Posted: 7/15/2004 9:24:42 AM EDT
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In the process of switching insurance companies for my renter's insurance. Wasn't sure if it was best to get a ryder on my policy for extra firearms coverage or better to get a seperate policy just for firearms from a pro-gun issuer. Quick search on google turned up this company www.carpenterinsurance.com/gunins.htm anybody deal with them? Any other recommendations? |
| Yes, but $1,500 safes don't work so well in apartments. Depends on the wight of the safe I guess. Also getting it in and out is a huge issue. I have a floor safe for pistols and locking gun cabinets for longars which are pretty useless. The expensive stuff is kept at my buddy's place, he has an old Jeweler's vault that can hold around 80 longarms if carefully placed inside it. That thing weighs more than a ton though and has to go on a concrete floor that he had poured in a utility room of his farm house. |
"Oh My! Are you in a militia?"
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Be careful here...in the past there have been documented instances where insurance secretaries have given their criminal boyfriends info on locations where there are lots of guns, tools, and other equipment that could be stolen and fenced easily. Most separate policies require you to "schedule" your guns if you claim to have over a certain $$$ value that you are insuring...schedule, as in: make, model and serial number as well as condition, and any other information that would make them more valuable. I would prefer to deal with a company I had used with success in the past and pay a few dollars more if it were me. Good Luck |
Thats exactly why I have not gotten extra insurance yet .... dont like my "list" floating around out there ... |
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I've been using this company for years to cover my guns and my wifes collectibles. Collectibles Insurance Agency The service is excellent and the cost can't be beat. |
There was a recent thread on subguns about these guys, the purpose of their policy is to insure collectable-type firearms - they don't insure "shooter" firearms. Those who spoke with their agents stated the agents said it was OK to shoot the insured items a 2-3 times a year, but tit is really meant for the safe-queens and wall hangers. Similar to insurance on a antique car, which is less expensive than normal car insurance, but you have mileage restrictions, no night driving, etc. Rocko |
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state farm rider on the toyz...all the toyz. bikes, motorbikes, guns, etc. yeah, it's a bitch moving a safe, but less of a bitch than paying a deductible and trying to replace firearms that are very difficult to find, let alone explaining to the feds how you just helped arm the equivalent of a small caribbean nation's army. three strong guys can move a safe without too much sweat. |
| The NRA has a great insurance program. You are automatically insured up to $1000 just by being a member. They took good care of me in my hour of need. They can insure you up to 100K or more if you need. Easy to work with, and no real fuss, they just took good care of me. |