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AR15.COM
11/19/2006 10:20:09 AM EDT
Does anyone know if the NRA insurance covers KBs? Or is it just for theft /other accidental damage (like fire, flood etc)?
11/19/2006 10:25:58 AM EDT
[#1]
I am not 100% sure, but I think it is for theft/fire damage type stuff and not malfunction.  I think you would be hard pressed to find anyone insuring a firearm for KB's, since the leading cause of that is more than likely reloading errors.  

I have been wrong before though.

ETA: Clipped from their site...
Note the red text.  I think you would have to call to be 100% sure, but I still would stand by my original guess that KB's are not covered.



ArmsCare Plus
"Insuring Your Firearms"
Features:
ArmsCare Plus was created specifically to provide extra protection for NRA members with legal firearms and accessories valued up to $1,000,000.

Program is available only to NRA members.

Coverage specifically covers firearms and accessories against direct physical loss or damage. Losses such as fire, burglary or theft are covered. Theft from a vehicle is covered when it is the result of breaking and entering a locked vehicle or locked portion of a vehicle.

Firearms under $1,500 do not have to be scheduled.

Only firearms $1,500 or over must be scheduled but you do not have to provide serial numbers.

Note: The above descriptions are a summary and not complete descriptions of all terms, exclusions and conditions in the master policy on file at NRA headquarters.


11/19/2006 11:16:49 AM EDT
[#2]
makes sense I guess. Too bad, cause I have this underlying fear of a Milsurp KB ruining my guns, at least with commercial ammo you can try to get some money from the manufacturer.