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Posted: 2/13/2020 10:33:42 AM EDT
[#1]
Sometimes, it’s certainly atypical though.
ETA: first. 
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Posted: 2/13/2020 10:34:37 AM EDT
[#2]
With very few rare exceptions, I don't spend 4k a month including the mortgage and all other necessities.
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Posted: 2/13/2020 10:35:49 AM EDT
[#3]
Quoted:
*Excluding your mortgage* Do you spend more than $4k in an average month? Personal expenses only, do not count business costs. Even then, including mortgage, it's less than 60% of our take home. So NBD. |
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Posted: 2/13/2020 10:38:10 AM EDT
[#4]
I live quite a ways below my means and have been for about 10 years. I wanna retire EAAAAAARLY
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Posted: 2/13/2020 10:38:14 AM EDT
[#5]
We’re somewhere around $3k in student loans alone.
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Posted: 2/13/2020 10:38:46 AM EDT
[#6]
lol, data mining thread...
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Posted: 2/13/2020 10:42:06 AM EDT
[#7]
Lol we hit the $4k mark before week 2.
Edit, missed the excluding mortgage part, so week 3. |
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Posted: 2/13/2020 10:42:24 AM EDT
[#8]
That depends on how we're calculating expenses.
Generally I budget ~3k/mo for regular living expenses. But that doesn't include any retirement savings or gun purchases. It also doesn't cover months with major repair bills or vehicle expenses. |
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Posted: 2/13/2020 10:42:52 AM EDT
[#9]
There comes a point where you are just buying stuff to buy stuff. Really have been trying to cut back on that. Excluding mortgage 4k a month is hard to hit if you own your vehicles.
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Posted: 2/13/2020 10:44:17 AM EDT
[#10]
Quote HistoryQuoted:
With very few rare exceptions, I don't spend 4k a month including the mortgage and all other necessities. |
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Posted: 2/13/2020 10:44:44 AM EDT
[#11]
No way
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Posted: 2/13/2020 10:45:08 AM EDT
[#12]
Yep. Easily.
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Posted: 2/13/2020 10:45:34 AM EDT
[#13]
I probably do not spend 4k in 6 months..maybe even more.
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Posted: 2/13/2020 10:46:10 AM EDT
[#14]
Our monthly output is roughly $12k, however that does include a $3,600 mortgage. Me, wife and two kids.
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Posted: 2/13/2020 10:48:01 AM EDT
[#15]
Quote HistoryQuoted:
Our monthly output is roughly $12k, however that does include a $3,600 mortgage. Me, wife and two kids. |
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Posted: 2/13/2020 10:49:40 AM EDT
[#16]
Quote HistoryQuoted:
I probably do not spend 4k in 6 months..maybe even more. Is it just that much cheaper to live there? |
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Posted: 2/13/2020 10:52:49 AM EDT
[#17]
thats just my budget for the hookers. dont even get me started on how much i spend on the blow...
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Posted: 2/13/2020 10:52:51 AM EDT
[#18]
Quoted:
*Excluding your mortgage* Do you spend more than $4k in an average month? Personal expenses only, do not count business costs. 
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Posted: 2/13/2020 10:53:20 AM EDT
[#19]
PG&E was $500 last month.
Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. |
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Posted: 2/13/2020 10:55:13 AM EDT
[#20]
Quote HistoryQuoted:
Does that include retirement savings as well? However, as long as my business is doing well, retirement accounts won't matter. |
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Posted: 2/13/2020 10:55:24 AM EDT
[#21]
No mortgage, no vehicle loan, no credit card debt.
Retired and essential expenses run on average of $1650 a month and it includes ALL expenses that make up essentials including insurance on two vehicles and house as well as property taxes and internet and cable. Hell I even budget $60 a month for Christmas spending. Discretionary expenses( play money) runs from $300 a month to as much as a $1000 a month. Life is good. |
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Posted: 2/13/2020 10:55:55 AM EDT
[#22]
More datamining by wakeboarder.
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Posted: 2/13/2020 10:56:41 AM EDT
[#23]
Another money thread?
GD has gotten really curious about finances the last few days.
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Posted: 2/13/2020 10:57:27 AM EDT
[#24]
Outside of rent, I don't break $600 a month. When you spend a couple years making $1300 a month, you learn to be thrifty pretty quick. Plus I have more shit than i know what to do with so I have no need to buy things.
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Posted: 2/13/2020 10:58:15 AM EDT
[#25]
Quote HistoryQuoted:
PG&E was $500 last month. Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. |
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Posted: 2/13/2020 10:59:16 AM EDT
[#26]
Pffttt
I spend that at the strip club most nights. 
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Posted: 2/13/2020 11:00:05 AM EDT
[#27]
Quote HistoryQuoted:
What why?! Quote HistoryQuoted:
Quoted:
PG&E was $500 last month. Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. |
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Posted: 2/13/2020 11:00:16 AM EDT
[#28]
Ever since I discovered Rock Island Auctions, Gunbroker, and Guns.com, yeah...
Somebody stop me!!!
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Posted: 2/13/2020 11:00:48 AM EDT
[#29]
Including my mortgage, yes
Excluding, hopefully not any time soon |
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Posted: 2/13/2020 11:02:31 AM EDT
[#30]
Quote HistoryQuoted:
What why?! Quote HistoryQuoted:
Quoted:
PG&E was $500 last month. Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. 
I thought Obama said he was going to make it affordable for everyone.
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Posted: 2/13/2020 11:04:04 AM EDT
[#31]
probably 2500-3000 if amortize out property taxes and insurance.
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Posted: 2/13/2020 11:04:29 AM EDT
[#32]
Personally, no.
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Posted: 2/13/2020 11:05:47 AM EDT
[#33]
Quote HistoryQuoted:
PG&E was $500 last month. Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. |
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Posted: 2/13/2020 11:05:49 AM EDT
[#34]
Not anymore. When I was married we were spending over 10k a month. Now I am below 2k. Life is good.
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Posted: 2/13/2020 11:07:49 AM EDT
[#35]
Total household bills are less than $3k/month.
Trying to live well below my means as that’s less than half take home pay at this point. I remember when we first built the house we were really stretching our budget. Promised the wife that in a few years that mortgage we think is big will be pocket change. I was right. Now my monthly property tax escrow equals the mortgage payment. |
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Posted: 2/13/2020 11:08:04 AM EDT
[#36]
Quote HistoryQuoted:
lol, data mining thread... |
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Posted: 2/13/2020 11:08:16 AM EDT
[#37]
data mining
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Posted: 2/13/2020 11:09:40 AM EDT
[#38]
I keep track of all my expenditures. All spending, everything included (I don't have a mortgage, it's paid) is right around $950/month. I don't have a family.
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Posted: 2/13/2020 11:10:29 AM EDT
[#39]
Health insurance alone is $2400. Family of 4.
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Posted: 2/13/2020 11:11:34 AM EDT
[#40]
Quote HistoryQuoted:
lol, data mining thread... |
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Posted: 2/13/2020 11:12:21 AM EDT
[#41]
I spent +$40K to buy a new car a couple weeks ago, but normally we don't spend 4K a month. We have no debt so taxes, utilities, and insurance make up the bulk of our expenses beyond things we buy but don't need.
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Posted: 2/13/2020 11:13:11 AM EDT
[#42]
Quote HistoryQuoted:
I spent +$40K to buy a new car a couple weeks ago, but normally we don't spend 4K a month. We have no debt so taxes, utilities, and insurance make up the bulk of our expenses beyond things we buy but don't need. |
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Posted: 2/13/2020 11:14:57 AM EDT
[#43]
Right now I'm spending more than $4K per month paying college costs for my sons.
But, it is something that I want to do and am grateful that I can. |
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Posted: 2/13/2020 11:15:25 AM EDT
[#44]
Since I don’t take home that much I can’t spend that much.
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Posted: 2/13/2020 11:16:18 AM EDT
[#45]
In typical GD fashion, I wipe my ass with hundred dollar bills. $4k pffft.
ETA, not joking around..... for a while we spent $3500 on daycare for our two kids. Welcome to the Bay, suckers.....
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Posted: 2/13/2020 11:18:01 AM EDT
[#46]
Quote HistoryQuoted:
Holy shit on the insurance cost! Is that normal? Quote HistoryQuoted:
Quoted:
PG&E was $500 last month. Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. |
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Posted: 2/13/2020 11:18:11 AM EDT
[#47]
Quote HistoryQuoted:
What'd you get? |
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Posted: 2/13/2020 11:18:54 AM EDT
[#48]
spent more than that on a new back door.... Yay Pella.
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Posted: 2/13/2020 11:20:42 AM EDT
[#49]
Not today, Mr. IRS Man. Not today.
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Posted: 2/13/2020 11:22:34 AM EDT
[#50]
Quote HistoryQuoted:
There comes a point where you are just buying stuff to buy stuff. Really have been trying to cut back on that. Excluding mortgage 4k a month is hard to hit if you own your vehicles. Food for 5 + dog Insurance (health life P&C) That’s close to $2k |
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