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Posted: 9/15/2024 11:35:54 AM EST
[#1]
Follow the market. Can't go wrong with that strategy. That said, I think we're in for a rough few years regardless of who wins
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Posted: 9/15/2024 11:39:10 AM EST
[#2]
Just DCA into the market.
People here think that when the opposition gets into office, it's all game over... regardless of the facts. I lost way too much money believing the doomers here on ARF when Obama became President. Unless you are in an investment area that can be severely sabotaged with direct legislation (like being a landlord), just stay consistent. If the market does crash, you'll be able to buy more shares. If not, your shares will appreciate, especially due to inflation. |
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Posted: 9/15/2024 11:40:12 AM EST
[#3]
Same as the last 4 years…only worse.
Hopefully the millennials who have the most skin in the game and who put Biden in the WH will overcome their TDS and realize that Harris = more of the same. |
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Posted: 9/15/2024 11:41:07 AM EST
[#4]
food, ammo, suppressors, NV, thermal, off grid property.
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Posted: 9/15/2024 11:41:28 AM EST
[#5]
Just buy index funds.
Some things actually do better under democrats. Small oil does pretty good when they shut down the federal land. |
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Posted: 9/15/2024 11:41:49 AM EST
[#6]
Quote HistoryQuoted: Same as the last 4 years only worse. Hopefully the millennials who have the most skin in the game and who put Biden in the WH will overcome their TDS and realize that Harris = more of the same. DAYUM MILLENNIALS @The_Master_Shake @HRoark87 @Pajamacannon @Papposilenus @Notcalifornialegal |
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Posted: 9/15/2024 11:42:08 AM EST
[#7]
Quote HistoryQuoted: Just DCA into the market. People think that when the opposition gets into office, it's all game over. I lost way too much money believing the doomers here on ARF when Obama became President. Unless you are in an investment area that can be severely sabotaged with direct legislation (like being a landlord), just stay consistent. If the market does crash, you'll be able to buy more shares. If not, your shares will appreciate, especially due to inflation. No denying that equities have an epic run since 2009. I would think Trump would be more likely to keep that run going a few more years compared to Harris. It's has to cool down at some point. Indicators are there for that to happen. Though often with a correction there is volatility, and volatile equities present an opportunity to make a lot of money if you know what you are doing. |
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Posted: 9/15/2024 11:42:09 AM EST
[#8]
have made this mistake before -- specifically after Obama was elected.
do NOT alter your long-term investment plan based on political candidates / administrations / who controls the House, etc. yes -- some industries may slightly outperform. but Dems love money too -- they just posture for the unintelligent that they are pro-worker, 'against corporate greed' and all that BS. maintain long-term diversification, appropriate asset allocation, keep fees low, take advantage of tax deferred accounts, etc |
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Posted: 9/15/2024 11:42:33 AM EST
[#9]
Making investment decisions based on who is in office is a mistake.
Believe it or not, as of a month or two ago, the stock market under Biden was outperforming the market under Trump at the same point in his presidency. |
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Posted: 9/15/2024 11:47:01 AM EST
[#10]
Quote HistoryQuoted: Making investment decisions based on who is in office is a mistake. Believe it or not, as of a month or two ago, the stock market under Biden was outperforming the market under Trump at the same point in his presidency. Yeah true, and Obama made more millionaires than any other president in history. |
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Posted: 9/15/2024 11:51:22 AM EST
[#11]
98% of what we have is diversified for the long term. The last 2% is what I use as speculator cash. I've been speculating SWBI since it was SWHC and have done OK riding the waves of presidential elections. Nothing spectacular, but haven't lost money with it yet.
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Posted: 9/15/2024 11:53:30 AM EST
[#12]
Inflation will continue to sky rocket one way or another without significant government spending cut backs. Which won’t happen under either Trump or Kumala. Which means billions will continue to get dumped into 401k and other retirement programs.
That means the general markets will continue to grow and trend upwards. Especially as it looks like interest rates will come down, as the Fed just kicks the can down the road another 4-8 years. Real estate/property is never a bad investment either. Just depends on how you view things and your individual situation. |
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Posted: 9/15/2024 11:53:31 AM EST
[#13]
Haitian grocery store with a Western Union for remittances of our tax dollars?
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Posted: 9/15/2024 11:54:43 AM EST
[#14]
Stay the course regardless of who’s in office. Long term if you don’t deviate you’ll get your 10% compounded
One big thing I’ve learned is do not let politics influence your investment strategy. You’ll fuck yourself if you do. |
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Posted: 9/15/2024 11:58:44 AM EST
[#15]
Under Kamelean, taxes would go up because she would veto any attempt to extend Trump's cuts which expire 1/1/26. If you are considering Roth conversions you are already too late, but you can still get a little bit done.
Invest in stocks that tend to be inflation-resistant - health care, financials, insurance cos. Dividend paying stocks might do well. Interest rates will go back up to tamp down the inevitable inflation under Kamelean. Don't lock yourself into today's rates for long-term. Wait until rates go back up because they will. |
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Posted: 9/15/2024 12:01:11 PM EST
[#16]
Quote HistoryQuoted: food, ammo, suppressors, NV, thermal, off grid property. likely the best answer |
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Posted: 9/15/2024 12:04:14 PM EST
[#17]
Quote HistoryQuoted: Stay the course regardless of who’s in office. Long term if you don’t deviate you’ll get your 10% compounded One big thing I’ve learned is do not let politics influence your investment strategy. You’ll fuck yourself if you do. True to a degree. There are some significant exceptions: 1. Depending on age and proximity to retirement, don't ignore politics. You'll fuck yourself if you do. 2. Major trends are influenced by politics, esp. American politics. Don't ignore these. You'll fuck yourself if you do. Generally, timing the market is a losing proposition. However, paying attention to big trends will help you. If you are young and a long time from retirement, politics matters much less. Stay the course. |
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Posted: 9/15/2024 12:06:21 PM EST
[#18]
Sort of related. The rich are moving more into trusts in anticipation.
https://www.wsj.com/personal-finance/taxes/election-estate-planning-taxes-25ebd01b?st=2oye8ubgna8ok6r&reflink=article_copyURL_share |
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Posted: 9/15/2024 12:08:25 PM EST
[#19]
How did she get so rich working only government jobs her whole life?
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Posted: 9/15/2024 12:11:11 PM EST
[#20]
The strategy should be the same as for a Trump administration.
Max out tax advantaged accounts, park your EF in a HYSA, MMF, or short-term t-bills, and invest long-term in an s&p500 index or large cap fund. If you're a believer in AI, put some in a tech index such as FSELX. Easy peasy |
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Posted: 9/15/2024 12:13:35 PM EST
[#21]
Quote HistoryQuoted: The strategy should be the same as for a Trump administration. Max out tax advantaged accounts, park your EF in a HYSA, MMF, or short-term t-bills, and invest long-term in an s&p500 index or large cap fund. If you're a believer in AI, put some in a tech index such as FSELX. Easy peasy If you're in the SP500 you are already heavily invested in AI/tech. Avoid overloading in that sector. |
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Posted: 9/15/2024 12:16:57 PM EST
[#22]
Quote HistoryQuoted: Just buy index funds. Some things actually do better under democrats. Small oil does pretty good when they shut down the federal land. Yep, let the full time experts handle things. People who sit in front of a computer and try to manage things typically don't do great (I know someone will pipe in a say how many billions they have made doing their own investments and they have saved the .3% management fee.) The market goes up and down, typically over time it always goes up, you just have to be able to weather the lows. |
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Posted: 9/15/2024 12:18:51 PM EST
[#23]
Quote HistoryQuoted: If you're in the SP500 you are already heavily invested in AI/tech. Avoid overloading in that sector. Quote HistoryQuoted: Quoted: The strategy should be the same as for a Trump administration. Max out tax advantaged accounts, park your EF in a HYSA, MMF, or short-term t-bills, and invest long-term in an s&p500 index or large cap fund. If you're a believer in AI, put some in a tech index such as FSELX. Easy peasy If you're in the SP500 you are already heavily invested in AI/tech. Avoid overloading in that sector. I agree, and that's why I'm not in a tech index. But A LOT of people are, and maybe they're right. Hell, people are still going all in on Nvidia. Personally, I think AI is setting up to be tech bubble 2.0. |
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Posted: 9/15/2024 12:20:10 PM EST
[#24]
Quote HistoryQuoted: Yep, let the full time experts handle things. People who sit in front of a computer and try to manage things typically don't do great (I know someone will pipe in a say how many billions they have made doing their own investments and they have saved the .3% management fee.) The market goes up and down, typically over time it always goes up, you just have to be able to weather the lows. PMs are a crappy investment but everyone should have a little, just like everyone should have an emergency fund, in cash, of 6-12 months living expenses. Also, where are you getting a good full time professional manager for 0.3%? |
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Posted: 9/15/2024 12:21:16 PM EST
[#25]
S&P500 index fund.
Done. |
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Posted: 9/15/2024 12:22:00 PM EST
[#26]
Quote HistoryQuoted: I agree, and that's why I'm not in a tech index. But A LOT of people are, and maybe they're right. Hell, people are still going all in on Nvidia. Personally, I think AI is setting up to be tech bubble 2.0. Most people have no idea what's in the indexes in which they're invested. It pays to pay attention. |
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Posted: 9/15/2024 12:23:47 PM EST
[#27]
Quote HistoryQuoted: Making investment decisions based on who is in office is a mistake. Believe it or not, as of a month or two ago, the stock market under Biden was outperforming the market under Trump at the same point in his presidency. And was Covid accounted for in that? |
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Posted: 9/15/2024 12:26:47 PM EST
[#28]
Quote HistoryQuoted: And was Covid accounted for in that? No, it wasn't. Keep in mind it wasn't covid that was the problem, it was the govt. REACTION to covid that was the problem. Govt. reactions are often the source of our biggest problems. It's a pattern Ray Charles could see. |
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Posted: 9/15/2024 12:27:04 PM EST
[#29]
“The stock market is a device for transferring money from the impatient to the patient.” Warren Buffett
Be patient. The knee jerk, emotional, reaction crowd always loses. Every effort will be made to keep the market growing. It’s in too many wealthy & powerful people’s best interest to see that it does. |
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Posted: 9/15/2024 12:28:40 PM EST
[#30]
Quote HistoryQuoted: And was Covid accounted for in that? You are making my point. If you knee jerk to short term events, you will lose to those who hold and continue to DCA. |
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Posted: 9/15/2024 12:30:11 PM EST
[#31]
Cousins investment guy said ammo and canned goods. When asked about guns he said you should already have enough.
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Posted: 9/15/2024 12:32:02 PM EST
[#32]
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Posted: 9/15/2024 12:46:56 PM EST
[#33]
We’re going into a recession. Bad for the market. Deficit spending will devalue the dollar. This will make the price of assets like real estate, gold and equities go up. |
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Posted: 9/15/2024 1:04:32 PM EST
[#34]
Gold has been the top performing asset in the last 12 months. My position’s in gold are up 40%. With continued monetary destruction happening combined with Harris getting elected I see gold hitting $3,500 in the next two years.
If the Dems secure the house, senate and the White House I expect a flight of capital out of US markets. They said they would implement a tax on unrealized gains and there is no reason not to take their word on it. This will destroy the stock market. But I don’t see them securing both house, but it is a possibility we need to be ready for. Most likely scenario Harris wins and doesn’t control both house. I see inflation continue to skyrocket. Fiscal spending will continue to increase, interest rates will go back close to zero. The DXY will drop to 80 driving PM’s and commodities higher. The stock market will continue to hit new highs with all the inflated money being pumped into it. The real economy not the stock market will tank and we will enter a bad recession. I manage all my money actively so my approach is different than someone who has a more passive approach. |
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Posted: 9/15/2024 1:07:00 PM EST
[#35]
Same as if Trump wins.
https://www.bogleheads.org/wiki/Three-fund_portfolio |
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Posted: 9/15/2024 1:11:40 PM EST
[#36]
Ho's admin is the worst in history. All communists and islamists.
I'd go mostly bonds, and then buying the dips in stocks. |
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Posted: 9/15/2024 1:13:28 PM EST
[#37]
Quote HistoryQuoted: And was Covid accounted for in that? Quote HistoryQuoted: Quoted: Making investment decisions based on who is in office is a mistake. Believe it or not, as of a month or two ago, the stock market under Biden was outperforming the market under Trump at the same point in his presidency. And was Covid accounted for in that? Market (dow) was up 50% at the end of Trumps tenure vs the start - 20k to 30k - with a global pandemic at the end or it probably would have been much better. For biden to match that we'll need to see 45K by the end of his tenure - and it might happen, but he also hasn't had any external headwinds heading into the end of his tenure (at least none not related to his own economic policies). |
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Posted: 9/15/2024 1:14:14 PM EST
[#38]
Quote HistoryQuoted: Ho's admin is the worst in history. All communists and islamists. I'd go mostly bonds, and then buying the dips in stocks. Hahahahahahaaaa... I could tell you what happened when I went into bonds when Obama became President, listening to the doomers here... but there's enough people here who have also shared that painful lesson already. You want to go into a time of expected high inflation sitting in bonds?? Wow. |
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Posted: 9/15/2024 1:15:27 PM EST
[#39]
Quote HistoryQuoted: food, ammo, suppressors, NV, thermal, off grid property. Canned food and shotguns |
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Posted: 9/15/2024 1:15:32 PM EST
[#40]
Id avoid trying to time the investments for a Harris win or loss.
Just invest in good companies with decent data. Personally. I tend to think that people retract spending to things they need to survive. They avoid cruises and buy Kraft goods. Walmart has always been a good buy. |
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Posted: 9/15/2024 1:16:44 PM EST
[#41]
Bargain basement food producers.
Weapons manufacturers. Health care, especially pHARMacutical mega-conglomerates. And manufacturers of leather goods. The cannibal armies who will ravage the remains of this country will need lots of leather pants and stifling bondage gear. |
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Posted: 9/15/2024 1:17:11 PM EST
[#42]
Good strategy. Don’t miss out on big market moves. Interest rates coming down etc.
Hard to go wrong with real estate though. |
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Posted: 9/15/2024 1:17:30 PM EST
[#43]
Gold plus mayonnaise jars plus shovel?
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Posted: 9/15/2024 1:19:45 PM EST
[#44]
Quote HistoryQuoted: Making investment decisions based on who is in office is a mistake. Believe it or not, as of a month or two ago, the stock market under Biden was outperforming the market under Trump at the same point in his presidency. and now markets are almost back to all time highs, like +/- 1% , and will exceed all time highs again regardless of who is in office |
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Posted: 9/15/2024 1:23:52 PM EST
[#45]
Quote HistoryQuoted: and now markets are almost back to all time highs, like +/- 1% , and will exceed all time highs again regardless of who is in office Quote HistoryQuoted: Quoted: Making investment decisions based on who is in office is a mistake. Believe it or not, as of a month or two ago, the stock market under Biden was outperforming the market under Trump at the same point in his presidency. and now markets are almost back to all time highs, like +/- 1% , and will exceed all time highs again regardless of who is in office Screen name checks out. |
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Posted: 9/15/2024 1:24:59 PM EST
[#46]
Quote HistoryQuoted: and now markets are almost back to all time highs, like +/- 1% , and will exceed all time highs again regardless of who is in office Quote HistoryQuoted: Quoted: Making investment decisions based on who is in office is a mistake. Believe it or not, as of a month or two ago, the stock market under Biden was outperforming the market under Trump at the same point in his presidency. and now markets are almost back to all time highs, like +/- 1% , and will exceed all time highs again regardless of who is in office Unless they don’t. Which is why folks are best off following rational investment plans rather than those based on sentiment. Not saying you are, but some of this thread is pure reactionary doomerism. If someone’s retirement horizon is 4 to 8 years away, they need a different blend of investments than someone who has 20 to 30 years. |
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Posted: 9/15/2024 1:25:01 PM EST
[#47]
Quote HistoryQuoted: Canned food and shotguns Silk stockings, cigarettes*, and chocolate bars. *purchased from the Native Americans. |
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Posted: 9/15/2024 1:25:47 PM EST
[#48]
Just stay with whatever until we know the changes. Tax on unrealized gains could shake up the financial world just like income tax did. Can't predict the future, otherwise lottery and Vegas are better than the stock market.
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Posted: 9/15/2024 1:28:06 PM EST
[#49]
I have done almost no politically motivated investing/speculation the last few months. I did sell some DJT call spreads, but only because I think they are going lower, not because I think Trump is sure to lose.
Some of my speculations are based on current interest rate trends, which can be affected by politics, but I think the trend will be near the same no matter who wins the election. |
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Posted: 9/15/2024 1:32:10 PM EST
[#50]
Quote HistoryQuoted: and now markets are almost back to all time highs, like +/- 1% , and will exceed all time highs again regardless of who is in office Correct. |
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