User Panel
Posted: 2/13/2020 10:30:12 AM EDT
*Excluding your mortgage*
Do you spend more than $4k in an average month? Personal expenses only, do not count business costs. |
|
With very few rare exceptions, I don't spend 4k a month including the mortgage and all other necessities.
|
|
Quoted:
*Excluding your mortgage* Do you spend more than $4k in an average month? Personal expenses only, do not count business costs. View Quote Even then, including mortgage, it's less than 60% of our take home. So NBD. |
|
I live quite a ways below my means and have been for about 10 years. I wanna retire EAAAAAARLY
|
|
Lol we hit the $4k mark before week 2.
Edit, missed the excluding mortgage part, so week 3. |
|
That depends on how we're calculating expenses.
Generally I budget ~3k/mo for regular living expenses. But that doesn't include any retirement savings or gun purchases. It also doesn't cover months with major repair bills or vehicle expenses. |
|
There comes a point where you are just buying stuff to buy stuff. Really have been trying to cut back on that. Excluding mortgage 4k a month is hard to hit if you own your vehicles.
|
|
|
Our monthly output is roughly $12k, however that does include a $3,600 mortgage. Me, wife and two kids.
|
|
|
|
thats just my budget for the hookers. dont even get me started on how much i spend on the blow...
|
|
Quoted:
*Excluding your mortgage* Do you spend more than $4k in an average month? Personal expenses only, do not count business costs. View Quote |
|
PG&E was $500 last month.
Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. |
|
|
No mortgage, no vehicle loan, no credit card debt.
Retired and essential expenses run on average of $1650 a month and it includes ALL expenses that make up essentials including insurance on two vehicles and house as well as property taxes and internet and cable. Hell I even budget $60 a month for Christmas spending. Discretionary expenses( play money) runs from $300 a month to as much as a $1000 a month. Life is good. |
|
Another money thread?
GD has gotten really curious about finances the last few days. |
|
Outside of rent, I don't break $600 a month. When you spend a couple years making $1300 a month, you learn to be thrifty pretty quick. Plus I have more shit than i know what to do with so I have no need to buy things.
|
|
|
|
Ever since I discovered Rock Island Auctions, Gunbroker, and Guns.com, yeah...
Somebody stop me!!! |
|
Including my mortgage, yes
Excluding, hopefully not any time soon |
|
Quoted:
Quoted:
PG&E was $500 last month. Food bill was close to a $1,000 Health Insurance was $2,400 Soooo... without much digging at all we are almost at $4k. I thought Obama said he was going to make it affordable for everyone. |
|
probably 2500-3000 if amortize out property taxes and insurance.
|
|
|
Not anymore. When I was married we were spending over 10k a month. Now I am below 2k. Life is good.
|
|
Total household bills are less than $3k/month.
Trying to live well below my means as that’s less than half take home pay at this point. I remember when we first built the house we were really stretching our budget. Promised the wife that in a few years that mortgage we think is big will be pocket change. I was right. Now my monthly property tax escrow equals the mortgage payment. |
|
|
I keep track of all my expenditures. All spending, everything included (I don't have a mortgage, it's paid) is right around $950/month. I don't have a family.
|
|
I spent +$40K to buy a new car a couple weeks ago, but normally we don't spend 4K a month. We have no debt so taxes, utilities, and insurance make up the bulk of our expenses beyond things we buy but don't need.
|
|
|
Right now I'm spending more than $4K per month paying college costs for my sons.
But, it is something that I want to do and am grateful that I can. |
|
In typical GD fashion, I wipe my ass with hundred dollar bills. $4k pffft.
ETA, not joking around..... for a while we spent $3500 on daycare for our two kids. Welcome to the Bay, suckers..... |
|
Quoted:
Holy shit on the insurance cost! Is that normal? View Quote View All Quotes View All Quotes |
|
|
|
Sign up for the ARFCOM weekly newsletter and be entered to win a free ARFCOM membership. One new winner* is announced every week!
You will receive an email every Friday morning featuring the latest chatter from the hottest topics, breaking news surrounding legislation, as well as exclusive deals only available to ARFCOM email subscribers.
AR15.COM is the world's largest firearm community and is a gathering place for firearm enthusiasts of all types.
From hunters and military members, to competition shooters and general firearm enthusiasts, we welcome anyone who values and respects the way of the firearm.
Subscribe to our monthly Newsletter to receive firearm news, product discounts from your favorite Industry Partners, and more.
Copyright © 1996-2024 AR15.COM LLC. All Rights Reserved.
Any use of this content without express written consent is prohibited.
AR15.Com reserves the right to overwrite or replace any affiliate, commercial, or monetizable links, posted by users, with our own.