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Posted: 9/14/2019 4:45:06 PM EDT
[#1]
Borrowing money for a vacation?
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Posted: 9/14/2019 4:47:28 PM EDT
[#2]
Quote HistoryQuoted:
I make 14.04 an hour it’s hard to save |
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Posted: 9/14/2019 4:48:32 PM EDT
[#3]
Quote HistoryQuoted: Then how will you ever pay off the loan? |
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Posted: 9/14/2019 4:56:57 PM EDT
[#4]
I don't know what's funnier, that interest rate or people that don't get the joke
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Posted: 9/14/2019 4:59:30 PM EDT
[#5]
Thatsbait.jpg
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Posted: 9/14/2019 5:01:50 PM EDT
[#6]
Borrowing money to go on a vacation is not Richest Man in Babylon mindset.
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Posted: 9/14/2019 5:05:49 PM EDT
[#7]
Quote HistoryQuoted:
Borrowing money to go on vacation. 
You know what my wife and I do when we want to go on vacation? We save for it. 
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Posted: 9/14/2019 5:15:52 PM EDT
[#8]
There are ways to save money. You have to decide what is a want and what is a need. You have to go without luxuries. A cell phone is a luxury. You have to eat CHEAP. Drive a beater car. You can't have top of the line items, you may have to use the off brand. Cut coupons, don't spend your change. Walk or bicycle when you can. No TV, internet. You use cash instead of debit cards. Adjust your thermometer. I did it. It was not pleasant, but it can be done.
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Posted: 9/14/2019 5:19:09 PM EDT
[#9]
No! Borrow that money and go to the mall to get a puppy. It will last longer than some dangerous vacation.
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Posted: 9/14/2019 5:21:02 PM EDT
[#10]
Quote HistoryQuoted:
There are ways to save money. You have to decide what is a want and what is a need. You have to go without luxuries. A cell phone is a luxury. You have to eat CHEAP. Drive a beater car. You can't have top of the line items, you may have to use the off brand. Cut coupons, don't spend your change. Walk or bicycle when you can. No TV, internet. You use cash instead of debit cards. Adjust your thermometer. I did it. It was not pleasant, but it can be done. You deserve that vacation, you need that vacation. Life is about experiences, not thing. |
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Posted: 9/14/2019 5:24:19 PM EDT
[#11]
Quote HistoryQuoted:
No! Borrow that money and go to the mall to get a puppy. It will last longer than some dangerous vacation. |
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Posted: 9/14/2019 5:24:53 PM EDT
[#12]
I'll loan you money, zero interest
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Posted: 9/14/2019 5:24:53 PM EDT
[#13]
Quote HistoryQuoted:
There are ways to save money. You have to decide what is a want and what is a need. You have to go without luxuries. A cell phone is a luxury. You have to eat CHEAP. Drive a beater car. You can't have top of the line items, you may have to use the off brand. Cut coupons, don't spend your change. Walk or bicycle when you can. No TV, internet. You use cash instead of debit cards. Adjust your thermometer. I did it. It was not pleasant, but it can be done. |
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Posted: 9/14/2019 5:26:34 PM EDT
[#14]
Quote HistoryQuoted:
Totally cool. If you want to be successful, you have to look successful. 
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Posted: 9/14/2019 5:27:49 PM EDT
[#15]
Quote HistoryQuoted:
I make 14.04 an hour it’s hard to save Quote HistoryQuoted:
Quoted:
Borrowing money to go on vacation.
You know what my wife and I do when we want to go on vacation? We save for it. |
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Posted: 9/14/2019 5:28:20 PM EDT
[#16]
Quote HistoryQuoted:
Well, you’ll make a Hell of a lot More than the interest paid, just by borrowing for vacation and investing your Real money into a well diversified index fund. It’s basic math, guaranteed by historical data. 
7 > 4 live a little tightwad! |
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Posted: 9/14/2019 5:29:30 PM EDT
[#17]
Quote HistoryQuoted:
I don't know what's funnier, that interest rate or people that don't get the joke 
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Posted: 9/14/2019 5:29:51 PM EDT
[#18]
Quote HistoryQuoted:
Totally worth it if you get laid on vacation. |
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Posted: 9/14/2019 5:30:34 PM EDT
[#19]
Going to DisneyWorld....congrats
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Posted: 9/14/2019 5:32:53 PM EDT
[#20]
LOL ITT we learn who takes the internet too seriously and who doesn't.
OP you should SAVE for vacation! read an interest rate book!  
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Posted: 9/14/2019 5:33:59 PM EDT
[#21]
Quote HistoryQuoted:
Borrowing to go on vacation is pants-on-the-head retarded.  That''s a joke son you''re supposed to laugh |
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Posted: 9/14/2019 5:35:17 PM EDT
[#22]
Quote HistoryQuoted:
I know how you feel. The last vacation I took my family on was in 2017 because of money. Quote HistoryQuoted:
Quoted:
Quoted:
Borrowing money to go on vacation.
You know what my wife and I do when we want to go on vacation? We save for it. |
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Posted: 9/14/2019 5:35:18 PM EDT
[#23]
A smart man would buy his wife a new rack so she feels good in her new bikini while on vacation. That way after the vacation is over you can still enjoy the rack as it brings back fond memories of the vacation for years to come.
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Posted: 9/14/2019 5:39:10 PM EDT
[#24]
You should do it. I hear that being in debt is a great way to beat inflation.
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Posted: 9/14/2019 5:39:30 PM EDT
[#25]
Quote HistoryQuoted:
Great rates. Have fun on your trip. You deserve it.  
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Posted: 9/14/2019 5:40:19 PM EDT
[#26]
Quote HistoryQuoted:
Should have posted that in the Dave Ramsey thread. 
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Posted: 9/14/2019 5:41:11 PM EDT
[#27]
Quote HistoryQuoted:
Totally worth it if you get laid on vacation. |
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Posted: 9/14/2019 5:41:38 PM EDT
[#28]
Quote HistoryQuoted:
Borrowing money to go on vacation.
You know what my wife and I do when we want to go on vacation? We save for it. |
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Posted: 9/14/2019 5:45:04 PM EDT
[#29]
Quote HistoryQuoted:
Boom!
7 > 4 live a little tightwad! Quote HistoryQuoted:
Quoted:
Well, you’ll make a Hell of a lot More than the interest paid, just by borrowing for vacation and investing your Real money into a well diversified index fund. It’s basic math, guaranteed by historical data.
7 > 4 live a little tightwad! |
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Posted: 9/14/2019 5:45:58 PM EDT
[#30]
Quote HistoryQuoted:
There are ways to save money. You have to decide what is a want and what is a need. You have to go without luxuries. A cell phone is a luxury. You have to eat CHEAP. Drive a beater car. You can't have top of the line items, you may have to use the off brand. Cut coupons, don't spend your change. Walk or bicycle when you can. No TV, internet. You use cash instead of debit cards. Adjust your thermometer. I did it. It was not pleasant, but it can be done. Why would you when you can get good loans????? |
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Posted: 9/14/2019 5:47:29 PM EDT
[#31]
What bank is that thru??
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Posted: 9/14/2019 5:50:12 PM EDT
[#32]
Quote HistoryQuoted:
I make 14.04 an hour it's hard to save |
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Posted: 9/14/2019 5:56:36 PM EDT
[#33]
Quote HistoryQuoted:
You should do it. I hear that being in debt is a great way to beat inflation. Extremely low cost loans invested in the markets over long periods of time is a great way to improve your financial position. If you can lock in a sub 4% note for 30 years and put all that into an index fund, you're going to come out ahead. If DCA'ing in, entry isn't important. If putting a lump sum into the market, avoid taking the note until Shiller P/E is a little closer to the median or below. |
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Posted: 9/14/2019 6:02:00 PM EDT
[#34]
Nope.
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Posted: 9/14/2019 6:03:09 PM EDT
[#35]
Lol
<<<<<< used to work for Merrill Lynch |
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Posted: 9/14/2019 6:06:43 PM EDT
[#36]
At those rates you could borrow enough to pay off your other debts and be debt-free!
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Posted: 9/14/2019 6:07:38 PM EDT
[#37]
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Posted: 9/14/2019 6:09:26 PM EDT
[#38]
In this thread we get to see who reads only the titles
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Posted: 9/14/2019 6:09:35 PM EDT
[#39]
Bunch of dense people here, OP is not one of them.
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Posted: 9/14/2019 6:09:59 PM EDT
[#40]
Oh, and you're asking if those are good rates ... it's what the United States pays on its national debt, so it has to be good, right?
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Posted: 9/14/2019 6:12:12 PM EDT
[#41]
LOL
protip always read the fine print on Midcap threads |
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Posted: 9/14/2019 6:37:32 PM EDT
[#42]
Quote HistoryQuoted:
If it’s interest only, he can take as long as he wants! Quote HistoryQuoted:
Quoted: Then how will you ever pay off the loan? |
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Posted: 9/14/2019 6:38:17 PM EDT
[#43]
Quote HistoryQuoted:
Borrowing money to go on a vacation is not Richest Man in Babylon mindset. |
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Posted: 9/14/2019 6:40:00 PM EDT
[#44]
Quote HistoryQuoted:
Bunch of dense people here, OP is not one of them. |
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Posted: 9/14/2019 6:40:40 PM EDT
[#45]
but dat buffet doe.
Poor people stay poor due to poor decisions. News at 11 |
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Posted: 9/14/2019 6:41:32 PM EDT
[#46]
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Posted: 9/14/2019 6:42:13 PM EDT
[#47]
I'll loan you monies @ 58% interest. But I gots to have collateral to hold. Low weekly payments. As long as it's not over $ 1000.00 .If you miss a payment I do have collectors who will visit to see what the problem is.
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Posted: 9/14/2019 6:43:18 PM EDT
[#48]
Quote HistoryQuoted:
Should have posted that in the Dave Ramsey thread. |
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Posted: 9/14/2019 6:44:51 PM EDT
[#49]
Quote HistoryQuoted:
@pikeslayer It’s real bro https://www.AR15.Com/media/mediaFiles/277411/BE5293F3-D7DA-4516-8464-B48ED628EA1D-1090078.jpg Quote HistoryQuoted:
Quoted:
That can’t be real. Where did you find that? It’s real bro https://www.AR15.Com/media/mediaFiles/277411/BE5293F3-D7DA-4516-8464-B48ED628EA1D-1090078.jpg
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Posted: 9/14/2019 6:48:01 PM EDT
[#50]
Quote HistoryQuoted:
There are ways to save money. You have to decide what is a want and what is a need. You have to go without luxuries. A cell phone is a luxury. You have to eat CHEAP. Drive a beater car. You can't have top of the line items, you may have to use the off brand. Cut coupons, don't spend your change. Walk or bicycle when you can. No TV, internet. You use cash instead of debit cards. Adjust your thermometer. I did it. It was not pleasant, but it can be done. I don’t know if you know this but today’s dollars are cheaper than tomorrow’s dollars |
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