Posted: 8/25/2009 6:26:58 PM EDT
| I was in a wreck last october and had a rifle in the pickup with me( not my fault, the other guy didn't yield and I t-boned him on a gravel road with both of us doing about 50 mph) The gun was a weatherby mk V in 22-250. It had a weaver grandslam 4.5-14x40 scope on it. The rifle used to be a tack driver. Now it won't group under 3 inches. I replaced the scope and retightened everything. The scope had a few blemishes before, but now has some pretty good ones. The stock was cracked on the rifle, but I haven't fixed it yet. My question is this, do you all think the insurance company is liable for this rifle and will they try to pro-rate the damage? The gun now lists for about 1600 bucks and the scope about 400 bucks. How do I handle this? |
| I'd guess they would not take any deductions. The bigger question is how they would settle with you since in order to pay the full value of the rifle and scope, they would need to take possession of them, and to do that depending on your state, they would have to go through an FFL, and I don't know of any carriers that would want the liability of taking possession of the firearm. |