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Posted: 9/15/2019 2:07:21 AM EDT
[#1]
You can’t beat those kinda of rates. With those rates I take a loan out to buy beer.
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Posted: 9/15/2019 2:07:47 AM EDT
[#2]
You can’t beat those kinda of rates. With those rates I take a loan out to buy beer.
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Posted: 9/15/2019 2:27:25 AM EDT
[#3]
Quote HistoryQuoted:
You can’t beat those kinda of rates. With those rates I take a loan out to buy beer. |
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Posted: 9/15/2019 7:51:37 AM EDT
[#4]
Quote HistoryQuoted: If you consolidated your loans you could buy both beers with one loan. |
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Posted: 9/15/2019 10:19:27 AM EDT
[#5]
Those rates are illegal in GA.....state finally cracked down on usury loans.
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Posted: 9/15/2019 10:32:52 AM EDT
[#6]
Quote HistoryQuoted:
Those rates are illegal in GA.....state finally cracked down on usury loans. this is what I found for Louisiana LOUISIANA: The legal rate of interest is one point over the average prime rate, not to exceed 14% nor be less than 7%. Usury limit for individuals is 12%, and there is no limit for corporations. (As warned, you cannot evade the limit by forming a corporation when the loan is actually to an individual.) Looks like if I took the loan with them, I could then bring them to court and they would have to forfeit all the interest charged. Maybe I should do that, just to fuck with them. |
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Posted: 9/15/2019 10:36:47 AM EDT
[#7]
GA had a yuuge problem with “payday loans” that were over 100% interest (iirc) a lot of the companies focused on soldiers and dependopotamuses at the big bases. Really pathetic way to do business.
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Posted: 9/15/2019 10:38:16 AM EDT
[#8]
Quote HistoryQuoted:
GA had a yuuge problem with “payday loans” that were over 100% interest (iirc) a lot of the companies focused on soldiers and dependopotamuses at the big bases. Really pathetic way to do business. But it seems like no one brings the pay day loan places to court. I guess when you fuck poor people, they don't have enough money to fight back. |
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Posted: 9/15/2019 10:39:02 AM EDT
[#9]
Quote HistoryQuoted:
I make 14.04 an hour it’s hard to save |
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Posted: 9/15/2019 10:49:04 AM EDT
[#10]
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Posted: 9/15/2019 10:50:25 AM EDT
[#11]
Quote HistoryQuoted:
I maxed out my 401k (to the IRS limit) when I made just over $15/hr...so yeah, saving for a vacation is certainly possible on lower incomes. Quote HistoryQuoted:
Quoted:
I make 14.04 an hour it’s hard to save Well my house note is $1750 and I have to pay $525 a month in insurance. Plus I rarely make OT and if I do, it's only a few hours overtime. |
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Posted: 9/15/2019 10:51:08 AM EDT
[#12]
Quote HistoryI always had a thing for women with an ever so slightly lazy eye and/or an eyelid that was a little droopy. |
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Posted: 9/15/2019 10:56:05 AM EDT
[#13]
Quote HistoryQuoted: @jekbrown Well my house note is $1750 and I have to pay $525 a month in insurance. Plus I rarely make OT and if I do, it's only a few hours overtime. |
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Posted: 9/15/2019 11:03:22 AM EDT
[#14]
Quote HistoryQuoted:
There's about 173 working hours in a month, presuming you work 40 hrs/week. $2428.92 before taxes...take out fed and state income tax, and the other payroll taxes and you have less take home pay than your mortgage/insurance (let alone food, internet, phone, gas/cars (if applicable), clothes etc.) so clearly some data is missing. Drug dealer on the side or is there a second income you're not telling us about? Quote HistoryQuoted:
Quoted: @jekbrown Well my house note is $1750 and I have to pay $525 a month in insurance. Plus I rarely make OT and if I do, it's only a few hours overtime. |
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Posted: 9/15/2019 11:06:12 AM EDT
[#15]
Quoted:
I still can't believe that's real. I cant imagine anyone would ever do that deal...right? Riiiight?? Quoted:
lol, arfcom finance threads are fun, even the troll threads.  Quoted:
YOLO!! Available in 31 states and the rates can reach 179.99%. Sometimes an origination fee also. That Western Sky Financial is the one I've been trying to remember. In the commercials, I'm sure I remember you hear someone beating on the drum in the background. They do the whole Indian thing. |
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Posted: 9/15/2019 11:08:07 AM EDT
[#16]
Quote HistoryQuoted:
There's about 173 working hours in a month, presuming you work 40 hrs/week. $2428.92 before taxes...take out fed and state income tax, and the other payroll taxes and you have less take home pay than your mortgage/insurance (let alone food, internet, phone, gas/cars (if applicable), clothes etc.) so clearly some data is missing. Drug dealer on the side or is there a second income you're not telling us about? Quote HistoryQuoted:
Quoted: @jekbrown Well my house note is $1750 and I have to pay $525 a month in insurance. Plus I rarely make OT and if I do, it's only a few hours overtime. |
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Posted: 9/15/2019 11:12:15 AM EDT
[#17]
Quote HistoryQuoted:
he looks like an older sue heck. I always had a thing for women with an ever so slightly lazy eye and/or an eyelid that was a little droopy. Quote HistoryQuoted:
he looks like an older sue heck. I always had a thing for women with an ever so slightly lazy eye and/or an eyelid that was a little droopy. That was good stuff when Brooke Shields moved in across the street, I think it was. I sure did like that show. |
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Posted: 9/15/2019 11:16:05 AM EDT
[#18]
OP, don't let these negative Nancys hold you back from your dreams.
They act like the know everything about fiscal responsibility but how many of them live the cool assed lifestyle that you do? Probably none. Saving is for suckers. Borrow every penny that you can, have a blast with it and let the debt collectors keep calling that burner phone number till they die of old age. |
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Posted: 9/15/2019 11:20:03 AM EDT
[#19]
That’s real retarded, why would you ever do that when you could take out a second mortgage and go on 3 or 4 vacations and buy a new car? Fucking rookies.
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Posted: 9/15/2019 11:42:47 AM EDT
[#20]
Bottle service in da club.
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Posted: 9/15/2019 11:46:15 AM EDT
[#21]
Quote HistoryQuoted:
That’s real retarded, why would you ever do that when you could take out a second mortgage and go on 3 or 4 vacations and buy a new car? Fucking rookies. |
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Posted: 9/15/2019 2:37:12 PM EDT
[#22]
Quote HistoryQuoted:
That’s the sort of institutional discrimination facing renters today. You shouldn’t have to own a home to be able to obtain long term debt for short term use. Offers such as this one break down those walls of bias and allow underserved communities access to opportunities previously off-limits to those not born into privilege. Quote HistoryQuoted:
Quoted:
That’s real retarded, why would you ever do that when you could take out a second mortgage and go on 3 or 4 vacations and buy a new car? Fucking rookies. |
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Posted: 9/15/2019 2:54:44 PM EDT
[#23]
Dude, can you PM me the details? Been planning on proposing to my GF. With a deal like that I could get the $10,000 ring I have been looking at, plus afford a European vacation.
BRB proposing under the Eiffel tower. Only the best for me and my filly. |
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Posted: 9/15/2019 6:53:35 PM EDT
[#24]
Quote HistoryQuoted:
That Western Sky Financial is the one I've been trying to remember. In the commercials, I'm sure I remember you hear someone beating on the drum in the background. They do the whole Indian thing. |
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Posted: 9/15/2019 6:54:27 PM EDT
[#25]
Getting out of your moms basement ain’t cheap!
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Posted: 9/16/2019 11:12:40 PM EDT
[#26]
Hey OP, how's the vacation going?
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Posted: 9/16/2019 11:14:57 PM EDT
[#27]
Quote HistoryQuoted:
Hey OP, how's the vacation going? I am waiting to hear back from western sky. |
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