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Posted: 2/13/2020 10:30:12 AM EDT
*Excluding your mortgage*
Do you spend more than $4k in an average month? Personal expenses only, do not count business costs. |
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With very few rare exceptions, I don't spend 4k a month including the mortgage and all other necessities.
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Quoted:
*Excluding your mortgage* Do you spend more than $4k in an average month? Personal expenses only, do not count business costs. View Quote Even then, including mortgage, it's less than 60% of our take home. So NBD. |
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I live quite a ways below my means and have been for about 10 years. I wanna retire EAAAAAARLY
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Lol we hit the $4k mark before week 2.
Edit, missed the excluding mortgage part, so week 3. |
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That depends on how we're calculating expenses.
Generally I budget ~3k/mo for regular living expenses. But that doesn't include any retirement savings or gun purchases. It also doesn't cover months with major repair bills or vehicle expenses. |
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There comes a point where you are just buying stuff to buy stuff. Really have been trying to cut back on that. Excluding mortgage 4k a month is hard to hit if you own your vehicles.
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Our monthly output is roughly $12k, however that does include a $3,600 mortgage. Me, wife and two kids.
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thats just my budget for the hookers. dont even get me started on how much i spend on the blow...
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Quoted:
*Excluding your mortgage* Do you spend more than $4k in an average month? Personal expenses only, do not count business costs. View Quote ![]() |
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PG&E was $500 last month.
Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. |
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No mortgage, no vehicle loan, no credit card debt.
Retired and essential expenses run on average of $1650 a month and it includes ALL expenses that make up essentials including insurance on two vehicles and house as well as property taxes and internet and cable. Hell I even budget $60 a month for Christmas spending. Discretionary expenses( play money) runs from $300 a month to as much as a $1000 a month. Life is good. |
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Another money thread?
GD has gotten really curious about finances the last few days. ![]() |
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Outside of rent, I don't break $600 a month. When you spend a couple years making $1300 a month, you learn to be thrifty pretty quick. Plus I have more shit than i know what to do with so I have no need to buy things.
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Ever since I discovered Rock Island Auctions, Gunbroker, and Guns.com, yeah...
![]() Somebody stop me!!! ![]() |
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Including my mortgage, yes
Excluding, hopefully not any time soon |
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Quoted:
Quoted:
PG&E was $500 last month. Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. ![]() I thought Obama said he was going to make it affordable for everyone. ![]() |
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probably 2500-3000 if amortize out property taxes and insurance.
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Not anymore. When I was married we were spending over 10k a month. Now I am below 2k. Life is good.
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Total household bills are less than $3k/month.
Trying to live well below my means as that’s less than half take home pay at this point. I remember when we first built the house we were really stretching our budget. Promised the wife that in a few years that mortgage we think is big will be pocket change. I was right. Now my monthly property tax escrow equals the mortgage payment. |
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I keep track of all my expenditures. All spending, everything included (I don't have a mortgage, it's paid) is right around $950/month. I don't have a family.
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I spent +$40K to buy a new car a couple weeks ago, but normally we don't spend 4K a month. We have no debt so taxes, utilities, and insurance make up the bulk of our expenses beyond things we buy but don't need.
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Right now I'm spending more than $4K per month paying college costs for my sons.
![]() But, it is something that I want to do and am grateful that I can. |
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In typical GD fashion, I wipe my ass with hundred dollar bills. $4k pffft.
ETA, not joking around..... for a while we spent $3500 on daycare for our two kids. Welcome to the Bay, suckers..... ![]() |
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Quoted:
Holy shit on the insurance cost! Is that normal? View Quote View All Quotes View All Quotes |
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