User Panel
User Panel
User Panel
CA, USA
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Posted: 8/26/2024 9:57:14 PM EDT
[#1]
I'm always amazed by the people that will cuck for a corp that would cut a childs throat for half a % on the profit margin
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Posted: 8/26/2024 9:58:40 PM EDT
[#2]
Quote HistoryOriginally Posted By Colt1860: Well hopefully the government will never regulate alcohol and tobacco. snort The regulation isn't what's killing its users. It's the stupidity of the users that's killing themselves. And it's their right to kill themselves. It's that damn Bell Curve thing again. |
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Posted: 8/26/2024 9:58:50 PM EDT
[#3]
Quote HistoryOriginally Posted By Lou_Daks: My subscription service fees total less than $150/mo. and they are all OPTIONAL. Quote HistoryOriginally Posted By Lou_Daks: Originally Posted By TheBootDude: lol yes. Why do you think 100+ years ago we got the Sherman act and the Clayton act? There were a lot less rules back then and it became clear it was problematic. The new thing to enslave the consumer is subscription based services and micro transactions. My subscription service fees total less than $150/mo. and they are all OPTIONAL. Yeah and you are older and you’ll eventually die off. The whole you will own nothing and be happy thing is aimed at the gen z and younger crowd. Heck their are entire neighborhoods being built in my A/O that are for rent only neighborhoods. I really hate renting my home I own outright from the .gov via property tax but I think their is conspiracy to create a permanent rental class out of the younger generations who will never get the opportunity to get fleeced by the property tax man like this old millennial. |
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Posted: 8/26/2024 10:00:03 PM EDT
[#4]
Quote HistoryOriginally Posted By Riply21: I'm always amazed by the people that will cuck for a corp that would cut a childs throat for half a % on the profit margin I don’t give a shit about the corp but I do care about people making up rules to stop others from making $ |
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NC, USA
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Posted: 8/26/2024 10:00:42 PM EDT
[#5]
Originally Posted By BMGisbetter: Discuss I think it's bad for society and bad for anyone but a hedge firm. If they wanna invest buy as many stocks and bonds as they like because you can't live in a stock portfolio. I don't know the answer to this, but my question is, how hard is it to get a construction loan now days? That is what I did on my first home. I also spent every hour, every day for a year after work and on weekends doing everything I could do to keep the costs down. Insulation, plumbing, electrical, etc. I was not great at any of it, but some things like painting and stuffing insulation anyone can do. I hate regulation, but these Hedge Funds have congress in their back pocket and that sucks, but anyone willing to put the effort in can buy or build a house. Most counties in this country allow the owner to plumb, wire, insulate, etc. I wish there were Youtube Videos when I built my first house. |
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Posted: 8/26/2024 10:01:11 PM EDT
[Last Edit: Lou_Daks]
[#6]
Quote HistoryOriginally Posted By TheBootDude: Yeah and you are older and you’ll eventually die off. The whole you will own nothing and be happy thing is aimed at the gen z and younger crowd. Heck their are entire neighborhoods being built in my A/O that are for rent only neighborhoods. I really hate renting my home I own outright from the .gov via property tax but I think their is conspiracy to create a permanent rental class out of the younger generations who will never get the opportunity to get fleeced by the property tax man like this old millennial. Errbody dies, my friend. The key is what you do while you're alive is what matters. Work the problem. Wealth is available to those who are willing to work and sacrifice for it. ETA: Most young people are so glued to their phones that they don't see the riches all around them. How is it that poor-ass people come here from other countries and 1 generation later they are fabulously rich, while younger American borns stay poor for generation after generation? But hey, that Tik Tok video was so cooool! Lemme watch another one. Idjits. |
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Posted: 8/26/2024 10:03:24 PM EDT
[Last Edit: HammerHammer]
[#7]
Quote HistoryOriginally Posted By Imzadi: If we had a free market, sure. But since many municipalities limit construction the market cannot respond. Quote HistoryOriginally Posted By Imzadi: Originally Posted By TontoGoldstein: The market will respond to shortages. If we had a free market, sure. But since many municipalities limit construction the market cannot respond. That’s true. My last house was about 1100 square feet, 1BR, and built in 1965. It was a solid house that was in no way “luxurious” but there was also nothing wrong with it and it was in a good location on about 2 acres. The rent was $800 a month and until recently it would have sold for about $150,000 (it sold last year for about $230,000 thanks to inflation). That’s all I needed at the time and with only one bedroom it actually seemed relatively spacious, plus it could have been remodeled into a 2BR without making it feel too cramped. Under the current building codes, if you ripped that house down you would not be allowed to build an identical one. Zoning regulations have practically eliminated what we like to think of as “starter homes”. A brand new starter home is about $325,000 now if you get an amazing deal in a shitty neighborhood. |
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USA
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Posted: 8/26/2024 10:04:17 PM EDT
[#8]
lol. The duality of arflandia is on full display here.
Arflandia - someone needs to do something about the globohomo agenda that’s destroying western society. We could put legal limits on globalist corporations that are pushing the agenda Arflandia - NOOOOOOOOO! Not like that! |
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CA, USA
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Posted: 8/26/2024 10:04:30 PM EDT
[#9]
Quote HistoryOriginally Posted By USMCknightraider: I don't give a shit about the corp but I do care about people making up rules to stop others from making $ Quote HistoryOriginally Posted By USMCknightraider: Originally Posted By Riply21: I'm always amazed by the people that will cuck for a corp that would cut a childs throat for half a % on the profit margin I don't give a shit about the corp but I do care about people making up rules to stop others from making $ |
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Posted: 8/26/2024 10:04:31 PM EDT
[#10]
Quote HistoryOriginally Posted By Lou_Daks: Yes. By not having car payments, not having expensive vacays, not having dumb-ass "toys", and not doing stupid sh*t with their money. It was tight, and it still is. But they are on their way. Keep in mind they are in an area with higher salaries, but the home prices are higher too. It's all relative. I dont believe you one bit. Either they leaned heavily on parents, or you're straight up lying. |
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TX, USA
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Posted: 8/26/2024 10:04:44 PM EDT
[#11]
Quote HistoryOriginally Posted By thesquidliest: Neglected to mention local ordinances that require minimum one-acre lots for SFHs in my AOR. Peeps don't think zoning do wut it does to price, but it do. Quote HistoryOriginally Posted By thesquidliest: Originally Posted By THOT_Vaccine: Originally Posted By thesquidliest: Originally Posted By THOT_Vaccine: Originally Posted By OregonShooter: Originally Posted By THOT_Vaccine: One guy's definition of a "starter home" is different than the next. Old-ass Sears shacks and WWII tract housing sell for millions in some spots. What's morally reprehensible is the lack of developer interest in building lower cost houses. This is historically the way "The housing problem" has been solved in the United States. It the past, some dude would just buy up 100 acres. Slice it into 1000 Sq ft lots. Throw a million crackerboxes on it and sell them at a 50% markup. I'm not sure why Banks? Developers? Fuck if I know? Where the fuck are the one bedroom crackerbox houses? Townhouses are still being built if the local government allows it. There are minimum Sq foot and set back requirements along with minimum garage size and system development fees that frequently make them not possible to build at a profit or at all. With texas as an example: You can just do it in an unincorporated area and none of that shit applies. Pay the city to bring out water and sewer. Pay the power company to throw up transformers. Build to something vaguely resembling code. Bipity bopity boop. None of that though. It isn't happening, 43560 Sq feet in an acre. Your average medium density crackbox with a one car is 1500. Include space for roads and utilities, call it an even 2000 square feet per lot. Are you telling me it's unfeasible to build a one bedroom, one bath, one car because of $2500 in land costs? Neglected to mention local ordinances that require minimum one-acre lots for SFHs in my AOR. Peeps don't think zoning do wut it does to price, but it do. Who lobbied for that ordinance? Enjoy your homeless problem and your tent cities councilman. You start talking about the problem and everything revolves around the word "can't" for some reason. Most assuredly can but won't and dancing around pointing fingers is the typical bullshit answer. |
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Posted: 8/26/2024 10:05:45 PM EDT
[#12]
I'd be just fine with a limit of ten single family homes per owner. If they want to rent shit they can build apartments.
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TX, USA
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Posted: 8/26/2024 10:05:47 PM EDT
[#13]
Quote HistoryOriginally Posted By Riply21: I'm always amazed by the people that will cuck for a corp that would cut a childs throat for half a % on the profit margin Maybe they're just not economically illiterate and realize that capital controls is a great way to limit development and induce artifical scarcity and higher prices. |
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CA, USA
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Posted: 8/26/2024 10:05:55 PM EDT
[#14]
Quote HistoryOriginally Posted By JAD762: lol. The duality of arflandia is on full display here. Arflandia - someone needs to do something about the globohomo agenda that's destroying western society. We could put legal limits on globalist corporations that are pushing the agenda Arflandia - NOOOOOOOOO! Not like that! |
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AZ, USA
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Posted: 8/26/2024 10:06:47 PM EDT
[#15]
If these hedge funds dump them for underperforming then it’s gonna be Armageddon, these funds own a significant chunk of U.S. housing.
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Posted: 8/26/2024 10:06:47 PM EDT
[#16]
Quote HistoryOriginally Posted By Lou_Daks: Errbody dies, my friend. The key is what you do while you're alive is what matters. Work the problem. Wealth is available to those who are willing to work and sacrifice for it. What you’re not getting is that the ability to do that is quickly fading away. The game is becoming increasingly rigged to prevent people from being able to pull up on their boot straps. In the next 20-30 years generational/familial wealth will play a massive roll in who the haves and have nots are. |
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CA, USA
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Posted: 8/26/2024 10:07:11 PM EDT
[#17]
Quote HistoryOriginally Posted By 1Andy2: Maybe they're just not economically illiterate and realize that capital controls is a great way to limit development and induce artifical scarcity and higher prices. |
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TX, USA
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Posted: 8/26/2024 10:07:49 PM EDT
[#18]
Quote HistoryOriginally Posted By victorgonzales: I'd be just fine with a limit of ten single family homes per owner. If they want to rent shit they can build apartments. Sounds progressive and sciencey. Hopefully Harris picks you for the People's committee to allocate fair and just property ownership limits. |
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Posted: 8/26/2024 10:07:54 PM EDT
[Last Edit: Lou_Daks]
[#19]
Quote HistoryOriginally Posted By BMSMB: I dont believe you one bit. Either they leaned heavily on parents, or you're straight up lying. They both worked their asses off in college and got great jobs. They both have doctorate degrees. They scrimped and saved for 5 years to get a down payment. The newest car is 12 years old. You sound like a multi-generational poor. Good luck to you. |
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Posted: 8/26/2024 10:08:29 PM EDT
[#20]
Quote HistoryOriginally Posted By victorgonzales: I'd be just fine with a limit of ten single family homes per owner. If they want to rent shit they can build apartments. I'd be fine with a limit of 1 gun per owner. See how that works? |
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Posted: 8/26/2024 10:10:09 PM EDT
[#21]
Quote HistoryOriginally Posted By TheBootDude: What you’re not getting is that the ability to do that is quickly fading away. The game is becoming increasingly rigged to prevent people from being able to pull up on their boot straps. In the next 20-30 years generational/familial wealth will play a massive roll in who the haves and have nots are. Horseshit. Wealth is transitory. Always was, always will be. |
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TX, USA
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Posted: 8/26/2024 10:10:21 PM EDT
[#22]
Quote HistoryOriginally Posted By Riply21: We already do that we just pretend we don't We have a law against owning more than X number of houses? |
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Posted: 8/26/2024 10:10:38 PM EDT
[#23]
Quote HistoryOriginally Posted By JAD762: lol. The duality of arflandia is on full display here. Arflandia - someone needs to do something about the globohomo agenda that’s destroying western society. We could put legal limits on globalist corporations that are pushing the agenda Arflandia - NOOOOOOOOO! Not like that! arfcom is the temporarily embarrassed millionaire superstore |
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Posted: 8/26/2024 10:12:17 PM EDT
[#24]
Quote HistoryOriginally Posted By BMSMB: I dont believe you one bit. Either they leaned heavily on parents, or you're straight up lying. I don't think he's lying. The statement stands on its own. All you have to do is save twice the median income for 5 years and you can buy a starter home. I mean shit, he perfectly states what I've been saying. |
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TX, USA
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Posted: 8/26/2024 10:12:33 PM EDT
[#25]
Quote HistoryOriginally Posted By Lou_Daks: I'd be fine with a limit of 1 gun per owner. See how that works? Hell, we could make it really "equitable" and make it illegal for anyone to own more than X acres. Skies the limit on how far we want to take this retarded kindergarten socialist crap. |
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Posted: 8/26/2024 10:12:34 PM EDT
[#26]
Quote HistoryOriginally Posted By Riply21: That's great because you probably have ethics what happens when those aren't a concern to someone That is definitely not ideal but who gets to choose what’s ethical. In this case is it a corp owning 10 houses? That’s a slippery slope into a family should only have 1 house or better yet half a house that you must share with another family. |
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Posted: 8/26/2024 10:12:39 PM EDT
[#27]
Quote HistoryOriginally Posted By cj3waker: I'm 35, bought my first home at 21, and my current home is paid off. I don't think corporations should be able to own any real property. This will never happen but it at least feasible to consider, the rest of my whacko ideas are even farther removed from reality: I also don't think we should recognize corporations as anything other than they are (just some words written on paper) Property tax should be replaced by sales tax. Primary residences should not subject to sales tax. Everyone should have the ability to own their own home without it being subject to taxes, taxing anything on top of that is fair single family residential zoning shouldn't be subject to any permitting or code I guess self insured for losses are a given in this scenario. Slab city is a great example of what you suggest. |
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CA, USA
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Posted: 8/26/2024 10:12:57 PM EDT
[#28]
Quote HistoryOriginally Posted By 1Andy2: We have a law against owning more than X number of houses? |
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Posted: 8/26/2024 10:13:04 PM EDT
[#29]
Quote HistoryOriginally Posted By TheBootDude: What you’re not getting is that the ability to do that is quickly fading away. The game is becoming increasingly rigged to prevent people from being able to pull up on their boot straps. In the next 20-30 years generational/familial wealth will play a massive roll in who the haves and have nots are. I think what you're not getting is that he already got his. |
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Posted: 8/26/2024 10:13:26 PM EDT
[Last Edit: Booray]
[#30]
I'm very pro-capitalist, however I do not think single family homes should be owned by the thousands by investment firms. US based firms owning apartment buildings? I'm fine with that in general but I'm sure there'd be some levels where it would need to be revisited.
I'm also against any non-US company owning any property in the US as well. I'd go so far as to say foreign nationals, not living in the US for more than 50% of the year, shouldn't be able to own houses either. A small LLC or similar owning a hundred rentals that the family manages, I'm fine with that as well. Giant investment firms/banks that get to corner sizable percentages of the country's available houses? Nah, that's not in anyone's best interest. |
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Posted: 8/26/2024 10:13:39 PM EDT
[Last Edit: BMSMB]
[#31]
Quote HistoryOriginally Posted By Lou_Daks: They both worked their asses off in college and got great jobs. They both have doctorate degrees. They scrimped and saved for 5 years to get a down payment. The newest car is 12 years old. You sound like a multi-generational poor. Good luck to you. PHDd, so they work in academia? That early in that career isn't paying that sort of $$.... should have found a better story to cover you helping out... I'm also on my 3rd house 
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Posted: 8/26/2024 10:14:14 PM EDT
[#32]
Quote HistoryOriginally Posted By 1Andy2: Hell, we could make it really "equitable" and make it illegal for anyone to own more than X acres. Skies the limit on how far we want to take this retarded kindergarten socialist crap. I'm OK with that. Anyone owning more than 1/4 acre is a greedy capitalist bastard. Eat the rich! |
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Posted: 8/26/2024 10:14:41 PM EDT
[#33]
Quote HistoryOriginally Posted By Lou_Daks: I owned rentals and was a landlord. Was that wrong, OP? I provided nice places for people to live at prices they were willing to pay. I made some $ at it. It was a win-win. Imo there should be a limit to how many single family homes a corporation can own at a time. Property ownership is the American dream and these companies are absolutely monopolistic at this point. Also don't give me. "free market". No markets are free anymore otherwise it would be affordable to just build a fucking house but the money supply is fucked by the Fed and government and large corpoations and the housing market is fucked too. You want to restore a real free market and give me sound monetary policy then sure we can let anyone do what they want but these giant corporations use the government against us as standard practice. Don't try to guilt trip me if I support fucking them back here and there. |
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TX, USA
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Posted: 8/26/2024 10:14:47 PM EDT
[#34]
Quote HistoryOriginally Posted By Riply21: You think the government plays no role in the economy that its Madrid of laws already on the books had no consequences? I think adding worse on top of bad won't amount to better. |
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CA, USA
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Posted: 8/26/2024 10:15:49 PM EDT
[#35]
Quote HistoryOriginally Posted By USMCknightraider: That is definitely not ideal but who gets to choose what's ethical. In this case is it a corp owning 10 houses? That's a slippery slope into a family should only have 1 house or better yet half a house that you must share with another family. |
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Posted: 8/26/2024 10:16:24 PM EDT
[#36]
Quote HistoryOriginally Posted By GlockZen: Effectively Wall Street was just exploiting the loopholes, where they knew that they could park all the inflated dollars in residential housing because the Fed and the Government would bail them out. By Wall Street, its really funds that represent ultrawealthy Americans across the USA, who have amassed fortunes in the last 20 years, and don't want to lose their money. They also increasingly represent foreign investors, who want invest in America and love real estate. This is happening because overall Americans are poorer, and getting poorer by the day. We may get a window of reprieve here if the real estate market continues to correct, but the Fed will never allow the 60% reset that is needed, everyone who bought housing in the last 5 years should be carrying about 30% negative equity. Because there is no real housing shortage, its been propped up by too many investors, not just wall street, but everyone who make six figures is also running an Airbnb side hustle. In South Florida 30%-40% of the transactions in the last couple of years have been to investors, and that is the same in many communities, like Atlanta, Tampa Bay, Austin,. If we believe in free markets, than we need to let the market crash, and not allow any bailout of investors or homeowners. But I doubt it will be allowed to happen. The simplest change that could be done would be to change code at the national level to list STRs as hotels. |
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Posted: 8/26/2024 10:16:26 PM EDT
[#37]
Quote HistoryOriginally Posted By OregonShooter: [/b] I guess self insured for losses are a given in this scenario. Slab city is a great example of what you suggest. Who would not want to live in Slab City? It's a free-market paradise. |
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TN, USA
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Posted: 8/26/2024 10:16:58 PM EDT
[#38]
Quote HistoryOriginally Posted By Some_Beach: Capitalism is scary Dystopian end stage capitalism certainly is. |
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Posted: 8/26/2024 10:17:15 PM EDT
[Last Edit: Lou_Daks]
[#39]
Quote HistoryOriginally Posted By BMSMB: PHDd, so they work in academia? That early in that career isn't paying that sort of $$.... should have found a better story to cover you helping out... I'm also on my 3rd house No. Neither works in academia. One is in health care, the other is in GIS/remote sensing. |
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Posted: 8/26/2024 10:18:15 PM EDT
[#40]
Quote HistoryOriginally Posted By Colt1860: Say what you want about China, they figured out a long time ago that having billions of dirt poor peasants makes for a great economy, at least for the few that are on top. And we're trying like hell to get there too. Quote HistoryOriginally Posted By Colt1860: Say what you want about China, they figured out a long time ago that having billions of dirt poor peasants makes for a great economy, at least for the few that are on top. And we're trying like hell to get there too.  I don't disagree....was just posting making more land....
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TX, USA
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Posted: 8/26/2024 10:18:48 PM EDT
[#41]
Quote HistoryOriginally Posted By Citadel-SC: Dystopian end stage capitalism certainly is. Damn straight. Occupy wallstreet! |
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Posted: 8/26/2024 10:20:50 PM EDT
[#42]
Quote HistoryOriginally Posted By TheAmaazingCarl: Except it's NOT a free market. The money being used is in part or in whole stolen from the American people via the fed. If the banker in monopoly is stealing money and using it to buy homes to rent to you, or loaning you the money they stole at interest.... that IS NOT a free market. |
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TN, USA
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Posted: 8/26/2024 10:20:53 PM EDT
[#43]
Quote HistoryOriginally Posted By Riply21: I'm always amazed by the people that will cuck for a corp that would cut a childs throat for half a % on the profit margin Many conservatives here love to prostrate themselves for neoliberal economics and a corporate political system that hates their guts and everything they stand for. It’s perplexing, a knee jerk response based on an outdated model of thinking. |
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Posted: 8/26/2024 10:21:53 PM EDT
[#44]
Quote HistoryOriginally Posted By Scoobysmak: I don't disagree....was just posting making more land.... I know I just couldn't resist throwing in another 2 cents. 19 cents adjusted for inflation, of course. |
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Posted: 8/26/2024 10:22:15 PM EDT
[#45]
Quote HistoryOriginally Posted By THOT_Vaccine: Who lobbied for that ordinance? Enjoy your homeless problem and your tent cities councilman. You start talking about the problem and everything revolves around the word "can't" for some reason. Most assuredly can but won't and dancing around pointing fingers is the typical bullshit answer. As to zoning ordinances and change, everyone is like "we need more affordable housing" right up until the powers that be look at putting those affordable units next to their property. NIMBYISM is very much a thing, especially in libtard enclaves. |
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CA, USA
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Posted: 8/26/2024 10:23:47 PM EDT
[#46]
Quote HistoryOriginally Posted By 1Andy2: Damn straight. Occupy wallstreet! |
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Posted: 8/26/2024 10:26:03 PM EDT
[#47]
Quote HistoryOriginally Posted By m1awolf: Won't matter .gov will pay the rent so illegals can live there,see how that works. Corporations buying up used homes,usually what would be considered starter homes is a big problem and why the younger generations are priced out of home ownership. They are renting these to illegals,sect 8 and others that get rent assistance that guarantees they get their rent every month. I work with a kid that makes $20.00hr busting tires,he and his girlfriend are paying $1700.00 month for a rat hole of a 1 bedroom apt. They are both in their early twenties so no way they are going to be buying a 250k house in this town. That 250k house would have been 125k or less 5 years ago before covid and it's still a fixer upper. The work from home revolution means that anyone that can work from thier laptop can live anywhere they please so local housing prices can quickly diverge from local economic conditions in a place that many people want to live. Montana is a great example of that. With starlink you can make San Francisco tech wages in Bozeman or Townsend. |
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TX, USA
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Posted: 8/26/2024 10:26:35 PM EDT
[#48]
Quote HistoryOriginally Posted By Elijah1: Why would you limit the free markets? There is no free market. Anyone that says that doesn't understand our economic system. It is highly regulated and housing should be controlled in that business shouldn't be able to buy up entire neighborhoods to rent back to us. Unless you are a billionaire, you don't have the kind of money to combat blackrock. And if you think you are set because you already have a house, you are simply short-sighted. Your children or grand children will want to buy a home at some point. And if companies can buy up all the properties, then they get to say, you can line her if you own guns or if you vote a certain way. I'd that what you really want? And Unfettered capitalism is something you would fight against. The whole reason we have unions is because of unfettered capitalism and "free markets" where you were paid in company money that could only be spent at the company store, while you lived in company housing. Don't/didn't like it, your option was to leave everything you had behind and move to another company town. |
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TN, USA
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Posted: 8/26/2024 10:27:16 PM EDT
[#49]
Quote HistoryOriginally Posted By 1Andy2: Damn straight. Occupy wallstreet! Quote HistoryOriginally Posted By 1Andy2: Originally Posted By Citadel-SC: Dystopian end stage capitalism certainly is. Damn straight. Occupy wallstreet! Arguably better than carting the water for international finance funds that have more money, power, and influence than most nation states. |
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Posted: 8/26/2024 10:27:49 PM EDT
[#50]
Quote HistoryOriginally Posted By USMCknightraider: I just sold a 2 bedroom house in Ferguson MO for $60000. To me that seems doable on a pretty low income. Now don’t get me wrong my family won’t be moving there anytime soon. But don’t tell me there is no affordable housing, shit a single wide down the road from me just sold for under $40000 and it comes with an acre of land. I would say that's a pretty good indicator that the market places a very low value on that location. You can build a wooden box to live in anywhere. It's the location that matters. |
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