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Posted: 6/15/2022 8:43:29 PM EDT
[#1]
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Posted: 6/15/2022 8:45:19 PM EDT
[#2]
Sounds like poor people stuff.
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Posted: 6/15/2022 8:46:19 PM EDT
[#3]
Quote HistoryQuoted: Sounds like poor people stuff. this don't buy gun things if you can't pay in cash and have to put it on credit |
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Posted: 6/15/2022 8:46:44 PM EDT
[#4]
I took this to mean you financed a Palmetto State Armory rifle.
Either way I always assumed those things were some kind of scam. |
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Posted: 6/15/2022 8:46:54 PM EDT
[#5]
Quote History |
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Posted: 6/15/2022 8:47:08 PM EDT
[#6]
What? Affirm offered me 0 interest on my last Popeyes order. Pretty sweet. 7 dollars a month for 6 months
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Posted: 6/15/2022 8:47:30 PM EDT
[#7]
Quote History |
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Posted: 6/15/2022 8:48:24 PM EDT
[#8]
Quote Historyand Fuck Popeyes! Gross ass shit |
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Posted: 6/15/2022 8:50:10 PM EDT
[#9]
Quote HistoryQuoted: You guys are brutal tonight! and Fuck Popeyes! Gross ass shit The fuck? Most fast food is shit but Popeyes hits the spot |
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Posted: 6/15/2022 8:50:34 PM EDT
[#10]
Sorry OP. You got a loan. Paid it off. The account was closed. Yep, that is how it works.
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Posted: 6/15/2022 8:50:54 PM EDT
[#11]
Quote HistoryQuoted: You guys are brutal tonight! and Fuck Popeyes! Gross ass shit Quote HistoryQuoted: Quoted: What? Affirm offered me 0 interest on my last Popeyes order. Pretty sweet. 7 dollars a month for 6 months and Fuck Popeyes! Gross ass shit You're insane or your taste buds are broken. |
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Posted: 6/15/2022 8:52:50 PM EDT
[#12]
Ive used both Credova and Affirm. Credova twice and successfully completed their No interest in 3 months offer.
They also must be closed properly I think. Both times, I called to make sure the accounts were paid off to the terms of the deal and closed. Both times my credit monitoring detected the opening of accounts but no derogatory notices yet. |
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Posted: 6/15/2022 8:57:15 PM EDT
[#13]
Well, you're 3 accounts were closed. They weren't open ended credit accounts.
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Posted: 6/15/2022 8:59:29 PM EDT
[#14]
People actually use that Affirm/Credova shit?
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Posted: 6/15/2022 9:08:47 PM EDT
[#15]
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Posted: 6/15/2022 9:11:10 PM EDT
[#16]
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Posted: 6/15/2022 9:11:43 PM EDT
[#17]
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Posted: 6/15/2022 9:13:59 PM EDT
[#18]
This is because AFFIRM is what's called a "Consumer Finance Account". They are considered "bad" by credit agencies, because they are often used to provide financing to people with bad credit.
Unfortunately... Online retailers offer this type of financing without making you aware of that, so you might be tempted to take advantage of their credit offer. What you are actually doing is taking out a "bad credit loan". That being said... With AFFIRM, they usually offer you a few different "plans". If one of them says 0% interest, then THAT plan will not even report on your credit report (unless you don't pay it). Any of their plans that DO charge interest will report as a "Consumer Finance Account" on your credit report. (which is a negative thing). People with decent/good credit usually qualify for their 0% interest loans. Similar situation with Credova, and other such credit offers. (I don't know if any of the other companies have plans that DON'T get reported, like the one AFFIRM plan). |
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Posted: 6/15/2022 9:14:49 PM EDT
[#19]
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Posted: 6/15/2022 9:15:35 PM EDT
[#20]
OP request
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