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These thread always bring up the inevitable "...buying new phones every year..." bit. I've had a phone since I was 16, 23 years ago. From the Nokia bricks to current tech and I have never, not once, paid MSRP for a phone out of pocket.
Is anyone actually doing that? |
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Quoted: Millennial here. Bought a house, raising 2 kids, maxing the 401k, wife stays home and treats the cleaning, laundry, dishes etc like her job. Recently moved to a house on acreage and having a pool put in. They did the excavation today Life is good. It’s still doable. Many of my millennial coworkers are kickass but a lot suck too. The recent inflation is noticeable in the gas and grocery bills though. View Quote Same. But the barrier of entry to this stage is much higher/harder than the boomers and genx because the politicians sold us out to China and corporations. Ross Perot was right and since then it has declined the fastest during our times, mostly because the boomers and gen x had the voting power, but also because millennials vote in D most of the time during their youth. |
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The trick is to have bought a $50,000 house in California 30yrs ago and sell it for $2million today then move to a red state and buy a$250,000 house for $700,000...
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Quoted: LOL fucking whiners. I worked in the oil and gas industry - busted my ass, used my Vet home loan to buy my first house in 2003. Then Obama came because all the millenial faggots voted him in. I got laid off, and lost all the equity in my house to the point I to sell it and take 5k from my savings to get rid if it, when I moved for my job. My 401K was just set up, and I had to raid it to move for work Started over at 36. COMPLETELY over. We never had kids because we really didn't want to spend on it, and my wife has a genetic disorder she could pass to them. You're right. Gen X does hate everyone. Why? Because Bommers fuck us and the millenials fuck us. View Quote Dang. Very similar story here. Started over at 40 myself. Hope you’re doing well now. |
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Quoted: Gen X here, and doing alright. What the boomers fail to realize and/or fess up to is the enormous amount of wealth they've collectively pulled out of the future and into the present. The unfunded liabilities of the federal government have increased by more than $135,000,000,000,000 since they reached adulthood, P/E ratios have gone from single to triple digits, they've extracted most of the high EROEI resources, sold most of your birthright national assets to corps and foreigners, buggered our ecology for quick profits and meanwhile wages haven't even kept up with inflation. My generation is just as guilty, we were too busy chasing tail, gorging on their leftovers, and not giving a fuck to do anything about it. I'm not sure there will even be a Gen X president, I know we don't deserve one. The good news is X sure as fuck isn't going to be picking up that tab, and neither are the generations that came after us, so at some point all that perceived wealth is going to flow into The boomers will be signing their houses over to pay for long term care, or groceries, soon enough. View Quote |
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LOL.the OP sounds like the current entitled generation who complains about not liking their jobs, their poor compensation, etc. all while paying $1000 or more for the latest, coolest iphone.
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Quoted: LOL.the OP sounds like the current entitled generation who complains about not liking their jobs, their poor compensation, etc. all while paying $1000 or more for the latest, coolest iphone. View Quote Lol, thinking iPhones have any impact on wages, prospects, and house prices. The dumbest line of thought is that forgoing a $1000 iPhone every 4-5 years will magically make everything better. Sounds like out of touch boomers who can’t figure out phones projecting their incompetence with electronics. |
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Quoted: No, you did it wrong. View Quote I'm going to have to go with this. I come from a large family. I have quite a number of nephews and nieces. Of all the ones who are between 25 and 40, which is around ten of them, every single one of them owns their own home or at least has a really nice apartment in an expensive area. They all make good money. Their houses all are much nicer than what I own. I'm not jealous I'm just stating a fact. Everyone of them went to college and earned a real degree, in STEM, except for two that got into the trades. Even the two who are in the trades own beautiful homes. They drive $80k trucks. They have plenty of nice toys such as boats. The ones who are married with children are building college funds. I'm pretty sure I know their secret. They worked hard to get a quality worth while education or got into a trade that ends up paying well. They then worked hard in their field. I never got the impression from them that they had the entitlement attitude that they are owed a living like the crybaby children in this thread. |
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Quoted: GenX here We hate everyone regardless so don’t take it personal. Besides we got screwed as well. Just wait till we all get to old to work. Boomers still got pensions. We got divorced parents and 401k’s that no most didn’t setup till we were in our 30s. BTW you millennials are super soft on your feels. You just are View Quote This. GenX here as well. We hate everyone. I've been at my company almost 26 years. I didn't start investing (401k) until I was 28. When I first started, retirees got medical benefits. Those got phased out in my first few years there. Pension was still a thing until they froze it in 2014, so I'll still get something, but only a small fraction of what it could have been. I paid 8.5% on my first mortgage, and all generations have had to deal with financial crisis in 2001 and 2008. I managed to survive many stressful rounds of layoffs in the cyclical aerospace industry. Housing cost in my area is more affordable, so I've been able to trade up to a nicer house, but it also means that we haven't seen the appreciation that most areas of the country have, and I'm now priced out of many markets. If you are an older millennial, there was no better time to purchase a house than 2008/2009 when everything was on sale. As more millennials have entered the workforce, many of our benefits (that never benefited me) have gotten better - like our vacation schedule, and parental leave. I work with some millennials that really have their shit together, but a large percentage of millennials in the general population seem ruled by their feelings, and can't deal with conflict. It's an instant gratification generation that wants what their parents have without having to put in the work to get it. Critical thinking, and good decision making seem to be super powers in today's society. |
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Quoted: LOL.the OP sounds like the current entitled generation who complains about not liking their jobs, their poor compensation, etc. all while paying $1000 or more for the latest, coolest iphone. View Quote I have, since the 1990s, had a continuous string of jobs/positions requiring a pager, palm pilot, blackberry, cell phone, and now- Smart phone. With work related and required apps. And also an IPad. With even more apps required. They were always provided. Until the last decade or so ago. When people were expected to have their own. Luckily I have a few stipends on top of my pay, bonuses, matching, etc. and one of this is plenty more than needed to get a new phone and iPad each year if I want. But there are people making less than median income expected to have them and no stipend. People making comments like this have no idea how ridiculously out of touch or low end they sound. Instead of making people for paying 1000K for a phone- that they require and must have for work- that could be over a week’s pay for them- Or telling them they are a loser because they don’t have a stipend for it- How about stopping to think for a second- And wonder what it would have been like if the rent on your first apartment had been two or three times as much, Your first decent used reliable car had been twice as much, Your college had cost two to four times as much, And your first home had been over twice as much. Literally the exact same apartment, college, type/age of vehicle, home, as you had. Because that is the shit sandwich high quality, motivated, strong work ethic, old fashioned values, kick ass people exactly like us when we were their age face. |
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Quoted: I'm going to have to go with this. I come from a large family. I have quite a number of nephews and nieces. Of all the ones who are between 25 and 40, which is around ten of them, every single one of them owns their own home or at least has a really nice apartment in an expensive area. They all make good money. Their houses all are much nicer than what I own. I'm not jealous I'm just stating a fact. Everyone of them went to college and earned a real degree, in STEM, except for two that got into the trades. Even the two who are in the trades own beautiful homes. They drive $80k trucks. They have plenty of nice toys such as boats. The ones who are married with children are building college funds. I'm pretty sure I know their secret. They worked hard to get a quality worth while education or got into a trade that ends up paying well. They then worked hard in their field. I never got the impression from them that they had the entitlement attitude that they are owed a living like the crybaby children in this thread. View Quote View All Quotes View All Quotes Quoted: Quoted: No, you did it wrong. I'm going to have to go with this. I come from a large family. I have quite a number of nephews and nieces. Of all the ones who are between 25 and 40, which is around ten of them, every single one of them owns their own home or at least has a really nice apartment in an expensive area. They all make good money. Their houses all are much nicer than what I own. I'm not jealous I'm just stating a fact. Everyone of them went to college and earned a real degree, in STEM, except for two that got into the trades. Even the two who are in the trades own beautiful homes. They drive $80k trucks. They have plenty of nice toys such as boats. The ones who are married with children are building college funds. I'm pretty sure I know their secret. They worked hard to get a quality worth while education or got into a trade that ends up paying well. They then worked hard in their field. I never got the impression from them that they had the entitlement attitude that they are owed a living like the crybaby children in this thread. Yes. But step back and think for a second. Trades are great. They will make a decent live, likely with available overtime. A small percentage of them will branch off into a their own successfully busines. A much larger percentage will hit middle age with trashed bodies and no future beyond scraping by as they age and can do less and less work. With the bulk somewhere in the middle. And a lot of the better paying trades strongly favor brighter guys and/or guys with some degree of inherent skill/abilities you either have or you don’t. STEM degrees are great. But…. The average cognitive ability of someone with a Comp Sci or Engineering degree is about 1.5sd above the mean. About 5% of the population. And you’re not really going to be able to eat the year plus of calc, PChem, etc. Unless you are at or above 1sd above the mean or so- and it is going to be a hell of a struggle. About 15% or so of the population is a candidate for this path. With less than 2% of the population- the guys above 2sd - are going to running circles around the rest. There are a lot of decent, hardworking, average, slightly below or above average types that get stuck in dead end service jobs with no future. Life is not fair and there will always be winners and losers- But we have developed into a society where the total shitbags get serious support in exchange for votes, Very high quality people can find a path, Very willing to fuck over other people with serious greed types can find a path- And this leaves a lot of decent people struggling and getting screwed over from both ends- This is not a stable society. |
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Quoted: These thread always bring up the inevitable "...buying new phones every year..." bit. I've had a phone since I was 16, 23 years ago. From the Nokia bricks to current tech and I have never, not once, paid MSRP for a phone out of pocket. Is anyone actually doing that? View Quote lol....oh, but you are paying MSRP...and beyond |
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Quoted: Yes. But step back and think for a second. Trades are great. They will make a decent live, likely with available overtime. A small percentage of them will branch off into a their own successfully busines. A much larger percentage will hit middle age with trashed bodies and no future beyond scraping by as they age and can do less and less work. With the bulk somewhere in the middle. And a lot of the better paying trades strongly favor brighter guys and/or guys with some degree of inherent skill/abilities you either have or you don’t. STEM degrees are great. But…. The average cognitive ability of someone with a Comp Sci or Engineering degree is about 1.5sd above the mean. About 5% of the population. And you’re not really going to be able to eat the year plus of calc, PChem, etc. Unless you are at or above 1sd above the mean or so- and it is going to be a hell of a struggle. About 15% or so of the population is a candidate for this path. With less than 2% of the population- the guys above 2sd - are going to running circles around the rest. There are a lot of decent, hardworking, average, slightly below or above average types that get stuck in dead end service jobs with no future. Life is not fair and there will always be winners and losers- But we have developed into a society where the total shitbags get serious support in exchange for votes, Very high quality people can find a path, Very willing to fuck over other people with serious greed types can find a path- And this leaves a lot of decent people struggling and getting screwed over from both ends- This is not a stable society. View Quote CAMAROS ON BLOCKS SHORT DICK THE MARXIST ROBIN HOOD TAX MAN Starve the free shit army. Cut funding that enables the free shit army to produce more recruits. No more votes for free shit. |
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Millennials are the whiniest bunch of kids ever. I have one on my payroll that is about to have a bad day. His work effort is shit. I pay him $85,000 a year, plus car to basically stay at home and organize sales data. I'm letting him get through a personal issue first, and then we are having a "come to Jesus" conversation.
I never had a chance at college, got out of the Army and started earning. In the 80's, by time I was 28 I was $100K +. It's called grit and work ethic. I don't see it today. I see whiny grown-children who care more about new video games being released than being proud of a solid weeks work. |
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Quoted: These thread always bring up the inevitable "...buying new phones every year..." bit. I've had a phone since I was 16, 23 years ago. From the Nokia bricks to current tech and I have never, not once, paid MSRP for a phone out of pocket. Is anyone actually doing that? View Quote If you’re under contract with a cell phone provider for a reduced phone price. Congrats, you’re living just like a poor. |
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Problem is everyone assumes they are entitled to being able to buy a house at 20 years old, and having everything their parents have.
That’s happened for a few generations, but it’s not “ normal “ when compared to history, and the rest of the worlds living standards even in modern times. The last few generations in the USA have enjoyed lifestyles most people alive today can only dream about, even our “ poor “ are generally fat and live soft comfortable lives. I didn’t buy my first house until I was 35, ( 15 years ago ) and it only cost $65,000. Took me until 35 to be able to buy a house. My current house is much nicer, and cost $160k, and I didn’t buy that until I was 50 years old. I didn’t blame anyone though, it’s just how it worked out in my situation. I grew up poor, had a difficult home life, and took a lot of hard work and many years to build a stable happy life for myself. You new guys might as well recognize 2 things right now. 1. The things that allowed your parents to thrive so well, are mostly destroyed / undermined via outsourcing, open borders, and a million stupid gov decisions, laws, out of control spending, welfare , gov benefits, regulations, and a thousand other things great and small. The current generation will ABSOLUTELY % wise have worse lives and opportunities than their parents. I expect the next generation to be REALLY fucked. 2. As doc holiday said. “ there is no normal life, only life. You might well work 10x harder than your parents, and only have 1/2 what they did. Or work 1/2 as much and have 10x more. If you have a million buck house and make $100 bucks a hour, that’s normal…. Just like making $10 bucks a hour and renting is normal. What’s NOT normal is EVERYONE having a great paying Job and nice expensive home they own at any age. A small under 1000sq’ house is normal, it’s been what 99% of the population lived in for all of recorded history, even up until 1950s USA… still the rule for most of the planet currently. USA 2000+ sq’ homes are not normal. It’s also not going to last as our own gov and a big chunk of the world are trying hard to drag the not normal wealthy USA back down into the same poverty the rest of the planet lives in. Make no mistake though… the current generation… ( those that are busting ass ) DEFINATELY are facing much greater financial hardships than we did. Hell, it’s gotten way worse in just the last year, and I expect it to get MUCH, MUCH worse in the near future. We’re facing Great Depression 2.0 at a minimum…. Probably mixed in with Zimbabwe style inflation. The shit people are bitching about right now.2022 and it’s problems, . like high gas prices and empty spots at the store will be looked back on as “ the good old days “. Your government is ABSOLUTELY TRYING to destroy our way of life and create hardship, to usher in their agenda… like forcing people to buy electric cars… or desperate enough to vote for socialism / big gov fixes. Buckle up. |
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Quoted: Same. But the barrier of entry to this stage is much higher/harder than the boomers and genx because the politicians sold us out to China and corporations. Ross Perot was right and since then it has declined the fastest during our times, mostly because the boomers and gen x had the voting power, but also because millennials vote in D most of the time during their youth. View Quote As if being required to have 20% down wasn’t a barrier, lol. Forget the 17% interest… |
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Grown men crying not realizing how well they have it with 0-3% down mortgages at 4% interest available.
If you do not make enough money, invest in yourself to justify a higher wage/new position or take on extra work. It really is that simple…anything else is an excuse/pity party. I’m a part time realtor (wanted to learn more about the industry/make extra money) and the bulk of my clients are first time home buyers making less then $70k. They have no issue securing 3% down mortgages and most have been saving while living at home or with roommates to be able to do so. Those may not be ideal living arrangements at first but they did what they had to do to save and hit the goal. Two properties under contract with first time buyers, was able to get them both seller subsidy for closing costs and neither paid over asking. Before anyone asks, this is NoVA/DC market…so if they’re making it happen, just like I did…and you can’t…you’re the problem. |
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I skipped to the last post on page ten.
Of the OP was doing it Right we wouldn't be on page 10! |
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Quoted: Did that and heard sorry your gal lost/magoo won. 1. Park camaros on blocks let the lawns grow into hayfields. Short dick the tax man. Plummet property value and corresponding taxes. Ever wonder why states like ny and ca are as fucked up as they are? Property taxes fund the free shit army at the state level. Bet arfcom doesn't know in ny there's schemes the free shit army can partake in that everyone who works funds. That everyone who owns property also funds too. Can't fund it if everyone projects poor status to the tax assessor. Property value is not based on real value. You can't piss down my back and tell me it's rain. A 1,500sqft dump commanding 650k in ny, with 12k in property taxes, yeah no... Stop funding your demise. Where do you think state troopers got the money to send drones up when a shots fired call comes in and the local judge won't write a warrant to go search and seize contraband AR/AK/Mini14 [anything beyond 10 round or has features free states enjoy] Muh property valuez and state income taxes. 2. Stop demanding degrees for everything. This notion of do as you're told/nose to grind stones? Is precisely why there are incapable feelz compelled lemmings, and "snowflakes" in search of a safespace. You fuckers don't know what the cirriculum is. And when told scoffed and said they can't do that. Coincidence 15 years later you're all blatting about 20-30 somethings living at home/failing to launch? Don't address that elephant in the room at all... nope. But. They're just doing what they were told. You said nose to the lefts grind stones. And wonder why clown world and free shit army proliferated, if you believe Hannitys 15-20 years too little too late "leftist indoctrination center" talking point... 3. Stop demanding degrees for everything. Wasn't bad enough you fuckers pushed for "Muh educationz!" Like a bunch of leftist harpies. Ya'll go on to be middle management at corporate, find out, gee, that piece of paper isn't an indication or metric to gauge performance/productivity/proficiency afterall! And the entitled little bastards want 6 figures per year?! Hold my Geritol! Watch this! Muh degreez AND 3-5 years verifiable experience. No exception. And fuck scanning the resumes and applications yourselves, afterall, corporate commies and corporate lackeys gonna corporate. All about Muh responsibility and accountability until it's time to be about it. Then its, have a 3rd party on the payroll to browse the apps and resumes. When that results in little to no candidates/profiles making it to your desk... Bring on the 3rd world visa holders, they'll do it for less anyway... Basic economics, you fail to see Muh degreez is a barrier to entry and an added cost of living rather than a personal investment. Congratulations. You played yourselves at your kids/grand kids expense and enabled the left. Wonder why the damn kids demand 6 figures? When rent is 1k per month, a dilapidated/neglected 1,000sqft "handyman special" that no bank would ever finance by the way, unless 203k and fha bundled, is 200-300k with 10k+ in annual property taxes/school taxes...that degree debt...basic living expenses...insurances... That's not exactly entitlement. That's reality of the monster you fuckers created/allowed to happen while you were at the helm knowing what's best... That isn't 2 weeks paid vacation in Maui. That isn't fully loaded brodozer in the driveway. That isn't Beef wellington/prime rib and lobster every night for dinner, avocado toast and Starbucks for breakfast and lunch... That 1,000 phone by the way, for some that happen to wind up at a corporate entity, is their means to get a paycheck. Call bullshit? Fine, I can happily provide examples. I build and fix trucks. Most of my clients and customers are in trades building mcmansions and tract homes. Lay pipe? Pull wire? Pour slabs? Lay pavers? Do counte tops? Hang drywall? Run duct work? That company on the tv or radio down here offering free estimates. Ask to see that "technicians" phone. He clocks in and out on corporates app. They also track how long he's been at a "job". While killing his battery and data. And if that GPS tracked van/truck, line up with his phone? He's gonna be getting a call from some cackling hen at HR or some ungrateful fat fuck sitting in an air conditioned office demanding what's taking so long! I can say this much, I'd have a field day fucking with them and turning their rules against them. You want that shit on a communications device tell you what. You buy the phone, pay the bill. You want to spend millions to track me? Bet. 2 can play games. When you going to do something that resembles work you fat lazy fuck? 4. Stop demanding degrees for all the things. I practice what I preach. I don't demand a degree, I don't even want a know it all that knows fuck all. I take 0 experience and groom them to be every bit as good as me. Know why? 1. Does me no good having some dumb fuck that grew up playing video games talking about Muh stage won-4 build, yet can't tell you the torque sequence on that ported and polished cylinder head bolts/nuts if studs. 2. Muh trade school/degreez = wants 50k to start, but can't fix a fucking sandwich. 3. I get more applicants than corporate modeled/structured autogroups/chain repair shops. I pay you to learn. Where's the incentive for them to pay to learn? That's a barrier to entry and an added cost to start out adulthood. 4. Been there, done that, I know the cirriculum and what it produces. Why the fuck would I want leftist lite borderline free shit army and work to live! Don't live to work lazy fucks? 5. I lead by example. I don't have a manager. They're called managers because only they could manage to fuck up a wet dream. Why pay someone to piss off employee and customer simultaneously? If I'm working 14 hours 16 hours, Saturday and/or Sunday, so can you junior. I'll make it worth while. If we stay the retarded course, it won't be long before you need a degree to scrub shitters and floors. We won't call them janitors anymore. No, that's not feelz conducive/PC enough, Sanitation technician. Get you an associates at 20k, to learn how to scrub shitters and floors for 25k-30k per year. No worries kid, world's waiting with arms wide open as we flip the script and demand 3+ years verified experience of scrubbing shitters. And when that backfires? There's always visa holders and illegals...possibly oversized roombas. 5. Stop implying you need .gov provided services. You don't. One recurring theme between the retirees and useless fucks from nyc that ruined where I grew up? Fucking lazy and cheap. Buy a truck. Haul your trash to the dump like normal people do. Nope. Muh herby curby! And slow as fuck stop go stop go garbage trucks fucking up everyone else that works for a living trying to get to work. Never mind when the emissions compliant garbage truck shits the bed and has to be towed because the DPFS over loaded, EGR cooler exploded... Socialized services=added expense bundled into property taxes that you cannot unsubscribe from. Who foots the bill when that garbage truck shits the bed? We do. That's who. Not .gov who demanded that unicorn queef converter be put in place. Or the boomers who gave us the EPA and CARB. Didn't learn this lesson from 0bama care... 6. Stop doing the hard work and heavy lifting for the left. Aside from demanding degreez and conflating/confusing education with indoctrination because you ignorant fools don't know the cirriculum... Noise ordinances. You will surrender the right to keep and bear arms as you see fit, to become a subjective privilege at best, because you buy chintzy built mcmansions in dah burbz, contribute to urban sprawl, to bitch about the damn kids loud music and loud exhaust. Here's what you fools don't foresight/think of. Muzzle blast is far louder than the damn kids exhaust or music. The left will never compromise on suppressors. Congratulations. You played yourselves. The generation that had cheap big blocks with long tubes to glasspacks, retires, bitches about not hearing the tv because chintzy built mcmansion with piss poor insulation, built close enough to hear their neighbors fight, fart, and fuck... Is going to sling shit if a kid with a loud mustang/camaro/challenger/ truck roars by. How fucking hypocritical. Zoning Oh yes, the other bane to my existence. You nimby elitist bastards. Yes. Let's slaughter domestic manufacturing and production. Once again, do the hard work and heavy lifting for the left. No different than the environmental midgets who insist with a false dichotomy of-if manufacturing/production then toxic uninhabitable wasteland! Yes. Because if I were building things to sell, I'd poison my work force for 10k years. That makes perfect logical sense... The profits eaten up from downtime of losing talented productive proficient employees... Not in my back yard is how you get Marvin Heymeyer. I just so happened to grow up where there was domestic manufacturing. Jobs that paid highschool drop outs 40-50k to start. Mirrored the boomers firm hand shake and hard work paying off to own a house float a family of 4-6. With play money/saving money to boot. But cityiots decided that couldn't be, they wanted their version of rural America, by urbanizing it. That and you can't convince the locals to inherit a debt which can't be defaulted on of Muh degreez when you can earn 40k to start down at the local factory/mill/plant... I can TL/DR the fuck out of that one. Any surprise those plants shut down and went to the 3rd world? It cost less. And less aggravation and added expenses to operate to satisfy the cityiot environmentalmidgets. Nimbys are a fucking boil on the ass of humanity. Someone needs to pull that stick out of their ass and poke them in the eyes with it. Because that actually works. I did it in ny. Not only for the lols but for the tax savings. It's best to be assumed poor. Lower taxes. I'll happily go to my grave being a white trash millionaire. I wont fund my demise or the demise of others while growing .gov and claiming to be "conservative". Short dick the tax man. You cut funding for the free shit army. The leftist indoctrinators. The pension/union state lackeys. Worried about Muh roads? Buy a truck. Living in ny showed me Muh roadz = local politician gives the bid to a family member/family friend/campaign donors company. And the retards they employ?-stare at pot holes for 6 out of 8 hours because Union. Pay those fuckers flat rate/based off production. Roads will be paved quicker than shit runs through a goose. With the occasional profound fuck ups to dwarf the chicoms from cutting corners to save time and make money. Be on time and on budget. Not 5 million over and 3 years later still dragged out... For a bunch to claim to be conservative... their posts and speaking in person, their outlooks mirror that of progressive shit bags that live like rats stacked in cages from nyc. Patriot act ring a bell? I remember being 17 and hearing if anyone opposed Muh Patriot actz they were a terrorist sympathizer and unamerican. You Bush lackey fools lack common sense and logic on top of foresight. Do you want the terrorists to win!? I'd say they did win-TSA = fundamental change in society. All because that's how you happy life happy wife cucks get your balls fondled. I'd say they did win-they got humvees, pallets of cash, black hawks, wizard eyes, M4s/Saws. We the terrorist now. Congratulations once again. You played yourselves. Never mind Bush's no child left behind act, where we push worthless flunkies onto next year and the year after, and the year after until graduation... Muh educationz necessary for a society no different than the left in one breath... Why are highschools and colleges graduating retards that can't count change in the next... You've got problems. I've got solutions. And if I weren't banned from twitter? Some really mean tweets the likes of which make Trump look like an amateur. View Quote That was EPIC. Thanks. |
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Millennials and younger have it SO easy. Back in my day, we had to compete with competent people. Nowadays all you need is to not be a total dipshit. You can be 30% dipshit and still be in the top 20%.
Seriously. Have your shit together, and you will rule the fucking world when the gen-x retirement wave hits. You will be giants wandering the earth, gods among men. Your cohort contains a massive population of useless, unmotivated windowlickers who can’t think their way out of a paper bag if they’re not facing the open end. Seize upon this unprecedented opportunity to win at life. Learn to tie your shoes and enjoy life in the top 1%. |
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OP, it’s page 10 and I’m not reading the whole thread… hopefully someone else has already pointed out that Boomers and Gen X’ers don’t care about your feelings.
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Quoted: Yeah, I get it...You bought a house and raised 4 children while maxing out your 401k on $9.35 an hour in 1993 while your wife stayed home and cleaned your house. Times have changed. $100k is the new 30k. Wages haven't matched inflation by a long shot. Admit you did it on easy mode. View Quote Live within your 100k pay grade, don't try to keep up with the millionaire joneses. |
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Quoted: We had available jobs with pensions too. View Quote View All Quotes View All Quotes Quoted: Quoted: GenX here We hate everyone regardless so don’t take it personal. Besides we got screwed as well. Just wait till we all get to old to work. Boomers still got pensions. We got divorced parents and 401k’s that no most didn’t setup till we were in our 30s. We had available jobs with pensions too. It wasn’t common outside of .Gov and Unions I’m not complaining it’s just though my eyes it’s what I saw. Personally I’m doing great . Im debt free on everything but my home on 42 acres. Im 2-3 years from paying it off and in my middle 40s I work my ass off |
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Quoted: Lol, thinking iPhones have any impact on wages, prospects, and house prices. The dumbest line of thought is that forgoing a $1000 iPhone every 4-5 years will magically make everything better. Sounds like out of touch boomers who can’t figure out phones projecting their incompetence with electronics. View Quote You're missing the point To a lot of people, spending a $1000+ on a phone that gets replaced every couple of years is evidence of bad fiscal priorities |
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Quoted: I have, since the 1990s, had a continuous string of jobs/positions requiring a pager, palm pilot, blackberry, cell phone, and now- Smart phone. With work related and required apps. And also an IPad. With even more apps required. They were always provided. Until the last decade or so ago. When people were expected to have their own. Luckily I have a few stipends on top of my pay, bonuses, matching, etc. and one of this is plenty more than needed to get a new phone and iPad each year if I want. But there are people making less than median income expected to have them and no stipend. People making comments like this have no idea how ridiculously out of touch or low end they sound. Instead of making people for paying 1000K for a phone- that they require and must have for work- that could be over a week’s pay for them- Or telling them they are a loser because they don’t have a stipend for it- How about stopping to think for a second- And wonder what it would have been like if the rent on your first apartment had been two or three times as much, Your first decent used reliable car had been twice as much, Your college had cost two to four times as much, And your first home had been over twice as much. Literally the exact same apartment, college, type/age of vehicle, home, as you had. Because that is the shit sandwich high quality, motivated, strong work ethic, old fashioned values, kick ass people exactly like us when we were their age face. View Quote Those young people are also making significantly more than what a lot of older people were making early in their careers |
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Quoted: Millennials and younger have it SO easy. Back in my day, we had to compete with competent people. Nowadays all you need is to not be a total dipshit. You can be 30% dipshit and still be in the top 20%. Seriously. Have your shit together, and you will rule the fucking world when the gen-x retirement wave hits. You will be giants wandering the earth, gods among men. Your cohort contains a massive population of useless, unmotivated windowlickers who can’t think their way out of a paper bag if they’re not facing the open end. Seize upon this unprecedented opportunity to win at life. Learn to tie your shoes and enjoy life in the top 1%. View Quote Yep, we have people who screw up constantly to the tune of thousands of company dollars and no consequences. Back when I started, you got three strikes and gone…. The Emo generation have it soft. Most have the mental acuity of a squirrel. All of them have the “it’s not my problem” attitude or play the blame game. |
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Quoted: Those young people are also making significantly more than what a lot of older people were making early in their careers View Quote View All Quotes View All Quotes Quoted: Quoted: I have, since the 1990s, had a continuous string of jobs/positions requiring a pager, palm pilot, blackberry, cell phone, and now- Smart phone. With work related and required apps. And also an IPad. With even more apps required. They were always provided. Until the last decade or so ago. When people were expected to have their own. Luckily I have a few stipends on top of my pay, bonuses, matching, etc. and one of this is plenty more than needed to get a new phone and iPad each year if I want. But there are people making less than median income expected to have them and no stipend. People making comments like this have no idea how ridiculously out of touch or low end they sound. Instead of making people for paying 1000K for a phone- that they require and must have for work- that could be over a week’s pay for them- Or telling them they are a loser because they don’t have a stipend for it- How about stopping to think for a second- And wonder what it would have been like if the rent on your first apartment had been two or three times as much, Your first decent used reliable car had been twice as much, Your college had cost two to four times as much, And your first home had been over twice as much. Literally the exact same apartment, college, type/age of vehicle, home, as you had. Because that is the shit sandwich high quality, motivated, strong work ethic, old fashioned values, kick ass people exactly like us when we were their age face. Those young people are also making significantly more than what a lot of older people were making early in their careers It’s hard to respond to your statement intelligently. Because it is simple jack level full retard. What comparison are you using? because by all other objective data this is not the case. |
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Quoted: You're missing the point To a lot of people, spending a $1000+ on a phone that gets replaced every couple of years is evidence of bad fiscal priorities View Quote View All Quotes View All Quotes Quoted: Quoted: Lol, thinking iPhones have any impact on wages, prospects, and house prices. The dumbest line of thought is that forgoing a $1000 iPhone every 4-5 years will magically make everything better. Sounds like out of touch boomers who can’t figure out phones projecting their incompetence with electronics. You're missing the point To a lot of people, spending a $1000+ on a phone that gets replaced every couple of years is evidence of bad fiscal priorities And yet, these very same people spent proportionally massively larger amounts 50+ years ago to put a big color television or kick ass stereo system in their home or factory stereo 8 track option in their car. I work with a bunch of well paid professionals. Almost none of them buy the absolutely latest model as they come out. They literally had, say, an IPhone 5s 64 gb in 2014 and then when it was getting wonky and had been pretty beat up or the screen was failing they bough a XS in 2019- it’s only a minority literally buying the absolute latest every couple of years. |
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Quoted: OP, please come over to my place, sit down and have a drink with me and my wife. We'll lay out the last 50 years of our life together and all we've been thru. Then you can evaluate this information and show us the "easy fuckin' part". Quit whining and HARDEN THE F*CK UP ! View Quote This, Op is comparing himself to the average SUCCESSFUL boomer or gen x. There were plenty of unsuccessful gen x and boomers. A lot of the hard life poor planning boomers are simply dead and not available for your comparison. They worked for $30k if they were lucky in the seventies and eighties, They bought a house for $15-20k at 17% interest on the mortgage. Loans weren’t cheap. They usually had no pension unless they were government or with a big company. My grandfather was a depression era teen. He died a millionaire on paper having Disney and Microsoft prominently in his portfolio. He was a trucker for his later working life after having been a wartime ship welder, owned a lumber business for bit before losing it and getting into a truck. Not an easy life but a steady worker and saver. Yes his assets inflated nicely. well except that that portfolio mostly went to uncle sam. He died and then we had the big stock market collapse. IRS got their 50% based on the pre fall valuation so they got the majority of what was left. That timing sucked for my mother and her siblings. A lot of the boomers just worked and did not have a life savings. They had the opportunity at the very tail end of their working lives to do the 401k. So the average Joe was under funded. Hence living cheaply in some Florida retirement trailer park. You only see the ones who had pensions, inherited well, sold property that they bought cheap and sold stupid high. ( Long Islanders!) I see 70-80 year olds working delivering auto parts, working at walmart’s or the gas station. Not everybody is an arfcom millionaire. |
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Quoted: As if being required to have 20% down wasn’t a barrier, lol. Forget the 17% interest… View Quote View All Quotes View All Quotes Quoted: Quoted: Same. But the barrier of entry to this stage is much higher/harder than the boomers and genx because the politicians sold us out to China and corporations. Ross Perot was right and since then it has declined the fastest during our times, mostly because the boomers and gen x had the voting power, but also because millennials vote in D most of the time during their youth. As if being required to have 20% down wasn’t a barrier, lol. Forget the 17% interest… no kidding...interest rates these days are pure gravy.....in the late 70's early 80's ...15-20% was normal. |
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Quoted: If you’re under contract with a cell phone provider for a reduced phone price. Congrats, you’re living just like a poor. View Quote View All Quotes View All Quotes Quoted: Quoted: These thread always bring up the inevitable "...buying new phones every year..." bit. I've had a phone since I was 16, 23 years ago. From the Nokia bricks to current tech and I have never, not once, paid MSRP for a phone out of pocket. Is anyone actually doing that? If you’re under contract with a cell phone provider for a reduced phone price. Congrats, you’re living just like a poor. You either pay for it outright or pay for it in your bill. What other way are there to get one? To pay for it in your bill is like $30/mo. Nobody is not buying a house or saving for retirement because of $30/mo. Don't forget I was back on p1 telling OP I disagreed with him. |
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Quoted: You either pay for it outright or pay for it in your bill. What other way are there to get one? To pay for it in your bill is like $30/mo. Nobody is not buying a house or saving for retirement because of $30/mo. Don't forget I was back on p1 telling OP I disagreed with him. View Quote View All Quotes View All Quotes Quoted: Quoted: Quoted: These thread always bring up the inevitable "...buying new phones every year..." bit. I've had a phone since I was 16, 23 years ago. From the Nokia bricks to current tech and I have never, not once, paid MSRP for a phone out of pocket. Is anyone actually doing that? If you’re under contract with a cell phone provider for a reduced phone price. Congrats, you’re living just like a poor. You either pay for it outright or pay for it in your bill. What other way are there to get one? To pay for it in your bill is like $30/mo. Nobody is not buying a house or saving for retirement because of $30/mo. Don't forget I was back on p1 telling OP I disagreed with him. Weirdly, my last phone would have been a few hundred dollars more to buy upfront, than it was to put it in the monthly bill interest free over the next two years. |
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Quoted: Grown men crying not realizing how well they have it with 0-3% down mortgages at 4% interest available. If you do not make enough money, invest in yourself to justify a higher wage/new position or take on extra work. It really is that simple…anything else is an excuse/pity party. I’m a part time realtor (wanted to learn more about the industry/make extra money) and the bulk of my clients are first time home buyers making less then $70k. They have no issue securing 3% down mortgages and most have been saving while living at home or with roommates to be able to do so. Those may not be ideal living arrangements at first but they did what they had to do to save and hit the goal. Two properties under contract with first time buyers, was able to get them both seller subsidy for closing costs and neither paid over asking. Before anyone asks, this is NoVA/DC market…so if they’re making it happen, just like I did…and you can’t…you’re the problem. View Quote ^^^ all of this ^^^ |
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Got out of high school and went in the Army.
Got out of the Army after 4 years and used the GI bill to get a good college education. Worked my ass off and got two four year degrees in five years (Mining and Industrial Management) while working 40 or more hours a week the lasts three years. I was also married (seven years by the time I graduated with the 2nd degree) and we had one son (three years old when I graduated). Got a good job out of state in a totally unrelated field from mining and worked at it for 30 years. I got my first new car in 1976, my second new car in 2011 and my first new truck in 2021. My wife got a new SUV in 2000, a new car in 2009, a new car in 2016 and a new car in 2021. The rest, over the years were used cars. We live in the same house we bought in 1985. We had another son in 1987. We didn't buy new cars every 3 years like a lot of people do. We didn't buy a new house and move every 4 or 5 years like a lot of people do. I put money in the 401K every payday and retired early. What part of any of that was easy? I tell my sons about going to college and working full time and they get aggravated at me. "I'm not you, dad." They're both doing alright. Neither has new cars. Neither bought a new house. I think one saves money. I don't believe the other one saves any money (I could be wrong). They regularly buy gaming systems, big TVs, and have expensive hobbies (diesel trucks, older sports cars) and they both spend money I never did on stuff like alcohol, vacations, eating out at expensive restaurants, sports equipment (the best vs. what they really need/will use), etc. All that is their choice. Fine by me. I can't fix many things and I no longer worry about what I can't fix. I won't be here to see them retire some day (if/when they can) and won't see any issues they may have. I hope they don't, but money makes life easier when you're retired. My wife used to complain, sometimes, about the money I put in the 401K, now she's glad as hell it was saved and grew to what it was when I retired. Anyone sick and tired of what others say should work harder to show those others are wrong. Or at least work hard enough (and have a good hobby or two that helps them forget work politics and BS) so they don't have time to worry about what others say. Stop worrying about it if you're happy with your life. If you're not happy stop complaining and do something about it (work harder for promotions, get a job doing something else). Forgot to mention the hobbies earlier (fishing in the bass boat or kayaks), riding ATVs, shooting/hunting, etc. |
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Quoted: This, Op is comparing himself to the average SUCCESSFUL boomer or gen x. There were plenty of unsuccessful gen x and boomers. A lot of the hard life poor planning boomers are simply dead and not available for your comparison. They worked for $30k if they were lucky in the seventies and eighties, They bought a house for $15-20k at 17% interest on the mortgage. Loans weren’t cheap. They usually had no pension unless they were government or with a big company. My grandfather was a depression era teen. He died a millionaire on paper having Disney and Microsoft prominently in his portfolio. He was a trucker for his later working life after having been a wartime ship welder, owned a lumber business for bit before losing it and getting into a truck. Not an easy life but a steady worker and saver. Yes his assets inflated nicely. well except that that portfolio mostly went to uncle sam. He died and then we had the big stock market collapse. IRS got their 50% based on the pre fall valuation so they got the majority of what was left. That timing sucked for my mother and her siblings. A lot of the boomers just worked and did not have a life savings. They had the opportunity at the very tail end of their working lives to do the 401k. So the average Joe was under funded. Hence living cheaply in some Florida retirement trailer park. You only see the ones who had pensions, inherited well, sold property that they bought cheap and sold stupid high. ( Long Islanders!) I see 70-80 year olds working delivering auto parts, working at walmart’s or the gas station. Not everybody is an arfcom millionaire. View Quote That’s not the issue overall. Life will always have winners and losers. The issue is modern economics and proportional costs mean there will be a huge portion of younger millenials and zoomers that WOULD have been successful under the Boomer and X-ER scenarios, that become the just getting buy losers. This increase in the just getting by portion of society means more and more of them realize- hey- holy shit- Marrying my pregnant girlfriend while I work 40+ hours a week for 60K a year, or our combined income of 60K a year - Does not give me any better of a lifestyle than her sitting home pumping out kids on welfare, while I play video games, we don’t get married, and get section 8, EBT, etc. Growing that portion of society and even further breaking down the social mores against being a welfare leech. All while illegal labor drives down the wages of unskilled and semi skilled laborers, H1Bs and financial elite wealth concentration drives down STEM grad wages, and our plane is running out of runway for the making money out of money with no actually hard asset types. This is a very bad fucking trajectory. Let’s look at three models of getting affluent. It’s 1968. Three brilliant young men come of age. One has an econ degree from Harvard and an MBA from Wharton. One has a B.S. in Perroleum Engineering and an M.S. in Chemical Engineering from MIT. Another has working for six years building homes and starts his own company. The first guy goes to work with an established company with fingers in everything. He saves the commercial construction branch by getting rid of a lot of jobs and benefit payments by having them go to contractors. He gets a big bonus promotion and oversees a lot of operations here he makes a bundle putting their battery factory in Mexico, closing a domeric tool factory and putting the brand on Chinese production, getting cheaper textiles contracts in China instead od domestic, and importing and reselling pet foods made overseas and no longer getting domestic produced. His next promotion oversees a portion of the company buying and reselling mortgages. They fire a shitload of professionals, shift the work others, cut benefits, Followed by bigger and wider ranging acts of this type, he has made his company billions of dollars. He is a billionaire and very comfortably retired. Leaving a wake of closed factories, plants, etc. in their wake. They will say they got rich- but made their own wealth and didn’t take anyone else’s piece of the pie. This is not the case. Those increased profits came at the expense / loss of others. No actual real world value/assets increased. The second guy goes to work for an oil and natural gas company. He starts his own. They develop automated distillation and other processes that make end products more efficiently. They develop equipment and techniques that decrease resources to obtain source products. They develop other techniques. They use a lot of US products, they continuously hire increased numbers of citizens. They produce a product that is a real world asset and value. He also retires rich. But real world assets and values were produced. Good jobs were increased. Other Domestic companies employing people and producing real world goods grew through commerce and contracts with them. This was true wealth generation that made the pie bigger. The third guy had a back for picking up land in areas cities would expand into accurately. He made profits buying that land, investing money to improve it, subdividing it, selling the lots at a profit, plus building homes on the properties and selling those at a profit. His company employed a lot of citizens, real domeric products were used and put together for increased value, as opposed to just buying a home and selling it at a profit. He retired rich as well. He generally produced the homes people live in. The subdivisions their kids learned to win at the pool in, etc. A lot of citizens be fitted from the construction. Over the years a lot of illegals came to dominate the subcontracted crews, not his employees/not his intent. He retired rich as well. Not near the impact as the second company for actual wealth generation - but he stole nobody’s piece of the pie. We have shifted in America from the majority of employment and business in America from the second two examples to the first type. The financial giants in this country have become based on entertainment, sales, information, finance, etc. that don’t actually produce anything or generate wealth. This is not a solid, long term course that can be maintained. It can only be maintained by pretending printed money is worth something, that a sports team or a movie has actual value, etc. |
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Quoted: Got out of high school and went in the Army. Got out of the Army after 4 years and used the GI bill to get a good college education. Worked my ass off and got two four year degrees in five years (Mining and Industrial Management) while working 40 or more hours a week the lasts three years. I was also married (seven years by the time I graduated with the 2nd degree) and we had one son (three years old when I graduated). Got a good job out of state in a totally unrelated field from mining and worked at it for 30 years. I got my first new car in 1976, my second new car in 2011 and my first new truck in 2021. My wife got a new SUV in 2000, a new car in 2009, a new car in 2016 and a new car in 2021. The rest, over the years were used cars. We live in the same house we bought in 1985. We had another son in 1987. We didn't buy new cars every 3 years like a lot of people do. We didn't buy a new house and move every 4 or 5 years like a lot of people do. I put money in the 401K every payday and retired early. What part of any of that was easy? I tell my sons about going to college and working full time and they get aggravated at me. "I'm not you, dad." They're both doing alright. Neither has new cars. Neither bought a new house. I think one saves money. I don't believe the other one saves any money (I could be wrong). They regularly buy gaming systems, big TVs, and have expensive hobbies (diesel trucks, older sports cars) and they both spend money I never did on stuff like alcohol, vacations, eating out at expensive restaurants, sports equipment (the best vs. what they really need/will use), etc. All that is their choice. Fine by me. I can't fix many things and I no longer worry about what I can't fix. I won't be here to see them retire some day (if/when they can) and won't see any issues they may have. I hope they don't, but money makes life easier when you're retired. My wife used to complain, sometimes, about the money I put in the 401K, now she's glad as hell it was saved and grew to what it was when I retired. Anyone sick and tired of what others say should work harder to show those others are wrong. Or at least work hard enough (and have a good hobby or two that helps them forget work politics and BS) so they don't have time to worry about what others say. Stop worrying about it if you're happy with your life. If you're not happy stop complaining and do something about it (work harder for promotions, get a job doing something else). Forgot to mention the hobbies earlier (fishing in the bass boat or kayaks), riding ATVs, shooting/hunting, etc. View Quote It’s the people following this path that are getting hit hard. They have it a shitload different than you did. And than I did. I’ll use numbers from the exact same college, apartment, and home. I’ll change the Major to civil engineering because I can’t find / pull specific historical starting salary data for your majors. Let’s say you graduated from college in 1975. (The numbers are even better in your favor if you graduated in 1965- but I’ll start with your time frame) I will give all cost numbers in today’s dollars. Rent at married student housing was 700$ a month. Tuition and fees were 5700$ for each year. A three year old 4x4 with 25,000 miles on it was $10000 Your home in 1985 was 230K. Starting civil engineer or mech E pay was 57-62K in 75 If you graduated from college in 1985 Rent at married student housing was 770 a month. Tuition and fees were 7300$ for each year. A three year old 4x4 with 25,000 miles on it was $13000 Your home in 1995 was 350K Starting engineer pay in 1985 was 59K If you graduated from college in 1995 Rent at married student housing was 850$ a month Tuition and fees for each year were were $12,000 A three year old 4x4 with 25,000 miles on it was $16,000 Your home in 2005 was 640K Average starting pay in 95 was 56-61K If 2005 Rent at married student housing was $1200 a month. A year of tuition and fees was $15,000 A three year old 4x4 with 25,000 on it was $24,000 Your home in 2015 was 710K Average starting pay in ‘05 was 60K If you just graduated, The married student housing complex was privatized in 2015 and apartments are 1800-2400 dollars month. You paid 20K per year of tuition and fees. A three year old 4x4 with 25K miles is from 33-over $40,000 The same house is 800K You, B.S. Civil Engineering grad, literally have job offers ranging from 55K to 65K. I can add in increasing health insurance costs, etc. I can do it with a less expensive college, but same proportional increase. Or a more expensive college. A home in an area with less drastic increase, but still doubled proportionately. Stop and think, If your exact same self with same amount of effort and work- Just based on being born later- Had to pay twice or four times as much for college, Had rent twice or three times as much to pay each month, Had to pay a shitload more for a car, And could not remotely afford the exact same house in a crime free area with great schools that was a reasonable commute. Your exact same buying power would get you a home with crappy schools, more crime, three times as many hours wasted commuting each weak, and doubling the mileage on your vehicles and gas costs? Plus likely have worse benefits with increased insurance and health costs for your family. Never have a moment where work cannot reach you by phone or text? Virtually nobody was expected to have work able to reach them 24/7/365 in 1985, let alone 1975. Likely have worse leave, PTO, etc. That could have been kicked out of college, fired from work, sued, black listed, cancelled, etc. for shit we didn’t think twice about decades ago? That did not get a full ride for college despite being a National Merit Scholar that anyone would have gotten for that in 75, 85, or 95? Or had jobs forever closed to them because a bunch of fucking man hating bitches school teachers, psychologists, and single mom Karens put them on Ritalin or some shit in grade school or a fight at recess, or they ate a felony for a shoving match in gym class or a misdemeanor for some flirting shit kids used to do all the time. Or got fired for banging a secretary that nobody gave a shit about decades ago. In a world where dumbasses with no potential get scholarships just because of their race, dudes get in no trouble for being in the girls locker room because they identify as a girl, or some purple haired land whale lesbian for a promotion even though they suck instead of them. |
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Quoted: It’s the people following this path that are getting hit hard. They have it a shitload different than you did. And than I did. I’ll use numbers from the exact same college, apartment, and home. I’ll change the Major to civil engineering because I can’t find / pull specific historical starting salary data for your majors. Let’s say you graduated from college in 1975. (The numbers are even better in your favor if you graduated in 1965- but I’ll start with your time frame) I will give all cost numbers in today’s dollars. Rent at married student housing was 700$ a month. Tuition and fees were 5700$ for each year. A three year old 4x4 with 25,000 miles on it was $10000 Your home in 1985 was 230K. Starting civil engineer or mech E pay was 57-62K in 75 If you graduated from college in 1985 Rent at married student housing was 770 a month. Tuition and fees were 7300$ for each year. A three year old 4x4 with 25,000 miles on it was $13000 Your home in 1995 was 350K Starting engineer pay in 1985 was 59K If you graduated from college in 1995 Rent at married student housing was 850$ a month Tuition and fees for each year were were $12,000 A three year old 4x4 with 25,000 miles on it was $16,000 Your home in 2005 was 640K Average starting pay in 95 was 56-61K If 2005 Rent at married student housing was $1200 a month. A year of tuition and fees was $15,000 A three year old 4x4 with 25,000 on it was $24,000 Your home in 2015 was 710K Average starting pay in ‘05 was 60K If you just graduated, The married student housing complex was privatized in 2015 and apartments are 1800-2400 dollars month. You paid 20K per year of tuition and fees. A three year old 4x4 with 25K miles is from 33-over $40,000 The same house is 800K You, B.S. Civil Engineering grad, literally have job offers ranging from 55K to 65K. I can add in increasing health insurance costs, etc. I can do it with a less expensive college, but same proportional increase. Or a more expensive college. A home in an area with less drastic increase, but still doubled proportionately. Stop and think, If your exact same self with same amount of effort and work- Just based on being born later- Had to pay twice or four times as much for college, Had rent twice or three times as much to pay each month, Had to pay a shitload more for a car, And could not remotely afford the exact same house in a crime free area with great schools that was a reasonable commute. Your exact same buying power would get you a home with crappy schools, more crime, three times as many hours wasted commuting each weak, and doubling the mileage on your vehicles and gas costs? Plus likely have worse benefits with increased insurance and health costs for your family. Never have a moment where work cannot reach you by phone or text? Virtually nobody was expected to have work able to reach them 24/7/365 in 1985, let alone 1975. Likely have worse leave, PTO, etc. That could have been kicked out of college, fired from work, sued, black listed, cancelled, etc. for shit we didn’t think twice about decades ago? That did not get a full ride for college despite being a National Merit Scholar that anyone would have gotten for that in 75, 85, or 95? Or had jobs forever closed to them because a bunch of fucking man hating bitches school teachers, psychologists, and single mom Karens put them on Ritalin or some shit in grade school or a fight at recess, or they ate a felony for a shoving match in gym class or a misdemeanor for some flirting shit kids used to do all the time. Or got fired for banging a secretary that nobody gave a shit about decades ago. In a world where dumbasses with no potential get scholarships just because of their race, dudes get in no trouble for being in the girls locker room because they identify as a girl, or some purple haired land whale lesbian for a promotion even though they suck instead of them. View Quote Don’t buy a $40,000 truck and $800,000 house if you only make $65k a year. Very simple. |
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Quoted: Yeah, I get it...You bought a house and raised 4 children while maxing out your 401k on $9.35 an hour in 1993 while your wife stayed home and cleaned your house. Times have changed. $100k is the new 30k. Wages haven't matched inflation by a long shot. Admit you did it on easy mode. View Quote At least you were not stuck on a mac n cheese diet under the Carter administration! |
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