[ARCHIVED THREAD] - Credit Score? (Page 1 of 3)
Posted: 4/14/2016 6:56:32 PM EDT
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Is 824 good or bad? 824 Credit Score As of 3/30/2016 Source: Experian® 300 850 |
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Quoted: Yes, good score. Wonder how good a score you need for the 0% financing for cars? Not that I'll buy a new car any more in my lifetime. ~660 is around the bare minimum from Toyota and it take a phone call by your dealer to TFS. 700+ is an auto approval, most of the time. |
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You're the same guy that that answers the "biggest weakness" interview question with "I work too hard and I care too much"
Also my credit score is 1,235 9,001 OP- Fore future reference if you get tired of the humble brag: http://bfy.tw/cK4 |
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Quoted:
~660 is around the bare minimum from Toyota and it take a phone call by your dealer to TFS. 700+ is an auto approval, most of the time. Quoted:
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Yes, good score. Wonder how good a score you need for the 0% financing for cars? Not that I'll buy a new car any more in my lifetime. ~660 is around the bare minimum from Toyota and it take a phone call by your dealer to TFS. 700+ is an auto approval, most of the time. What is TFS? Nevermind, Toyota Financial Services. |
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Paying off everything will hurt your score. Quoted:
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824 is horrible, try harder Op. Paying everything off as I speak . . . . Paying off everything will hurt your score. In a strange way, it kinda does. I paid a car off early, and lost 20 points. |
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In a strange way, it kinda does. I paid a car off early, and lost 20 points. Quoted:
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824 is horrible, try harder Op. Paying everything off as I speak . . . . Paying off everything will hurt your score. In a strange way, it kinda does. I paid a car off early, and lost 20 points. Because its an installment loan. You get the bonus points on your score while the loan is still active,when it drops so do the points on your score |
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Because its an installment loan. You get the bonus points on your score while the loan is still active,when it drops so do the points on your score Quoted:
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824 is horrible, try harder Op. Paying everything off as I speak . . . . Paying off everything will hurt your score. In a strange way, it kinda does. I paid a car off early, and lost 20 points. Because its an installment loan. You get the bonus points on your score while the loan is still active,when it drops so do the points on your score What really sucks is paying off a credit card, not using for awhile, and the CC card lowers the credit limit. That will really ding your credit. |
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In a strange way, it kinda does. I paid a car off early, and lost 20 points. Quoted:
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824 is horrible, try harder Op. Paying everything off as I speak . . . . Paying off everything will hurt your score. In a strange way, it kinda does. I paid a car off early, and lost 20 points. X2 if I have no balance on a credit card my score drops from 815-820 to 795-799 every time. Then goes back up when I put a couple hundred on it. |
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Quoted: Is 824 good or bad? 824 Credit Score As of 3/30/2016 Source: Experian® 300 I don't buy your ignorance. Taking into account your join date I'm going to guess you are, a the very least, 24. I don't see how you could not know that is an exceptional score by now. That being said, well done. |
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What really sucks is paying off a credit card, not using for awhile, and the CC card lowers the credit limit. That will really ding your credit. Quoted:
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Because its an installment loan. You get the bonus points on your score while the loan is still active,when it drops so do the points on your score What really sucks is paying off a credit card, not using for awhile, and the CC card lowers the credit limit. That will really ding your credit. What i do is rotate the use on my cards to keep them active and that wont happen. |
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In a strange way, it kinda does. I paid a car off early, and lost 20 points. Quoted:
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824 is horrible, try harder Op. Paying everything off as I speak . . . . Paying off everything will hurt your score. In a strange way, it kinda does. I paid a car off early, and lost 20 points. Your outstanding credit balances declined. The same thing happens if you pay off and close any credit account. This credit score mania is a product of our era. It's probably inconceivable for some today to realize credit scores really only came into vogue in the early 90's. I find the phenomena strange, and I've worked in the financial and banking sector my entire career. |
