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Posted: 5/18/2017 1:24:44 PM EDT
[#1]
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Oh Im sorry honey let me elaborate for you. The problem is in order for this country to function there needs to be "people" doing certain "jobs". These "jobs" require degrees for employment whether you like it or not so yeah that piece of paper is required and no you dont get to haggle the price of your education okay genius. So teachers pay sucks and thats the teachers problem? I get that it shouldnt be an extremely high pay but it needs to coalign with the tuition required to become one. Why dont we just follow all your guys logic and noone becomes a teacher then we will be much better off. eta: no I am not a teacher Quote HistoryQuoted:
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Fuck off. Pay off YOUR debt like the rest of us did. The problem is in order for this country to function there needs to be "people" doing certain "jobs". These "jobs" require degrees for employment whether you like it or not so yeah that piece of paper is required and no you dont get to haggle the price of your education okay genius. So teachers pay sucks and thats the teachers problem? I get that it shouldnt be an extremely high pay but it needs to coalign with the tuition required to become one. Why dont we just follow all your guys logic and noone becomes a teacher then we will be much better off. eta: no I am not a teacher |
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Posted: 5/18/2017 1:26:27 PM EDT
[#2]
It's actually a great opportunity. You can get out of the shithole job and living conditions you've been enduring because of this now-broken promise and get a better job somewhere worth living.
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Posted: 5/18/2017 1:26:52 PM EDT
[#3]
I couldn't afford college so I took low paying shit labor jobs in the oilfield.
I worked my ass off for 20 years until I developed the skills to start my own business. The government constantly changes the rules for my business and it's cost me hundreds of thousands of dollars in new business in addition to the hundreds of thousands I fucking pay in taxes. Now you freeloading Motherfuckers want me to pay off a loan you fucking took out just because you had to spend time doing menial jobs for bullshit wages, just like I did. FUCK YOU! 
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Posted: 5/18/2017 1:26:56 PM EDT
[#4]
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The loan forgiveness is earned. It's an agreement like any other. A student borrowed money in exchange for making a certain level of payments and working in a certain environment. That same student could also not enter into that agreement and pay the loan back in a more usual fashion and work elsewhere. Either way it a payback agreement. It's not a donation "gifted" to a student any more than the GI Bill is "gifted" to veterans. Quote HistoryQuoted:
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Not sure where the snowflake accusation is coming from. Student borrowers agreed to make income based repayments while in a public service setting in exchange for residual loan forgiveness at the conclusion of a 10 year period. If they've held up their part of the agreement I think they have every right to be pissed. Is a veteran a snowflake for cashing in on the GI bill? I think you need to educate yourself, OP. A student borrowed money in exchange for making a certain level of payments and working in a certain environment. That same student could also not enter into that agreement and pay the loan back in a more usual fashion and work elsewhere. Either way it a payback agreement. It's not a donation "gifted" to a student any more than the GI Bill is "gifted" to veterans. |
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Posted: 5/18/2017 1:27:57 PM EDT
[#5]
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This applies to a lot of Prosecutors and Public defenders as well. I know a lot of people only took those jobs because it paid off their loans. If they cancel it a lot of people are gonna leave. |
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Posted: 5/18/2017 1:28:09 PM EDT
[#6]
When qualified attorneys won't become prosecutors because they can make more money in the private sector, don't bitch when fewer defendants get convicted.
Merica! |
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Posted: 5/18/2017 1:28:25 PM EDT
[#7]
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No, jerk. I am paying my debts. But you sure are a presumptuous and pompous douche, aren't you? There are a whole lot of good solid conservatives working for their communities or for conservative groups who in part chose their education and career paths using this program. Was that a mistake? Obviously. But they aren't entitled such and suches. They were naive. And I worked right along side some of them. People who chose to serve their communities when they could have made real money instead. Part of their reasoning for working for you was that their debts would be (in part) forgiven after ten years of payments. Quote HistoryQuoted:
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More than 400,000 student loan borrowers may have placed their faith in a government program with an uncertain future. http://i.imgur.com/QJFO9C7.png The Public Service Loan Forgiveness Program promises to cancel any remaining student debt for those who work for the government or nonprofits if they have been making on-time payments for 10 years. Many teachers, public defenders, Peace Corps workers, and law enforcement officers fit the qualifications. This October marks the 10th year of the program and the first time anyone will have made enough payments to get their debt wiped away. It's unclear how much the program will cost the government when its starts to forgive those debts. The program has been shrouded in some uncertainty for months. On Wednesday, the Washington Post reported that the Department of Education is planning to propose ending the Public Service Loan Forgiveness Program. The article was based on budget documents obtained by the Post. A public version of the department's budget is expected to be released next week. Congress would have to approve the department's proposed changes for them to take effect. It's unclear whether the Trump administration may propose ending the program for future graduates, or end it for those who have already applied and made qualifying payments. The Department of Education did not respond to CNNMoney's requests for comment, and "had no immediate comment" for the Washington Post. "It would be absolutely detrimental to those of us who have planned our lives around this program. It would be the equivalent of pulling the rug out from under us," said Daniel J. Crooks III, a government attorney who is expecting loan forgiveness from the public service program in six years. He currently has more than $300,000 in student debt  -- after making payments for the past four years. He's moved states to get a better job that still qualifies him for the debt relief.
The program could cost the government more than originally expected, according to the Government Accountability Office. The Obama Administration had proposed capping the amount borrowers could have forgiven at $57,500, but that proposal was never was approved and forgiveness remains unlimited. The median borrower in the program has more than $60,000 in student debt and almost 30% of them have more than $100,000 in debt, according to a Brookings report. http://money.cnn.com/2017/05/18/pf/college/betsy-devos-public-service-loan-forgiveness/index.html See those self entitled, arrogant cunts? They're denizens of the swamp as much as anyone in Washington, and they expect some plumber, truck driver, farmer, or someone who paid off their own college loans, to carry the burden of their own financial responsibilities for them; folks at whom they look down their noses at, but who are good enough as taxpayers to pick up the tab for their college educations. Fuck'em. You wouldn't be one of those leeches now would you?  But I still don't want to pay off your loan obligation. 
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Posted: 5/18/2017 1:28:26 PM EDT
[#8]
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Sorry - this country is broke. Shit happens when you start giving out too much free stuff. Maybe you should educate yourself about finance Quote HistoryQuoted:
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Not sure where the snowflake accusation is coming from. Student borrowers agreed to make income based repayments while in a public service setting in exchange for residual loan forgiveness at the conclusion of a 10 year period. If they've held up their part of the agreement I think they have every right to be pissed. Is a veteran a snowflake for cashing in on the GI bill? I think you need to educate yourself, OP. Maybe you should educate yourself about finance The repayment is not simply given out as a donation. The students in question are agreeing to make minimum payments for a set period if time, and work in a public service setting or in a low income or rural setting, as payment for a part of the loan. The government is saying, yeah great, you lived up to your end of the deal but now that you've paid out were going to screw you over. There's nothing snowflake about it, people are pissed that the government is balking at it's obligations. |
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Posted: 5/18/2017 1:28:35 PM EDT
[#9]
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But oh yeah...this is GD......the libertarian wet dream of the wild wild west.  |
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Posted: 5/18/2017 1:29:16 PM EDT
[#10]
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Put your face and name on a billboard in Alabama and sue somebody |
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Posted: 5/18/2017 1:29:25 PM EDT
[#11]
They'll likely end up putting a cap on it (e.g. max forgiveness of $100k), and maybe shutting it off for future entrants. Seems to me that a cap is a good idea because it limits people who tried to game the system by taking out massive student loans that were used for "living expenses" during schooling.
This program and student loans in general are a great example of why the federal government should do less. |
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Posted: 5/18/2017 1:30:13 PM EDT
[#12]
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Degree in biology, kinesiology, and public health with a masters in education. |
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Posted: 5/18/2017 1:31:29 PM EDT
[#13]
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THen be sure to fill military, police, and teaching with those fantastic wages. Give shit wages, get shit employees. |
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Posted: 5/18/2017 1:32:15 PM EDT
[#14]
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There's nothing snowflake about it, people are pissed that the government is balking at it's obligations. The government has cost me hundreds of thousands because of their incompetence. Tough shit, sucked to be me. The government fucked you over too? Tough shit, sucks to be you. Fucking snowflakes.
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Posted: 5/18/2017 1:33:25 PM EDT
[#15]
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If you knew that the field was over staffed and the pay was low, why did you go to school for it and incur that debt? |
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Posted: 5/18/2017 1:33:27 PM EDT
[#16]
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She picked the job because it is in a field that is needed and currently understaffed at hospitals across the country. Its a federal problem because in order to get those positions filled they offered these people income based repayment and student loan forgiveness to fill areas where expertise and services were needed but not being met. If the person in the program fulfills their end of the bargain missing no payments and doing all that is asked i fail to see where you should have issues. its the same reason they offer reup bonuses to military or sign on bonuses to get docs to go to shithole VA hospitals. i guess you don't understand that sometimes the government makes concessions in order to fill a need to specific groups. The other option is you don't have people to provide the services and then im sure your ass would be here complaining about that. My wife didn't get a liberal arts degree, she went to one o the best schools in the country and daily helps people like your parents,children and you. it isn't a question of should it be a thing, that boat sailed long ago when it was offered and accepted in order to fill what they know is a hard to fill position. If she operates on the terms they gave her (which she is) then i fully expect my government to honor their promise to her just like they honor it to vets like yourself. |
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Posted: 5/18/2017 1:34:05 PM EDT
[#17]
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The government has balked on it's obligations to me a hundred fucking times in the regulations governing my business. The government has cost me hundreds of thousands because of their incompetence. Tough shit, sucked to be me. The government fucked you over too? Tough shit, sucks to be you. Fucking snowflakes. And people are getting upset that I put "snowflakes" in the title all while acting like snowflakes
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Posted: 5/18/2017 1:34:21 PM EDT
[#18]
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Aren't all student loans 10 year terms? |
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Posted: 5/18/2017 1:35:06 PM EDT
[#19]
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Lots of specialists out there that got in for student loan repayment deals. |
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Posted: 5/18/2017 1:35:11 PM EDT
[#20]
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I couldn't afford college so I took low paying shit labor jobs in the oilfield. I worked my ass off for 20 years until I developed the skills to start my own business. The government constantly changes the rules for my business and it's cost me hundreds of thousands of dollars in new business in addition to the hundreds of thousands I fucking pay in taxes. Now you freeloading Motherfuckers want me to pay off a loan you fucking took out just because you had to spend time doing menial jobs for bullshit wages, just like I did. FUCK YOU! 
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Posted: 5/18/2017 1:35:36 PM EDT
[#21]
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Perhaps the problem is the best schools in the country are raping students on tuition. Not sure what the solution to high tuition is other than a severe drop in enrollment. How you'd convince parents/students to go to much cheaper, no reputation but still very sound, schools I don't know. Yet another problem created by government....who would have thunk it Sound familiar? Like the housing bubble? |
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Posted: 5/18/2017 1:35:59 PM EDT
[#22]
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Lots of specialists out there that got in for student loan repayment deals. Quote HistoryQuoted:
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Start charging West Point graduates the total of their tuition at the completion of their contracted service term.
This is not a snowflake thing |
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Posted: 5/18/2017 1:36:08 PM EDT
[#23]
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The government has balked on it's obligations to me a hundred fucking times in the regulations governing my business. The government has cost me hundreds of thousands because of their incompetence. Tough shit, sucked to be me. The government fucked you over too? Tough shit, sucks to be you. Fucking snowflakes. |
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Posted: 5/18/2017 1:37:08 PM EDT
[#24]
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The GI bill pays for your college up front, has hard limits to how much can be paid, is an employment benefit paid for by the employer, and has money set aside to fund it. They have nothing in common except that they both pay off student loans. Quote HistoryQuoted:
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The forgiveness is earned by working in low wage jobs that are considered public service. The GI bill is a perfect comparison, actually. Law school is crazy expensive and being a public defender doesn't really pay the bills. |
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Posted: 5/18/2017 1:38:06 PM EDT
[#25]
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So there is a contract between the federal government and the people with student loans detailing when the loan will be forgiven? Quote HistoryQuoted:
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Not sure where the snowflake accusation is coming from. Student borrowers agreed to make income based repayments while in a public service setting in exchange for residual loan forgiveness at the conclusion of a 10 year period. If they've held up their part of the agreement I think they have every right to be pissed. Is a veteran a snowflake for cashing in on the GI bill? I think you need to educate yourself, OP. A student borrowed money in exchange for making a certain level of payments and working in a certain environment. That same student could also not enter into that agreement and pay the loan back in a more usual fashion and work elsewhere. Either way it a payback agreement. It's not a donation "gifted" to a student any more than the GI Bill is "gifted" to veterans. Isn't this how loans generally work? You borrow x amount of money in exchange for y. That may be principal plus interest but in this case there was an alternative that I closed working in an underserved region. |
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Posted: 5/18/2017 1:40:01 PM EDT
[#26]
you mean they have to pay for what they signed for? Fuck..that is unfair
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Posted: 5/18/2017 1:41:09 PM EDT
[#27]
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I get the snowflake hate but by what I'm reading these people participated in a program and followed the instructions and now as they near the point of completion they're getting the rug pulled out from under them. That's fucked. Say it isn't so.
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Posted: 5/18/2017 1:41:13 PM EDT
[#28]
If your education isn't worth paying off yourself, why on earth would you think it is worth it to me?
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Posted: 5/18/2017 1:41:59 PM EDT
[#29]
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If your education isn't worth paying off yourself, why on earth would you think it is worth it to me? Maybe you like having prosecutors and public defenders? |
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Posted: 5/18/2017 1:42:13 PM EDT
[#30]
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This has nothing to do with debt forgiveness and everything to do with subsidizing non-profit and public service jobs. Apparently they can't afford to pay wages high enough to attract college grads. So Uncle Sam steps in, pretends like forgiving that loan interest is any different than giving them money outright, and taxpayers get stuck paying for some non-profit public service that they would otherwise refuse to pay for directly. |
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Posted: 5/18/2017 1:42:46 PM EDT
[#31]
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There is a contract between the borrower and lender, in this case probably Sallie Mae or ones of it's subsidiaries. Isn't this how loans generally work? You borrow x amount of money in exchange for y. That may be principal plus interest but in this case there was an alternative that I closed working in an underserved region. Quote HistoryQuoted:
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Not sure where the snowflake accusation is coming from. Student borrowers agreed to make income based repayments while in a public service setting in exchange for residual loan forgiveness at the conclusion of a 10 year period. If they've held up their part of the agreement I think they have every right to be pissed. Is a veteran a snowflake for cashing in on the GI bill? I think you need to educate yourself, OP. A student borrowed money in exchange for making a certain level of payments and working in a certain environment. That same student could also not enter into that agreement and pay the loan back in a more usual fashion and work elsewhere. Either way it a payback agreement. It's not a donation "gifted" to a student any more than the GI Bill is "gifted" to veterans. Isn't this how loans generally work? You borrow x amount of money in exchange for y. That may be principal plus interest but in this case there was an alternative that I closed working in an underserved region. |
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Posted: 5/18/2017 1:43:26 PM EDT
[#32]
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I sorta see both sides on this. A deal was made. On the other hand, with a "hey, we'll forgive it" there is no reason not to run up the bill as the payments will be about the same anyway. So my bets are, a bunch of them did run up the bill. Maybe they could keep the buyouts but make the loan write off taxable loan forgiveness income and let them decide how much they want written off (say, over three years.) That will give them a choice between paying it off themselves, refinancing, or taking the income tax hit... Preventing lots of harm to those that were just wanting to pay for college and hurting those that irresponsibly ran up the bill. |
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Posted: 5/18/2017 1:43:53 PM EDT
[#33]
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Well now you just sound like a special snowflake. Suck it up, lady. I'm telling you that if you try to stick your fucking straw in my glass I'll stab you with a fork and tell you to fuck off. |
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Posted: 5/18/2017 1:44:35 PM EDT
[#34]
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I get the snowflake hate but by what I'm reading these people participated in a program and followed the instructions and now as they near the point of completion they're getting the rug pulled out from under them. That's fucked. Social secuirty was originally never taxed. You can thank Jimmy Carter for taxing Social Security |
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Posted: 5/18/2017 1:45:40 PM EDT
[#35]
Grin
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Posted: 5/18/2017 1:46:19 PM EDT
[#36]
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Military retirees have a contractual relationship. Social security does not and the courts have said the benefits can be changed or removed as the government chooses. Quote HistoryQuoted:
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I get the snowflake hate but by what I'm reading these people participated in a program and followed the instructions and now as they near the point of completion they're getting the rug pulled out from under them. That's fucked. |
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Posted: 5/18/2017 1:46:22 PM EDT
[#37]
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So why can't they pay back the money they owe? |
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Posted: 5/18/2017 1:46:27 PM EDT
[#38]
Suckers.
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Posted: 5/18/2017 1:46:36 PM EDT
[#39]
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I get the snowflake hate but by what I'm reading these people participated in a program and followed the instructions and now as they near the point of completion they're getting the rug pulled out from under them. That's fucked. The .GOV made a promise and they should keep it imo. |
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Posted: 5/18/2017 1:49:01 PM EDT
[#40]
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So why can't they pay back the money they owe? The only thing that will come from this is people now refusing to teach in or police inner city shitholes. |
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Posted: 5/18/2017 1:49:20 PM EDT
[#41]
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In exchange for having skilled workers in low pay service jobs. Maybe you like having prosecutors and public defenders? Quote HistoryQuoted:
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If your education isn't worth paying off yourself, why on earth would you think it is worth it to me? Maybe you like having prosecutors and public defenders? |
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Posted: 5/18/2017 1:49:39 PM EDT
[#42]
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Our Goverment does it all the time. Why should they get special treatment A young girl walking along a mountain path to her grandmother's house heard a rustle at her feet. Looking down, she saw a snake, but before she could react, the snake spoke to her. "I am about to die," he said. "It's too cold for me up here, and I am freezing. There is no food in these mountains, and I am starving. Please put me under your coat and take me with you." "No," the girl replied. "I know your kind. You are a rattlesnake. And if I pick you up, you will bite me and your bite is poisonous." "No, no," the snake said. "If you help me, you will be my best friend. I will treat you differently." The young girl sat down on a rock for a moment to rest and think things over. She looked at the beautiful markings on the snake and she had to admit he was the most beautiful snake she had ever seen. Suddenly, she said, "I believe you. I will save you. All living things deserve to be treated with kindness." She then reached over, put the snake gently under her coat and continued toward her grandmother's house. Within a moment, she felt a sharp pain in her side. The snake had bitten her! "How could you do this to me?" she cried. "You promised that you would not bite me, and I trusted you!" "You knew what I was when you picked me up," he hissed as he slithered away. |
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Posted: 5/18/2017 1:49:40 PM EDT
[#43]
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The idea behind the forgiveness program was to act as an employment benefit to encourage people to go into public service. Law school is crazy expensive and being a public defender doesn't really pay the bills. |
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Posted: 5/18/2017 1:50:27 PM EDT
[#44]
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Because they took low-pay jobs in shit areas in order to qualify for the program? The only thing that will come from this is people now refusing to teach in or police inner city shitholes. |
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Posted: 5/18/2017 1:51:04 PM EDT
[#45]
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Because they took low-pay jobs in shit areas in order to qualify for the program? The only thing that will come from this is people now refusing to teach in or police inner city shitholes. I look forward to those shitholes collapsing under the weight of their own incompetence instead of the taxpayer further subsidizing that crap. |
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Posted: 5/18/2017 1:51:06 PM EDT
[#46]
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The forgiveness is earned by working in low wage jobs that are considered public service. The GI bill is a perfect comparison, actually. Quote HistoryQuoted:
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Not sure where the snowflake accusation is coming from. Student borrowers agreed to make income based repayments while in a public service setting in exchange for residual loan forgiveness at the conclusion of a 10 year period. If they've held up their part of the agreement I think they have every right to be pissed. Is a veteran a snowflake for cashing in on the GI bill? I think you need to educate yourself, OP. |
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Posted: 5/18/2017 1:51:09 PM EDT
[#47]
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And even then, Congress keeps changing the rules for military retirees, imposing costs on them that weren't in the contract. |
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Posted: 5/18/2017 1:51:32 PM EDT
[#48]
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How does this program actually make it less expensive? At best all it does is shift the cost burden from the local taxpayers to Uncle Sugar. In reality it probably drives up the cost of the education and thus the total taxpayer burden. |
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Posted: 5/18/2017 1:51:53 PM EDT
[#49]
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These are people that had a plan to pay them off, people that were doing a shitty job for the US government in order to get them payed off. A reasonable analogy would be canceling GI bills. Quote HistoryQuoted:
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So why can't they pay back the money they owe? |
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Posted: 5/18/2017 1:52:47 PM EDT
[#50]
They learned they can't trust the govt....
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