Posted: 8/19/2009 7:05:40 AM EDT
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I've made a late payment or two in the past on a CC. it was late by no more than 3 days from the due date.
Will this show on my credit report? Everything i've found in my google seach indicates that 30+ day late payments show. nothing about a couple days late........ |
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It shouldn't. IIRC, a "late payment" is actually a payment that has gone a full-cycle (one month?) from it's due date and another bill has already been sent out. This is for credit reporting purposes only and you still may have to pay a late fee but it shouldn't show up on your report as a late-pay.
You can always call your credit provider to make sure. |
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Quoted:
It shouldn't. IIRC, a "late payment" is actually a payment that has gone a full-cycle (one month?) from it's due date and another bill has already been sent out. This is for credit reporting purposes only and you still may have to pay a late fee but it shouldn't show up on your report as a late-pay. You can always call your credit provider to make sure. I don't remember what card it was on, happened a year or so ago. I paid the late fees/stupid tax. 
I'm requesting a report but am to impatient to wait to see what it says. 
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Quoted:
I've made a late payment or two in the past on a CC. it was late by no more than 3 days from the due date. Will this show on my credit report? Everything i've found in my google seach indicates that 30+ day late payments show. nothing about a couple days late........ It's not late until it's 30 days after due date! |