There are many times I was glad to have it. Never have I had to show it or draw it, but my hand has found it's way under my shirt a couple of times. I really hope I never have to draw it.
I was out walking the dog one night when we passed a car fwith four "young, males" parked with the lights off on a side road. After we passed they pulled out behind me, passed me and parked again ahead of my path. I passed them again, and they did it again. At this point, my right hand found it's way under my jacket. As the dog finished her "business" I pulled out the phone and called the cops, but still kept my hand under my coat. While we walked back, they passed me and parked ahead of me three more times. I flagged down a girl from my complex who was about to go for a jog down that road alone and told her what was going on. She got spooked and decided to go jog on the treadmill, and walked back with me. As we turned back into my complex and they took off towards the main road. The cops never did bother to show up.
I'm 6'3 about 250. The dog is a hundred pound rottie, and I had a gun. I wonder, if that very pretty, 110 pound, 21 year old jogger from the apartment complex had gone down there alone if it would have ended differently?
My guess is that if I ever have to draw, it'l be for a four legged attacker rather than a two legged. I do my best to avoid situations that would leave me vulnerable to teh two legged kind. But, I'm still glad I have it.