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[ARCHIVED THREAD] - checking credit?

Posted: 6/30/2010 12:46:17 PM EDT

Whats the best places a person can check his own credit? And does it hurt your credit when you check it?

Posted: 6/30/2010 1:42:09 PM EDT

[#1]

go to the individual credit reporting bureaus and ask for a report.

Experian, TransUnion, Equifax.

And no, running a credit check won't affect your credit.

Posted: 6/30/2010 1:45:01 PM EDT

[#2]

I think it only hurts your credit if you have loan application credit checks done too many times.

Posted: 6/30/2010 1:46:02 PM EDT

[#3]

annualcreditreport.com

Once a year, for free - but no score.

Posted: 6/30/2010 1:51:27 PM EDT

[#4]

I stumbled on a free one a couple of weeks ago. It gives you your combined score. google will find it fer' ya'

ETA. The one I found was "Credit Karma"

Posted: 6/30/2010 1:55:27 PM EDT

[#5]

Quoted:

go to the individual credit reporting bureaus and ask for a report.

Experian, TransUnion, Equifax.

And no, running a credit check won't affect your credit.

THIS!

It is the law that all three must supply you a FREE credit report yearly (every 12 months or more not calendar year)

Here is the official link to the credit reports:

https://www.annualcreditreport.com/cra/index.jsp

Posted: 6/30/2010 2:31:22 PM EDT

[#6]

Cool thanks!

Equifax came up 777 even though I am up to my arm pits in credit card debt. I guess thats good?

Posted: 6/30/2010 3:45:49 PM EDT

[#7]

Dave Ramsey (the financial peace guru) says that a credit score is actually an "I love debt score".

I guess you may be proving his point.

[ARCHIVED THREAD] - checking credit?

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[ARCHIVED THREAD] - checking credit?

[ARCHIVED THREAD] - checking credit?