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Young people should not rush out and buy homes. Homes reduce economic freedom. I know millennials who moved for much better jobs who took neatly a year to sell their home. Apartment living make sense.

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The real problem here is that we were sold a bill of goods from our parents and guidance counselors. For me it was the same drum-beat over and over again. Get a college degree and you will guarantee income for your and your family.

Unfortunately, I graduated high school when the price of college was inflated, and interest rates were high.

Ultimately, I wish I had never gone. But the loan companies aren't the ones who tricked me. Neither is the college. It was my parents and my high school that drilled it into my head that college was not just a necessity, but a guarantee of financial success.

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Don't forget all the leftist packed bullshit they have to take as general electives...

Want to laugh?
Go to a college sometime. Look at what is parked in reserved for [school admins name]
Big money euro or Japanese luxury brand.

When I see a Benz. A range rover. A jaguar. A BMW. An Audi. A Lexus. Etc.
I know where tuition money is going.

Then browse the student body. Take note of the dyed hair, faces full of metal, tattoos all over, obese and that funky aroma of disappointment and bad decisions that can best be described as smelling like syphilis feels...

Ahh I don't miss my college days... I kinda do. Mostly don't.

I don't miss being removed by campus cops from lecture halls, for mocking a liberal boomer possible hippy that spit on Vietnam vets when they were my age at the time.
Before "trolling" was a thing, it was called, Antagonizing.
I antagonized many a dyke hair cut boomer woman and fat bald or skinny cardigan/turtle necked sweater wearing 4 eyed point dexter boomer professor.

Fucked up part... those courses were required

If you ever wondered where Robin Hood economists came from. Go right to your highschool and colleges. If you ever wondered where the degeneracy spawned from? Hippy boomers.
Those that can, do. Those that cant, teach.

Alot of the fights began with saying to them
Your emotions are irrelevant. Tell me what you think not what you feel. And then things got sporty.

The best was being called a racist for objecting ACA when that cat herding cunt was all ecstatic over Obama announcing the ACA. that one got me pulled by 2 campus cops. Ahh good times shitting on liberals.

They're all about that free speech and protesting until it counters their narrative.
Then they become rage filled shrieking screaming toddlers in adult bodies who have been reduced to making fools of themselves while they scream you're some type of phobosisticismist.

At least unlike highschool, you can tell those fucks you write their checks and get your schedule/class changed.

As for buying houses...
Easy solution there...

Should have learned trades and how to apply basic highschool geometry with some power tools and buy a fixer upper like I did...
Rather than supporting boomers and their asking of 200k for a house that's realistically worth 85-125k but command 200k because the state says that's what it's worth to justify higher property taxes.

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Well you can't fix stupid choices just like it's not my problem these adults are going thousands in debt for junk. You are kind of proving my point here

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President Sanders/Harris/Warren will forgive their debts.

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As someone that has both STEM and non STEM degrees and also instructs at a CC on the side I can honestly say lots of instructors/professors are not commie. Now those in commie locations such as CA is a different story. Commie locations have a lot of commies, who would have "thunk" it.

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If the average is $40K then about 1/2 of the loans are larger than $40K.  
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Their loans, their problem. It just drives me nuts that people in the media, that went to college and damn well know better, report on this issue in a way that suggests that there are no alternatives. Military, scholarships, part time jobs, working in the summer, for profit online universities, tuition reimbursement from an employer, or just plain less expensive schools. But nooooo, these poor people had NO choice but to spend $200,000 on college and now the rest of us HAVE to "do something". It's bullshit.

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That chart is one of the reasons I won't participate in one of the pre-pay programs for my kids tuition.  Give it some more time and it should turn down towards the CPI line.

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Meh.

I got student loans.

I didn't finish college.

I was a water ski instructor at a summer camp, when they wanted to start getting their money.    That wasn't happening.  I complained about the "crushing debt" of mine too.... because I was lazy, and wanted to be a bum and just do what I wanted to do.

Then I started to grow up, got a job, and paid mine off when I was making $40k a year or less (often much less).  I just decided I needed to sacrifice, and get it done.

Now I realize, even $100k in school loan debt aint a big deal.  You don't even need huge income to knock that out in less than 10 years.  You just need to make it happen.... and not work in underwater basket weaving.  The problem is people won't sacrifice.  They still finance nice vehicles, live in nicer apartments, take vacations, eat out.... because the world justifies their actions as "everyone else is doing that"... and that is "normal".  I know someone doing this now.... over 40 and still paying off student loans from almost 20 years ago, simple because the minimum payment is how she did her budget all these years.

In my field, I see signing bonuses for $120k all the time for kids right out of school.  If you are good at software development, you can be pulling home $200k-$350k a year in short order.  If you want to be a social worker, plan accordingly.

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Generic college tuition increase graph

https://www.mymoneyblog.com/images/1007/tuition.gif

It's fun to hate on young people who make choices as directed by people who are supposed to watch out for their best interests but for 2019 I've taken to directing that hate towards the colleges themselves.

I started undergrad in 2003 and by the time I graduated in 2008 my tuition had increased by 58% per credit hour. The modern university is a massive jobs program for the socially/politically connected low-iq peon. Most faculty is converting to "administrators" who do little and are serving as individual cogs in a massive wealth-transfer machine.

University of Michigan has several hundred "diversity officers" on staff, most other universities are similar. It's a huge waste of resources.

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Well you can't fix stupid choices just like it's not my problem these adults are going thousands in debt for junk.

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Their loans, their problem.

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I have several student loans, 2 car loans, and really shitty credit and none of that stopped me from being able to get a mortgage

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You won't find me stating you should pay for anyone's college. But I will argue with you that life isn't as simple as you're painting it out to be. By design nobody's perfect and there's many factors that lead to an outcome, unless you're claiming to be perfect and only one thing explains everything. If you are, then state that

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McAuliffe was born and raised in Syracuse, New York
https://en.wikipedia.org/wiki/Terry_McAuliffe

@CarmelBytheSea  

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It actually is but but just takes someone that is willing to do a little research before jumping in. As for no one being perfect you are right but making dumb choices is all on the person making dumb choices, no one else.

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Basket weaving and socialist activism doesn't pay much these days.

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I actually had to look him up as I figured he was a CA or NY transplant, I was right

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Then they need to live somewhere cheaper

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I'm aware of the influx of commies from commie states.

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They can move somewhere cheaper, I reckon.  I hear Nebraska's nice.

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To bad. I know lots of kids who lived high on the hog spending borrowed money in college. I worked my way through college and didn't owe a dime when I finally graduated.

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I guess the definition of "loan" changed while she was in school.  I have zero fucks for these people.  I got out of school with $101,000 in school loan debt.  I knew loans had to be paid back.  Yes, I made stupid choices, and I always sought the maximum loan.  But, that is my own fault.  I have paid it down to about $20,000.00.  It sucked at times, but I have no one to blame but myself.  That last sentence is a sentiment totally lost on millennials save for a wise few.

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I would say a lot longer but will it ever be as bad as CA, doubt it. I can tell you first hand that the liberal instructors/professors (which is how we got on this topic) is not an issue in most non lib states.

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Yep

Have you seen the number of colleges that now have Starbucks and restaurants? It's crazy.  

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Yep

Have you seen the number of colleges that now have Starbucks and restaurants? It's crazy.