and the other granparents?

Borrower is slave to the lender.

Welfare  dependents are dependent on the government.

Being independent requires hard work and the ability to say "NO" and sacrifice now in order to live comfortably and be outrageously generous in the future.

This lady has been sold a life of enslavement.

maybe when there were debtors prisons

One of my employees became a grandmother at 27 and was proud of it.
The high school has a full time free daycare over here.  Welfare queens are rampant around here.

I remember a doctoral intern when I was working in a hospital still. Was venting about her recent purchase. It was a used car and while I can’t remember the value, it was over priced and a failing apart. That wasn’t the shocking part. I was going to tell her to focus on the job until she mentioned her rate of 25%, no didn’t mishear a 2.5%, but 25%! At that point I did tell her she should look at returning the car, but get back to work. I am surprised how many people can make it so far with a serious lack of intelligence in their every day affairs. Then again the amount of actual affairs I have seen/heard about is a bit crazy as well.

I think she had her kid at 14 or 15 and her son managed to wait until 16 for his kid. Not much to do in rural Missouri after sundown.

Nice enough people,  just not big on the whole Actions  / Consequences thing.

The average person lacks the intellectual resources necessary to benefit from a proper college education in a field of study of any value. College has been watered down and the admissions standards lowered, resulting in a “high school part 2” college experience for most students that ends in a worthless degree at a very high price.

Considering that many businesses took government freebie "loans" during Covid that they don't have to pay back and didn't need, the whole fucking country is becoming handout entitlement shithole.

She leased a new car?

Come on man.

And she can bring in a parent from her home country, and get SS checks withdrawn from someone's else SS fund like yours.

Chinese neighbor across the street did exactly that, and brought her mother over so she can afford her $2m house (and property taxes).  Her single parent salary, while working at Apple, doesn't cut it apparently.

Well on the flip side, anyone who isn't a an idiot who is familiar with idiots could have foreseen that a temporary series of payments would lead them to make unwise long term commitments.

...  we just threw it at more ammo ..  

Guess she shouldn’t have bought something she couldn’t afford. Pretty damn simple.

She probably traded in her 1990 Ford Escort she still owed $8700 on, got rolled into the new deal.

Grandmother at 52 and already on a fixed income? She makes good life choices

These things happen when you restrict access to abortion

I was in favor of ending the handouts until I heard that her grandkids call her Meemaw.

.
kink like that costs more
.

I worked with a woman who was a grandmother at 28.

The rest of the story;

March 27, 2021
A few months into the pandemic the tooth fairy didn't show up. Mary Beth Cochran was caring for her six-year-old grandson, Howie, in the small town of Canton, North Carolina, and having lost her Kmart job and with it more than half her income, she couldn't afford food let alone a dollar under the pillow.

Howie woke that morning and shouted out to his grandmother: "Memaw, my tooth's still here, what happened?" He frantically scoured the bedding for a note or coins, then slumped to the floor and cried.

Cochran was tempted to say to the boy: "Tooth fairy couldn't come because she's run out of money." But she didn't. "You know, sometimes tooth fairy can't get to all the children," she said.

Cochran, 52, is no stranger to the hardships that living in poverty in the United States can bring. She has had to put her marriage on hold because she can't afford it  living together with her husband would cost them hundreds of dollars in lost benefits.

But the Covid-19 crisis has pushed her to new extremes that have tested her ability to provide for Howie and his sister Annie, 11. Cochran has cared for the children over the past five years after her eldest daughter, their mother, fell into drug addiction and homelessness. Howie and Annie's two other siblings are looked after by another of Cochran's daughters who lives nearby.

With $814 a month in disability pay and $236 in child support, from which she must subtract $600 in rent, Cochran has $450 a month and food stamps to feed and clothe the two children in her care.

As weeks of the pandemic passed by and resources tightened, necessities started to peel away. Clothes and shoes that Cochran used to buy for the kids from thrift stores and bargain basements now became strictly second-hand.

When even cast-off shoes for the rapidly growing Howie became beyond her reach, Cochran skipped buying the medicines she takes for her own chronic back problem and bipolar disorder.

The toughest part has been the knowledge that there have been nights when the children have gone to bed hungry. "It breaks my heart," she said. "I know it's not my fault, but I wish things could be different. I wish I could give them everything they need."

Now Cochran has a chance to give her young charges everything they need. Joe Biden's $1.9tn pandemic relief package, the American Rescue Plan, signed into law by the president earlier this month, contains a relatively unheeded feature that could radically improve the lives of Annie and Howie and millions of other American children like them trapped in poverty.

The provision, known as the child tax credit, is so much more than the cold, bureaucratic transaction suggested by its title. It will transform the way that welfare is addressed in the US, bringing it into line with European and other wealthier countries by discarding the old shibboleth of deserving and undeserving poor that has dogged America's approach for a quarter of a century.

Most significantly, it will have the potential to cut child poverty in the country in half by lifting more than 5 million American kids out of its iron grip.

"Millions of children will benefit," said Kathryn Edin, professor of sociology at Princeton. "It's amazing. It's dignifying, it doesn't stigmatize, it no longer segregates poor children but tells them they are important and allows them to live as part of society."

Under the new provision, families will receive $3,600 a year for each child under six, and $3,000 a year for each older child. The money will be paid monthly, rather than the current annual lump sum, easing the burden throughout the year, and it will no longer be tied to any work requirements.

Its impact will spread far and wide. A family like Cochran's will benefit with $500 a month, no strings attached, doubling her available cash for her grandkids.

Almost 70 million children will be included in the scheme  that's more than 90% of all American kids. And the impact, social scientists believe, will be transformative.

The Center on Poverty and Social Policy at Columbia University has calculated that about 5.5 million children will be lifted out of poverty  more than half those currently plagued by it. The injection of cash support will have a stunning effect especially in communities of color.

One in five Black children are currently locked into poverty in America; they are projected to see a 55% drop in poverty rates. Hispanic children too are expected to see a boost, with 53% lifted out of poverty.

"This would be the biggest poverty reduction legislation since the introduction of social security [in the 1930s]," said Zachary Parolin, one of the Columbia authors. "We could look back on this moment, and this legislation, as an historic turning point in the development of the US welfare state."

So what does all this mean to the actual kids  to the Howies and Annies of America?

Edin has a strong take on that question, having helped focus public attention on the crisis of child poverty in America with her 2015 book, $2 a Day. It delivered the gut-wrenching news that there were 1.5 million families in the US  including 3 million children  eking out a virtually cashless existence on no more than $2 a person a day.

Edin began studying poverty in the early 1990s, and had a front-row seat on the 1996 welfare reforms that dramatically changed the way the US interacted with its poor. The move scrapped cash aid for low-income families with children and replaced it with a work requirement that meant that those without a job were disconnected from state help.

The sociologist watched aghast as more and more families  especially those which were African American, Hispanic or headed by a single mother  were forced into direst need by a diabolical catch-22. Many of them were too poor to work, and because they weren't in work they were deemed undeserving of benefits.

"In $2 a Day we told the story of the woman who couldn't work because she couldn't put gas in her car. Once you end up in that kind of spiral it's very hard to get out of, and it puts your kids at risk."

As a result of what Edin calls the "toxic alchemy" of the 1996 welfare reforms, by the mid-2000s one in five single mothers were neither working nor receiving any welfare benefits. They were dependent on food stamps and living essentially cashless in the richest nation on Earth.

The terrible hardship that Edin watched unfolding is prevalent today. A separate 2019 Columbia University study found that more than one in three children in the US are penalized because their families earn too little to be fully eligible for benefits.

That includes 23 million children who are too poor to receive state aid.

This hard-edged approach has separated the US from many other high-income nations such as Canada, the UK and Australia, which offer large swaths of their populations a guaranteed income to rear their children. The work-related path taken by the US essentially abandoned its most vulnerable children to the vagaries of food insecurity, eviction and all the mental and physical health problems that flow from being poor.

You can see what those harsh winds can do through the experiences of the Cochrans during the pandemic. Every month when Mary Beth received her disability money, Annie, a nervous child racked by anxiety instilled by her unstable early childhood, would approach her.

"Memaw, are you OK?" she would say. "Do we have enough food to last this month?"

The honest answer was, no. By the third week in the month the cash was gone, the food stamps dried up. Cochran stopped buying fresh salad  Annie's favorite  because it was too expensive, turning to less healthy packaged foods such as hotdogs and burgers.

Even then, there was not enough to feed the children. By the end of the month there was no way out of it. Cochran, who doesn't own a car, would have to beg a lift to the soup kitchen.

"It hurts so much," she said. "I feel like I'm letting them down. I knew they were hungry, and there was nothing I could do to change it."

Didn't watch. Did she loost it?

very common scam to sign the grand parents as foster parents.  


There are great people doing foster care and their are some nasty system milking predatory mf’rs.

So child tax credits were supposed to be used to buy cars huh...I'm glad not to be seeing anymore of these checks go out.

And all but one are obese............yeah, neither her or those kids are ''starving.'' Starving isn't ''we ran out of cheeto's and ice cream.'' She is buying prepackaged burgers? Yeah, I see the issue here, premade foods cost way more then making it from scratch and being unemployed, well, you have a ton of time to cook from scratch. Biscuits are cheap as hell to make from scratch.

You damn well know those kids have food available to them year long. Lie about that and I trust nothing else you claim.

And even she admits she is gaming the system by making sure she stays single even though I'd bet that guy she ''wants'' to marry is shacking up with her and that income [if he works] isn't counted as household income. And is K-Mart the ONLY business she could work at in her life?

Can you pay for tattoos with an EBT Card?

Mary Beth and Rep. Rosa DeLauro


Mary Beth from North Carolina and BBB Bill

LinkedIn


Her husband is a woman.

450 a month plus food stamps? How much are food stamps?

Just to compare to what I spend on food for a family of six.

Bingo.   one of the best lessons I learned in college the hard way.  Paying the minimum amount due ona $1000 credit card balance was pretty much equal to the card rate.   In other words that is forever debt if you don’t get off your ass and pay your bill off.  I got leaning on the card toward the end of the year, my (reserve) GI Bill check and my drill check pretty much covered my rent, some of my food and gas.  Come summer it was time to work two jobs again and what ever side jobs I could arrange.

I think in the 28 years since college  I have maybe paid interest on a CC three times for planned larger purchases before I could build enough wealth to just pay cash.  I live frugally, I don’t replace furniture near as often as my contemporaries, I don’t do as many room remodels as them either.  My vehicles I keep about ten years, I pay half up front and finance the second half for a few years only.  I have long spells without car payments.  I saved a crapload of that for retirement  and for the mortgage.  i ask myself do I need that before making a purchase.  Do that often enough means I can say no I don’t need that but this time I just want that and pay cash for it.


I have a friend who will not listen.  He works hard and earns good coin but he is god awful with his money........buys whatever he wants on credit, UTVs, tractor, trailers, toys,......then within a year or certainly two he is trying to sell it to cover all his payments.  Then ends up doing another payday loan.  I found him at the pay day loan place accidentally when I was getting lunch in the same plaza.  WTF dude?  His dad cut him off financially so he won’t talk to him.  

Did you know there is a different economic output if you lowered taxes by $500 instead of the government paying $500? The net dollars is the same, $500 to the end user, but the tax route has a negative impact to the GDP

Well, that explains the hair and the tattoos.

All that travel must be hard on her back.

Spot on.
Roy

not to mention the kids are being fed M-F breakfast and lunch on the taxpayer in most districts now.  

Even during covid they were delivering meals to kids at home lest the school lose that money stream from the feds.  


it is all quite so tiresome.  

In for the video of her demolishing it when the repo man shows up.

Anyone know what the NC food stamp benefits are per person?

A quick search returned an article about it being raised from $121 to $157 per person per month. Plus what the schools hand out in free breakfast and lunch.
MN schools were also handing our free meals when schools were remote and on breaks, including over the summer.

I know the video says lease but it can’t be. They haven’t made the car in three years right? $424 has to mean the monthly payments being financed.

Also the first car she bought/leased.

I'm checking but I think my give a damn is busted.  People making bad decisions are not my responsibility.  Doesn't her daughter make some money while in prison ??  She needs to be sending that to her mother as well.  It's not my job to send my money to her.  

kwg

Um, what?  How did the pandemic affect somebody who never worked to begin with?  With the stimulus checks she would have had more money than ever.

157 for four plus her 450 is 1057 per month which is quite a bit more than I spend on food on a family of 6 and we are eating pretty well here.

And we homeschool so no free breakfast or lunch here.

.
what guy?

rainbow tattoo says there's no guy
.

Curious if her lease start date corresponded with the first child tax payment.

Watching this story I'm wondering if everyone involved in it is conservative. It seems like such a lackluster effort to sell Biden's plan that someone was playing devil's advocate by choosing an example with a lot of holes. And they choose a white woman too!

I got nothin' you guys all summed it up pretty well.

Attached File

 She’s retired at 52. I won’t be ???????

im to busy working my ass off hording money and ammo. fuk those leaches.

She will get no sympathy from me. The government needs to massively reform welfare, food stamps, and whoall can be able to actually live in section 8 housing...

The story mentions two kids but I see four.  At least three are fat.

I see two cars in the driveway and a third on the lawn.

Walmart is hiring.

What is the deal with her marriage?    Another way to scam the system?

Im betting she pays 0.0000 in taxes.  What she is receiving is not tax credits, its welfare.

Doesn't excuse the tards who click submit.