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Posted: 6/11/2024 10:28:40 AM EST
[#1]
Quote HistoryQuoted: As a medical professional I agree. This is the only thing you purchase with no clue of cost and zero explanation. The healthcare conglomerates have be schlonging the public for years. Providers have no idea what the things they do cost. In the 35 yrs I have been in this, I cannot tell anyone what will be charged. The insurance companies and hospital/clinis etc have some kind of sorcery regarding charges and payments. And… it’s different each time. Shit went south when non-medical entities figured out they could make large sums of money with virtually no oversight. 20% of GDP is medicine. That should alatm anyone. Each hospital will determine their own pricing. Your Director of Financial Reporting or equivalent will have this information because they are literally coding in the costs for each procedure/service. Republican leadership has usually been against price transparency because they are getting some nice incentives to vote that way but I am for it. |
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Posted: 6/11/2024 10:29:12 AM EST
[#2]
Quote HistoryQuoted: Honestly, I agree with this. Especially when medical billing is shady AF. There is nothing shady about it unless you are a Marxist. You go to the ER and they treat you. They render the best care they can and you live. Now you can't pay. They can work out a payment plan, ask the doctor to forgive some of the debt, sell your first or lastborn, or file bankruptcy. You still owe a debt. Medical care costs are rising and they will keep rising. Everyone wants the Gold Standard treatment but few can pay for it. That is a fact. I've never met a nurse who doesn't think they should be paid the same as doctors. I've never met a Democrat who doesn't believe in free care. The solution is not to make everyone equally poor to pay for it. |
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Posted: 6/11/2024 10:31:41 AM EST
[#3]
Quote HistoryQuoted: This will lead to higher interest rates for everyone. Pay your card off every month. Get a card with 3% cash back. Profit |
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Posted: 6/11/2024 10:35:02 AM EST
[#4]
Quote HistoryQuoted: There is nothing shady about it unless you are a Marxist. You go to the ER and they treat you. They render the best care they can and you live. Now you can't pay. They can work out a payment plan, ask the doctor to forgive some of the debt, sell your first or lastborn, or file bankruptcy. You still owe a debt. Medical care costs are rising and they will keep rising. Everyone wants the Gold Standard treatment but few can pay for it. That is a fact. I've never met a nurse who doesn't think they should be paid the same as doctors. I've never met a Democrat who doesn't believe in free care. The solution is not to make everyone equally poor to pay for it. I would argue that medical care being a service that you aren’t given a quote or pricing for before treatment is pretty shady. If I broke my arm today and went to a hospital, I wouldn’t see the bill for weeks, if not months. I can’t think of any other industry like that. |
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Posted: 6/11/2024 10:36:39 AM EST
[#5]
Quote HistoryQuoted: Pay your card off every month. Get a card with 3% cash back. Profit Quote HistoryQuoted: Quoted: This will lead to higher interest rates for everyone. Pay your card off every month. Get a card with 3% cash back. Profit I’m looking at it beyond credit cards. Everyone with medical debt will get an immediate credit score boost. This will impact the current risk model. You have essentially let in the wolves in sheep’s clothing with the rest of the financially responsible flock. How will lenders react when people they thought had good credit start sinking the ship? |
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Posted: 6/11/2024 10:38:40 AM EST
[#6]
Quote HistoryQuoted: I would argue that medical care being a service that you aren’t given a quote or pricing for before treatment is pretty shady. If I broke my arm today and went to a hospital, I wouldn’t see the bill for weeks, if not months. I can’t think of any other industry like that. Quote HistoryQuoted: Quoted: There is nothing shady about it unless you are a Marxist. You go to the ER and they treat you. They render the best care they can and you live. Now you can't pay. They can work out a payment plan, ask the doctor to forgive some of the debt, sell your first or lastborn, or file bankruptcy. You still owe a debt. Medical care costs are rising and they will keep rising. Everyone wants the Gold Standard treatment but few can pay for it. That is a fact. I've never met a nurse who doesn't think they should be paid the same as doctors. I've never met a Democrat who doesn't believe in free care. The solution is not to make everyone equally poor to pay for it. I would argue that medical care being a service that you aren’t given a quote or pricing for before treatment is pretty shady. If I broke my arm today and went to a hospital, I wouldn’t see the bill for weeks, if not months. I can’t think of any other industry like that. You can ask what the cash price is before you go in for a procedure or treatment. |
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Posted: 6/11/2024 10:40:13 AM EST
[#7]
Quote HistoryQuoted: In Biden’s America, no one has to pay their bills or are held accountable for their actions. This one is…complicated. 1. Obamacare destroyed the healthcare industry. It was by design. Greedy, stupid healthcare providers and insurers went along with it cause they’re greedy and stupid. 2. Overregulation has driven up the costs of healthcare. Yeah, no shit Sherlock; I know. 3. Healthcare is no longer designed to be affordable/accessible to the poors. It’s designed to further corrode and destroy the middle class by forcing them to subsidize the lower class AND foot the bill for the army of useless bureaucrats who parasitize the system. At this point, if someone can’t pay their medical bills, my first inclination isn’t to consider them a deadbeat. They’re playing a rigged game, and they’ll lose. It’s by design. I make decent $$ and had to drop my insurance. It was $1500/month. That’s almost twice my mortgage. We have a combination of Medishare and DPC now, but we’re one serious illness from being in a shitty financial position. |
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Posted: 6/11/2024 10:44:03 AM EST
[#8]
Hospitals and Medical industry overcharge and scam customers. You want money? Charge a fair rate. Otherwise piss off.
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Posted: 6/11/2024 10:49:01 AM EST
[#9]
I wish people would stop giving that asshole credit for doing anything. He isn't, there is someone in the background who tells him what to do. That asswipe isn't smart enough to wipe his own ass when he shits his pants.
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Posted: 6/11/2024 10:50:42 AM EST
[#10]
Quote HistoryQuoted: This will lead to higher interest rates for everyone. Quote HistoryQuoted: Quoted: Honestly, I agree with this. Especially when medical billing is shady AF. This will lead to higher interest rates for everyone. |
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Posted: 6/11/2024 10:51:19 AM EST
[#11]
I've had medical bills sent to collections twice that I did not even know I had. I was never billed for them, just sent straight to collection angency with no notice.
So I'm kind of torn on this one. But I'm sure it will have many unintended consequences. |
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Posted: 6/11/2024 10:51:59 AM EST
[#12]
Quote HistoryQuoted: Two years ago, I was in cancer mode, and I passed out from hypokalemia in a convenience store. When I came to, I had been transported by ambulance to a hospital. Insurance covered everything but the ambulance. Apparently ambulances operate in some mystery world where the local company has to sign up and negotiate deals or something and my area ambulance doesn't play. Whatever. The bill was around 12K to take me 9 miles. I had the 12K, but some people do not. I was unconscious when this happened and did not really have a choice in the matter. 12K for 9 miles. I can see it on some level. that is so fraudulent they should be sued out of existence. Mob loans are more helpful than that highway robbery. |
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Posted: 6/11/2024 10:57:59 AM EST
[#13]
Quote HistoryQuoted: If it saves just one person from bankruptcy....  That's the spirit! We will bankrupt conservatives through higher premiums and simultaneously guarantee more votes from bums. Fuck this administration and poopy pants. |
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Posted: 6/11/2024 10:59:28 AM EST
[#14]
Quote HistoryQuoted: That’s where the corruption comes in. They bill insurance an astronomical amount but the cash amount is totally different. The whole thing is a complete fucking racket Quote HistoryQuoted: Quoted: I had twins born at 25 weeks and spent 125 days in the NICU. $4m in billed charges to the insurance company which was negotiated down. If it was just me and no insurance I don't know if it would of been negotiable and there wouldn't of been a way for me to pay that. So far 200k in med bills this year (the boys are 2 years old) That’s where the corruption comes in. They bill insurance an astronomical amount but the cash amount is totally different. The whole thing is a complete fucking racket All accurate, if you don't believe it go ask for a cash price next time you see a doctor. |
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Posted: 6/11/2024 11:12:14 AM EST
[#15]
FJB but this is a good thing.
i will credit where it's due. |
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Posted: 6/11/2024 11:25:01 AM EST
[#16]
Fix the healthcare system and you won’t have to bail people out of debt.
Large urban hospital billed $145k for an operation. Glad we had good insurance. |
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Posted: 6/11/2024 11:25:16 AM EST
[#17]
Quote HistoryQuoted: Some ultra maga will figure out they can start a company they collects medical debt info and just call it something other than a credit report. Here at MedPayInfoTech we can help your lending institution with verifiable facts about past transactions. Call today! |
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Posted: 6/11/2024 11:32:33 AM EST
[#18]
My recent Covid/pneumonia 5-day stay was $61k and I paid $3k out of pocket. Insurance worked just fine for me.
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Posted: 6/11/2024 11:34:41 AM EST
[#19]
SOMETHING needs to be done with the high cost of healthcare. This action may not be it. But it needs to be done by CONGRESS, not some vote buying senile prazadant
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Posted: 6/11/2024 11:40:05 AM EST
[#20]
Quote HistoryQuoted: Fix the healthcare system and you won’t have to bail people out of debt. Large urban hospital billed $145k for an operation. Glad we had good insurance. They could bill you any amount and you have little recourse. Hospitals do not post prices and can be double what another chargers. Its part of the problem. |
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Posted: 6/11/2024 11:42:03 AM EST
[#21]
Medical industry needs open pricing. The way they are allowed to bill whatever they want without clarity is an outrage.
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Posted: 6/11/2024 12:39:27 PM EST
[#22]
Quote HistoryQuoted: Just buying more votes. This, and not just coming out to advocate/ push for socialized medicine until second term, to keep the other votes of the medical community that he may have still. Bluntly, if you want votes, it not the 1% that you need, but the mass of voters under the poverty line that there are just way more of, and voting is mass numbers now as well (to guard against losing that welfare check). And the sad part, it just a promise, and like the college pay back program, once he is re-elected, nothing will come of it. |
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Posted: 6/11/2024 12:40:39 PM EST
[#23]
Quote HistoryQuoted: Honestly, I agree with this. Especially when medical billing is shady AF. This, I worked in collections and my company didn’t even touch medical debt. I have also successfully sued a collector for trying to collect bogus medical debt. |
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Posted: 6/11/2024 2:07:22 PM EST
[#24]
Quote HistoryQuoted: There is nothing shady about it unless you are a Marxist. You go to the ER and they treat you. They render the best care they can and you live. Now you can't pay. They can work out a payment plan, ask the doctor to forgive some of the debt, sell your first or lastborn, or file bankruptcy. You still owe a debt. Medical care costs are rising and they will keep rising. Everyone wants the Gold Standard treatment but few can pay for it. That is a fact. I've never met a nurse who doesn't think they should be paid the same as doctors. I've never met a Democrat who doesn't believe in free care. The solution is not to make everyone equally poor to pay for it. Like hell it isn't---shady. I've asked about some procedures some doc said I needed, trying to get a handle on expenses BEFORE I had it done. This has happened several times. NObody seems to be able to give you a price. Odd, I can get the price of food, beer, 2 x 4's almost anything else, BEFORE I commit. But this is NOT buying beer. Med costs are not only a mystery until AFTER you've been all chopped up, they are DEVASTATINGLY expensive. Med costs can ruin your life, put you into the street, and leave you actually, with nothing. |
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Posted: 6/11/2024 2:10:49 PM EST
[#25]
Frankly the healthcare and medical billing industry has done this to themselves
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Posted: 6/11/2024 2:28:16 PM EST
[#26]
Quote HistoryQuoted: Honestly, I agree with this. Especially when medical billing is shady AF. Wife is currently fighting between Ins and Hospital for a bill. Insurance paid it then yanked the money back from the hospital 10-11 months later... Both are being jackholes and not dealing with each other. |
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Posted: 6/11/2024 2:45:59 PM EST
[#27]
What a shit show this will turn out to be, only in an election year!
Those unpaid medical receivables will eventually convert to civil suit & judgement, and said judgements will certainly wind up on those reports sooner than later. |
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Posted: 6/11/2024 2:51:33 PM EST
[#28]
Quote HistoryQuoted: So lenders (banks) will have to make uninformed decisions. Then the government will have to bail out the banks. And people will just stop paying medical bills unless they have attachable assets. This is just another "loan bailout" to buy votes. And it will increase the load on those who are responsible. Besides, how can there be any medical debt after ObamaCare? This is all 100% correct. If government wanted to actually do something to help the situation, they could make student debt payments and medical debt payments (not just interest) tax deductible. And before you "that's not fair" guys get your panties all bundled up - all income taxation is theft, any reason to get rid of some of it is a good reason. |
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Posted: 6/11/2024 3:07:12 PM EST
[#29]
Quote HistoryQuoted: Honestly, I agree with this. Especially when medical billing is shady AF. Why should government be able to decide which lawful debt cannot be reported on? |
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Posted: 6/11/2024 3:39:27 PM EST
[#30]
Quote HistoryQuoted: I would argue that medical care being a service that you aren’t given a quote or pricing for before treatment is pretty shady. If I broke my arm today and went to a hospital, I wouldn’t see the bill for weeks, if not months. I can’t think of any other industry like that. Quote HistoryQuoted: Quoted: There is nothing shady about it unless you are a Marxist. You go to the ER and they treat you. They render the best care they can and you live. Now you can't pay. They can work out a payment plan, ask the doctor to forgive some of the debt, sell your first or lastborn, or file bankruptcy. You still owe a debt. Medical care costs are rising and they will keep rising. Everyone wants the Gold Standard treatment but few can pay for it. That is a fact. I've never met a nurse who doesn't think they should be paid the same as doctors. I've never met a Democrat who doesn't believe in free care. The solution is not to make everyone equally poor to pay for it. I would argue that medical care being a service that you aren’t given a quote or pricing for before treatment is pretty shady. If I broke my arm today and went to a hospital, I wouldn’t see the bill for weeks, if not months. I can’t think of any other industry like that. You might even end up with bills the government racks up for you against your consent. I was served a federal warrant, where HSI/CBP searched me internally for drugs against my consent, taking me to multiple hospitals by prisoner van in handcuffs. When nothing was found, they had debt collectors hound me for years for the bill. At least now it won't go on my credit report. What other service bills you for shit you never even consented to, didn't want, and got nothing out of? |
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Posted: 6/11/2024 3:44:19 PM EST
[#31]
This will have unintended consequences that will make life suck more for all of us.
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Posted: 6/11/2024 3:51:48 PM EST
[#32]
Quote HistoryQuoted: Honestly, I agree with this. Especially when medical billing is shady AF. |
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Posted: 6/11/2024 3:58:35 PM EST
[#33]
Quote HistoryQuoted: This will lead to higher interest rates for everyone. That ship has already sailed man. |
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Posted: 6/11/2024 4:19:22 PM EST
[#34]
In this thread we see who has been fucked over by medical billing and who hasn't and thinks it can't happen to them.
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Posted: 6/11/2024 4:30:30 PM EST
[#35]
Quote HistoryQuoted: Honestly, I agree with this. Especially when medical billing is shady AF. |
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Posted: 6/11/2024 4:32:14 PM EST
[#36]
Quote HistoryQuoted: How does he have this authority? Authority? He has a pen and a phone. What more does he need? |
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Posted: 6/11/2024 4:33:13 PM EST
[#37]
Pay in advance, bitches.
--Health Care |
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Posted: 6/11/2024 4:34:22 PM EST
[#38]
Quote HistoryQuoted: In this thread we see who has been fucked over by medical billing and who hasn't and thinks it can't happen to them. Because nobody has ever fucked over a provider. I repeat, pay in advance, bitches. |
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Posted: 6/11/2024 4:34:57 PM EST
[#39]
Quote HistoryQuoted: Honestly, I agree with this. Especially when medical billing is shady AF. |
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Posted: 6/11/2024 4:43:43 PM EST
[#40]
Quote HistoryQuoted: This will make the cost of credit - and healthcare - increase for honest people. Stupid people will cheer anyway. So people that have paid all their lives for everything that they contracted upfront costs for suddenly become bad-credit risks if an industry that tells you what everything costs only after you've been sewn up and and discharged and continues to send newly discovered bills for years after the event submits negative information? Having had several run-ins with medical billing, I'm not exactly feeling your vibe here. It's fucking criminal how they behave. You can't budget anything or make an informed choice on what to do because the costs of everything are black box that you only get to open after the service is rendered. That said this is more of government creating problems then running on 'solutions' to the problems they created. That much I agree on. |
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Posted: 6/11/2024 4:47:35 PM EST
[#41]
If Biden is doing it, you know it's a commie fucking idea.
The poors, socialists and irresponsible love it. The people who actually save motherfuckers hate it. This won't end well if you are sick and need care. |
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Posted: 6/11/2024 4:48:36 PM EST
[#42]
Quote HistoryQuoted: Like hell it isn't---shady. I've asked about some procedures some doc said I needed, trying to get a handle on expenses BEFORE I had it done. This has happened several times. NObody seems to be able to give you a price. Odd, I can get the price of food, beer, 2 x 4's almost anything else, BEFORE I commit. But this is NOT buying beer. Med costs are not only a mystery until AFTER you've been all chopped up, they are DEVASTATINGLY expensive. Med costs can ruin your life, put you into the street, and leave you actually, with nothing. Yep. I can't believe anyone advocates for it. "What does this knee surgery cost"? "We'll tell you after it's done and it's somewhere between $1000 and everything you ever made in your life". |
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Posted: 6/11/2024 4:48:51 PM EST
[#43]
Quote HistoryQuoted: So people that have paid all their lives for everything that they contracted upfront costs for suddenly become bad-credit risks if an industry that tells you what everything costs only after you've been sewn up and and discharged and continues to send newly discovered bills for years after the event submits negative information? Having had several run-ins with medical billing, I'm not exactly feeling your vibe here. It's fucking criminal how they behave. You can't budget anything or make an informed choice on what to do because the costs of everything are black box that you only get to open after the service is rendered. That said this is more of government creating problems then running on 'solutions' to the problems they created. That much I agree on. Quote HistoryQuoted: Quoted: This will make the cost of credit - and healthcare - increase for honest people. Stupid people will cheer anyway. So people that have paid all their lives for everything that they contracted upfront costs for suddenly become bad-credit risks if an industry that tells you what everything costs only after you've been sewn up and and discharged and continues to send newly discovered bills for years after the event submits negative information? Having had several run-ins with medical billing, I'm not exactly feeling your vibe here. It's fucking criminal how they behave. You can't budget anything or make an informed choice on what to do because the costs of everything are black box that you only get to open after the service is rendered. That said this is more of government creating problems then running on 'solutions' to the problems they created. That much I agree on. The bolded part is incorrect. The derp is outdated. You can shop around and negotiate. |
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Posted: 6/11/2024 4:52:33 PM EST
[#44]
Quote HistoryQuoted: I repeat, pay in advance, bitches. WTF are you talking about? What test or surgical procedure do you 'pay in advances bitches' for? I've not been in a hospital yet that can answer "What does this test cost". The answer is because they don't know what it costs because the cost is completely 'it depends'. I don't know that I 100% agree with this... I'd have to consider it more but I sure as hell am done white-knighting the shit show the US has made of paying for medicine. |
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Posted: 6/11/2024 4:53:20 PM EST
[#45]
I’m not reading 4 pages, has anyone pointed out, that it already isn’t a financial factor on certain large purchases like a house?
It’s been that way for a long time. EVERYONE has medical bills and no one could qualify for a mortgage if they didn’t remove it from the file. |
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Posted: 6/11/2024 4:58:18 PM EST
[#46]
Quote HistoryQuoted: Two years ago, I was in cancer mode, and I passed out from hypokalemia in a convenience store. When I came to, I had been transported by ambulance to a hospital. Insurance covered everything but the ambulance. Apparently ambulances operate in some mystery world where the local company has to sign up and negotiate deals or something and my area ambulance doesn't play. Whatever. The bill was around 12K to take me 9 miles. I had the 12K, but some people do not. I was unconscious when this happened and did not really have a choice in the matter. 12K for 9 miles. I can see it on some level. Yeah fukk dat noize... I would have offered them UBER rates and told them to EAD ! No way am i paying $12k for a ride to anywhere.... |
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Posted: 6/11/2024 5:01:19 PM EST
[#47]
Quote HistoryQuoted: The bolded part is incorrect. The derp is outdated. You can shop around and negotiate. I have not ever been able to that. Even the insurer can not tell me what the price will be until it's all been 'coded'. Nor can I control which group within a hospital will provide what service on what day. You can take your derp and cram it. I've been through it twice now and the billing is absurd. Shit keeps rolling in 6 months and a year after. Fucking LOL. When I tried to understand final costs for my daughter's knee surgery nobody on any list of recommended providers gave you a quote of here is how much this will cost for any comparison purposes. Any ballpark answers have a new vehicle's worth of +/- in them too. $150K was the 'ballpark'. $225K was the bill to insurance and only then did the negotiation open, and that's not the rain of 3rd party bills. |
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Posted: 6/11/2024 5:04:59 PM EST
[#48]
Quote HistoryQuoted: I’m not reading 4 pages, has anyone pointed out, that it already isn’t a financial factor on certain large purchases like a house? It’s been that way for a long time. EVERYONE has medical bills and no one could qualify for a mortgage if they didn’t remove it from the file. Awful lot assumptions and absolutes in this reply. On the surface, this seems like disguised welfare. If medical doesn’t report to the credit agencies, then what incentive do I have to repay? This seems like something that will push insurance rates even higher. |
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Posted: 6/11/2024 5:06:41 PM EST
[#49]
Medical debt should NEVER go on your credit report. It's not like you ASKED to get a terminal illness, and rack up debt.
You didn't APPLY for medical credit, and get approved. |
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Posted: 6/11/2024 5:08:38 PM EST
[#50]
Quote HistoryQuoted: This will make the cost of credit - and healthcare - increase for honest people. Stupid people will cheer anyway. |
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