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Posted: 11/7/2015 6:44:51 PM EDT
[#1]
Quote HistoryQuoted:
You just put your post in a bottle then toss it in the creek. Quote HistoryQuoted:
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I'm guessing people who are "off the grid" probably don't post on Facebook much either. You just put your post in a bottle then toss it in the creek. A post is what I use to hold up the fences that keep self-absorbed attention whores outta my yard. |
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Posted: 11/7/2015 6:45:31 PM EDT
[#2]
Quote HistoryQuoted: Holding people accountable for their debt is a good thing. It means cheaper credit for those of us dumb enough to pay their bills. That is not what this is about...... |
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Posted: 11/7/2015 6:53:52 PM EDT
[#3]
I wonder if most people are aware of the radical new mortgage/banking regulations that just went into effect in the past week or so?
I haven't heard so much as a blip about it in the news. |
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Posted: 11/7/2015 6:57:13 PM EDT
[#4]
So what happens if you don't do social media!
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Posted: 11/7/2015 6:58:27 PM EDT
[#5]
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Sure , dump Facebook etc, but arfcom is still a form of social media. So you better drop this too. I guess I might be naive but ARFCOM has little in common with Facebook. Facebook is now demanding real names to identify profiles and the way "friends" are linked and facial recognition software is used anonymity is literally impossible. Plus, to be be frank, this site has a much stronger set of behavior rules. You could get in much, much more trouble on Facebook with racy and/or racist posts than you could get into here. Not to mention the whole "Stop Posting Your Everyday Lives" thing. |
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Posted: 11/7/2015 6:59:22 PM EDT
[#6]
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So what happens if you don't do social media! I'm sorry Sir, you don't have enough of a social media profile for this loan without a co-signer. |
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Posted: 11/7/2015 6:59:27 PM EDT
[#7]
I got nothing
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Posted: 11/7/2015 6:59:49 PM EDT
[#8]
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So what happens if you don't do social media! Is it like having no credit history? |
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Posted: 11/7/2015 7:00:45 PM EDT
[#9]
What social media account
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Posted: 11/7/2015 7:02:21 PM EDT
[#10]
Quote HistoryQuoted:
I'm sorry Sir, you don't have enough of a social media profile for this loan without a co-signer. Quote HistoryQuoted:
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So what happens if you don't do social media! I'm sorry Sir, you don't have enough of a social media profile for this loan without a co-signer. I could literally see that as happening. I could also see being forced to keep up a social media profile because employers use it to dig up dirt on hires and treat people who keep their lives a secret an unknown commodity. I could also see people being told how to "groom" their social media presence artificially to make them more hire-able and get better loans. |
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Posted: 11/7/2015 7:03:46 PM EDT
[#11]
Quote HistoryQuoted:
I'm sorry Sir, you don't have enough of a social media profile for this loan without a co-signer. Quote HistoryQuoted:
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So what happens if you don't do social media! I'm sorry Sir, you don't have enough of a social media profile for this loan without a co-signer. Easily fixed. Make one and put bland bullshit on it on a daily basis. You can put whatever you want on it. It doesn't have to be true. |
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Posted: 11/7/2015 7:03:47 PM EDT
[#12]
Quote HistoryQuoted:
So what happens if you don't do social media! Apparently, Arfcom is a social media account. 
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Posted: 11/7/2015 7:13:11 PM EDT
[#13]
Quote HistoryQuoted:
I don't even have a facebook or twitter account. Honestly, I don't feel much need for one, other than maybe to sell shit on it. Quote HistoryQuoted:
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Yea we can't give you a loan you haven't posted enough on Facebook or tweeted enough. I don't even have a facebook or twitter account. Honestly, I don't feel much need for one, other than maybe to sell shit on it. I really want, to want to do it. But i just don't. Years ago, I'm talking when it was new back in the 00's, I did Linkedin and Facebook, and made a real effort to "get into it". I contacted a lot of people I'd lost touch with, or from college or high school. ...and then I realized there was a reason I had lost touch with them. Then my firm really clamped down on "social media". We had to eliminate our Linkedin accounts, and jump through all sorts of hoops on what we could say and do on Facebook. It was monitored. It was a compliance nightmare. So, I just let it all go. My wife and kids do it, and seem to like doing it. I guess I'm just not "new economy" social. I'm satisfied with the semi-anonymous friends, with avatar names, i have on this and a couple of other forums, and my "old economy" friends and associates that I communicate with face to face. I guess I'm just genetically not hip. 
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Posted: 11/7/2015 7:18:49 PM EDT
[#14]
Arfcom is my social media.
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Posted: 11/7/2015 7:19:46 PM EDT
[#15]
Quote HistoryQuoted:
Apparently, Arfcom is a social media account. Quote HistoryQuoted:
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So what happens if you don't do social media! Apparently, Arfcom is a social media account. So you use your real name here
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Posted: 11/7/2015 7:28:52 PM EDT
[#16]
Quote HistoryQuoted:
I could literally see that as happening. I could also see being forced to keep up a social media profile because employers use it to dig up dirt on hires and treat people who keep their lives a secret an unknown commodity. I could also see people being told how to "groom" their social media presence artificially to make them more hire-able and get better loans. Quote HistoryQuoted:
Quoted:
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So what happens if you don't do social media! I'm sorry Sir, you don't have enough of a social media profile for this loan without a co-signer. I could literally see that as happening. I could also see being forced to keep up a social media profile because employers use it to dig up dirt on hires and treat people who keep their lives a secret an unknown commodity. I could also see people being told how to "groom" their social media presence artificially to make them more hire-able and get better loans. A sheriff friend of mine said that facebook was pure gold when it came to keeping tabs on people, "an investigators best tool" I think he called it. So your cousin who sells a few pills to pay the rent every month, I almost guarantee you that you have been looked at on social media by the law. |
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Posted: 11/7/2015 7:34:41 PM EDT
[#17]
Quote HistoryQuoted:
I dumped my Facebook account years ago and dumped my Twitter this past summer. whatdifferencedoesitmake.jpg 59 pages! https://www.google.com/search?q=site%3Aar15.com+motown_steve&ie=utf-8&oe=utf-8 update: sorry motown_steve not picking on you just wanted to show how most anything you ever did on the net is still out there |
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Posted: 11/7/2015 7:37:32 PM EDT
[#18]
Quote HistoryQuoted:
I could literally see that as happening. I could also see being forced to keep up a social media profile because employers use it to dig up dirt on hires and treat people who keep their lives a secret an unknown commodity. I could also see people being told how to "groom" their social media presence artificially to make them more hire-able and get better loans. Quote HistoryQuoted:
Quoted:
Quoted:
So what happens if you don't do social media! I'm sorry Sir, you don't have enough of a social media profile for this loan without a co-signer. I could literally see that as happening. I could also see being forced to keep up a social media profile because employers use it to dig up dirt on hires and treat people who keep their lives a secret an unknown commodity. I could also see people being told how to "groom" their social media presence artificially to make them more hire-able and get better loans. Absolutely. I could see some enterprising kids offering to post as you to update you status when you go to church or volunteer at the soup kitchen. 
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Posted: 11/7/2015 7:40:10 PM EDT
[#19]
Quote HistoryQuoted:
Boy they have nailed a home run with this idea. 
I don't have any Social media account with a 800 plus FICO score. Says everything about me living off the grid. 
Maybe, Just maybe... If you want to know whats going on in my life you should CALL or Come by.
I swear I will be the only one (44 now) in the nursing home without a Social media account.
You won't be the only one |
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Posted: 11/7/2015 7:43:41 PM EDT
[#20]
I just posted "not wasted" and my score went up 10 points
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Posted: 11/7/2015 7:44:11 PM EDT
[#21]
Quote HistoryQuoted:
Yeah they are really grasping at straws with this idea. A social media site would be the very last place I would look to see if you are reliable enough to loan money to. Morons get what they deserve. I screen tenants and Facebook is the first place I go to look. It's incredible the amount of stupid things that people put on there. I checked one person's Twitter account and their last tweet was "Trashing the rental" (or words to that effect). I don't have any sort of social media account myself, but I'm very glad that other people do. |
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Posted: 11/7/2015 7:46:55 PM EDT
[#22]
Well im fucked. Never had twatter or idiotbook.
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Posted: 11/7/2015 7:47:22 PM EDT
[#23]
Quote HistoryQuoted:
So what happens if you don't do social media! I created a fake LinkedIn account where I have a Doctorate in Business Management, hold 87 Patents and am the founder and CEO of an international manufacturing conglomerate called Cyberdyne Systems. I am never going to have any credit rating issues... EVER! 
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Posted: 11/7/2015 7:47:37 PM EDT
[#24]
Quote HistoryQuoted:
Fiscal responsibility and Facebook are not the same thing, I know some very real wealthy individuals who are on Facebook regularly , writing some of the dumbest things you will ever read. It does not stop them from being fiscally responsible. Quote HistoryQuoted:
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Holding people accountable for their debt is a good thing. It means cheaper credit for those of us dumb enough to pay their bills. Fiscal responsibility and Facebook are not the same thing, I know some very real wealthy individuals who are on Facebook regularly , writing some of the dumbest things you will ever read. It does not stop them from being fiscally responsible. Facebook will tell you what type of person that you're dealing with. The quickest snapshot of an individual (no pun intended), is their images page. You see within seconds what is important to that individual - what their priorities are. If I look and see a bunch of pics of kids at soccer practice, I'm dealing with a much different person than if I see a bunch of photos of liquor bottles and weed. |
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Posted: 11/7/2015 7:49:14 PM EDT
[#25]
Quote HistoryQuoted:
pay cash and you dont need a FICO score. That theory works fine if you walk around with a couple of hundred grand. |
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Posted: 11/7/2015 7:51:54 PM EDT
[#26]
Quote HistoryQuoted:
I dumped my Facebook account years ago and dumped my Twitter this past summer. Like anything, they will make their inability to collect the information on you count as a bad mark |
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Posted: 11/7/2015 7:52:32 PM EDT
[#27]
Good thing I've never used my real name online. And every profile I have is linked to a dead email address that was registered to a person that doesn't exist.
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Posted: 11/7/2015 7:53:22 PM EDT
[#28]
Quote HistoryQuoted: Boy they have nailed a home run with this idea. I don't have any Social media account with a 800 plus FICO score. Says everything about me living off the grid. Maybe, Just maybe... If you want to know whats going on in my life you should CALL or Come by. I swear I will be the only one (44 now) in the nursing home without a Social media account. Free |
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Posted: 11/7/2015 7:54:58 PM EDT
[#29]
Quote HistoryQuoted:
I don't even have a facebook or twitter account. Honestly, I don't feel much need for one, other than maybe to sell shit on it. Quote HistoryQuoted:
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Yea we can't give you a loan you haven't posted enough on Facebook or tweeted enough. I don't even have a facebook or twitter account. Honestly, I don't feel much need for one, other than maybe to sell shit on it. Dude you're missing some hilarious FB pages. Its worth signing up just for teh lulz, even if you don't have any "friends". |
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Posted: 11/7/2015 7:55:58 PM EDT
[#30]
I don't think the Dem party will allow it.
What's the hard factors that determines if Facebook posts are positive or negative? Vs oh that person is black, gay, gun owner, Jets fan, military, so they don't get a loan. |
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Posted: 11/7/2015 8:00:42 PM EDT
[#31]
Quote HistoryQuoted:
Dude you're missing some hilarious FB pages. Its worth signing up just for teh lulz, even if you don't have any "friends". Quote HistoryQuoted:
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Yea we can't give you a loan you haven't posted enough on Facebook or tweeted enough. I don't even have a facebook or twitter account. Honestly, I don't feel much need for one, other than maybe to sell shit on it. Dude you're missing some hilarious FB pages. Its worth signing up just for teh lulz, even if you don't have any "friends". Like this. 
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Posted: 11/7/2015 8:05:06 PM EDT
[#32]
Don't & Won't any of them. They want to know about me, ask me.
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Posted: 11/7/2015 8:05:48 PM EDT
[#33]
I have a FB account, but I don't put any personal info on there, not even my birthday. So good luck matching it up with me in real life.
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Posted: 11/7/2015 8:21:51 PM EDT
[#34]
Didn't China implement something like this last week------a "Political Score" based on things like this?
The higher your "political score" the more benefits you derive from the ruling class. Revelation 13:17 and he provides that no one will be able to buy or to sell, except the one who has the the mark, either the name of the beast, or the number of his name. |
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Posted: 11/7/2015 8:22:53 PM EDT
[#35]
Quote HistoryQuoted:
I created a fake LinkedIn account where I have a Doctorate in Business Management, hold 87 Patents and am the founder and CEO of an international manufacturing conglomerate called Cyberdyne Systems. I am never going to have any credit rating issues... EVER! Quote HistoryQuoted:
Quoted:
So what happens if you don't do social media! I created a fake LinkedIn account where I have a Doctorate in Business Management, hold 87 Patents and am the founder and CEO of an international manufacturing conglomerate called Cyberdyne Systems. I am never going to have any credit rating issues... EVER! I endorse Tifosi for Marble Sculpting, Internatonal Trade Legislation, and Microsoft Office. Posted Via AR15.Com Mobile |
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Posted: 11/7/2015 8:24:14 PM EDT
[#36]
Quote HistoryQuoted:
If they count how many times I posted FBHO, my credit score would be -87......... 
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Posted: 11/7/2015 8:30:36 PM EDT
[#37]
I feel such better that pro-gun conservatives are dumping the #1 social media site in the world. That won't misrepresent our numbers or ideology at all.
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Posted: 11/7/2015 9:01:21 PM EDT
[#38]
Quote HistoryQuoted: I thought this was already being done. I don't do facebook It was being floated as a fico alternative for loan shark like places so they could have a more accurate model to serve the "bankless" set IE credit roaches They are also modeling when/if you are logging into Cc and bank websites . Lots of log ins late at night for example =worried about money therefore higher risk |
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Posted: 11/7/2015 9:05:53 PM EDT
[#39]
2 pages and no dave Ramsey no credit score tards yet ? Somethings fucky.
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Posted: 11/7/2015 9:12:55 PM EDT
[#40]
Quote HistoryQuoted: I screen tenants and Facebook is the first place I go to look. It's incredible the amount of stupid things that people put on there. I checked one person's Twitter account and their last tweet was "Trashing the rental" (or words to that effect). I don't have any sort of social media account myself, but I'm very glad that other people do. |
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Posted: 11/7/2015 9:21:29 PM EDT
[#41]
Quote HistoryQuoted: They are also modeling when/if you are logging into Cc and bank websites . Lots of log ins late at night for example =worried about money therefore higher risk Quote HistoryQuoted: They are also modeling when/if you are logging into Cc and bank websites . Lots of log ins late at night for example =worried about money therefore higher risk |
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Posted: 11/7/2015 9:26:01 PM EDT
[#42]
Quote HistoryQuoted: whatdifferencedoesitmake.jpg 59 pages! https://www.google.com/search?q=site%3Aar15.com+motown_steve&ie=utf-8&oe=utf-8 update: sorry motown_steve not picking on you just wanted to show how most anything you ever did on the net is still out there Quote HistoryQuoted: Quoted: I dumped my Facebook account years ago and dumped my Twitter this past summer. whatdifferencedoesitmake.jpg 59 pages! https://www.google.com/search?q=site%3Aar15.com+motown_steve&ie=utf-8&oe=utf-8 update: sorry motown_steve not picking on you just wanted to show how most anything you ever did on the net is still out there But you can't match that with a name. |
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Posted: 11/7/2015 9:30:48 PM EDT
[#43]
Quote HistoryQuoted:
I'm guessing people who are "off the grid" probably don't post on Facebook much either. People under a certain age are far less likely to have a credit card - that's what they're talking about here. They also buy (and own) fewer cars and rarely buy homes. |
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Posted: 11/7/2015 9:35:01 PM EDT
[#44]
Quote HistoryQuoted: But I don't post threads about stupid shit and look what my special snowflake has done for the school and my..... And this technically isn't classified as "social media" such as FB, Twitter, etc. Quote HistoryQuoted: Quoted: Quoted: Quoted: Boy they have nailed a home run with this idea. I don't have any Social media account with a 800 plus FICO score. Says everything about me living off the grid. Maybe, Just maybe... If you want to know whats going on in my life you should CALL or Come by. I swear I will be the only one (44 now) in the nursing home without a Social media account. Your posting on ARFCOM! Shhh....let's see if he can figure it out But I don't post threads about stupid shit and look what my special snowflake has done for the school and my..... And this technically isn't classified as "social media" such as FB, Twitter, etc. LOL. |
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Posted: 11/7/2015 9:35:31 PM EDT
[#45]
Quote HistoryQuoted:
I'm sorry Sir, you don't have enough of a social media profile for this loan without a co-signer. Quote HistoryQuoted:
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So what happens if you don't do social media! I'm sorry Sir, you don't have enough of a social media profile for this loan without a co-signer. Then I walk to the nearest teller, and say "I would like to close my accounts here because the unwieldy cunt over there refused me a loan. I will take my business where it is appreciated." Or start flipping tables. |
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Posted: 11/7/2015 9:36:42 PM EDT
[#46]
This place is about as social as I get.
I don't do FB, twitter or any of that other crap. |
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Posted: 11/7/2015 9:37:59 PM EDT
[#47]
Quote HistoryQuoted:
I wonder if most people are aware of the radical new mortgage/banking regulations that just went into effect in the past week or so? I haven't heard so much as a blip about it in the news. As a charter member of "Most People"........I'm all ears? I can read so hijack this one or start a new thread. |
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Posted: 11/8/2015 1:13:00 AM EDT
[#48]
Quote HistoryQuoted:
As a charter member of "Most People"........I'm all ears? I can read so hijack this one or start a new thread. Quote HistoryQuoted:
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I wonder if most people are aware of the radical new mortgage/banking regulations that just went into effect in the past week or so? I haven't heard so much as a blip about it in the news. As a charter member of "Most People"........I'm all ears? I can read so hijack this one or start a new thread. Extended buyer's remorse time, more compliance officers required. Among other things. Basically making it more costly/risky for banks to loan people money for homes. |
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