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Posted: Today 9:34:11 PM EDT
[Last Edit: 762AP]
[#1]
Originally Posted By callgood: Link Some major milestones are becoming frustratingly unattainable for many families, helping to create economic pessimism that hangs over the election. The standard 20% down payment on a median-priced home now costs 83% of a year’s income for the typical family ready to buy a home, up from 65% on the eve of the 2016 election, according to Bloomberg calculations. Buying a new car takes almost two extra weeks of work for the median household compared to eight years ago. Child care then cost the same family about a quarter of its weekly income. Now it swallows up more than a third. This is true. Read Victor Davis Hanson's "The Dying Citizen" and you'll see how the influx of low skill individuals that do not contribute to the society, are a drain on it, use the resources available, housing, food, medical, etc, mix in the "welfare society" that uses "indigenous/US" citizens to squander the same resources, toss in a healthy dose of inflation devaluing your dollars, that aren't spent keeping your head above the waterline, and it's pretty hard to not become pessimistic. Spending $7 three times a day for "coffee" and splurging on avocado toast at the local bistro 4 times a week doesn't help the newest generation acquire or build wealth, but at this point, I don't know if even Dave Ramsey could coach them out of the economic situation were in. |
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Posted: Today 9:35:04 PM EDT
[Last Edit: jollyg83]
[#2]
Quote HistoryOriginally Posted By Osprey61: "As US Election Day approaches, inflation is largely tamed and wage gains have lifted incomes." Propaganda masquerading as commentary. It’s true, inflation is now manageable. Pay no attention to that massive sheer faced mountain that was 2020 to 2023. But once you climb that impossible precipice, tis but a gentle rolling undulation. |
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NT, USA
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Posted: Today 9:41:19 PM EDT
[Last Edit: TechOps]
[#3]
Quote HistoryOriginally Posted By FJB247: It a combination if many things from a fucked up economy to a fucked up sense of "needs." It seems like the things that I thought were luxuries when I was young, and busted my ass to pay for, are now considered needs that you are entitled to. As a grown ass man who can afford it, I still can't fathom paying someone almost as much as the meal to deliver fast food to me. I also ate alot of home cooked rice, beans, ground beef, pasta, and chicken breast when I was young and trying to save. If we all lived like our grandparents we'd have more money in our pockets and less material stuff in our lives. Bootstrap more bootstrappy.. |
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Posted: Today 9:47:00 PM EDT
[Last Edit: macros73]
[#4]
Middle class, rapidly on my way to lower class or dead under a bridge.
I blame both parties for letting the national debt get to where it is today, the increase in cost for education, housing, and healthcare, and Covid. Off-shoring and outsourcing. You could impose tariffs, but that'll cause even more inflation as companies pass the added costs on to the consumer. "Middle skill" jobs are going to get increasingly hollowed out by automation. It's a cliche to say now, but I should have been a plumber or electician. More cash is accumulating in fewer hands, and I don't believe anymore that the pie is ever expanding. There aren't infinite resources in the world, but there is infinite desire for resources. Good luck to all of us trying to make ends meet. |
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Posted: Today 9:58:09 PM EDT
[#5]
Quote HistoryOriginally Posted By eagarminuteman: The whole "college degree required" is outrageous. I've seen listings for 19/hr that require a college degree. My oldest two boys dropped out of high school at 15, started working full time as well as rebuilding engines after work for fun, and took and passed their GED at 18. Now at 22 and 20, they own their own tractor trailer engine rebuilding business, and they are working every daylight hour 6 days a week. They are swamped with work. I guess what I am trying to say, is hard work, dedication, and the willingness to get dirty is all it takes. I do not believe a college degree is needed. I have three of them. |
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USA
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Posted: Today 9:59:30 PM EDT
[#6]
People from the 3rd world invading are moving into middle class compared to where they were from while shoving out a shitload of natives.
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Posted: Today 10:02:11 PM EDT
[#7]
Quote HistoryOriginally Posted By lumper: My oldest two boys dropped out of high school at 15, started working full time as well as rebuilding engines after work for fun, and took and passed their GED at 18. Now at 22 and 20, they own their own tractor trailer engine rebuilding business, and they are working every daylight hour 6 days a week. They are swamped with work. I guess what I am trying to say, is hard work, dedication, and the willingness to get dirty is all it takes. I do not believe a college degree is needed. I have three of them. Quote HistoryOriginally Posted By lumper: Originally Posted By eagarminuteman: The whole "college degree required" is outrageous. I've seen listings for 19/hr that require a college degree. My oldest two boys dropped out of high school at 15, started working full time as well as rebuilding engines after work for fun, and took and passed their GED at 18. Now at 22 and 20, they own their own tractor trailer engine rebuilding business, and they are working every daylight hour 6 days a week. They are swamped with work. I guess what I am trying to say, is hard work, dedication, and the willingness to get dirty is all it takes. I do not believe a college degree is needed. I have three of them. That's great. Congrats to you and your sons. |
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Posted: Today 10:13:27 PM EDT
[#8]
Quote HistoryOriginally Posted By lumper: My oldest two boys dropped out of high school at 15, started working full time as well as rebuilding engines after work for fun, and took and passed their GED at 18. Now at 22 and 20, they own their own tractor trailer engine rebuilding business, and they are working every daylight hour 6 days a week. They are swamped with work. I guess what I am trying to say, is hard work, dedication, and the willingness to get dirty is all it takes. I do not believe a college degree is needed. I have three of them. I don’t think so either. Though some fields absolutely should have a degree like law, medicine, and engineering. |
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Posted: Today 10:19:14 PM EDT
[#9]
"You'll own nothing, and you'll be happy." Well, at least the first part came true.
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Posted: Today 10:29:41 PM EDT
[#10]
There is more opportunity now than ever. Hell the median income on Only Fans is 5k/yr. Combine that with Your YouTube income and your podcast sponsorships and you got it fucking made.
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Posted: Today 10:33:37 PM EDT
[#11]
As a person who has "been there".
1) don't give up, fuck D and fuck R...fuck GD also. 2) Add value to yourself a) learn a new skill b) take some classes relative to your job/trade c) plan your next step in the job you have...find a champion/person in-the-know...work with them d) have fun, I've been there and am retiring comfortably real soon. |
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Posted: Today 10:38:19 PM EDT
[#12]
Quote HistoryOriginally Posted By outdoorgb: As a person who has "been there". 1) don't give up, fuck D and fuck R...fuck GD also. 2) Add value to yourself a) learn a new skill b) take some classes relative to your job/trade c) plan your next step in the job you have...find a champion/person in-the-know...work with them d) have fun, I've been there and am retiring comfortably real soon. Wow, just read my post...Good job young boomer... |
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Posted: Today 10:39:04 PM EDT
[#13]
Quote HistoryOriginally Posted By m6z: What's middle class these days, $100k for a family? The prices on everything is too damn high! |
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Posted: Today 10:39:19 PM EDT
[#14]
Quote HistoryOriginally Posted By 556Cliff: That's not bad... You know if I ever went the dating app route it would be a must.  Quote HistoryOriginally Posted By 556Cliff: Originally Posted By JLPettimoreIII: Originally Posted By uncle_big_green: More government interference in the voluntary exchanges of goods and services between individuals (the free market) always results in less economic mobility. found your new Tinder bio, babe.  @SturmgeschutzIII @RTX @RedAngus @CRSSBNS That's not bad... You know if I ever went the dating app route it would be a must. I always thought this was place was mostly a sausage party, and (hopefully) not Tinder. 
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Posted: Today 10:41:58 PM EDT
[#15]
I’m doing my part to make the middle and upper classes possible. I take every opportunity to be low class.
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Posted: Today 10:44:36 PM EDT
[#16]
Quote HistoryOriginally Posted By outdoorgb: Wow, just read my post...Good job young boomer... Quote HistoryOriginally Posted By outdoorgb: Originally Posted By outdoorgb: As a person who has "been there". 1) don't give up, fuck D and fuck R...fuck GD also. 2) Add value to yourself a) learn a new skill b) take some classes relative to your job/trade c) plan your next step in the job you have...find a champion/person in-the-know...work with them d) have fun, I've been there and am retiring comfortably real soon. Wow, just read my post...Good job young boomer... 
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Posted: Today 10:50:01 PM EDT
[#17]
Quote HistoryOriginally Posted By BUCC_Guy: Breaking into the middle class implies this is about the working class. In average areas, this is mathematically at about $24/hour to hit $50k annually. There's pretty much no excuse not to be at $20/hour. It's doable long term if you live cheap. Adding a kid in makes it pretty impossible.  People need to investigate harder but higher paying gigs. Today, I honestly don’t see how $50k is middle class. That’s barely surviving. |
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Posted: Today 11:10:33 PM EDT
[#18]
inflation
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WA, USA
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Posted: Today 11:18:04 PM EDT
[#19]
Quote HistoryOriginally Posted By uncle_big_green: I always thought this was place was mostly a sausage party, and (hopefully) not Tinder. Quote HistoryOriginally Posted By uncle_big_green: Originally Posted By 556Cliff: Originally Posted By JLPettimoreIII: Originally Posted By uncle_big_green: More government interference in the voluntary exchanges of goods and services between individuals (the free market) always results in less economic mobility. found your new Tinder bio, babe. @SturmgeschutzIII @RTX @RedAngus @CRSSBNS That's not bad... You know if I ever went the dating app route it would be a must. I always thought this was place was mostly a sausage party, and (hopefully) not Tinder. Oh this place certainly is. I think there are like 5 women here on the forums. I have no idea about Tinder though, I don't do dating apps. |
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Posted: Today 11:21:45 PM EDT
[#20]
The American middle class are nothing more than slaves now anyway. How may can afford real assets? The middle class has been turned into an illusion of freedom while the people are denied anything of any tangible or spiritual consequence. Freedom is ownership, ownership of your own time and the ability to work for yourself. The middle class have been conditioned to accept their serfdom.
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TN, USA
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Posted: Today 11:23:05 PM EDT
[#21]
Sir this is GD and we bitch about employees getting raises because the shareholders need that money
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AZ, USA
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Posted: Today 11:29:59 PM EDT
[#22]
Quote HistoryOriginally Posted By mo98: The middle class is dead. They drowned in debt trying to keep up the illusion of middle classness. All that's left are the rich and the poors, now to the back of line for the soup kitchen. Quote HistoryOriginally Posted By mo98: Originally Posted By m6z: What's middle class these days, $100k for a family? The prices on everything is too damn high! Now that you mention it, thinking back the middle class started shrinking in the 08 crash. Many mellinials like myself kept our spirits up and dredged through it. Compensated for the suppressed wages working 60/70/80 hrs a week. Had kids, bought a house, rode the modest increase in wages over the years just to taste middle class and have to do it again. In our 40's. Fucking awesome. |
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Posted: 10/18/2024 12:22:47 AM EDT
[#23]
Quote HistoryOriginally Posted By Nicodemus7: Now that you mention it, thinking back the middle class started shrinking in the 08 crash. Many mellinials like myself kept our spirits up and dredged through it. Compensated for the suppressed wages working 60/70/80 hrs a week. Had kids, bought a house, rode the modest increase in wages over the years just to taste middle class and have to do it again. In our 40's. Fucking awesome. Quote HistoryOriginally Posted By Nicodemus7: Originally Posted By mo98: Originally Posted By m6z: What's middle class these days, $100k for a family? The prices on everything is too damn high! Now that you mention it, thinking back the middle class started shrinking in the 08 crash. Many mellinials like myself kept our spirits up and dredged through it. Compensated for the suppressed wages working 60/70/80 hrs a week. Had kids, bought a house, rode the modest increase in wages over the years just to taste middle class and have to do it again. In our 40's. Fucking awesome.
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Posted: 10/18/2024 12:40:48 AM EDT
[Last Edit: mousehunter]
[#24]
Funny, never thought about breaking into middle class - but it is a complete bitch to break out of it.
But really, I always considered middle class mostly a state of mind. I simply always considered myself middle class. I am probably lower class with aspirations of being rich. Don't have to have class to have money. Growing up we did not have money, but we had pride. ---- sure there is no inflation. A few years I purchased a 6k boat. Well, it needed a trailer, and a motor, and well a lot of other work. It was probably 35k over 10 years. It got stolen. I am replacing it. New boat will be fucking 90k. Same design hull, same length, 35 more hp... I wanted a new house 10 years ago. Figured it would be 500k... Well now the budget is 1m higher. Basically the same house. No inflation, none, nope... My old house was bought for 150k, think it would cost 850k now. |
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USA
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Posted: 10/18/2024 12:47:29 AM EDT
[#25]
Quote HistoryOriginally Posted By JLPettimoreIII: hell, i like you. you can come over to my tent and fuck my sister up the ass. long drive from TX so pics of sister: https://www.thesun.co.uk/wp-content/uploads/2022/12/worlds-hottest-speed-skater-jutta-785324389-1.jpg?w=620 Wowee!! I've never Sodomized anyone before, but for your Sister I'll make an Exception!!!  ETA: Please send your Adress and your Sisters name without Delay!!  @JLPettimoreIII |
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Posted: 10/18/2024 12:58:18 AM EDT
[#26]
Quote HistoryOriginally Posted By JLPettimoreIII: bullshit. lazy millennials just need to bootstrap moar harder. I feel sorry for them for how are they supposed to bootstrap when the boomers are hoarding all the bootstraps? |
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AZ, USA
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Posted: 10/18/2024 1:02:03 AM EDT
[Last Edit: fastluck13]
[#27]
The middle class propaganda is so much horseshit.
For one, middle class is a distribution of income deciles. No harder or easier than it has ever been to be +/- x% of the mean. For two, my grandparents had one car. They lived frugally. Cooked their own meals. Didn’t have cell phones. Drank black coffee…at home. No cable. No air conditioning. No internet. The list goes on and on….shit, my childhood was mostly the same. And shit is expensive now because A) motherfuckers demand $20 to make fries. B) because those same motherfuckers pay those prices. Wah! Nobody can afford a home because of all the millions of other people who could afford a home drove the price up. Lots of ways to make it out there. Just pick one. |
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Posted: 10/18/2024 1:04:08 AM EDT
[#28]
I'll live under a tarp before they make me use the E-mail
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