Posted: 7/12/2013 4:52:13 AM EDT
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Making a claim for wind and hail n my roof. I know I need to be there when the adjuster arrives to inspect. Should I have a contractor there too? A couple of contractors say yes, and some say no.
Should I have a contractor there or not? |
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Quoted:
Making a claim for wind and hail n my roof. I know I need to be there when the adjuster arrives to inspect. Should I have a contractor there too? A couple of contractors say yes, and some say no. Should I have a contractor there or not? I am a roofing contractor. Over the years I have worked with dozens if not hundreds of adjusters. Most, if not all have had no issues with me being there, many I have worked with more than once. I have earned a good reputation with them and I don't do anything to ruin it. Having said that, I have many friends who are adjusters and I hear the horror stories about other contractors. Most are lying, villainous scum who will do anything, say anything to get the job. You do not want this guy on your roof with an adjuster. EVER. If you know and trust your contractor, you should have no problem with him on the roof with the adjuster. He will help measure the roof and go over all the damage with the adjuster, not just on the roof but damage to siding, gutters, windows, screens, ornamentals, sheds etc. If you decide to have a contractor on the roof, make sure you only have one. I have had homeowners who can't make up their mind have 3 contractors on the roof with the adjuster. That never works out in your favor. It pisses off the contractors and the adjuster as well. If you have any questions or concerns, IM me. I'll be glad to help. |
| i'm an adjsuter with an insurance company, i dont handle property but we have property guys in our office. you can have the contractor there but it really doesnt matter. the insurance company is only going to pay a certain amount for the work to be done. they use an estimating software to come up with everything that needs to be done. the adjuster isnt (well, they shouldnt) be a complete moron and should know what they're doing and what they're looking at. you can have the contractor write an estimate as well, but the adjuster will most likely write his own. |
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Ha.
Around here the insurance companies quit paying for new roofs when everyone started having claims. It was immediately following severe storms that spawned devastating tornadoes all over the state. I won't go into my story, but suffice to say I paid for my OWN roof at 100% to replace shingles that were less than 10 years old. Guess they figured since they were out of pocket for people's entire homes, it was okay to screw those of us who only lost roofs. |