Posted: 2/6/2016 12:42:21 PM EDT
| Not for me, for my girlfriend. Hasn't had health insurance for years. Jumped on the shitshow site known as healthcare.gov, and you apparently can't sign up anymore? What the fuck is that shit? How do I get her ass insurance? Tried Blue Cross Nebraska - my provider - and you can't sign up there either. How does this make any sense? Or am I just an idiot? |
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there are quite a few "special enrollment periods" you can use to get in outside of open enrollment. Though they are cracking down on this now so it might be tougher.
Some examples include, losing employer based coverage, moving to a different area, having a kid, getting married, etc. https://www.healthcare.gov/sep-list/ |
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... Why? This whole thing makes no damn sense Quoted:
Quoted:
Have to sign up during annual enrollment. ... Why? This whole thing makes no damn sense the law also told insurers that they can't turn people away because of "preexisting conditions". Kind of like buying house insurance while your home is burning. So to prevent people from joining in only when they are sick and need coverage, they also added: open enrollment periods and the purchase mandate |
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Quoted:
the law also told insurers that they can't turn people away because of "preexisting conditions". Kind of like buying house insurance while your home is burning. So to prevent people from joining in only when they are sick and need coverage, they also added: open enrollment periods and the purchase mandate Quoted:
Quoted:
Quoted:
Have to sign up during annual enrollment. ... Why? This whole thing makes no damn sense the law also told insurers that they can't turn people away because of "preexisting conditions". Kind of like buying house insurance while your home is burning. So to prevent people from joining in only when they are sick and need coverage, they also added: open enrollment periods and the purchase mandate The concept of open enrollment periods has been around for years. It's nothing new or revolutionary. If your GF can't qualify for one of the exceptions to the open enrollment period for a qualifying policy, then an alternative for you would be to buy her a short-term health policy that would cover her until the next open enrollment. These ST policies are non-qualifying, but will give her some level of coverage. I'll leave the answer to the OP's last question to others here 
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