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Posted: 7/5/2019 9:12:22 PM EDT
$2,251.20 charged over the last three days.
I have absolutely no idea why the credit card company didn't stop the card or alert me. 
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Posted: 7/5/2019 9:23:45 PM EDT
[#1]
Quoted:
$2,251.20 charged over the last three days. I have absolutely no idea why the credit card company didn't stop the card or alert me. |
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Posted: 7/5/2019 9:25:16 PM EDT
[#2]
Set up auto alerts that text or email for every charge. You can set the $$ amount for the alert.
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Posted: 7/5/2019 9:26:25 PM EDT
[#3]
I have Amex. They typically do a good job or notifying me.
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Posted: 7/5/2019 9:31:18 PM EDT
[#4]
Doesn’t matter if it’s $1 or $10,000.
Card gets cancelled you get new card. Dollar amount of the fraud means nothing to the card holder. |
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Posted: 7/5/2019 9:31:33 PM EDT
[#5]
Quote HistoryQuoted: Did they at least buy something cool? I think I got hacked by a health nut. |
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Posted: 7/5/2019 9:32:20 PM EDT
[#6]
I believe the cc companies don't give a shit. Just the cost of doing business.
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Posted: 7/5/2019 9:33:24 PM EDT
[#7]
Hope it it’s a credit card and not a debit card.
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Posted: 7/5/2019 9:33:40 PM EDT
[#8]
Blue Nile sells online diamonds. I know that because once upon a time I had a girlfriend who dropped hints like leaving the Blue Nile website open.
Then I dropped hints that I disagreed by putting all her shit in a storage unit and changing the locks when she went to her parents' house one weekend. |
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Posted: 7/5/2019 9:34:37 PM EDT
[#9]
Have you used your card at any restaurant or any place where the card was processed by someone other than YOU?
Where you handed your card to someone else for payment is where the problem occurred. I guarantee it. That's where the vast majority of cards are compromised. As a result, I won't use my card at all in a restaurant. I pay in cash. |
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Posted: 7/5/2019 9:35:06 PM EDT
[#10]
Last time my CC was compromised, some idiot in Houston used it to pay off a $300 court fine.
Surmise that bogus charge was easy enough to track down. |
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Posted: 7/5/2019 9:35:08 PM EDT
[#11]
Sorry Steve. This has never happened to me (yet).
Any my idea which retailer skimmed your card? Online? Gas Station? Restraraunt? |
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Posted: 7/5/2019 9:35:29 PM EDT
[#12]
Quote HistoryQuoted:
Doesn't matter if it's $1 or $10,000. Card gets cancelled you get new card. Dollar amount of the fraud means nothing to the card holder. It pisses me off though. The kicker is that no one is going to lift a finger to try to find the fucker. The CC company is just going to write off the loss, the and Feds don't care about the small fish. It's like a car thief. Unless they catch them in the act, no one does dick about it. |
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Posted: 7/5/2019 9:36:12 PM EDT
[#13]
Quote HistoryQuoted:
Blue Nile sells online diamonds. I know that because once upon a time I had a girlfriend who dropped hints like leaving the Blue Nile website open. Then I dropped hints that I disagreed by putting all her shit in a storage unit and changing the locks when she went to her parents' house one weekend.  
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Posted: 7/5/2019 9:37:51 PM EDT
[#14]
Quote HistoryQuoted:
Yeah, I've been through this before. Multiple times. It pisses me off though. The kicker is that no one is going to lift a finger to try to find the fucker. The CC company is just going to write off the loss, the and Feds don't care about the small fish. It's like a car thief. Unless they catch them in the act, no one does dick about it. Quote HistoryQuoted:
Quoted:
Doesn't matter if it's $1 or $10,000. Card gets cancelled you get new card. Dollar amount of the fraud means nothing to the card holder. It pisses me off though. The kicker is that no one is going to lift a finger to try to find the fucker. The CC company is just going to write off the loss, the and Feds don't care about the small fish. It's like a car thief. Unless they catch them in the act, no one does dick about it. |
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Posted: 7/5/2019 9:39:31 PM EDT
[#15]
Quote HistoryQuoted:
Blue Nile sells online diamonds. I know that because once upon a time I had a girlfriend who dropped hints like leaving the Blue Nile website open. Then I dropped hints that I disagreed by putting all her shit in a storage unit and changing the locks when she went to her parents' house one weekend. |
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Posted: 7/5/2019 9:40:02 PM EDT
[#16]
Quote HistoryQuoted: As a result, I won't use my card at all in a restaurant. I pay in cash. |
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Posted: 7/5/2019 9:41:48 PM EDT
[#17]
Quote HistoryQuoted:
I believe the cc companies don't give a shit. Just the cost of doing business. |
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Posted: 7/5/2019 9:43:00 PM EDT
[#18]
Quote HistoryQuoted:
Why go to the trouble?- If it's compromised it's not really your problem. One phone call and the charges are wiped and a new card is on it's way. Quote HistoryQuoted:
Quoted: As a result, I won't use my card at all in a restaurant. I pay in cash. |
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Posted: 7/5/2019 9:47:00 PM EDT
[#19]
Quote HistoryQuoted:
Hope it it's a credit card and not a debit card. |
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Posted: 7/5/2019 9:50:30 PM EDT
[#20]
Here's a fucked up CC fraud story for you.
Had a card of mine used for a hair place in CA. Called, had it shut off, they sent a new card. A little while later, same shit, same place. New card on the way. While the new card was in route, same shit hapoened. Before I even got the fucking card. Same place and all. Called, explained everything, they were supposed to take care of it. New card sent. Everything was fine for a while, then same shit, same place. Called and bitched. Somehow, Capital One can't stop Mastercard from automatically updating the card info with some hair place in CA even though they are using a diff name, etc. Capital One sends a new card, Mastercard auto updates the hair place in CA with the new card number. What a fuckimg mess. Locked old card, new card issued as a secondary card on the account because that shouldn't update to the hair place. |
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Posted: 7/5/2019 9:51:11 PM EDT
[#21]
Apparently, whoever got my CC number was stupid enough to call in and change my address and a bunch of other shit on my account. So, at a minimum, the last four digits of my SS number and my Mother's maiden name are compromised as well.
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Posted: 7/5/2019 9:52:34 PM EDT
[#22]
Quote HistoryQuoted:
Have you used your card at any restaurant or any place where the card was processed by someone other than YOU? Where you handed your card to someone else for payment is where the problem occurred. I guarantee it. That's where the vast majority of cards are compromised. As a result, I won't use my card at all in a restaurant. I pay in cash. I made 4 or 5 that night so not sure who to blame but hour later I was buying shit inTexas and shipping it to somebody elses address FYI your debit card with MC or Visa on it carries the same protection as any MC/visa at least according to my bank |
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Posted: 7/5/2019 9:55:08 PM EDT
[#23]
Quote HistoryQuoted: Did they at least buy something cool? |
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Posted: 7/5/2019 9:58:08 PM EDT
[#24]
Quote HistoryQuoted:
My money is on teledildonics Quote HistoryQuoted:
Quoted: Did they at least buy something cool? |
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Posted: 7/5/2019 10:02:13 PM EDT
[#25]
Just happened last week. We flew up to PA for a family reunion and by the time we got back (fri-sun) I got a call asking if I rented a car in PA - Yes. Then they asked if I bought a ticket for a high speed train in Taiwan - No.
I guess the clue for there software was the distance between purchases..... |
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Posted: 7/5/2019 10:05:30 PM EDT
[#26]
Quote HistoryQuoted:
Just happened last week. We flew up to PA for a family reunion and by the time we got back (fri-sun) I got a call asking if I rented a car in PA - Yes. Then they asked if I bought a ticket for a high speed train in Taiwan - No. I guess the clue for there software was the distance between purchases.....
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Posted: 7/5/2019 10:12:26 PM EDT
[#27]
The only time my CC has been compromised was a couple of hours after using it at a gas station just west of Oklahoma City.
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Posted: 7/5/2019 10:13:42 PM EDT
[#28]
Quote HistoryQuoted:
Have you used your card at any restaurant or any place where the card was processed by someone other than YOU? Where you handed your card to someone else for payment is where the problem occurred. I guarantee it. That's where the vast majority of cards are compromised. As a result, I won't use my card at all in a restaurant. I pay in cash. |
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Posted: 7/5/2019 10:15:02 PM EDT
[#29]
Quote HistoryQuoted:
Apparently, whoever got my CC number was stupid enough to call in and change my address and a bunch of other shit on my account. So, at a minimum, the last four digits of my SS number and my Mother's maiden name are compromised as well. ETA Nvm on that, this seems more involved than a simple credit card skimmer. |
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Posted: 7/5/2019 10:15:45 PM EDT
[#30]
Quote HistoryQuoted:
only time I had my shit jacked was an online gun accessory purchase I made 4 or 5 that night so not sure who to blame but hour later I was buying shit inTexas and shipping it to somebody elses address FYI your debit card with MC or Visa on it carries the same protection as any MC/visa at least according to my bank Quote HistoryQuoted:
Quoted:
Have you used your card at any restaurant or any place where the card was processed by someone other than YOU? Where you handed your card to someone else for payment is where the problem occurred. I guarantee it. That's where the vast majority of cards are compromised. As a result, I won't use my card at all in a restaurant. I pay in cash. I made 4 or 5 that night so not sure who to blame but hour later I was buying shit inTexas and shipping it to somebody elses address FYI your debit card with MC or Visa on it carries the same protection as any MC/visa at least according to my bank |
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Posted: 7/5/2019 10:27:33 PM EDT
[#31]
Quote HistoryQuoted:
Actually, being in Texas, that may not be the case. Skimmers on gas pumps are VERY common here. This is the reason I prepay for my fuel inside and recommend everyone else do the same. Also only use the ATMs that are inside of the bank and not any at gas stations or drive thru ATMs. Quote HistoryQuoted:
Quoted:
Have you used your card at any restaurant or any place where the card was processed by someone other than YOU? Where you handed your card to someone else for payment is where the problem occurred. I guarantee it. That's where the vast majority of cards are compromised. As a result, I won't use my card at all in a restaurant. I pay in cash. |
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Posted: 7/5/2019 10:36:22 PM EDT
[#32]
Quote HistoryQuoted:
Have you used your card at any restaurant or any place where the card was processed by someone other than YOU? Where you handed your card to someone else for payment is where the problem occurred. I guarantee it. That's where the vast majority of cards are compromised. As a result, I won't use my card at all in a restaurant. I pay in cash. |
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Posted: 7/5/2019 10:38:07 PM EDT
[#33]
Quote HistoryQuoted:
Pardon my ignorance but how does the skimming of a card at a gas pump or ATM happen? I really don't know. Quote HistoryQuoted:
Quoted:
Quoted:
Have you used your card at any restaurant or any place where the card was processed by someone other than YOU? Where you handed your card to someone else for payment is where the problem occurred. I guarantee it. That's where the vast majority of cards are compromised. As a result, I won't use my card at all in a restaurant. I pay in cash. Whenever you see the red tape on a card reader of a gas pump, it's there to show that someone didn't come along and put a skimmer on the pump. Some of these fuckers, you kinda have to admire their balls. They get an Valero shirt and go put shit on their gas pumps while the fucker inside is watching TV and selling smokes to 12 year olds. It's damn near James Bond shit with these cock sucking identity thieves these days. |
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Posted: 7/5/2019 10:38:29 PM EDT
[#34]
Midway USA is three for three with me. I will never buy from them again.
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Posted: 7/5/2019 10:58:53 PM EDT
[#35]
My Cabelas account was hacked.
Crooks changed the email and then used my CC stored there to order 5 electronic dog collars which were delivered to my house. I wondered what was coming after being notified by UPS, not Cabelas. I figured the crooks were going to steal the box off my porch. But I know when stuff arrives with my Blink camera, and I’m always home. Anyway I cancelled the card, and after fussing for a week Cabelas sent me a return label. They wanted me to ship them back on my dime, and wait on a refund. |
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Posted: 7/5/2019 11:04:49 PM EDT
[#36]
Quote HistoryQuoted:
Blue Nile sells online diamonds. I know that because once upon a time I had a girlfriend who dropped hints like leaving the Blue Nile website open. Then I dropped hints that I disagreed by putting all her shit in a storage unit and changing the locks when she went to her parents' house one weekend. |
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Posted: 7/5/2019 11:07:28 PM EDT
[#37]
Quote HistoryQuoted:
Why go to the trouble?- If it's compromised it's not really your problem. One phone call and the charges are wiped and a new card is on it's way. Quote HistoryQuoted:
Why go to the trouble?- If it's compromised it's not really your problem. One phone call and the charges are wiped and a new card is on it's way. Quoted:
Apparently, whoever got my CC number was stupid enough to call in and change my address and a bunch of other shit on my account. So, at a minimum, the last four digits of my SS number and my Mother's maiden name are compromised as well. |
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Posted: 7/5/2019 11:10:12 PM EDT
[#38]
Quote HistoryQuoted:
Here's a fucked up CC fraud story for you. Had a card of mine used for a hair place in CA. Called, had it shut off, they sent a new card. A little while later, same shit, same place. New card on the way. While the new card was in route, same shit hapoened. Before I even got the fucking card. Same place and all. Called, explained everything, they were supposed to take care of it. New card sent. Everything was fine for a while, then same shit, same place. Called and bitched. Somehow, Capital One can't stop Mastercard from automatically updating the card info with some hair place in CA even though they are using a diff name, etc. Capital One sends a new card, Mastercard auto updates the hair place in CA with the new card number. What a fuckimg mess. Locked old card, new card issued as a secondary card on the account because that shouldn't update to the hair place. |
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Posted: 7/5/2019 11:14:43 PM EDT
[#39]
Skimmers are REAL and WIDELY used by scammers in big cities and small towns. There are crime rings that travel all over the U.S. doing it for a living.
To correct some misinformation first: The Fair Credit Billing Act limits liability for unauthorized credit card charges to $50 (Yes, you can be liable for up to $50). Now if you gave someone your credit card to make a single purchase and they went wild buying other stuff, IT IS ON YOU. The $50 limit then does not apply and you are responsible for the entire bill. So guard your card and don't let anyone else use it. The FCBA does NOT apply to debit cards. You ARE at the mercy of your financial restitution to make you whole again (i.e. to get the money back in your checking account). A few rules to follow to lessen your chance of your debit or credit card from being compromised. 1. NEVER hand a DEBIT card to a waiter, server, or anyone else where it is out of your sight even for a few seconds. Bad guys DO have people with skimmers working at drive thru restaurants. 2. NEVER use a DEBIT card for a purchase you think there is a likelihood you may challenge down the road. The chargeback process for a DEBIT card is NOT the same as a CREDIT card. It is not necessarily in the customer's favor and usually don't allow chargebacks as long as credit cards do. 3. NEVER use a debit card on a website that you have heard has been compromised before. The problem lies with the credit card processing company being used by the entity you're buying a product not having robust security measures and therefore being susceptible to being hacked. 4. With ALL credit card purchases made on-line, try to use a one time use credit card number that you can delete the number after the charge goes through. Don't worry, if need to get a refund later, the card issuer will know where to credit the funds. Capital One and many other card issuers offer it for free. It's VERY easy to use on-line. |
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Posted: 7/5/2019 11:18:26 PM EDT
[#40]
Quote HistoryQuoted:
I believe the cc companies don't give a shit. Just the cost of doing business. Visa/MasterCard have fought to have dual authentication (*chip + pin) but the merchants have pushed back as it would cost them to update their infrastructure so got not its chip or magnetic stripe + signature. |
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Posted: 7/5/2019 11:23:00 PM EDT
[#41]
Quote HistoryQuoted:
That’s a great hint Quote HistoryQuoted:
Quoted:
Blue Nile sells online diamonds. I know that because once upon a time I had a girlfriend who dropped hints like leaving the Blue Nile website open. Then I dropped hints that I disagreed by putting all her shit in a storage unit and changing the locks when she went to her parents' house one weekend. |
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Posted: 7/5/2019 11:45:01 PM EDT
[#42]
Quote HistoryQuoted: Why go to the trouble?- If it's compromised it's not really your problem. One phone call and the charges are wiped and a new card is on it's way.   Where has your good judgement gone? Have you EVER had any common sense?
Enabling thieves? Inconveniencing yourself to have to get a new card. And having to change over ANY and EVERY account that may have that card on file for recurring payments. No, man. Fuck that noise. Why should I have to suffer those inconveniences and disruptions over a damned thief when I can just pull out some cash and pay in cash instead? Trust me, it's far better to not GIVE the fucking thieves the opportunity to rip you off in the first place! |
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Posted: 7/5/2019 11:47:43 PM EDT
[#43]
Quote HistoryQuoted:
I believe the cc companies don't give a shit. Just the cost of doing business. Merchants have no power at all even though they did everything right and got the approval from the CC company for the transaction. |
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Posted: 7/5/2019 11:52:13 PM EDT
[#44]
Quote HistoryQuoted:
Set up auto alerts that text or email for every charge. You can set the $$ amount for the alert. Looks like he treated himself to a new outfit, some fresh Nike’s and a ring to keep his lady happy |
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Posted: 7/6/2019 12:41:18 AM EDT
[#45]
Quote HistoryQuoted:
You don't think I was too subtle, do you? Quote HistoryQuoted:
Quoted:
Quoted:
Blue Nile sells online diamonds. I know that because once upon a time I had a girlfriend who dropped hints like leaving the Blue Nile website open. Then I dropped hints that I disagreed by putting all her shit in a storage unit and changing the locks when she went to her parents' house one weekend. |
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Posted: 7/6/2019 12:48:57 AM EDT
[#46]
Quote HistoryQuoted:
I have Amex. They typically do a good job or notifying me. |
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Posted: 7/6/2019 12:52:18 AM EDT
[#47]
Thought this was going to be a Palmetto State Armory thread. I am disappoint.
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Posted: 7/6/2019 1:27:03 AM EDT
[#48]
Just got my cabelas card. Three $258 charges at a sams club in SC.
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Posted: 7/6/2019 3:33:24 AM EDT
[#49]
Pretty sure my last compromised card was off of Primary Arms website.
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Posted: 7/6/2019 4:35:07 AM EDT
[#50]
They got mine once and bought a damned RV with it! It pissed me off so much that I don't have the balls to do that with my credit card but they got to experience the rush of doing it without any consequences.
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