Nearly half of adults under 30 live with their parents (Page 9 of 10)
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Originally Posted By HRoark87: That will never happen. They will never acknowledge it. Not to worry, the bond market is currently acknowledging it. After today's moves, what's an average 30-year mortgage, 7.3%? There's a breaking point, and we're approaching it. Those "kids" living at home might end up looking pretty smart. |
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Originally Posted By Torf: It's probably location. I have never been lucky enough (or unlucky enough) to live in an area that has explosive real estate prices. I've never lived in San Diego, for example. I've only ever been there for business and vacation. It's probably the boring places that tend to be more affordable. The cool exciting places are priced out of the market for many. Originally Posted By Torf: Originally Posted By StevenH: Why is it that you and I have had such outlier experiences from the norm. We are both white male veterans. Maybe it's the VA loan help? Maybe it's the discipline that comes with service? Maybe it's white privilege or patriarchy. I'm shopping for another house right now. It's probably the boring places that tend to be more affordable. The cool exciting places are priced out of the market for many. Trust me, there is nothing exciting about the Lehigh Valley area of PA where I am. But it’s within “driving distance” of NYC and Philly, and after 9/11 and especially covid, this area has exploded. It’s insane how bad the traffic and home prices have become. 30 years ago this place was nowhereville and nobody cared that it was 85 miles from Manhattan. Might as well have been Mars. |
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Originally Posted By Lou_Daks: You need the latest iPhone 18 Pro at $2.5K or you're a big sissy. Did you see the cool colors? Wow! Sure but a 17 is like $929 at 0% Apr for 36m And when you upgrade every 3 years it might be $3-600 |
I wouldn't stand in front of a piss-filled supersoaker. Does that make it a good pistol? - Caboose314
I thought I was covered for 22 cans, but the NFAids is a bitch when it mutates - themagikbullet
I thought I was covered for 22 cans, but the NFAids is a bitch when it mutates - themagikbullet
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Originally Posted By BeaterHonda: Sure but a 17 is like $929 at 0% Apr for 36m And when you upgrade every 3 years it might be $3-600 Originally Posted By BeaterHonda: Originally Posted By Lou_Daks: You need the latest iPhone 18 Pro at $2.5K or you're a big sissy. Did you see the cool colors? Wow! Sure but a 17 is like $929 at 0% Apr for 36m And when you upgrade every 3 years it might be $3-600 My Samsung S26, and wifes S26 Ultra are $0, and the total phone bill is about $15 more per month than a landline cost 25 years ago (adjusted for inflation). Just like what I pay per month in Spotify and Netflix cost less than renting from Blockbuster, buying vinyl records, tapes, VHS, and CDs back in the day. The cell phone/streaming scapegoat is tired BS that won't go away. |
When the going gets tough, the tough go cyclic.
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Originally Posted By SubversiveSammich: Hi, millennial in his mid 30s here. Just wanted to say that in a decade or so I will be voting to strip you old bootstrap boomers of your social security, minimum it will be means tested. Maximum its abolished. Hope to do that before my kids start working. Sorry. Modern society drains the youth in all modern countries of their vitality for the sake of the comfort of the old. Gotta prioritize. This generational vampirism is going to end, might as well be peacefully.  |
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Originally Posted By Coati: Anything mortgageable and inhabitable all got bid up to nearly that in my area. It's actually a lot cheaper to buy a brand new (lowest entry) prefab and drop it on a vacant property than to buy even a burnt out trailer because the latter were easier to finance. The newest prefabs didn't get snapped up by people in 2020 at ~negative real mortgage rates. I have seen a lot of houses sit on the market because no one is willing to pay the market rate and instead they are just dropping prefabs on vacant land for far cheaper. Originally Posted By Coati: Originally Posted By MisterDiogenes: Originally Posted By -Obsessed-: So,get an apartment? Or a mobile home. Are you too good for a mobile home? I wasn't. Its what I could afford. Granted I didn't have a childhood home I could live in. Lived there for 5 years before we made enough to start looking at homes, with two incomes. That was fifteen years ago. Wife stays home, we have a nice home we had built. We also had a domestic relocation in there as well so third home, each bigger and better than the last. Not hard. People just don't want to sacrifice and work your way up, from what I can see. Cheap 70 year old single-wides on single lots in the high-crime trailer park here start at just over 200k (I live in one of the poorer parts of my state, so its not like there are million dollar vacation homes all over the place by me). Very, very few are for rent, most are for sale only. You want to save a little money on a mobile home you move to the REALLY bad one in the nearby city, and those are in the 150s or surrounded by literal crack shacks. We are a WORLD apart from where we were fifteen years ago, my friend. That world that you lived in is dead and gone, and it isn't coming back. Anything mortgageable and inhabitable all got bid up to nearly that in my area. It's actually a lot cheaper to buy a brand new (lowest entry) prefab and drop it on a vacant property than to buy even a burnt out trailer because the latter were easier to finance. The newest prefabs didn't get snapped up by people in 2020 at ~negative real mortgage rates. I have seen a lot of houses sit on the market because no one is willing to pay the market rate and instead they are just dropping prefabs on vacant land for far cheaper. The new water tap fee in my county is $50k. Gotta factor that in as well. |
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Originally Posted By fdawg: This Originally Posted By fdawg: Originally Posted By HRoark87: That will never happen. They will never acknowledge it. Not to worry, the bond market is currently acknowledging it. After today's moves, what's an average 30-year mortgage, 7.3%? There's a breaking point, and we're approaching it. Those "kids" living at home might end up looking pretty smart. 7.3% interest is the norm long term, it's certainly not ''high'' like some keep thinking. Artificially low interest rates did more to raise housing prices then most people want to admit to themselves. At some point something will have to give but lets face it, the people demanded a shit sandwich for lunch, government provided you one, plus another for dinner. Now you all have decided shit sandwiches taste pretty.........duh, shitty. People really think borrowing money shouldn't cost anything, and if this were true, there wouldn't be a single dime available to borrow because lenders would take their money elsewhere. |
Liberals are a curious mix of communism and fascism, they want to destroy you but want to use your own money to do it.
I'm getting down to the last box, the others have all been destroyed...
I'm getting down to the last box, the others have all been destroyed...
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Originally Posted By RolandofGilead: Houses cost much money. People make not much money. This makes buying houses with money very hard. In the before time, houses cost less money. Easier to to trade money for houses then. I'm not sure how to make the problem any easier for you to understand. There was even a color coded graph on a previous page...that didn't help? I don't have to provide a solution to identify a problem. That's some dumb stipulation that you made up. Originally Posted By RolandofGilead: Originally Posted By Lou_Daks: Originally Posted By RolandofGilead: "You seem emotional" last tactic of someone without an argument. You said "rent is too high isn't a solution". I pointed out that nobody claimed it was. You've been denying the problem for the entire thread. RIF. Suppose you actually state the exact problem, and the solution? You keep evading. People make not much money. This makes buying houses with money very hard. In the before time, houses cost less money. Easier to to trade money for houses then. I'm not sure how to make the problem any easier for you to understand. There was even a color coded graph on a previous page...that didn't help? I don't have to provide a solution to identify a problem. That's some dumb stipulation that you made up. |
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Originally Posted By Lou_Daks: You need the latest iPhone 18 Pro at $2.5K or you're a big sissy. Did you see the cool colors? Wow! Originally Posted By Lou_Daks: Originally Posted By fdawg: You need a cellphone. It's like mandatory You need the latest iPhone 18 Pro at $2.5K or you're a big sissy. Did you see the cool colors? Wow! |
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Originally Posted By Bubbles: How many 18-22 are in college so they still use a parent's home address? How many are living at home and paying market rent for a room? How many are unemployed/coasting and living in the basement? Daughter 24 living at home. Got her Masters degree last year( she paid for it and has no debt). She just got a promotion. Works in IT and finance. Will probably move out late this year or early next when her boyfriend puts a ring on her finger. I happily provide a roof over her head, a car for her to drive, medical insurance and a phone. She is youngest of Five children. Some would be welcome back if they needed. Some would not because they wouldn’t respect my home. |
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Originally Posted By Caeser2001: Older starter homes in my neighborhood are under 200k. I paid 110k, 8 years ago. Had newer 5 year old hvac, rewired and new elec box, newer windows, newer roof, original hardwood floors redone. Just needed some cosmetic stuff done. Original kitchen, but functional. Edit: not in a bad neighborhood. Typical suburb. Caveat 2/1 and 900 sq feet. Originally Posted By Caeser2001: Originally Posted By CashOnlyLargeBills: Location has a lot to do with this. You can get a decent 2br/1ba home in a lot of areas under $200k. But if you want to be in a non-crime riddled neighborhood or 65 miles from a major metropolitan area, you will not find those homes. Older starter homes in my neighborhood are under 200k. I paid 110k, 8 years ago. Had newer 5 year old hvac, rewired and new elec box, newer windows, newer roof, original hardwood floors redone. Just needed some cosmetic stuff done. Original kitchen, but functional. Edit: not in a bad neighborhood. Typical suburb. Caveat 2/1 and 900 sq feet. City and state? |
You see that head come apart?
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Originally Posted By 0311SKI: You? Naw, your small potatoes (respectfully) Let's just call it "eminent domain". The equity firms can get fair market value for the greater good of the community, they'll understand. Then 8 million homes can get reintroduced into the market. Do you know and understand how PE ends up with those properties in the first place? The origin story behind how PE acquires homes is important—they generally do not simply but a 400K house, rent it for 2800 a month and make money. That doesn’t math, ever. |
You see that head come apart?
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Originally Posted By Lou_Daks: Well, then frame the fookin problem. "It's not affordable" isn't the frame. It's a vague generality. BE SPECIFIC. Originally Posted By Lou_Daks: Originally Posted By RolandofGilead: That's not how problems work. As I said before, problem framing first, then COA dev. Well, then frame the fookin problem. "It's not affordable" isn't the frame. It's a vague generality. BE SPECIFIC. |
Your boos mean nothing, I've seen what makes you cheer
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Originally Posted By osprey21: Originally Posted By SubversiveSammich: Hi, millennial in his mid 30s here. Just wanted to say that in a decade or so I will be voting to strip you old bootstrap boomers of your social security, minimum it will be means tested. Maximum its abolished. Hope to do that before my kids start working. Sorry. Modern society drains the youth in all modern countries of their vitality for the sake of the comfort of the old. Gotta prioritize. This generational vampirism is going to end, might as well be peacefully. I told several of the usual suspects in a previous thread that kind of sentiment would grow and develop into exactly what Subversive just posted. You can deny the problem exists all you want, argue semantics till you’re blue in the face and it doesn’t matter. There IS an affordability problem within the RE community. Both mortgages and rent have outstripped wage growth for about a decade now. @Lou_Daks wants a solution before he’ll consider any argument so here’s where I’d start: 1. Eliminate SS, add means testing to Medicare/medicaid. If you got medical problems I feel bad for you son, bend over and grab the bootstraps. 2. Institute MAiD when you can no longer pull your bootstraps up. Let’s be honest, Boomers didn’t pay nearly enough in SS or Medicare/Medicaid to offset Boomer medical costs in 2026 dollars. 3. Auslander Raus! Illegals get forced remigration to their home country or a country willing to accept them. Allowing open migration for 4 years resulted in 10’s of millions needing housing. Essentially, we artificially increased housing demand. 4. Knowingly renting to illegals must be punished. Private landlords, PE, I don’t care. If the above listed landlords accepted Section 8 they must either: pay full restitution to the taxpayer or enlist in the U.S. military for not less than 10 years in a careerfield which best benefits the government. I’ll think of more after I have my morning coffee. |
You see that head come apart?
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Attached File |
z - Deplorable Neanderthal Garbage per liberal media.
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Originally Posted By -Obsessed-: So,get an apartment? Or a mobile home. Are you too good for a mobile home? I wasn't. Its what I could afford. Granted I didn't have a childhood home I could live in. Lived there for 5 years before we made enough to start looking at homes, with two incomes. That was fifteen years ago. Wife stays home, we have a nice home we had built. We also had a domestic relocation in there as well so third home, each bigger and better than the last. Not hard. People just don't want to sacrifice and work your way up, from what I can see. Attached File |
z - Deplorable Neanderthal Garbage per liberal media.
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Originally Posted By RolandofGilead: Oh boy, we got another one. I was a hauling a machine gun through the desert at 21. You're talking to the wrong guy. Fact remains housing has gone sky high and wages have not. This is a bad thing. You said, "the younger generation doesn't have the same advantage. Im pointing out there's plenty of opportunity not being taken advantage of and its true. Anyone can go out learn a skill and make a lot of money and make the higher wages needed to do well in this environment. They won't. Why is that? |
When debate is lost slander becomes the tool of the loser.
Socrates
Socrates
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Originally Posted By nightstalker: I had roommates in the beginning but more than 50% was living on my own until getting married. My 'roommates' were deadbeat children in their 20s that I had known most of my life. It cost me more than having my own efficiency apartment that I moved into after getting burned twice. Those apartments are still there with rent at ~$800 the last time I looked. |
z - Deplorable Neanderthal Garbage per liberal media.
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Originally Posted By DubyaB: You said, "the younger generation doesn't have the same advantage. Im pointing out there's plenty of opportunity not being taken advantage of and its true. Anyone can go out learn a skill and make a lot of money and make the higher wages needed to do well in this environment. They won't. Why is that? I know there's still opportunity, if you missed my early posts I've talked about my own path and using those opportunities. That's not the same as an advantage though. And the advantage that I'm talking about was back when your salary had a lot more buying power in the housing market. This Advantage is undebatable |
Your boos mean nothing, I've seen what makes you cheer
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Originally Posted By DubyaB: You said, "the younger generation doesn't have the same advantage. Im pointing out there's plenty of opportunity not being taken advantage of and its true. Anyone can go out learn a skill and make a lot of money and make the higher wages needed to do well in this environment. They won't. Why is that? Originally Posted By DubyaB: Originally Posted By RolandofGilead: Oh boy, we got another one. I was a hauling a machine gun through the desert at 21. You're talking to the wrong guy. Fact remains housing has gone sky high and wages have not. This is a bad thing. You said, "the younger generation doesn't have the same advantage. Im pointing out there's plenty of opportunity not being taken advantage of and its true. Anyone can go out learn a skill and make a lot of money and make the higher wages needed to do well in this environment. They won't. Why is that? Because previous generations have told them for decades to “just get a degree, any degree, then find an office job because working with your hands is beneath you.” It wasn’t their generation telling themselves that. It was the prior generations that were their parents, educators, higher education officials, etc. It’s also why those “beneath them jobs” were filled with immigrants, both legal and illegal by the previous and current generations. |
Not everyone gets to be an astronaut, the world needs pole dancers too. ~Observer
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Originally Posted By fdawg: You need a cellphone. It's like mandatory Originally Posted By fdawg: Originally Posted By StevenH: A monthly cellphone bill invested every month starting at 18-years old is real money when you turn 50. The point he is making is NOT that you should forego having a cell phone. His point IS that a cell phone bill isn't a whole lot of money, and if you can consistently save and invest that much money, it will add up to a decent chunk of change. When I got my first job out of college, I set up an auto transfer of $50/week, every Monday, from my checking to my savings account. As I made more money, I increased that amount to $75, and eventually to $100. Eventually, I had $10k in there, which at the time was months worth of my expenses, and a good emergency fund...took so much pressure off my shoulders. I maintained that balance, and then started a brokerage account, and every few months transferred everything over that 10k in that savings to the brokerage account, and eventually put most of the savings account into the brokerage money market, too, to get some interest on it. People need to stop spending money on "stuff" they don't need, with money they can't afford to blow on "stuff." We've all done it at one time or another, but most people didn't ever learn that it's not the best path to take. |
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Originally Posted By Glocked: Because previous generations have told them for decades to “just get a degree, any degree, then find an office job because working with your hands is beneath you.” It wasn’t their generation telling themselves that. It was the prior generations that were their parents, educators, higher education officials, etc. It’s also why those “beneath them jobs” were filled with immigrants, both legal and illegal by the previous and current generations. Originally Posted By Glocked: Originally Posted By DubyaB: Originally Posted By RolandofGilead: Oh boy, we got another one. I was a hauling a machine gun through the desert at 21. You're talking to the wrong guy. Fact remains housing has gone sky high and wages have not. This is a bad thing. You said, "the younger generation doesn't have the same advantage. Im pointing out there's plenty of opportunity not being taken advantage of and its true. Anyone can go out learn a skill and make a lot of money and make the higher wages needed to do well in this environment. They won't. Why is that? Because previous generations have told them for decades to “just get a degree, any degree, then find an office job because working with your hands is beneath you.” It wasn’t their generation telling themselves that. It was the prior generations that were their parents, educators, higher education officials, etc. It’s also why those “beneath them jobs” were filled with immigrants, both legal and illegal by the previous and current generations. That's not ''exactly'' true. Yes, they were almost always told to go to college but they damn well were not told to take ridiculous degrees that have exactly three earning potential jobs in the entire US. But, real degrees are harder to get then abstract ones and the actual classes and the credits that go along with them. ''No earning potential'' college courses are what you take when you get older after you became successful with the practical college courses and degree that made you the money to afford them. |
Liberals are a curious mix of communism and fascism, they want to destroy you but want to use your own money to do it.
I'm getting down to the last box, the others have all been destroyed...
I'm getting down to the last box, the others have all been destroyed...
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It’s funny. I’m in the trades. I have several young guys working for me. Ranging from 19-34 Not one of them live with their parents. And all seem very independent. The youngest recently got a place of his own. Maybe it has something to do with what they do for a living? |
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Originally Posted By ark-and-spark: It’s funny. I’m in the trades. I have several young guys working for me. Ranging from 19-34 Not one of them live with their parents. And all seem very independent. The youngest recently got a place of his own. Maybe it has something to do with what they do for a living? How many were given a suitcase as a high school graduation present? |
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Originally Posted By fxntime: That's not ''exactly'' true. Yes, they were almost always told to go to college but they damn well were not told to take ridiculous degrees that have exactly three earning potential jobs in the entire US. But, real degrees are harder to get then abstract ones and the actual classes and the credits that go along with them. ''No earning potential'' college courses are what you take when you get older after you became successful with the practical college courses and degree that made you the money to afford them. Originally Posted By fxntime: Originally Posted By Glocked: Originally Posted By DubyaB: Originally Posted By RolandofGilead: Oh boy, we got another one. I was a hauling a machine gun through the desert at 21. You're talking to the wrong guy. Fact remains housing has gone sky high and wages have not. This is a bad thing. You said, "the younger generation doesn't have the same advantage. Im pointing out there's plenty of opportunity not being taken advantage of and its true. Anyone can go out learn a skill and make a lot of money and make the higher wages needed to do well in this environment. They won't. Why is that? Because previous generations have told them for decades to “just get a degree, any degree, then find an office job because working with your hands is beneath you.” It wasn’t their generation telling themselves that. It was the prior generations that were their parents, educators, higher education officials, etc. It’s also why those “beneath them jobs” were filled with immigrants, both legal and illegal by the previous and current generations. That's not ''exactly'' true. Yes, they were almost always told to go to college but they damn well were not told to take ridiculous degrees that have exactly three earning potential jobs in the entire US. But, real degrees are harder to get then abstract ones and the actual classes and the credits that go along with them. ''No earning potential'' college courses are what you take when you get older after you became successful with the practical college courses and degree that made you the money to afford them. “Just get a degree, any degree” was the line often repeated. It still is. If you believe they were fed bullshit lines that lacked actual guidance. We’re in total agreement. The grown ups paying for it, whether parents or tax payer funded paid for those silly degrees and didn’t ensure those funds went to appropriate degrees. Obviously, all this would be irrelevant, assuming of course those same kids were raised right, with common sense. But we’re having this conversation because most weren’t. |
Not everyone gets to be an astronaut, the world needs pole dancers too. ~Observer
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https://steelcutter.substack.com/p/dont-blame-boomers AS A BOOMER (b. 1957) who is being blamed for all the ills afflicting subsequent generations, I’d like to state the following. 1. I did not vote to establish the private Federal Reserve in 1913. I was not born until many decades later. 2. I did not vote to change our real silver coins (“money”) for copper coins painted silver. I was 8 years old in 1965. 3. I did not vote to change our Silver Certificate Dollars (which could be exchanged for actual physical silver) to pure fiat Federal Reserve Notes. I was 11 years old in 1968. 4. I did not vote to “close the gold window” in 1971. Nixon did that. I was 14 years old. What happened to all Americans was the planned and structured debasement of our federal reserve currency (it’s not real money). The 4 steps listed above allowed the politicians of both parties to print FRNs with no limits at all, always diminishing the purchasing power (”wealth”) of the beleaguered middle class.  |
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https://steelcutter.substack.com/p/imagine-a-45-minimum-wage-with-full Imagine a $45 minimum wage, with full employment, and the same prices as today. Inflation doesn't just happen, like the weather. We were robbed blind. Families living on one salary, in single-family homes, with housewives staying home to raise their kids. That was America, before we were robbed blind. |
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https://steelcutter.substack.com/p/baby-boomers-better-beware Baby Boomers Better Beware A geronticidal fury is building to the boiling point Folks in the post-war generation born between 1946 and 1964 are now sixty or older. Scanning social media, it’s hard to miss the anger building against Baby Boomers. Those born after them are increasingly placing the blame for their woes on the unrelenting greed of the Baby Boomer generation. They believe that the Boomers had the sheer luck to be born when America was in its ascendency, and so they accumulated all the wealth, and now they are determined to take it all with them to the grave, not sharing a penny with the generations which came after. [DISCLAIMER: This post about growing PERCEPTIONS of Boomers. It’s not about how I feel, it’s about the growing anger toward older Americans, deserved or not.] The image posted on this Twitter / X thread sums up the situation.  White Baby Boomers living in single-family homes in affluent suburbs will be at the greatest risk of any demographic. The anger toward them will be come from several social vectors at the same time. People displaced from urban cores by rampant criminality will have no compunction at all against invading the homes of empty-nest Baby Boomers. Their lives will be taken in the first minutes if they are fortunate. If not, their prolonged abuse and torture will serve to amuse the new tenants. Read up on what happens to farmers in South Africa when their homes are attacked if you think I’m being hyperbolic. This is one screen capture, I could post pages and pages. |
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Originally Posted By WoodChuckDad: Daughter 24 living at home. Got her Masters degree last year( she paid for it and has no debt). She just got a promotion. Works in IT and finance. Will probably move out late this year or early next when her boyfriend puts a ring on her finger. I happily provide a roof over her head, a car for her to drive, medical insurance and a phone. She is youngest of Five children. Some would be welcome back if they needed. Some would not because they wouldn’t respect my home. Unfortunately her field will be one of the first replaced by AI. |
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Originally Posted By -Obsessed-: So,get an apartment? Or a mobile home. Are you too good for a mobile home? I wasn't. Its what I could afford. Granted I didn't have a childhood home I could live in. Lived there for 5 years before we made enough to start looking at homes, with two incomes. That was fifteen years ago. Wife stays home, we have a nice home we had built. We also had a domestic relocation in there as well so third home, each bigger and better than the last. Not hard. People just don't want to sacrifice and work your way up, from what I can see. A major factor holding income back is the failure and refusal to cut apron strings and move to work with better income. The alternative is figuring out a path to building a local business in order to stay near family. That's a hard path. |
Keep your powder dry, and watch your back trail.
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Originally Posted By PeoplesRepublicOfIL: There will be fallout from this that can’t be seen today. This ties into my belief that when the time comes for social security to be means tested, this generation will willingly outvote you and not care at all you were cheated out of your social security. They have no stake in the current system and historically this has led to bad things. Your trolling about means testing has been smelling for a while. Trolling or wilful ignorance . Both can be fixed. |
Keep your powder dry, and watch your back trail.
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Originally Posted By AeroE: Your trolling about means testing has been smelling for a while. Trolling or wilful ignorance . Both can be fixed. Just because I talk about the idea does not mean that I support it one way or another. It is a rather unpleasant thought but reality doesn’t care about your feelings. |
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Originally Posted By wakeboarder: How many were given a suitcase as a high school graduation present? Originally Posted By wakeboarder: Originally Posted By ark-and-spark: It’s funny. I’m in the trades. I have several young guys working for me. Ranging from 19-34 Not one of them live with their parents. And all seem very independent. The youngest recently got a place of his own. Maybe it has something to do with what they do for a living? How many were given a suitcase as a high school graduation present? What's a high school graduation present? Graduated with 'honors' which really meant nothing and kind of glad I didn't get a present. I needed to grow up and face the real world. As to the original topic, the problem of housing is real but so is entitlement culture. You can survive in a single wide for a time. I did. You can get by with a flip phone or old Android. I lived in Germany for three years without a cell phone. You can live off of peanut butter for a season. Saving requires sacrifice. If you have never gone to bed cold or hungry but knowing thank God that your kid ate, you aren't really struggling. I have seen some things and others have too. If you have never been deployed to a third world dump, you probably think your life is the worst it can possibly be. Be grateful for clean water and food..and a roof. You have to adapt. The new job market does not allow unskilled workers a decent retirement. Get a real trade or join the military. If you plan on being a minimum wage career cashier or warehouse worker now (just examples), you lack intelligence and foresight. Most people I know are too weak to control their spending. Inflation in all forms is largely a result of uncontrollable spending....be it government handouts, foreign wars, COVID free money, so called free Healthcare, or food stamps...and don't get me started on the USDA racquet. We can whine or blameshift.....or we can take ownership of our own lives and do our best. I don't see inflation getting better. We've had a couple of Tea Party moments to be fiscal hawks and cut spending. We see how that played out. People want their bread and circuses. |
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Originally Posted By Glocked: “Just get a degree, any degree” was the line often repeated. It still is. From middle school through my 2007 graduation, that was the ONLY possible career path heavily foisted by admins and parents. “You don’t want to be a ditch digger do you?” |
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Originally Posted By J_Smith: What's a high school graduation present? Graduated with 'honors' which really meant nothing and kind of glad I didn't get a present. I needed to grow up and face the real world. As to the original topic, the problem of housing is real but so is entitlement culture. You can survive in a single wide for a time. I did. You can get by with a flip phone or old Android. I lived in Germany for three years without a cell phone. You can live off of peanut butter for a season. Saving requires sacrifice. If you have never gone to bed cold or hungry but knowing thank God that your kid ate, you aren't really struggling. I have seen some things and others have too. If you have never been deployed to a third world dump, you probably think your life is the worst it can possibly be. Be grateful for clean water and food..and a roof. You have to adapt. The new job market does not allow unskilled workers a decent retirement. Get a real trade or join the military. If you plan on being a minimum wage career cashier or warehouse worker now (just examples), you lack intelligence and foresight. Most people I know are too weak to control their spending. Inflation in all forms is largely a result of uncontrollable spending....be it government handouts, foreign wars, COVID free money, so called free Healthcare, or food stamps...and don't get me started on the USDA racquet. We can whine or blameshift.....or we can take ownership of our own lives and do our best. I don't see inflation getting better. We've had a couple of Tea Party moments to be fiscal hawks and cut spending. We see how that played out. People want their bread and circuses. Originally Posted By J_Smith: Originally Posted By wakeboarder: Originally Posted By ark-and-spark: It’s funny. I’m in the trades. I have several young guys working for me. Ranging from 19-34 Not one of them live with their parents. And all seem very independent. The youngest recently got a place of his own. Maybe it has something to do with what they do for a living? How many were given a suitcase as a high school graduation present? What's a high school graduation present? Graduated with 'honors' which really meant nothing and kind of glad I didn't get a present. I needed to grow up and face the real world. As to the original topic, the problem of housing is real but so is entitlement culture. You can survive in a single wide for a time. I did. You can get by with a flip phone or old Android. I lived in Germany for three years without a cell phone. You can live off of peanut butter for a season. Saving requires sacrifice. If you have never gone to bed cold or hungry but knowing thank God that your kid ate, you aren't really struggling. I have seen some things and others have too. If you have never been deployed to a third world dump, you probably think your life is the worst it can possibly be. Be grateful for clean water and food..and a roof. You have to adapt. The new job market does not allow unskilled workers a decent retirement. Get a real trade or join the military. If you plan on being a minimum wage career cashier or warehouse worker now (just examples), you lack intelligence and foresight. Most people I know are too weak to control their spending. Inflation in all forms is largely a result of uncontrollable spending....be it government handouts, foreign wars, COVID free money, so called free Healthcare, or food stamps...and don't get me started on the USDA racquet. We can whine or blameshift.....or we can take ownership of our own lives and do our best. I don't see inflation getting better. We've had a couple of Tea Party moments to be fiscal hawks and cut spending. We see how that played out. People want their bread and circuses. I've been to some of those third world dumps some of you have been deployed to. Did you know Iraq has a higher home ownership rate than the US (and in civil life, you can knock on about any door, and they will have naan to eat and tea available and offer to you)? Kurdish dirt farmers in Syria could just build their own hovel in some shithole gund and no one will stop them. Good fucking luck doing that in the US. Someone will be along to tell you what to do with your own land. I think some people should visit the third word, but not to see how bad off they are, because that was definitely not my take away. But to see how better off they are in terms of accessibility to build whatever housing matches their budget. I walked away from almost every 3rd world shithole I saw actually jealous. Because they could build what they wanted with their land, and also because there were no functional fascist agencies to interfere with how they raise their families and no functional family courts and generally very little practical ability to crack down on informal employment (yes lots of dictatorial shitholes exist but very few of them will jail a parent for letting their kid walk through a gated community to pick up duck feathers, as happens here, and most people spend 99% of their time raising their family or developing their career not edge-lording political speech that would be a crime outside the US). |
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LOL my 22 year old son is doing just fine on his own- so are most of his peers… sorry, slackers… They have roommates and work just like I did at that age. They’re generally smarter with money than I was at that age. A greater number of them went into trades rather than the traditional college route. |
Not fly enough to be halal....
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Originally Posted By IneptKomodo: Because one singular instance is the exact same everywhere for everyone. Originally Posted By IneptKomodo: Originally Posted By TxRabbitBane: LOL my 22 year old son is doing just fine on his own- so are most of his peers… sorry, slackers… Because one singular instance is the exact same everywhere for everyone. See my edit. Well raised kids with good work ethic will be just fine. Whiny, chronic underachievers have louder voices than previous generations via social media. |
Not fly enough to be halal....