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Posted: 3/23/2024 1:42:12 PM EDT
twice as long
https://www.star-telegram.com/news/business/article287009720.html Most Americans intuitively know that higher education has become disproportionately expensive for younger generations—thanks to millions of graduates trapped in student debt. But are education costs really so out of reach for younger generations, considering new career opportunities and wage inflation? Creditnews put that theory to the test by comparing the college tuition costs of Baby Boomers and Millennials against what both generations earned after graduation. Our analysis revealed a stark difference in the "purchasing power" of a college degree in the 1980s and today, driven by the growing disparity between tuition costs and wages. Even though Baby Boomers had it much easier back in the day, student debt is catching up with them, too. In a twist, Boomers' student debt balances have recently exploded as many Boomers take out loans to put their kids through college. Must've been nice to buy a single family home for $88k and flip it for $800k with no renovations 
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Posted: 3/24/2024 7:51:47 PM EDT
[#1]
Quote HistoryOriginally Posted By KILLERB6: Are you at corporate or the mine? I just went by the mine…it’s still there…just a little deeper than the first time I went by it this AM. I’ll be working at the mine this summer. Project management engineering internship. |
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Posted: 3/24/2024 7:54:37 PM EDT
[#2]
Quote HistoryOriginally Posted By eagarminuteman: I’ll be working at the mine this summer. Project management engineering internship. Congrats, in 14 years you'll be able to afford a house at Queen's Creek or Barney Farms, but only after we take the booma's 401ks |
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Posted: 3/24/2024 7:56:38 PM EDT
[#3]
Quote HistoryOriginally Posted By Scalped: Congrats, in 14 years you'll be able to afford a house at Queen's Creek or Barney Farms, but only after we take the booma's 401ks Shoot I want to stay out there. Started my college degree in Thatcher and I just want to go back. I like being in BFE. |
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Posted: 3/24/2024 7:57:40 PM EDT
[#4]
Quote HistoryOriginally Posted By JLPettimoreIII: pics? Go to a lake campground during a holiday. Big wakeboard boats with rocking tunes, a toy hauler, 3/4 ton diesel and an SUV. There must be a surprising number of 35-40 year old anesthesiologists with chest tats and beer belly’s |
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USA
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Posted: 3/24/2024 7:57:51 PM EDT
[#5]
Quote HistoryOriginally Posted By JLPettimoreIII: @Trunalimunumaprzure i always wonder about your fellow mericans who've never really suffered in life and therefore don't appreciate what they have. i've been homeless a couple times and some of those were even as an adult. one of my post college degree unemployment jobs was working as a mover. naturally i was homeless because why pay $870/mo rent when you're never home and working on the road? some of the best sleep i've ever gotten was on a stack of moving blankets folded up in the back of an international T4300 with the doors open in the yahd at night in the high desert of western Colorado.  I hear you bro. Sometimes when it's dark and lonely and I think the weight of the world is crushing me down I think about the people before I was born who stared adversity right in the face while making $9 an hour struggling to pay the note on a $40k house. If someone can overcome those odds, anything is possible.  |
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Posted: 3/24/2024 7:58:32 PM EDT
[#6]
Quote HistoryOriginally Posted By eagarminuteman: Shoot I want to stay out there. Started my college degree in Thatcher and I just want to go back. I like being in BFE. Quote HistoryOriginally Posted By eagarminuteman: Originally Posted By Scalped: Congrats, in 14 years you'll be able to afford a house at Queen's Creek or Barney Farms, but only after we take the booma's 401ks Shoot I want to stay out there. Started my college degree in Thatcher and I just want to go back. I like being in BFE. I got a 1 bed 1 bad in Yuma with your name on it |
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Posted: 3/24/2024 7:59:05 PM EDT
[#7]
Quote HistoryOriginally Posted By Gspointer: Go to a lake campground during a holiday. Big wakeboard boats with rocking tunes, a toy hauler, 3/4 ton diesel and an SUV. There must be a surprising number of 35-40 year old anesthesiologists with chest tats and beer belly's |
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Posted: 3/24/2024 7:59:39 PM EDT
[#8]
Quote HistoryOriginally Posted By JLPettimoreIII: @Trunalimunumaprzure i always wonder about your fellow mericans who've never really suffered in life and therefore don't appreciate what they have. i've been homeless a couple times and some of those were even as an adult. one of my post college degree unemployment jobs was working as a mover. naturally i was homeless because why pay $870/mo rent when you're never home and working on the road? some of the best sleep i've ever gotten was on a stack of moving blankets folded up in the back of an international T4300 with the doors open in the yahd at night in the high desert of western Colorado. no joke one of the best nights of my life was in the back of a long bed dodge in eastern Utah Turned out I was homeless at the time. I spent so much time wandering I didn't pay much attention to the fact that I didn't have a place besides my truck to sleep. A girlfriend brought it to my attention after the fact anyways, it was cold as hell in the Wilderness and a crocheted myself up a hat before I went to sleep. The stars were something else, and just the right kinda cold |
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Posted: 3/24/2024 7:59:41 PM EDT
[#9]
Quote HistoryOriginally Posted By Trunalimunumaprzure: I hear you bro. Sometimes when it's dark and lonely and I think the weight of the world is crushing me down I think about the people before I was born who stared adversity right in the face while making $9 an hour struggling to pay the note on a $40k house. If someone can overcome those odds, anything is possible.  stealing this one. |
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Posted: 3/24/2024 8:01:10 PM EDT
[#10]
Quote HistoryOriginally Posted By JLPettimoreIII: tent? look at big pimpin' over here. i'm still using a stahtah tent AKA harbour freight blue tarp. https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcRfyrx_1jsWfBZjWrdD2cmqrEqX113zi3BS8amr7p9nSTqTKpMCN1OEEH54CtGZ0cC6cIE&usqp=CAU  |
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Posted: 3/24/2024 8:02:12 PM EDT
[#11]
Quote HistoryOriginally Posted By eagarminuteman: Shoot I want to stay out there. Started my college degree in Thatcher and I just want to go back. I like being in BFE. Quote HistoryOriginally Posted By eagarminuteman: Originally Posted By Scalped: Congrats, in 14 years you'll be able to afford a house at Queen's Creek or Barney Farms, but only after we take the booma's 401ks Shoot I want to stay out there. Started my college degree in Thatcher and I just want to go back. I like being in BFE. nice the Galiuro Wilderness is one of my favorite places on earth recall a backpacking trip there where the only evidence of human life I saw was BP horse shit |
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Posted: 3/24/2024 8:02:21 PM EDT
[#12]
Quote HistoryOriginally Posted By KILLERB6: Same here. During my brief foray in the civilian world, I was what millenials despise (besides being the prior gen): workaholic. I did whatever they asked; sucked up OT every weekend thinking “instead of working the weekend my co”workers” have rented a houseboat and are jet skiing on Lake Powell…how can they afford to do that? I can’t, even with the OT.” Today, those “worthless” pennies I scraped into retirement are now quite substantial ; it just takes time. Overtime? I almost remember what overtime was, I've not earned overtime in six years. Salary life sucks
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Posted: 3/24/2024 8:02:44 PM EDT
[#13]
Quote HistoryOriginally Posted By eagarminuteman: I ain’t telling you fuckers my Spanish nickname. That’s a secret I’m taking to the grave.  |
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Posted: 3/24/2024 8:03:20 PM EDT
[#14]
Quote HistoryOriginally Posted By JLPettimoreIII: i used to work with a yuge italian dude who was missing a couple fingers. messicans nicknamed him Ocho and it stuck. |
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Posted: 3/24/2024 8:03:51 PM EDT
[#15]
Quote HistoryOriginally Posted By KILLERB6: OK, Cho Cho, be that way! Nice try but it was worse than that. |
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Posted: 3/24/2024 8:06:00 PM EDT
[#16]
Quote HistoryOriginally Posted By JLPettimoreIII: imagine the pussy even a got dayum millennial could pull if he could afford a wake boat. I’m guessing they are getting a 10+ year note on the boat and camper. I don’t know if you can go past 5 on a car. |
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USA
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Posted: 3/24/2024 8:07:04 PM EDT
[Last Edit: Trunalimunumaprzure]
[#17]
Quote HistoryOriginally Posted By 7255: Overtime? I almost remember what overtime was, I've not earned overtime in six years. Salary life sucks Quote HistoryOriginally Posted By 7255: Originally Posted By KILLERB6: Same here. During my brief foray in the civilian world, I was what millenials despise (besides being the prior gen): workaholic. I did whatever they asked; sucked up OT every weekend thinking “instead of working the weekend my co”workers” have rented a houseboat and are jet skiing on Lake Powell…how can they afford to do that? I can’t, even with the OT.” Today, those “worthless” pennies I scraped into retirement are now quite substantial ; it just takes time. Overtime? I almost remember what overtime was, I've not earned overtime in six years. Salary life sucks Well there's your problem. Just demote yourself down to hourly and you'll be paying $6,000 mortgage payments like nobodies business with all the sweet sweet overtime. Just make sure you don't work TOO much OT. Don't wanna get bumped into that next tax bracket, no sir. |
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Posted: 3/24/2024 8:07:40 PM EDT
[#18]
Quote HistoryOriginally Posted By eagarminuteman: Nice try but it was worse than that. |
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Posted: 3/24/2024 8:09:01 PM EDT
[Last Edit: Papposilenus]
[#19]
Quote HistoryOriginally Posted By eagarminuteman: Nice try but it was worse than that. Quote HistoryOriginally Posted By eagarminuteman: Originally Posted By KILLERB6: OK, Cho Cho, be that way! Nice try but it was worse than that. you said they liked you? |
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Posted: 3/24/2024 8:09:24 PM EDT
[#20]
Quote HistoryOriginally Posted By Gspointer: I’m guessing they are getting a 10+ year note on the boat and camper. I don’t know if you can go past 5 on a car. Quote HistoryOriginally Posted By Gspointer: Originally Posted By JLPettimoreIII: imagine the pussy even a got dayum millennial could pull if he could afford a wake boat. I’m guessing they are getting a 10+ year note on the boat and camper. I don’t know if you can go past 5 on a car. 84 months are doable now. |
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Posted: 3/24/2024 8:10:49 PM EDT
[#21]
Quote HistoryOriginally Posted By Trunalimunumaprzure: Well there's your problem. Just demote yourself down to hourly and you'll be paying $6,000 mortgage payments like nobodies business with all the sweet sweet overtime. Just make sure you don't work TOO much OT. Don't wanna get bumped into that next tax bracket, no sir. Quote HistoryOriginally Posted By Trunalimunumaprzure: Originally Posted By 7255: Originally Posted By KILLERB6: Same here. During my brief foray in the civilian world, I was what millenials despise (besides being the prior gen): workaholic. I did whatever they asked; sucked up OT every weekend thinking “instead of working the weekend my co”workers” have rented a houseboat and are jet skiing on Lake Powell…how can they afford to do that? I can’t, even with the OT.” Today, those “worthless” pennies I scraped into retirement are now quite substantial ; it just takes time. Overtime? I almost remember what overtime was, I've not earned overtime in six years. Salary life sucks Well there's your problem. Just demote yourself down to hourly and you'll be paying $6,000 mortgage payments like nobodies business with all the sweet sweet overtime. Just make sure you don't work TOO much OT. Don't wanna get bumped into that next tax bracket, no sir. I can't demote myself without being fired, so I'm looking to leave
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Posted: 3/24/2024 8:13:16 PM EDT
[#22]
Quote HistoryOriginally Posted By Papposilenus: no joke one of the best nights of my life was in the back of a long bed dodge in eastern Utah Turned out I was homeless at the time. I spent so much time wandering I didn't pay much attention to the fact that I didn't have a place besides my truck to sleep. A girlfriend brought it to my attention after the fact anyways, it was cold as hell in the Wilderness and a crocheted myself up a hat before I went to sleep. The stars were something else, and just the right kinda cold  Attached File |
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Posted: 3/24/2024 8:14:12 PM EDT
[#23]
Quote HistoryOriginally Posted By 7255: I can't demote myself without being fired, so I'm looking to leave  Attached File |
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WI, USA
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Posted: 3/24/2024 8:15:02 PM EDT
[#24]
With all that federal help, what could possibly have made college so much more expensive?
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Posted: 3/24/2024 8:19:15 PM EDT
[#25]
Quote HistoryOriginally Posted By Gspointer: I’m guessing they are getting a 10+ year note on the boat and camper. I don’t know if you can go past 5 on a car. Anything more than 36 and you’ll always be underwater. No problem, just roll it into the next loan! |
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USA
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Posted: 3/24/2024 8:21:38 PM EDT
[#26]
Quote HistoryOriginally Posted By SwannyJ: With all that federal help, what could possibly have made college so much more expensive? Avocado Toast™ 
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Posted: 3/24/2024 8:21:50 PM EDT
[#27]
Quote HistoryOriginally Posted By Scalped: KILLERB6 at his millennial AI-programmed skilled nursing HarborFreight hut, AD 2031:  https://www.youtube.com/watch?v=5f0cBrCTeis Even funnier when you think about what care will be like in 2041? |
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Posted: 3/24/2024 8:23:56 PM EDT
[#28]
Quote HistoryOriginally Posted By eagarminuteman: NIMBY people would have a heart attack lol Your mine is their back yard…well, technically the tailings. |
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Posted: 3/24/2024 8:27:51 PM EDT
[#29]
This is fine, everything is fine
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Posted: 3/24/2024 8:32:07 PM EDT
[#30]
Quote HistoryOriginally Posted By Gspointer: Go to a lake campground during a holiday. Big wakeboard boats with rocking tunes, a toy hauler, 3/4 ton diesel and an SUV. There must be a surprising number of 35-40 year old anesthesiologists with chest tats and beer belly’s  30 Year Old Boomers go Fishing |
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Posted: 3/24/2024 8:33:58 PM EDT
[#31]
Quote HistoryOriginally Posted By KILLERB6: I agree. This social security I was recently in a small AZ town (pop 913…nine hundred and thirteen!) waiting on my crew and what do I see: a steady stream of boomies with outlandish toys. $125k trucks pulling even more expensive boats, quads, horse trailers, etc., $200k motor homes (like my neighbor’s!), etc. All supported by those of us contributing to social security.  You must be smoking the good stuff if you think SS is paying for $125k truck. I hope you come down to earth before it is too late and have to live on just SS. |
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Posted: 3/24/2024 8:35:21 PM EDT
[#32]
Quote HistoryOriginally Posted By KILLERB6: Says the guy who works at/for an open pit mine. Your mine is their back yard…well, technically the tailings. Shit they pay me, I work. I was told this is how life works. |
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Posted: 3/24/2024 8:36:26 PM EDT
[#33]
Quote HistoryOriginally Posted By KILLERB6: Standard for the poors is 72 months on cars. Anything more than 36 and you’ll always be underwater. Sometimes literally in Houston. |
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Posted: 3/24/2024 8:39:02 PM EDT
[#34]
Quote HistoryOriginally Posted By 7255: This is fine, everything is fine  |
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Posted: 3/24/2024 9:21:23 PM EDT
[Last Edit: O_Guiness]
[#35]
Quote HistoryOriginally Posted By pug826: 32 year old millennial, married and own a house, zero debt except what’s left of the mortgage. Paid my own student loans by working 3 jobs throughout college. Went to the cheapest, closest school so I could commute. Stayed in a dump of an apartment in a bad area for 4 years after school to save money, jd cheap rent since my wife and I completely renovated the place so the next tenant could be charged a lot more. We both work two jobs each (one full time, one part time hobby that we each love and turned into a business) and chose not to have kids, and live very decently. Sacrifices must be made, and even boomers made them. I remember my parents and grandparents would never buy anything for themselves, always save money and use it for the family, always foregoing their own luxuries. Meanwhile, my friends today spend an ungodly amount on every newly released video game, fart cans for their stupid Subarus, magic cards, and order out lunch every day. Also, they mostly have kids and are not with the mother anymore. Owning homes and living well is still absolutely attainable for my generation, but sacrifices must be made. Get married to someone you absolutely trust (no finding thots on tinder or whatever the hell it is), work at whatever job you have to, and if you have a passion and talent find a way to turn it into a business. Don’t have kids until you are absolutely ready (when debts have been paid off, income is somewhat stable after two or so years of working a job), stop hooking up with randos for one night stands, limit hobbies, etcetera Now I do have a huge collection of board games and tabletop rpg books, so I am deep into hobbies myself, but I thrifted about all of it, and spent next to nothing. That’s a great way to maintain hobbies, and personally I love the thrill of the hunt. I also have a side business of flipping things from thrift stores and garage sales, and it has been crazy successful. If you know what you are doing, there is always a way to get by. Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers. Edit @pug826 thought you might like to see this. A man of your stature will probably not revisit this thread. |
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USA
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Posted: 3/24/2024 9:22:17 PM EDT
[#36]
Quote HistoryOriginally Posted By O_Guiness: Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers. Quote HistoryOriginally Posted By O_Guiness: Originally Posted By pug826: 32 year old millennial, married and own a house, zero debt except what’s left of the mortgage. Paid my own student loans by working 3 jobs throughout college. Went to the cheapest, closest school so I could commute. Stayed in a dump of an apartment in a bad area for 4 years after school to save money, jd cheap rent since my wife and I completely renovated the place so the next tenant could be charged a lot more. We both work two jobs each (one full time, one part time hobby that we each love and turned into a business) and chose not to have kids, and live very decently. Sacrifices must be made, and even boomers made them. I remember my parents and grandparents would never buy anything for themselves, always save money and use it for the family, always foregoing their own luxuries. Meanwhile, my friends today spend an ungodly amount on every newly released video game, fart cans for their stupid Subarus, magic cards, and order out lunch every day. Also, they mostly have kids and are not with the mother anymore. Owning homes and living well is still absolutely attainable for my generation, but sacrifices must be made. Get married to someone you absolutely trust (no finding thots on tinder or whatever the hell it is), work at whatever job you have to, and if you have a passion and talent find a way to turn it into a business. Don’t have kids until you are absolutely ready (when debts have been paid off, income is somewhat stable after two or so years of working a job), stop hooking up with randos for one night stands, limit hobbies, etcetera Now I do have a huge collection of board games and tabletop rpg books, so I am deep into hobbies myself, but I thrifted about all of it, and spent next to nothing. That’s a great way to maintain hobbies, and personally I love the thrill of the hunt. I also have a side business of flipping things from thrift stores and garage sales, and it has been crazy successful. If you know what you are doing, there is always a way to get by. Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers. Is your shift at Burger King over already? |
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Posted: 3/24/2024 9:24:24 PM EDT
[#37]
Quote HistoryOriginally Posted By O_Guiness: Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers.
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Posted: 3/24/2024 9:24:51 PM EDT
[#38]
Quote HistoryOriginally Posted By Trunalimunumaprzure: Is your shift at Burger King over already? LOL renter. |
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USA
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Posted: 3/24/2024 9:25:24 PM EDT
[#39]
Quote HistoryOriginally Posted By O_Guiness: LOL renter. Quote HistoryOriginally Posted By O_Guiness: Originally Posted By Trunalimunumaprzure: Is your shift at Burger King over already? LOL renter. lol I own a house you fuck wit |
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Posted: 3/24/2024 9:26:57 PM EDT
[#40]
Quote HistoryOriginally Posted By JLPettimoreIII: nice personal attack there, chief. What personal attack? Feelings on sleeves? Spell it out, how do you "feel" attacked? |
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Posted: 3/24/2024 9:29:30 PM EDT
[Last Edit: O_Guiness]
[#41]
Originally Posted By JLPettimoreIII: nice personal attack there, chief. Originally Posted By Trunalimunumaprzure: lol I own a house you fuck wit Now that is a personal attack. Should I cry and report him Mr. Mod? @JLPettimoreIII |
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Posted: 3/24/2024 9:32:10 PM EDT
[#42]
Quote HistoryOriginally Posted By O_Guiness: Quiet, please! Your age cohorts have a well formed circle jerk underway, and I think there are three serious contenders for pivot man. Don't disrupt the pity party. You have received no replies to your comment because there were no redundant memes or goober spellings in your statement. Can't you see that you should give up and become one of the jlII or trunlkjbhnlihn (whatever the fuck) group of whiners? You are probably a well rounded person and don't need the approval of your juvenile peers. Where did any of us here say we “give up” lol |
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USA
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Posted: 3/24/2024 9:35:20 PM EDT
[#43]
Quote HistoryOriginally Posted By O_Guiness: Now that is a personal attack. Should I cry and report him Mr. Mod? @JLPettimoreIII Quote HistoryOriginally Posted By O_Guiness: Originally Posted By JLPettimoreIII: nice personal attack there, chief. Originally Posted By Trunalimunumaprzure: lol I own a house you fuck wit Now that is a personal attack. Should I cry and report him Mr. Mod? @JLPettimoreIII cry more than you already are? scary people under 50 said things that triggered my fee fees on arfcom. muh fragile out of date by 30 years world view.
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Posted: 3/24/2024 9:37:01 PM EDT
[#44]
Quote HistoryOriginally Posted By eagarminuteman: Where did any of us here say we “give up” lol Whining about the bad deal you have isn't ever going to get you anywhere. How about pushing forward and being the best man you can, in the current times? |
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Posted: 3/24/2024 9:40:25 PM EDT
[#45]
Quote HistoryOriginally Posted By Trunalimunumaprzure: cry more than you already are? scary people under 50 said things that triggered my fee fees on arfcom. muh fragile out of date by 30 years world view. 
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USA
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Posted: 3/24/2024 9:41:35 PM EDT
[#46]
GigaChad™ thread again. |
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CO, USA
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Posted: 3/24/2024 9:42:05 PM EDT
[#47]
Quote HistoryOriginally Posted By Trunalimunumaprzure: Well there's your problem. Just demote yourself down to hourly and you'll be paying $6,000 mortgage payments like nobodies business with all the sweet sweet overtime. Just make sure you don't work TOO much OT. Don't wanna get bumped into that next tax bracket, no sir. Millennial with $6k/mo mortgage checking in
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Posted: 3/24/2024 9:43:01 PM EDT
[#48]
Quote HistoryOriginally Posted By HLB0302: Millennial with $6k/mo mortgage checking in the idea of spending 87% of my take home pay on a place to live means i could never do what you're doing.
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Posted: 3/24/2024 9:43:37 PM EDT
[#49]
Quote HistoryOriginally Posted By O_Guiness: Now that is a personal attack. Should I cry and report him Mr. Mod? @JLPettimoreIII |
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Posted: 3/24/2024 9:44:00 PM EDT
[#50]
Quote HistoryOriginally Posted By Trunalimunumaprzure: GigaChad thread again.
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