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Posted: 4/26/2024 10:32:24 AM EDT
[Last Edit: Rocky41]
2020 Ford Ranger, State Farm, Live in Georgia, no accidents except a deer ran in to the side of my truck last year, no tickets........New premium $1,300/yr. Previous premium was $1,038/yr. Full coverage with comprehensive and $250 deductible. I have a 1M Liability umbrella and home is also insured with State Farm.
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PA, USA
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Posted: 4/26/2024 11:57:49 AM EDT
[#1]
Just checked. My 2020 F150 XLT is $1,500 for the year. Pennsyltucky, though. I would expect GA to be cheaper. Farmers.
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TX, USA
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Posted: 4/26/2024 12:00:22 PM EDT
[#2]
Too fucking much. We get hammered by uninsured motorist coverage. Here, in an accident, you have a 50/50 chance of the other car being uninsured.
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CT, USA
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Posted: 4/26/2024 12:01:45 PM EDT
[#3]
Geico camper. Truck and motorcycle around $1400 a year truck is 2021 2500
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Posted: 4/26/2024 12:03:10 PM EDT
[#4]
250 deductible is really low. You’ll pay more for that.
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Posted: 4/26/2024 12:06:17 PM EDT
[#5]
Quote HistoryOriginally Posted By ag04blast: Too fucking much. We get hammered by uninsured motorist coverage. Here, in an accident, you have a 50/50 chance of the other car being uninsured. Uninsured motorist coverage is basically required now.  No way in hell I’d drive without it. |
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KS, USA
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Posted: 4/26/2024 12:07:01 PM EDT
[#6]
Most every company in the Nation has raised Auto rates to the tune of an average of 40% over the past 3 years.
Lots of online articles about it this. If your rates have not gone up...consider yourself lucky. |
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Posted: 4/26/2024 12:07:49 PM EDT
[#7]
Quote HistoryOriginally Posted By Admiral_Crunch: 250 deductible is really low. You’ll pay more for that. When we looked at it, it changed our premium like $35/yr. State Farm has super high rates on auto but super low rates on homes. We pay out the ass but it is still cheapest because others want a shit ton more for home coverage. At least that's our predicament. |
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Posted: 4/26/2024 12:08:04 PM EDT
[#8]
Three vehicles with Geico 100/300 full coverage with UIM and $200.00 deductible. 2014 Wrangler. 2014 Kia and 2018 GMC Sierra 1500 4x4 Crew Cab. No accidents or tickets. 18 mos ago I paid just under $900.00 dollars for 6 mos of coverage. My last renewal was $1900.00 for six months. I've shopped around and so far have found no outfits with better rates.
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Posted: 4/26/2024 12:08:59 PM EDT
[#9]
3 Vehicles. 2020 F150 with full coverage, 2013 Focus ST and 1994 ranger with liability only right now. Just switched to New York Central Mutual and my premium is like $1650 a year.
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Posted: 4/26/2024 12:09:31 PM EDT
[#10]
2021 Ridgeline, State Farm for home and 2 vehicles. "Truck" is $736 for the year, $500 deductable, no accidents, couple windshields replaced over the years including one on the Ridgeline.
Towards the end of this year my son is going to start learning to drive. I'm not looking forward to that jump in insurance. |
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MO, USA
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Posted: 4/26/2024 12:09:50 PM EDT
[#11]
Originally Posted By Rocky41: 2020 Ford Ranger, State Farm, Live in Georgia, no accidents except a deer ran in to the side of my truck last year, no tickets........New premium $1,300/yr. Previous premium was $1,038/yr. Full coverage with comprehensive and $250 deductible. I have a 1M Liability umbrella and home is also insured with State Farm. https://photos.smugmug.com/Deer-Damage/i-GDcfZcm/0/FMzzDrKcjJZRgJsFggvFpgsBQcpqgz5V5rX3rVjHL/XL/001-XL.jpg You are getting the Insurance Loyalty Tax, change companies. |
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Posted: 4/26/2024 12:17:40 PM EDT
[Last Edit: Dangus]
[#12]
2019 F250.... keeps going up with State Farm. Currently at over $1400/yr.
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SC, USA
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Posted: 4/26/2024 12:20:43 PM EDT
[#13]
I average about $100/month per vehicle for full coverage with a $1000 deductible. Your policy seems about right. You could definitely save by raising the deductible.
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OH, USA
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Posted: 4/26/2024 12:23:01 PM EDT
[#14]
My car keeps getting older and my premium keeps increasing….
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Posted: 4/26/2024 12:24:02 PM EDT
[#15]
Too much, but shopped last week and couldn't find anything cheaper than progressive. 40% increase in 18 months is absolutely ridiculous, especially with a 20 year old truck, a 13 year old truck, and no tickets or accidents.
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Posted: 4/26/2024 12:26:05 PM EDT
[#16]
State Farm , 2021 Duramax , $398.11 every 6 months with a $500 deductible .
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Posted: 4/26/2024 12:29:17 PM EDT
[#17]
You need to up your deductible. That will bring the premium down some.
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Posted: 4/26/2024 12:31:17 PM EDT
[#18]
Originally Posted By Rocky41: 2020 Ford Ranger, State Farm, Live in Georgia, no accidents except a deer ran in to the side of my truck last year, no tickets........New premium $1,300/yr. Previous premium was $1,038/yr. Full coverage with comprehensive and $250 deductible. I have a 1M Liability umbrella and home is also insured with State Farm. https://photos.smugmug.com/Deer-Damage/i-GDcfZcm/0/FMzzDrKcjJZRgJsFggvFpgsBQcpqgz5V5rX3rVjHL/XL/001-XL.jpg $1,300/yr. is actually pretty good. I pay nearly double that for a 2009 Town Car with much lower liability limits. |
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TX, USA
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Posted: 4/26/2024 12:35:04 PM EDT
[Last Edit: terryj]
[#19]
My last 6 month renewal in Feb. was $1811 for 100/300/100 w $500 deductible for 8 vehicles, 5 of those are Mustangs. I switched to Progressive from Geico about a year and a half ago.
ETA: My F150 4x4 is $241 for 6 months. |
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Posted: 4/26/2024 12:54:44 PM EDT
[#20]
NY keeps pushing the Supplemental Spousal Liability Insurance BS on us even if insured drivers are not married. Gotta decline every renewal.
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Posted: 4/26/2024 12:56:26 PM EDT
[#21]
Try to go 500 or 1500 deductible
I would cover anything up to 1500 out of pocket so I figure anything over that I would make a phone call. I mean a mirror coming off would be more than that |
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OR, USA
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Posted: 4/26/2024 12:59:54 PM EDT
[#22]
$750/yr for my Audi and my truck.
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Posted: 4/26/2024 1:15:38 PM EDT
[Last Edit: wildearp]
[#23]
I used to have Geico, but State Farm dropped their rates last year and I switched back.
My truck costs a bit more than OP, so my rates are higher. Well that, and I have two of them. 
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Posted: 4/26/2024 1:20:14 PM EDT
[#24]
Quote HistoryOriginally Posted By security6: I average about $100/month per vehicle for full coverage with a $1000 deductible. Your policy seems about right. You could definitely save by raising the deductible. |
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USA
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Posted: 4/26/2024 1:25:29 PM EDT
[#25]
Quote HistoryOriginally Posted By Sturmgewehr-58: $1,300/yr. is actually pretty good. I pay nearly double that for a 2009 Town Car with much lower liability limits. That seems crazy high to me, but FL has pretty insane car rates from what I gather due to all the geriatrics, yankees, illegals, and geriatric yankees. OPs seems about right, a little higher than mine but not by much |
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Posted: 4/26/2024 1:37:25 PM EDT
[#26]
2016 F150 w/full coverage $250 deductible $900 yr.
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Posted: 4/26/2024 1:50:57 PM EDT
[#27]
Quote HistoryOriginally Posted By McKenna10: Most every company in the Nation has raised Auto rates to the tune of an average of 40% over the past 3 years. Lots of online articles about it this. If your rates have not gone up...consider yourself lucky. Yup. The new normal. :/ Insurance companies have taken massive hits on their investments, and few years of claims adjusters not leaving home had allowed increased insurance fraud. State Farm's financial rating lowered to a B not long ago. While that doesn't sound bad... it is real bad. The cost always transfers to the consumer... |
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Posted: 4/26/2024 1:52:42 PM EDT
[#28]
2023 GMC Canyon 4x4, first full six months was $635, just received the bill for the next six months, dropped a bit to $588. State Farm, $500 deductible. Michigan.
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Posted: 4/26/2024 1:54:48 PM EDT
[#29]
My rate included the "No Woman Driver on my Truck" discount but it did not help much.
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LA, USA
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Posted: 4/26/2024 1:55:41 PM EDT
[#30]
Something like $465 every six months for full coverage on a 16 GMC 1500.
However. No crashes. No tickets. Bundled with home. And I have their little tracker in my truck. |
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NY, USA
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Posted: 4/26/2024 1:59:14 PM EDT
[#31]
It’s Bidenomics, you dog faced pony soldiers.
C’mon, man!! |
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Posted: 4/26/2024 1:59:35 PM EDT
[#32]
Quote HistoryOriginally Posted By Sturmgewehr-58: $1,300/yr. is actually pretty good. I pay nearly double that for a 2009 Town Car with much lower liability limits. Quote HistoryOriginally Posted By Sturmgewehr-58: Originally Posted By Rocky41: 2020 Ford Ranger, State Farm, Live in Georgia, no accidents except a deer ran in to the side of my truck last year, no tickets........New premium $1,300/yr. Previous premium was $1,038/yr. Full coverage with comprehensive and $250 deductible. I have a 1M Liability umbrella and home is also insured with State Farm. https://photos.smugmug.com/Deer-Damage/i-GDcfZcm/0/FMzzDrKcjJZRgJsFggvFpgsBQcpqgz5V5rX3rVjHL/XL/001-XL.jpg $1,300/yr. is actually pretty good. I pay nearly double that for a 2009 Town Car with much lower liability limits. That’s insane. |
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Posted: 4/26/2024 2:06:33 PM EDT
[#33]
Originally Posted By Rocky41: 2020 Ford Ranger, State Farm, Live in Georgia, no accidents except a deer ran in to the side of my truck last year, no tickets........New premium $1,300/yr. Previous premium was $1,038/yr. Full coverage with comprehensive and $250 deductible. I have a 1M Liability umbrella and home is also insured with State Farm. https://photos.smugmug.com/Deer-Damage/i-GDcfZcm/0/FMzzDrKcjJZRgJsFggvFpgsBQcpqgz5V5rX3rVjHL/XL/001-XL.jpg $744/6 months on my '19 F350 500/250 bodily injury 250 property damage $1k deductible State Farm, where I also have home & $1M umbrella. |
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TX, USA
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Posted: 4/26/2024 2:12:11 PM EDT
[#34]
You're not doing bad OP. I'm paying $1,700 a year for a 2024 Yukon. And I'm in central Texas, where theft is low and damaging storms are not an issue.
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Posted: 4/26/2024 2:12:23 PM EDT
[#35]
Quote HistoryOriginally Posted By Brutus_15: My car keeps getting older and my premium keeps increasing…. This I pay more in insurance than my vehicles are worth 
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Posted: 4/26/2024 2:13:22 PM EDT
[#36]
entirely too much for two cars, umbrella, and condo policy all with usaa.
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Posted: 4/26/2024 2:17:29 PM EDT
[Last Edit: astrocreep96]
[#37]
We have home, auto, and our travel trailer insurance through Progressive.
We pay our auto insurance in 6 month intervals which gives a little discount. For my 2022 F350, and my wife's 2021 Jaguar F-Pace SVR, it is about $1000 per 6 months. |
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Posted: 4/26/2024 2:23:11 PM EDT
[#38]
Just under $1000 for the year.
09 GMC 2500HD. 500/250. No $Umbrella State Farm Nevada registration for trucks is less than half what CA charged. |
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Posted: 4/26/2024 2:24:36 PM EDT
[Last Edit: ISEE]
[#39]
I think I'll be doing some shopping.
State Farm, No tickets or accidents. 1994 F150 4x2 $800 yr 2015 K1500 Silverado Z71 $1450 yr 2022 K1500 Lt Trail Boss $1750 yr |
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Posted: 4/26/2024 2:32:18 PM EDT
[#40]
2024 maverick xl, and 2015 Nissan frontier, full coverage 500k coverage 1k ded. 1600 every 6 months.
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Posted: 4/26/2024 2:46:30 PM EDT
[#41]
2023 Toyota Tundra TRD Pro
State Farm with clean driving record and all discounts: Policy premium $864.41 / 6 mos |
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Posted: 4/26/2024 2:47:26 PM EDT
[#42]
My 2022 TRD is about that with a $500 deduct through AAA. I pay about $2100 a year for the TRD , my Lexus IS350f and comp on my 86 CUCV.
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Posted: 4/26/2024 2:58:45 PM EDT
[#43]
USAA, almost 40 years now. Cheapest? Not by a long shot, but overall they have been good.
However, they play the same tune as all other insurance companies - "We're forced to raise rates because cars and replacement parts cost more, blah, blah, blah." Of course they do, like they always have. But IMHO, this is due to the unchecked ILLEGAL invasion on the southern border. A significant percentage (compared to 10 years ago or so) of the accidents reported in my AO involve these people. Before everyone's heads explode, thinking I am anti-immigrant, NO, I am anti-ILLEGAL immigrant. |
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Posted: 4/26/2024 3:03:02 PM EDT
[#44]
$805 per year this year.
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CT, USA
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Posted: 4/26/2024 3:06:53 PM EDT
[#45]
My not really a truck (2019 Ridgeline) went from $850 in 2022 to $1200 in 2023 to $1500 this year. I talked to my insurance company and they agreed to lower it... to $1300.
Considering I only go into the office 2x a week or less, that seems excessive. |
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MI, USA
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Posted: 4/26/2024 3:12:52 PM EDT
[#46]
I'm currently at $4500 for 4 vehicles 2015-2019, home and umbrella. This is top of the line coverage for MI with unlimited medical on vehicles and an 18 yo and 23 yo driver on policy.
If I took my kids off it would be a little less than half, but their rates would be 2-3x higher. |
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TX, USA
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Posted: 4/26/2024 3:14:51 PM EDT
[Last Edit: Malhass]
[#47]
Be happy and stop bitching.. I pay $12500 per year with $1500 deductible
for 4 cars ( 2018 , 2021and 2022). my daughter is 26 and a19 years old son . Couple fender benders in the last 3 years ..I shopped everywhere..house insurance is $4800 per year
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FL, USA
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Posted: 4/26/2024 3:20:34 PM EDT
[#48]
Quote HistoryOriginally Posted By Glynn863: USAA, almost 40 years now. Cheapest? Not by a long shot, but overall they have been good. However, they play the same tune as all other insurance companies - "We're forced to raise rates because cars and replacement parts cost more, blah, blah, blah." Of course they do, like they always have. But IMHO, this is due to the unchecked ILLEGAL invasion on the southern border. A significant percentage (compared to 10 years ago or so) of the accidents reported in my AO involve these people. Before everyone's heads explode, thinking I am anti-immigrant, NO, I am anti-ILLEGAL immigrant. Same for me, rate doubled the last couple years. I may have to adjust some limits to get it less. Also agree we are paying for the invasion with higher insurance rates (among other things) and the ambulance chaser’s too. |
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Posted: 4/26/2024 3:33:12 PM EDT
[#49]
23 4Runner TRD 1000k deductible, $1500 per year. I am shopping around, so far haven't had much luck with any other companies.
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Posted: 4/26/2024 3:33:44 PM EDT
[#50]
$949/yr
2017 F250 Lariat 6.2L Gas $1000 deductible |
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