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Posted: 3/23/2024 1:42:12 PM EDT
twice as long
https://www.star-telegram.com/news/business/article287009720.html Most Americans intuitively know that higher education has become disproportionately expensive for younger generations—thanks to millions of graduates trapped in student debt. But are education costs really so out of reach for younger generations, considering new career opportunities and wage inflation? Creditnews put that theory to the test by comparing the college tuition costs of Baby Boomers and Millennials against what both generations earned after graduation. Our analysis revealed a stark difference in the "purchasing power" of a college degree in the 1980s and today, driven by the growing disparity between tuition costs and wages. Even though Baby Boomers had it much easier back in the day, student debt is catching up with them, too. In a twist, Boomers' student debt balances have recently exploded as many Boomers take out loans to put their kids through college. View Quote Must've been nice to buy a single family home for $88k and flip it for $800k with no renovations |
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That’s a Ford fuckin Ranger!
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That’s a Ford fuckin Ranger!
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Originally Posted By JLPettimoreIII: @Trunalimunumaprzure i always wonder about your fellow mericans who've never really suffered in life and therefore don't appreciate what they have. i've been homeless a couple times and some of those were even as an adult. one of my post college degree unemployment jobs was working as a mover. naturally i was homeless because why pay $870/mo rent when you're never home and working on the road? some of the best sleep i've ever gotten was on a stack of moving blankets folded up in the back of an international T4300 with the doors open in the yahd at night in the high desert of western Colorado. View Quote I hear you bro. Sometimes when it's dark and lonely and I think the weight of the world is crushing me down I think about the people before I was born who stared adversity right in the face while making $9 an hour struggling to pay the note on a $40k house. If someone can overcome those odds, anything is possible. |
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Originally Posted By eagarminuteman: Shoot I want to stay out there. Started my college degree in Thatcher and I just want to go back. I like being in BFE. View Quote View All Quotes View All Quotes Originally Posted By eagarminuteman: Originally Posted By Scalped: Congrats, in 14 years you'll be able to afford a house at Queen's Creek or Barney Farms, but only after we take the booma's 401ks Shoot I want to stay out there. Started my college degree in Thatcher and I just want to go back. I like being in BFE. I got a 1 bed 1 bad in Yuma with your name on it |
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i'm your huckleberry. that's just my game.
MT, USA
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Originally Posted By Gspointer: Go to a lake campground during a holiday. Big wakeboard boats with rocking tunes, a toy hauler, 3/4 ton diesel and an SUV. There must be a surprising number of 35-40 year old anesthesiologists with chest tats and beer belly's View Quote |
I have a dream that my four children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their shitpoast. - sierra-def
membership courtesy of TMS. thanks buddy! |
Originally Posted By JLPettimoreIII: @Trunalimunumaprzure i always wonder about your fellow mericans who've never really suffered in life and therefore don't appreciate what they have. i've been homeless a couple times and some of those were even as an adult. one of my post college degree unemployment jobs was working as a mover. naturally i was homeless because why pay $870/mo rent when you're never home and working on the road? some of the best sleep i've ever gotten was on a stack of moving blankets folded up in the back of an international T4300 with the doors open in the yahd at night in the high desert of western Colorado. View Quote no joke one of the best nights of my life was in the back of a long bed dodge in eastern Utah Turned out I was homeless at the time. I spent so much time wandering I didn't pay much attention to the fact that I didn't have a place besides my truck to sleep. A girlfriend brought it to my attention after the fact anyways, it was cold as hell in the Wilderness and a crocheted myself up a hat before I went to sleep. The stars were something else, and just the right kinda cold |
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i'm your huckleberry. that's just my game.
MT, USA
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Originally Posted By Trunalimunumaprzure: I hear you bro. Sometimes when it's dark and lonely and I think the weight of the world is crushing me down I think about the people before I was born who stared adversity right in the face while making $9 an hour struggling to pay the note on a $40k house. If someone can overcome those odds, anything is possible. View Quote stealing this one. |
I have a dream that my four children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their shitpoast. - sierra-def
membership courtesy of TMS. thanks buddy! |
Originally Posted By JLPettimoreIII: tent? look at big pimpin' over here. i'm still using a stahtah tent AKA harbour freight blue tarp. https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcRfyrx_1jsWfBZjWrdD2cmqrEqX113zi3BS8amr7p9nSTqTKpMCN1OEEH54CtGZ0cC6cIE&usqp=CAU View Quote |
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If the truth makes you uncomfortable, don't blame the truth. Blame the lie that made you comfortable. -James Ng Uni
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Originally Posted By eagarminuteman: Shoot I want to stay out there. Started my college degree in Thatcher and I just want to go back. I like being in BFE. View Quote View All Quotes View All Quotes Originally Posted By eagarminuteman: Originally Posted By Scalped: Congrats, in 14 years you'll be able to afford a house at Queen's Creek or Barney Farms, but only after we take the booma's 401ks Shoot I want to stay out there. Started my college degree in Thatcher and I just want to go back. I like being in BFE. nice the Galiuro Wilderness is one of my favorite places on earth recall a backpacking trip there where the only evidence of human life I saw was BP horse shit |
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Originally Posted By KILLERB6: Same here. During my brief foray in the civilian world, I was what millenials despise (besides being the prior gen): workaholic. I did whatever they asked; sucked up OT every weekend thinking “instead of working the weekend my co”workers” have rented a houseboat and are jet skiing on Lake Powell…how can they afford to do that? I can’t, even with the OT.” Today, those “worthless” pennies I scraped into retirement are now quite substantial ; it just takes time. View Quote Overtime? I almost remember what overtime was, I've not earned overtime in six years. Salary life sucks |
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Hard drugs, guns, and nuclear stuff does not mix to well together. - R_Fury
Masturbation is a valid option - Naamah La liberté consiste à ne dépendre que des lois. - Voltaire R.I.P. tnsparky |
If the truth makes you uncomfortable, don't blame the truth. Blame the lie that made you comfortable. -James Ng Uni
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If the truth makes you uncomfortable, don't blame the truth. Blame the lie that made you comfortable. -James Ng Uni
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That’s a Ford fuckin Ranger!
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Originally Posted By 7255: Overtime? I almost remember what overtime was, I've not earned overtime in six years. Salary life sucks View Quote View All Quotes View All Quotes Originally Posted By 7255: Originally Posted By KILLERB6: Same here. During my brief foray in the civilian world, I was what millenials despise (besides being the prior gen): workaholic. I did whatever they asked; sucked up OT every weekend thinking “instead of working the weekend my co”workers” have rented a houseboat and are jet skiing on Lake Powell…how can they afford to do that? I can’t, even with the OT.” Today, those “worthless” pennies I scraped into retirement are now quite substantial ; it just takes time. Overtime? I almost remember what overtime was, I've not earned overtime in six years. Salary life sucks Well there's your problem. Just demote yourself down to hourly and you'll be paying $6,000 mortgage payments like nobodies business with all the sweet sweet overtime. Just make sure you don't work TOO much OT. Don't wanna get bumped into that next tax bracket, no sir. |
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If the truth makes you uncomfortable, don't blame the truth. Blame the lie that made you comfortable. -James Ng Uni
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Originally Posted By Gspointer: I’m guessing they are getting a 10+ year note on the boat and camper. I don’t know if you can go past 5 on a car. View Quote View All Quotes View All Quotes Originally Posted By Gspointer: Originally Posted By JLPettimoreIII: imagine the pussy even a got dayum millennial could pull if he could afford a wake boat. I’m guessing they are getting a 10+ year note on the boat and camper. I don’t know if you can go past 5 on a car. 84 months are doable now. |
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Liberals are a curious mix of communism and fascism, they want to destroy you but want to use your own money to do it.
I'm getting down to the last box, the other have all been destroyed... |
Originally Posted By Trunalimunumaprzure: Well there's your problem. Just demote yourself down to hourly and you'll be paying $6,000 mortgage payments like nobodies business with all the sweet sweet overtime. Just make sure you don't work TOO much OT. Don't wanna get bumped into that next tax bracket, no sir. View Quote View All Quotes View All Quotes Originally Posted By Trunalimunumaprzure: Originally Posted By 7255: Originally Posted By KILLERB6: Same here. During my brief foray in the civilian world, I was what millenials despise (besides being the prior gen): workaholic. I did whatever they asked; sucked up OT every weekend thinking “instead of working the weekend my co”workers” have rented a houseboat and are jet skiing on Lake Powell…how can they afford to do that? I can’t, even with the OT.” Today, those “worthless” pennies I scraped into retirement are now quite substantial ; it just takes time. Overtime? I almost remember what overtime was, I've not earned overtime in six years. Salary life sucks Well there's your problem. Just demote yourself down to hourly and you'll be paying $6,000 mortgage payments like nobodies business with all the sweet sweet overtime. Just make sure you don't work TOO much OT. Don't wanna get bumped into that next tax bracket, no sir. I can't demote myself without being fired, so I'm looking to leave |
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Hard drugs, guns, and nuclear stuff does not mix to well together. - R_Fury
Masturbation is a valid option - Naamah La liberté consiste à ne dépendre que des lois. - Voltaire R.I.P. tnsparky |
i'm your huckleberry. that's just my game.
MT, USA
|
Originally Posted By Papposilenus: no joke one of the best nights of my life was in the back of a long bed dodge in eastern Utah Turned out I was homeless at the time. I spent so much time wandering I didn't pay much attention to the fact that I didn't have a place besides my truck to sleep. A girlfriend brought it to my attention after the fact anyways, it was cold as hell in the Wilderness and a crocheted myself up a hat before I went to sleep. The stars were something else, and just the right kinda cold View Quote |
I have a dream that my four children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their shitpoast. - sierra-def
membership courtesy of TMS. thanks buddy! |
i'm your huckleberry. that's just my game.
MT, USA
|
Originally Posted By 7255: I can't demote myself without being fired, so I'm looking to leave View Quote |
I have a dream that my four children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their shitpoast. - sierra-def
membership courtesy of TMS. thanks buddy! |
With all that federal help, what could possibly have made college so much more expensive?
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Originally Posted By Gspointer: I’m guessing they are getting a 10+ year note on the boat and camper. I don’t know if you can go past 5 on a car. View Quote Anything more than 36 and you’ll always be underwater. No problem, just roll it into the next loan! |
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If the truth makes you uncomfortable, don't blame the truth. Blame the lie that made you comfortable. -James Ng Uni
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Originally Posted By Scalped: KILLERB6 at his millennial AI-programmed skilled nursing HarborFreight hut, AD 2031: https://www.youtube.com/watch?v=5f0cBrCTeis View Quote Even funnier when you think about what care will be like in 2041? |
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If the truth makes you uncomfortable, don't blame the truth. Blame the lie that made you comfortable. -James Ng Uni
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If the truth makes you uncomfortable, don't blame the truth. Blame the lie that made you comfortable. -James Ng Uni
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This is fine, everything is fine
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Hard drugs, guns, and nuclear stuff does not mix to well together. - R_Fury
Masturbation is a valid option - Naamah La liberté consiste à ne dépendre que des lois. - Voltaire R.I.P. tnsparky |
Originally Posted By Gspointer: Go to a lake campground during a holiday. Big wakeboard boats with rocking tunes, a toy hauler, 3/4 ton diesel and an SUV. There must be a surprising number of 35-40 year old anesthesiologists with chest tats and beer belly’s View Quote 30 Year Old Boomers go Fishing |
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Originally Posted By KILLERB6: I agree. This social security I was recently in a small AZ town (pop 913…nine hundred and thirteen!) waiting on my crew and what do I see: a steady stream of boomies with outlandish toys. $125k trucks pulling even more expensive boats, quads, horse trailers, etc., $200k motor homes (like my neighbor’s!), etc. All supported by those of us contributing to social security. View Quote You must be smoking the good stuff if you think SS is paying for $125k truck. I hope you come down to earth before it is too late and have to live on just SS. |
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That’s a Ford fuckin Ranger!
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gaza delenda est
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i'm your huckleberry. that's just my game.
MT, USA
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I have a dream that my four children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their shitpoast. - sierra-def
membership courtesy of TMS. thanks buddy! |
Originally Posted By pug826: 32 year old millennial, married and own a house, zero debt except what’s left of the mortgage. Paid my own student loans by working 3 jobs throughout college. Went to the cheapest, closest school so I could commute. Stayed in a dump of an apartment in a bad area for 4 years after school to save money, jd cheap rent since my wife and I completely renovated the place so the next tenant could be charged a lot more. We both work two jobs each (one full time, one part time hobby that we each love and turned into a business) and chose not to have kids, and live very decently. Sacrifices must be made, and even boomers made them. I remember my parents and grandparents would never buy anything for themselves, always save money and use it for the family, always foregoing their own luxuries. Meanwhile, my friends today spend an ungodly amount on every newly released video game, fart cans for their stupid Subarus, magic cards, and order out lunch every day. Also, they mostly have kids and are not with the mother anymore. Owning homes and living well is still absolutely attainable for my generation, but sacrifices must be made. Get married to someone you absolutely trust (no finding thots on tinder or whatever the hell it is), work at whatever job you have to, and if you have a passion and talent find a way to turn it into a business. Don’t have kids until you are absolutely ready (when debts have been paid off, income is somewhat stable after two or so years of working a job), stop hooking up with randos for one night stands, limit hobbies, etcetera Now I do have a huge collection of board games and tabletop rpg books, so I am deep into hobbies myself, but I thrifted about all of it, and spent next to nothing. That’s a great way to maintain hobbies, and personally I love the thrill of the hunt. I also have a side business of flipping things from thrift stores and garage sales, and it has been crazy successful. If you know what you are doing, there is always a way to get by. View Quote Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers. Edit @pug826 thought you might like to see this. A man of your stature will probably not revisit this thread. |
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Originally Posted By O_Guiness: Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers. View Quote View All Quotes View All Quotes Originally Posted By O_Guiness: Originally Posted By pug826: 32 year old millennial, married and own a house, zero debt except what’s left of the mortgage. Paid my own student loans by working 3 jobs throughout college. Went to the cheapest, closest school so I could commute. Stayed in a dump of an apartment in a bad area for 4 years after school to save money, jd cheap rent since my wife and I completely renovated the place so the next tenant could be charged a lot more. We both work two jobs each (one full time, one part time hobby that we each love and turned into a business) and chose not to have kids, and live very decently. Sacrifices must be made, and even boomers made them. I remember my parents and grandparents would never buy anything for themselves, always save money and use it for the family, always foregoing their own luxuries. Meanwhile, my friends today spend an ungodly amount on every newly released video game, fart cans for their stupid Subarus, magic cards, and order out lunch every day. Also, they mostly have kids and are not with the mother anymore. Owning homes and living well is still absolutely attainable for my generation, but sacrifices must be made. Get married to someone you absolutely trust (no finding thots on tinder or whatever the hell it is), work at whatever job you have to, and if you have a passion and talent find a way to turn it into a business. Don’t have kids until you are absolutely ready (when debts have been paid off, income is somewhat stable after two or so years of working a job), stop hooking up with randos for one night stands, limit hobbies, etcetera Now I do have a huge collection of board games and tabletop rpg books, so I am deep into hobbies myself, but I thrifted about all of it, and spent next to nothing. That’s a great way to maintain hobbies, and personally I love the thrill of the hunt. I also have a side business of flipping things from thrift stores and garage sales, and it has been crazy successful. If you know what you are doing, there is always a way to get by. Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers. Is your shift at Burger King over already? |
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i'm your huckleberry. that's just my game.
MT, USA
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Originally Posted By O_Guiness: Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers. View Quote |
I have a dream that my four children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their shitpoast. - sierra-def
membership courtesy of TMS. thanks buddy! |
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Originally Posted By JLPettimoreIII: nice personal attack there, chief. View Quote Originally Posted By Trunalimunumaprzure: lol I own a house you fuck wit View Quote Now that is a personal attack. Should I cry and report him Mr. Mod? @JLPettimoreIII |
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Originally Posted By O_Guiness: Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers. View Quote Where did any of us here say we “give up” lol |
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That’s a Ford fuckin Ranger!
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Originally Posted By O_Guiness: Now that is a personal attack. Should I cry and report him Mr. Mod? @JLPettimoreIII View Quote View All Quotes View All Quotes Originally Posted By O_Guiness: Originally Posted By JLPettimoreIII: nice personal attack there, chief. Originally Posted By Trunalimunumaprzure: lol I own a house you fuck wit Now that is a personal attack. Should I cry and report him Mr. Mod? @JLPettimoreIII cry more than you already are? scary people under 50 said things that triggered my fee fees on arfcom. muh fragile out of date by 30 years world view. |
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GigaChad™ thread again. |
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Originally Posted By Trunalimunumaprzure: Well there's your problem. Just demote yourself down to hourly and you'll be paying $6,000 mortgage payments like nobodies business with all the sweet sweet overtime. Just make sure you don't work TOO much OT. Don't wanna get bumped into that next tax bracket, no sir. View Quote Millennial with $6k/mo mortgage checking in |
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i'm your huckleberry. that's just my game.
MT, USA
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I have a dream that my four children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their shitpoast. - sierra-def
membership courtesy of TMS. thanks buddy! |
i'm your huckleberry. that's just my game.
MT, USA
|
|
I have a dream that my four children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their shitpoast. - sierra-def
membership courtesy of TMS. thanks buddy! |
i'm your huckleberry. that's just my game.
MT, USA
|
|
I have a dream that my four children will one day live in a nation where they will not be judged by the colour of their skin but by the content of their shitpoast. - sierra-def
membership courtesy of TMS. thanks buddy! |
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