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Posted: 11/18/2023 11:27:19 AM EDT
[#1]
Everything’s fine.
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Posted: 11/18/2023 1:39:42 PM EDT
[#2]
Quote HistoryOriginally Posted By exponentialpi: Everything’s fine.
Just the fact they QT’d 1/4 is kinda impressive |
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Posted: 11/18/2023 1:49:06 PM EDT
[#3]
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Posted: 11/18/2023 5:49:27 PM EDT
[Last Edit: spidey07]
[#4]
Quote HistoryOriginally Posted By CoconutLaCroix: Ironically 87% of non-401k individual accounts from Roth and previous 401k rollovers are in SPAXX money market earning 5%. My current 401k is in a less ideal mixture of stable value fund and domestic funds. They don't have a money market otherwise I'd be plowing most of it into that as well. Quote HistoryOriginally Posted By CoconutLaCroix: Originally Posted By BillofRights: Interesting. CLC is one of only a small handful of regulars, both knowledgeable and informed on this topic. What percentage of assets do you have poised, waiting for the downturn? 30%, 60% 90%? So you’re basically losing money in all your shit attempting to time it, and missing the gains and compound growth of 10% per year. That’s not how you build wealth. That’s how you lose money. Talk about emotional investing and ignoring history. You’re losing money every single day, guaranteed. So…at what price will you “get back in”? How long will you wait to “get back in” how much money are you willing to lose before you “get back in” You’re emotionally scared of loss, choosing guaranteed loss…just not as much. That means you’re scared of gains. |
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AS, USA
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Posted: 11/19/2023 7:22:12 PM EDT
[#5]
Quote HistoryOriginally Posted By spidey07: So you're basically losing money in all your shit attempting to time it, and missing the gains and compound growth of 10% per year. That's not how you build wealth. That's how you lose money. Talk about emotional investing and ignoring history. You're losing money every single day, guaranteed. So at what price will you "get back in"? How long will you wait to "get back in" how much money are you willing to lose before you "get back in" You're emotionally scared of loss, choosing guaranteed loss just not as much. That means you're scared of gains. |
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MI, USA
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Posted: 11/19/2023 7:53:55 PM EDT
[#6]
Fired my advisor, two months ago. 65 retired I put 60% in Fidelity s&p 500 index fund .
Other 40% in cds paying 5.65 for one year and money market paying 4.9% ? Maybe I should find a new guy or use fidelity’s robot advisor. But today this is what I’m doing . Don’t plan on cashing in my IRA until the wife is gone . And she has all hers in a money market. Only taking interest at this time . |
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USA
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Posted: 11/19/2023 7:57:20 PM EDT
[#7]
Quote HistoryOriginally Posted By CoconutLaCroix: The last 30 years you enjoyed the fruits of the Fed pushing your stocks and home value up and attribute that success to your own investing acumen. Now you're fighting them. Good luck Quote HistoryOriginally Posted By CoconutLaCroix: Originally Posted By spidey07: So you're basically losing money in all your shit attempting to time it, and missing the gains and compound growth of 10% per year. That's not how you build wealth. That's how you lose money. Talk about emotional investing and ignoring history. You're losing money every single day, guaranteed. So at what price will you "get back in"? How long will you wait to "get back in" how much money are you willing to lose before you "get back in" You're emotionally scared of loss, choosing guaranteed loss just not as much. That means you're scared of gains. So "no comment" then? |
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Posted: 11/19/2023 10:15:47 PM EDT
[Last Edit: spidey07]
[#8]
Quote HistoryOriginally Posted By CoconutLaCroix: The last 30 years you enjoyed the fruits of the Fed pushing your stocks and home value up and attribute that success to your own investing acumen. Now you're fighting them. Good luck Quote HistoryOriginally Posted By CoconutLaCroix: Originally Posted By spidey07: So you're basically losing money in all your shit attempting to time it, and missing the gains and compound growth of 10% per year. That's not how you build wealth. That's how you lose money. Talk about emotional investing and ignoring history. You're losing money every single day, guaranteed. So at what price will you "get back in"? How long will you wait to "get back in" how much money are you willing to lose before you "get back in" You're emotionally scared of loss, choosing guaranteed loss just not as much. That means you're scared of gains. At what price will you “get back in”. Or are you sitting on cash waiting for the crash you are so sure will happen? After we just crashed into bear, following history bear market length and entered bull. This time is not different. I don’t have any special acumen. I have long term history and this brand new thing called “buy low” and outpace inflation. The one trick the Wall Street fat cats don’t want you to know. |
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Posted: 11/20/2023 5:39:35 PM EDT
[#9]
4550. Analyst calling 5000 next year. Bull fucking running yo.
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Posted: 11/20/2023 8:25:47 PM EDT
[#10]
So we met with our CFP today. Going to do a little tax loss harvesting again. The cap gains gains have been so good this year it’s best if I take a loss on losers. Even though I have carry over losses from last year to offset gains.
Fuck I hate sellling. But long term tax planning is a thing. |
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Posted: 11/20/2023 9:32:39 PM EDT
[Last Edit: spidey07]
[#11]
Where’s the doomers squaking muh fed and muh unsustainable muh PE and muh crash is imminent and muh “waiting to get back in”?
Sp500 is up 10% since OP posted less than a month ago. |
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Posted: 11/21/2023 6:49:29 AM EDT
[#12]
Calm down Martha, it just recovering its losses!
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Posted: 11/21/2023 7:09:26 AM EDT
[#13]
Quote HistoryOriginally Posted By spidey07: Where’s the doomers squaking muh fed and muh unsustainable muh PE and muh crash is imminent and muh “waiting to get back in”? Sp500 is up 10% since OP posted less than a month ago.  This quarter has been exceptional. I'm not the eternal optimist like you though. 
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Posted: 11/21/2023 7:17:06 AM EDT
[#14]
Is there usually
 a dip in December? Asking for a friend.
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Posted: 11/21/2023 7:21:38 AM EDT
[#15]
Quote HistoryOriginally Posted By DDalton: Is there usually a dip in December? Asking for a friend.This chart is DJIA, but S&P would be similar. So, no.  Attached File |
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Posted: 11/29/2023 6:36:23 PM EDT
[#16]
4550
Sure looks like sustain |
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Posted: 12/1/2023 5:34:54 PM EDT
[#17]
Sp500 closes at 2023 high. 4594.
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Posted: 12/1/2023 7:08:42 PM EDT
[#18]
Quote HistoryOriginally Posted By spidey07: Sp500 closes at 2023 high. 4594. We just need this Turkey rally to keep going into a Santa Claus rally. |
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Posted: 12/1/2023 7:09:52 PM EDT
[#19]
@mochaTX
What are you doing to prepare for the impending crash? |
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Posted: 12/1/2023 7:14:56 PM EDT
[Last Edit: spidey07]
[#20]
Quote HistoryOriginally Posted By FALARAK: We just need this Turkey rally to keep going into a Santa Claus rally. Quote HistoryOriginally Posted By FALARAK: Originally Posted By spidey07: Sp500 closes at 2023 high. 4594. We just need this Turkey rally to keep going into a Santa Claus rally. Meh. I called 4600. Just like I nailed it two years ago. History is a thing. Past performance is no guarantee of future results. Equity products are not FDIC insured an have risk of loss. yada yada. Just checked my 401k, barely 3 years since starting. 150k. Not bad for 3 years. “But spidey that’s not so great! Your 3 year return is barely keeping up with inflation! Haha” I won’t touch that money for 10 years. The money I WILL touch has been compounding for 30 years. |
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Posted: 12/1/2023 7:22:45 PM EDT
[#21]
Quote HistoryOriginally Posted By spidey07: Meh. I called 4600. Just like I nailed it two years ago. History is a thing. Past performance is no guarantee of future results. Equity products are not FDIC insured an have risk of loss. yada yada. Just checked my 401k, barely 3 years since starting. 150k. Not bad for 3 years. I've Yada yada'd total economic collapse. But seriously, my 401k is looking pretty good. It will work until it doesn't, at which point pretty much nothing works. I'm riding this bitch til the wheels fall off. |
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Posted: 12/1/2023 7:26:09 PM EDT
[Last Edit: spidey07]
[#22]
Quote HistoryOriginally Posted By SnoopisTDI: Have you ever Yada yada'd total economic collapse? I've Yada yada'd total economic collapse. But seriously, my 401k is looking pretty good. It will work until it doesn't, at which point pretty much nothing works. I'm riding this bitch til the wheels fall off. Quote HistoryOriginally Posted By SnoopisTDI: Originally Posted By spidey07: Meh. I called 4600. Just like I nailed it two years ago. History is a thing. Past performance is no guarantee of future results. Equity products are not FDIC insured an have risk of loss. yada yada. Just checked my 401k, barely 3 years since starting. 150k. Not bad for 3 years. I've Yada yada'd total economic collapse. But seriously, my 401k is looking pretty good. It will work until it doesn't, at which point pretty much nothing works. I'm riding this bitch til the wheels fall off. So diversify your investments. Taxable, various tax deferred, etc. tax diversification is as important as asset allocation. If your concerned about tax law changes then tax diversification is the best thing you can do. My biggest expense by far is taxes. Today, and tomorrow. |
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Posted: 12/1/2023 7:47:00 PM EDT
[Last Edit: mochaTX]
[#23]
Quote HistoryOriginally Posted By spidey07: @mochaTX What are you doing to prepare for the impending crash? I already said. 40% in bonds. Value purchased tech like INTC which has gone from $23 to $40+. MSFT and such. Shorting NVDA. Like I said waiting until 1Q24. |
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Posted: 12/1/2023 7:54:45 PM EDT
[#24]
The DOW has been on fire the last few days. NASDAQ and S&P500 came around today as well. At the same time Gold hit an all time high.
Basically 6 months of disappointment has been turned. Something is going on  |
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Posted: 12/1/2023 8:02:49 PM EDT
[#25]
Quote HistoryOriginally Posted By SnoopisTDI: Have you ever Yada yada'd total economic collapse? I've Yada yada'd total economic collapse. I mentioned the bisque... |
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Posted: 12/1/2023 8:17:36 PM EDT
[#26]
Quote HistoryOriginally Posted By mochaTX: I already said. 40% in bonds. Value purchased tech like INTC which has gone from $23 to $40+. MSFT and such. Shorting NVDA. Like I said waiting until 1Q24. Quote HistoryOriginally Posted By mochaTX: Originally Posted By spidey07: @mochaTX What are you doing to prepare for the impending crash? I already said. 40% in bonds. Value purchased tech like INTC which has gone from $23 to $40+. MSFT and such. Shorting NVDA. Like I said waiting until 1Q24. I get that. But where is your income going and building wealth? 40% bonds in a bull market? You predicted crash. But no crash. So you went to safe money (losing money). What did you sell and when to flee to bonds? Are you happy with your prediction? |
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Posted: 12/1/2023 8:25:32 PM EDT
[#27]
I don’t know about you all but todays the richest I’ve ever been. That’s fun
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Posted: 12/1/2023 8:28:31 PM EDT
[Last Edit: spidey07]
[#28]
Quote HistoryOriginally Posted By steviesterno16: I don’t know about you all but todays the richest I’ve ever been. That’s fun It prints money. I like money. We should hang out. It’s going to crash! Unsustainable! Umm, we just crashed into bear, followed history and back to normal. |
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USA
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Posted: 12/1/2023 8:30:34 PM EDT
[#29]
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VA, USA
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Posted: 12/1/2023 8:31:35 PM EDT
[#30]
Quote HistoryOriginally Posted By spidey07: So you’re basically losing money in all your shit attempting to time it, and missing the gains and compound growth of 10% per year. That’s not how you build wealth. That’s how you lose money. Talk about emotional investing and ignoring history. You’re losing money every single day, guaranteed. So…at what price will you “get back in”? How long will you wait to “get back in” how much money are you willing to lose before you “get back in” You’re emotionally scared of loss, choosing guaranteed loss…just not as much. That means you’re scared of gains. Have not touched my 401k, but my short term savings is in a MM. One of these days I'll need a new vehicle or whatever. I don't think it's worse for that to suffer the swings. Thoughts? |
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Posted: 12/1/2023 8:33:54 PM EDT
[#31]
Quote HistoryOriginally Posted By spidey07: I get that. But where is your income going and building wealth? 40% bonds in a bull market? You predicted crash. But no crash. So you went to safe money (losing money). What did you sell and when to flee to bonds? Are you happy with your prediction? I haven’t lost a thing. And we will see how this run turns out. I sold oil, some broad funds, financials. The cycle has to turn. It will. In time. |
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Posted: 12/1/2023 8:38:19 PM EDT
[#32]
Quote HistoryOriginally Posted By ckh1980: Have not touched my 401k, but my short term savings is in a MM. One of these days I'll need a new vehicle or whatever. I don't think it's worse for that to suffer the swings. Thoughts? Quote HistoryOriginally Posted By ckh1980: Originally Posted By spidey07: So you’re basically losing money in all your shit attempting to time it, and missing the gains and compound growth of 10% per year. That’s not how you build wealth. That’s how you lose money. Talk about emotional investing and ignoring history. You’re losing money every single day, guaranteed. So…at what price will you “get back in”? How long will you wait to “get back in” how much money are you willing to lose before you “get back in” You’re emotionally scared of loss, choosing guaranteed loss…just not as much. That means you’re scared of gains. Have not touched my 401k, but my short term savings is in a MM. One of these days I'll need a new vehicle or whatever. I don't think it's worse for that to suffer the swings. Thoughts? Keep plowing the 401k. If you need short term cash then MM is fine. Short term liquidity is under 3 year IMHO. Stonks are 5-10y |
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Posted: 12/1/2023 9:35:49 PM EDT
[#33]
Quote HistoryOriginally Posted By mochaTX: I haven’t lost a thing. And we will see how this run turns out. I sold oil, some broad funds, financials. The cycle has to turn. It will. In time. Quote HistoryOriginally Posted By mochaTX: Originally Posted By spidey07: I get that. But where is your income going and building wealth? 40% bonds in a bull market? You predicted crash. But no crash. So you went to safe money (losing money). What did you sell and when to flee to bonds? Are you happy with your prediction? I haven’t lost a thing. And we will see how this run turns out. I sold oil, some broad funds, financials. The cycle has to turn. It will. In time. Blackout period starts tonight. Also
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Posted: 12/1/2023 9:52:00 PM EDT
[#34]
Quote HistoryOriginally Posted By mochaTX: I haven’t lost a thing. And we will see how this run turns out. I sold oil, some broad funds, financials. The cycle has to turn. It will. In time. Shipping is in the shitter right now. Longer term buy/holds. |
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Posted: 12/2/2023 7:52:39 AM EDT
[#35]
Quote HistoryOriginally Posted By spidey07: It prints money. I like money. We should hang out. It’s going to crash! Unsustainable! Umm, we just crashed into bear, followed history and back to normal. I’ll hang out with you only if you live in a place that makes my favorite brown liquor… It goes up, it goes down, but over time it goes up. I put the same amount into the market yesterday as I did my first paycheck this year. |
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Posted: 12/8/2023 5:06:30 PM EDT
[#36]
New 2023 record close. 4606
Op posted 10/26 closed at 4186. In the 6 weeks since it’s gained 10%. 6 weeks. 10%. |
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USA
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Posted: 12/8/2023 5:16:26 PM EDT
[#37]
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Posted: 12/8/2023 7:17:09 PM EDT
[#38]
Quote HistoryOriginally Posted By spidey07: New 2023 record close. 4606 Op posted 10/26 closed at 4186. In the 6 weeks since it’s gained 10%. 6 weeks. 10%. Since you're using S&P highs, its still negative 180 points BAHAHA! |
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Posted: 12/8/2023 7:23:06 PM EDT
[#39]
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Posted: 12/8/2023 9:02:44 PM EDT
[#40]
Quote HistoryOriginally Posted By CVO: Since you're using S&P highs, its still negative 180 points BAHAHA! Quote HistoryOriginally Posted By CVO: Originally Posted By spidey07: New 2023 record close. 4606 Op posted 10/26 closed at 4186. In the 6 weeks since it’s gained 10%. 6 weeks. 10%. Since you're using S&P highs, its still negative 180 points BAHAHA!  Attached FileSimple minds |
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Posted: 12/12/2023 10:46:19 PM EDT
[#41]
4640.
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Posted: 12/13/2023 5:17:19 PM EDT
[#42]
4707. baha. still under the ATH that you went all in at and home equity loaned your house at. baha. simple minds
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Posted: 12/13/2023 5:23:38 PM EDT
[#43]
Quote HistoryOriginally Posted By Techsan02: 4707. baha. still under the ATH that you went all in at and home equity loaned your house at. baha. simple minds Spidey went "all in" right at the all time high? |
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Posted: 12/13/2023 5:44:51 PM EDT
[#44]
Quote HistoryOriginally Posted By FALARAK: Spidey went "all in" right at the all time high? Quote HistoryOriginally Posted By FALARAK: Originally Posted By Techsan02: 4707. baha. still under the ATH that you went all in at and home equity loaned your house at. baha. simple minds Spidey went "all in" right at the all time high? According to some doomers you only make money at ATHs...or never recoup losses until you make a new ATH...simple minds. |
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USA
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Posted: 12/13/2023 5:48:00 PM EDT
[#45]
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Posted: 12/13/2023 5:58:02 PM EDT
[#46]
Quote HistoryOriginally Posted By Techsan02: https://www.ar15.com/media/mediaFiles/333226/696B19F6-25CA-4F51-99A0-928B3C9895D8_jpe-3053848.JPG Simple minds Quote HistoryOriginally Posted By Techsan02: Originally Posted By CVO: Originally Posted By spidey07: New 2023 record close. 4606 Op posted 10/26 closed at 4186. In the 6 weeks since it’s gained 10%. 6 weeks. 10%. Since you're using S&P highs, its still negative 180 points BAHAHA! https://www.ar15.com/media/mediaFiles/333226/696B19F6-25CA-4F51-99A0-928B3C9895D8_jpe-3053848.JPG Simple minds Greed and gambler’s logic. “This is the one I can feel it!” |
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NC, USA
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Posted: 12/13/2023 7:00:13 PM EDT
[Last Edit: MFP_4073]
[#47]
Quote HistoryOriginally Posted By spidey07: I’ve learned my lessons. I’ve made my mistakes. Seen/lived the cycles. And that’s why I plow 50%+ of our income into market the last 15 years. It’s real fucking easy to build life changing wealth. So fucking easy. Compounding is a thing. So easy. Quote HistoryOriginally Posted By spidey07: Originally Posted By MFP_4073: Originally Posted By spidey07: Yeah. Flirting with correction. It is when you make your most money. Guess buy low is the wrong thing to do? Should I hold onto cash and wait for the crash? (That already happened BTW) Or put everything into assets that still offer less than inflation? yep. some guys just don't get it -- trust me i made the same mistake but learned. i've said before -- when Obama was elected and after the GFC -- i thought it was TEOTW as far as capitalism was concerned. switched way too much out of equities. missed several nice UP years waiting for the socialists to destroy everything. turns out -- the socialists (Dems) love $$$ just as much as we do. time in the market... keep shoveling it in boys  I’ve learned my lessons. I’ve made my mistakes. Seen/lived the cycles. And that’s why I plow 50%+ of our income into market the last 15 years. It’s real fucking easy to build life changing wealth. So fucking easy. Compounding is a thing. So easy. shameless bump for the DOOMERS !!  but... but... Warren Buffet just SOLD !!! |
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Posted: 12/13/2023 8:13:32 PM EDT
[#48]
Quote HistoryOriginally Posted By Techsan02: According to some doomers you only make money at ATHs...or never recoup losses until you make a new ATH...simple minds. Quote HistoryOriginally Posted By Techsan02: Originally Posted By FALARAK: Originally Posted By Techsan02: 4707. baha. still under the ATH that you went all in at and home equity loaned your house at. baha. simple minds Spidey went "all in" right at the all time high? According to some doomers you only make money at ATHs...or never recoup losses until you make a new ATH...simple minds. Umm. My cash out refi of 200k bought in summer 2020. At 3%. Fucking loving it. That was opportunity. The heloc was working for buys at about 100. I like free money. |
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Posted: 12/13/2023 8:20:36 PM EDT
[#49]
Originally Posted By mochaTX: https://finance.yahoo.com/news/p-500-teeters-brink-correction-165013822.html Stock corrections inbound? Correction? You do realize went into bear right? Been in bull since early spring. @mochaTX |
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Posted: 12/13/2023 8:37:56 PM EDT
[#50]
$5.71 Trillion in Money Market Funds that will be deployed as rates drop. Fear of missing out is starting to set in.
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