HistoryOriginally Posted By klutz347: When did a debit or credit card become a form of ID? For a second form? Forever. Anything from a known bank with your name on it. |
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KY, USA
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Posted: 4/25/2024 8:37:46 AM EDT
[#30]
With banks using modern computers now there is no reason that there is not a photo of every person on the account so ID can be visually done or a finger print also.
There has been people taking old people on rides and pop by the bank and withdraw money out of the old person’s account because the bank can see them in the car. There just was a case where the old guy was dead and the bank did not like something and requested a verbal the dead guy couldn’t give and the driver got busted. I think in South America There should be no problem with a bank doing a better job protecting you money I do work in the banking machine business so I deal with them everyday Some are smarter than others Some act like they know better One got mad because I was replacing a electronic lock on an ATM and I would not reuse the old code. It was 123456. I said NO. I need a code, not this and they argued about it I hear the customer talking to the bank tellers and most have no problem when asked for the last four numbers of their SS number They are trying to prove it’s your money and make it difficult for a thief to steal |
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Posted: 4/25/2024 8:39:10 AM EDT
[#31]
Quote HistoryOriginally Posted By JLPettimoreIII: has PNC lost a customer? Quote HistoryOriginally Posted By JLPettimoreIII: Originally Posted By dcat: I did. They refused to give me the cash, and the refused to close my account and give me cash or a cashier's check. What’s the name of owner of PNC bank so he can call op? |
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Posted: 4/25/2024 8:39:23 AM EDT
[Last Edit: bossco14]
[#32]
Deleted
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Posted: 4/25/2024 8:42:58 AM EDT
[#33]
Quote HistoryOriginally Posted By delemorte: For a second form? Forever. Anything from a known bank with your name on it. Quote HistoryOriginally Posted By delemorte: Originally Posted By klutz347: When did a debit or credit card become a form of ID? For a second form? Forever. Anything from a known bank with your name on it.
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NC, USA
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Posted: 4/25/2024 8:48:52 AM EDT
[#34]
Quote HistoryOriginally Posted By Ilikepieman: I would say fuck that bank for making my life more difficult and withdraw all my money immediately The banks don't do these things b/c they want to make your life difficult. It's because fraudsters and regulators force them into requiring these various controls. It's likely they've had problems with cash withdrawals, perhaps even in that specific region or branch. It is inconvenient though, I agree. Op can easily file a complaint with the Manager, if he chooses, which will be escalated to their complaints and/or Compliance teams which will likely apologize and perhaps explain why it was necessary (or if it wasn't and that employee was misinformed). |
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NC, USA
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Posted: 4/25/2024 8:49:40 AM EDT
[#35]
Quote HistoryOriginally Posted By Underscore_O_Three: We moved from a high trust society to a low trust society. This is a result. not really, this is a direct result of successful fraud and heavy handed regulators watching the watchers. |
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Posted: 4/25/2024 8:51:24 AM EDT
[#36]
Quote HistoryOriginally Posted By JLPettimoreIII: has PNC lost a customer? Quote HistoryOriginally Posted By JLPettimoreIII: Originally Posted By dcat: I did. They refused to give me the cash, and the refused to close my account and give me cash or a cashier's check. Not until they give OP all of his money! |
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Posted: 4/25/2024 8:54:13 AM EDT
[#37]
Small town banks for the win. I walk in , they say hello Mr. xxxxx, give me $5K in cash, and I walk out.
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Posted: 4/25/2024 8:55:10 AM EDT
[#38]
My bank wants any transaction to begin with inserting your debit or credit card on the terminal so they can see your accounts, and then they ask for photo ID and a signature for big transactions.
 Kharn |
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Posted: 4/25/2024 8:57:34 AM EDT
[#39]
Quote HistoryOriginally Posted By Crusader44: retard answer What do you expect from a Renter. |
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IN, USA
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Posted: 4/25/2024 8:59:26 AM EDT
[#40]
It is just an easy and manual form of MFA. This is a non issue and it protects both you and them.
They didn't care about the card number they were looking for just a second piece of identification that had your name on it that confirms you were you. |
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Posted: 4/25/2024 9:00:30 AM EDT
[Last Edit: Palm]
[#41]
Quote HistoryOriginally Posted By Dr_Dickie: Because you might easily steal the photo ID, have plastic surgery to alter your looks to match the photo, but stealing a CC is too difficult? It is much easier to get a rubber overlay face like Joe Biden uses. |
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MP, USA
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Posted: 4/25/2024 9:12:06 AM EDT
[#42]
Slap down your Ralph's card.
Tell em you need the money for coffee. |
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Posted: 4/25/2024 9:19:19 AM EDT
[Last Edit: tweiss3]
[#43]
You got to see someone in person at PNC? I heard PNC went virtual, they have someone standing in the lobby to direct everyone to use the 3 video ATMs, as they no longer do in-person transactions.
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WI, USA
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Posted: 4/25/2024 9:37:29 AM EDT
[#44]
Wouldn't bother me a bit, in fact I think I'd be happy to know they are doing their due diligence to prevent fraud. My local credit union even has my photo that pops up when they pull up my account to verify it's me.
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Posted: 4/25/2024 9:38:54 AM EDT
[#45]
Quote HistoryOriginally Posted By Dr_Dickie: Because you might easily steal the photo ID, have plastic surgery to alter your looks to match the photo, but stealing a CC is too difficult? Quote HistoryOriginally Posted By Dr_Dickie: Originally Posted By delemorte: Originally Posted By klutz347: When did a debit or credit card become a form of ID? For a second form? Forever. Anything from a known bank with your name on it. https://www.ldonline.org/forum/ieps-and-legal-issues/buy-quality-novelty-passports-drivers-licenses-visas |
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USA
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Posted: 4/25/2024 9:44:10 AM EDT
[#46]
The Chase branch by me does this. They ask for a photo ID and also a debit card. Then they have the customer insert the chip card into the reader and type in your PIN number. The way Chase does it, the debit card really does function as a second way of verifying identification.
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AZ, USA
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Posted: 4/25/2024 9:47:10 AM EDT
[#47]
Or, you know, you could use a reputable bank, and use an ATM....
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USA
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Posted: 4/25/2024 9:53:37 AM EDT
[#48]
I have been at PNC since they took over National City. They have upped their security numerous times since then. Sometimes it protects you and other times it can be a PITA for large cash withdraws.
I never had an issue with small withdraws when I had to go in or when I needed something specific. They just ask you to put your debit card in and enter your PIN. I guess if the OP can't get a debit card then he is going to have to provide some additional ID. The larger issue is if he had one he would never have to go into the bank. The issues people have with relatively trivial shit amazes me at times. |
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PA, USA
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Posted: 4/25/2024 9:54:11 AM EDT
[#49]
Pretty normal procedure. Going into a bank for a $200 cash withdrawal is very 1988.
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Posted: 4/25/2024 9:55:55 AM EDT
[#50]
If I go in to my bank and want to make a cash withdrawl, they actually ask for my debit card, not my id. If I dont have the card they will take my id. But as soon as they pull up my account they have my picture on their screen, so I can actually get money even with out an ID because the pic is used to confirm who I am just by giving my name. Its just when they use the debit card they swipe it and the account numbers connected to the card pop right up, use the id and they have to put the name in and they look for the accounts.
And yes using fake ID's for bank withdrawls is very common now. They have them good enough that the bar code works. I was getting some stuff notarized when someone tried to do a fake id withdrawl, once the pic of the person popped up the clerk called bs and the person ran out and left the id. The clerk brought it in to the managers office where I was, I got a good look at it. It was good, hologram and everything worked perfectly. |
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