User Panel
Posted: 5/3/2024 12:31:09 PM EDT
[Last Edit: Rustler]
Hypothetically, you have $200K to invest into something. What would you put it into?
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Strive to carry the handgun you would want anywhere, everywhere; forget that good area bullcrap.
"Wouldn't want to / Nobody volunteer to" get shot by _____ is not indicative of quickly incapacitating. |
Originally Posted By BillofRights: Why do we keep getting these threads? Inheritances? Real estate sales? BC? Something else? Call Fidelity, have it put into their MM fund. From there, you can decide how to invest it further. I said Fidelity for a specific reason. Can we please get a Sticky for this. The repetition is getting tiresome. View Quote So many choices. How do you know which one to use? Attached File |
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I would buy a Cadillac Escolade and a few whores. Pimp them out.
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Depends on risk and time, but a mix of very stable treasury bills and something tied to the S&P 500, probably.
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Put it all into GRT crypto. Then come back in three months and ask us how to invest 400k
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Interviewer: Well, can you... blow up the world?
Tick: Egad. I hope not. That's where I keep all my stuff. |
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Open a short term CD.
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Pay off house, buy stuff that won't lose value. Not fucking with the stock market.
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I bought a house.
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Originally Posted By Rustler: So many choices. How do you know which one to use? https://www.ar15.com/media/mediaFiles/167167/2024-05-03_12_53_32-Fidelity_Funds___Mut-3204530.JPG View Quote Just opening a Fidelity brokerage account and depositing the money into it will result in it going by default into the SPAXX money market account that's currently paying 4.96% 7 day yield (last year 5.05% for the year). So a significant improvement over your current rate with really no effort or cost. Based on your other comment, you're seeking growth. Personally I would put 40% in VOO, 40% in QQQ, and either leave the remainder in SPAXX to serve as a cash reserve for either unexpected expenses or as dry powder to buy a dip in VOO or QQQ, or do that with 15% and buy Bitcoin with the remaining 5%. I'm not a financial advisor for anyone but myself and the above may be terrible advise, but it's what I would do. |
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I’d buy a condo somewhere that I would want to vacation and have property management rent it out so it pays itself off and then go enjoy it. You’re taking depreciation expense as long as it’s rented, and the rent should pay it off.
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Originally Posted By Rustler: Hypothetically, you have $200K to invest into something. What would you put it into? View Quote What are my hypothetical goals, risk tolerance, and time horizon? What do the rest of my finances and investments look like? |
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Originally Posted By Rustler: I threw it out there seeing if I can prompt any ideas. Ideally, I'd like to invest it into something that would start making money for me so I can stop working for anyone else. Open an RV park or something like that. But we can't really do anything until our daughter is out of school. It's sitting in a 2.5% money market losing money. We have a bit left on our mortgage, but the rates are at 3% so I'd rather at least put it in a 5% money market or something for the time being instead of just losing money in the account it's in now. I'll probably be putting at least 10kk / month into it for the coming years. When daughter graduates and out of the house, I want to start working for myself. View Quote View All Quotes View All Quotes Originally Posted By Rustler: Originally Posted By Kuraki: What I would do and what I might recommend someone else do are two completely different things. What should I do with a case of 5.56? Do I have any loaded mags? Am I currently IN a firefight? Do I own a 5.56 rifle? What's your goal? When will you need it? How risk averse are you? Is this complimentary to other investments/savings? How liquid does it need to be? I threw it out there seeing if I can prompt any ideas. Ideally, I'd like to invest it into something that would start making money for me so I can stop working for anyone else. Open an RV park or something like that. But we can't really do anything until our daughter is out of school. It's sitting in a 2.5% money market losing money. We have a bit left on our mortgage, but the rates are at 3% so I'd rather at least put it in a 5% money market or something for the time being instead of just losing money in the account it's in now. I'll probably be putting at least 10kk / month into it for the coming years. When daughter graduates and out of the house, I want to start working for myself. You're gonna need to add another zero to that. |
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Originally Posted By Rustler: Hypothetically, you have $200K to invest into something. What would you put it into? View Quote Real estate or ammo. |
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YOU BETTER BE PREPARING FOR THE UPCOMGIN FIANANCIAL PROLAPSE!
LEAD AND BRASS AND GOLD AND SILVER. BETTER START STOCKING UP FROM 4 PATRIOT!! |
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Take it easy and if it's easy take it twice
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Send it to me. I'm a full-credentialed money manager. Fully insured. No risk. Huge returns! You can trust me.
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Is this your life cash savings ( besides investments) or play money?
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Put a down payment on a '59 Les Paul.
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MGs are NOT gonna lose value.
I'd buy 2 M16s and the rest in Vanguard Info Tech Fund - if it's long term, like 20 years. |
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Depends what stage of life you are in. I’m retired and have plenty of income and am safely invested in the market. Just trying to maintain my wealth and grow a little and pay myself.
I do have about $250k in roll-over CDs, about $50k in each just in case I ever need some immediate cash. Rates are pretty good right now. If I was much younger I would be more aggressive and keep it in the stock market. We all have different needs so I am doing pretty well just treading the water. |
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Originally Posted By Rustler: It's money set aside to invest. View Quote View All Quotes View All Quotes Originally Posted By Rustler: Originally Posted By car_wash_guy: Is this your life cash savings ( besides investments) or play money? It's money set aside to invest. If you don’t need it for 10 years then low fee sp500 fund. Investing is a long term thing. 5-10-30 year thing. Max out other tax deferred options first. Then taxable. If you think long term it’s not hard. The only hard part is what’s most tax efficient, long term. |
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60% of it into FXAIX then let the rest sit in a money market and earn 5% while I look for preferred stocks or tasty dividend aristocrats that will justify the risk by giving returns in the high single digits.
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"... the character of a man is made in the small moments and manifested in the great ones." -- Para
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House, real estate, stock market, gold, ammo, machine guns. Take your pick
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Little info on the goals would be nice there bud otherwise figure hookers, blow and bail money.
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Originally Posted By Rustler: It's money set aside to invest. View Quote View All Quotes View All Quotes Originally Posted By Rustler: Originally Posted By car_wash_guy: Is this your life cash savings ( besides investments) or play money? It's money set aside to invest. @Rustler We are not trying to pry, but we need way more information. 1) Your age and at what age you would like to retire.<—This will change how aggressive you want to be with your money. 2) How much do you have invested in a tax-advantaged retirement accounts ie. 401k/403b, Roth IRA, etc.? 3) How much do you have invested in retail accounts already? This is non-retirement accounts. 4) If your goal is not to use the money when you retire, but rather to buy/start a business in a few years (which you mentioned), you will be much less aggressive with your investments. Vanguard and others are yielding ~ 5% right now in their Money Market accounts. This is about as safe as you can get while keeping the money very liquid. It’s not keeping up with inflation, but you will have to accept more risk if you want a better yield. https://investor.vanguard.com/investment-products/mutual-funds/profile/vmfxx#overview |
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"If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, give it Narcan." ~ AverageJoe365
“Imagine if the Great Depression and Mad Max had a baby.” ~ KingRat |
Originally Posted By Rustler: So many choices. How do you know which one to use? https://www.ar15.com/media/mediaFiles/167167/2024-05-03_12_53_32-Fidelity_Funds___Mut-3204530.JPG View Quote View All Quotes View All Quotes Originally Posted By Rustler: Originally Posted By BillofRights: Why do we keep getting these threads? Inheritances? Real estate sales? BC? Something else? Call Fidelity, have it put into their MM fund. From there, you can decide how to invest it further. I said Fidelity for a specific reason. Can we please get a Sticky for this. The repetition is getting tiresome. So many choices. How do you know which one to use? https://www.ar15.com/media/mediaFiles/167167/2024-05-03_12_53_32-Fidelity_Funds___Mut-3204530.JPG SPAXX is I believe, their default. Regardless, it seems safe enough, and more importantly, You buy stocks directly out of it, and your sales proceeds and dividends go directly back into it. No hassle. You just earn 4.95 or whatever the going rate is. Schwab doesn’t do it that way. You have to buy and sell the MM and it’s a royal PITA. Whether or not you want to buy VOO or whatever, the money is There, ready to go, if we ever get the long awaited correction. You can even put in orders at say -20% that will just sit there good until cancelled if the market doesn’t drop. - I just noticed, one of my other accounts uses FDRXX. I’m not sure if one is better than the other, but the important thing is to get yourself earning the extra 2.25% interest right away. Every day you don’t, is just pissing money away. -fidelity should give me a bonus, but they don’t. If you ask for it, they may be willing to throw you $2-300 as an incentive. Make the phone call, they are easy to work with. They deal with new investors everyday. |
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GD- "It's kind of like wading through through slimy lake bed with your feet to find clams below the surface".
- gtfoxy |
you might die tomorrow.
whores. |
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Endeavor to Persevere
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dirt
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A couple of jumbo CD's if the interest was right.
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'' THE STRONGEST REASON FOR PEOPLE TO RETAIN THE RIGHT TO KEEP AND BEAR ARMS IS,AS A LAST RESORT,TO PROTECT THEMSELVES AGAINST TYRANNY IN GOVERNMENT.'' THOMAS JEFFERSON
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I never really get it when people say "whats your goal?" The goal is to make more money.
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Originally Posted By Element94: I never really get it when people say "whats your goal?" The goal is to make more money. View Quote Time and risk tolerance. If you gave me 200k today it’s going to my brokerage, because I don’t intend to use that money for 10-20 years. The money I will use in a few years has been in the market for 30 years. This is what folks don’t get about investing. It’s a long game. |
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Betting against the US dollar and our looming default. It’s coming, not if but when.
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Hard cash lender.
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https://www.ar15.com/forums/ar-15/Nice-lowers-and-help-out-a-good-organization-/4-776074/
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I'd pay off my child support.
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First thing is get it into something like “My Banking Direct” and at least earn 5.5% APY until you figure out something better.
After that, consider an aggressive S&P500 fund if you have the time and risk tolerance to let it ride. |
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I will fear no evil: for thou art with me; thy Glock and thy AR15, they comfort me.
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South African 7.62x51 battle packs ....in 2001.
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Originally Posted By Citadel: multiple S&P500 funds - rebalance them once a year View Quote View All Quotes View All Quotes Originally Posted By Citadel: Originally Posted By eagarminuteman: S&P 500 index fund of some sort multiple S&P500 funds - rebalance them once a year Just wondering why you would invest in multiple funds that track the same index and why you would need to rebalance them? |
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Half in high dividend paying ETFs/stocks and half in growth ETFs/stocks.
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Originally Posted By Antisocial1: Just wondering why you would invest in multiple funds that track the same index and why you would need to rebalance them? View Quote View All Quotes View All Quotes Originally Posted By Antisocial1: Originally Posted By Citadel: Originally Posted By eagarminuteman: S&P 500 index fund of some sort multiple S&P500 funds - rebalance them once a year Just wondering why you would invest in multiple funds that track the same index and why you would need to rebalance them? Thought the same and chuckled |
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Proud Member of Team Ranstad
"Hillary's corruption is corrosive to the soul of our nation." Donald J. Trump, 10/29/2016 |
Land.
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If I had nothing else invested (401k, IRA etc...), then I'd open a ROTH IRA and invest $175k in a Vanguard S&P 500 mutual fund.
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How I would invest it has absolutely no bearing on how you should invest it. |
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Those who ignore history are doomed to repeat it.. |
Something new with a 392
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Originally Posted By ARandomClaymore: That's 3+ change in BTC. Locked in just before the bullrun. Likely to become a solid 6-digit return in 12-15 months. View Quote This, $150K by May 26, 2025 per my prediction: Attached File |
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MSOS
TSLA INTC |
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Pay whores to build me a stable on some dirt. Also index fund.
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If you don't have any, buy dirt, buy it now while you still can and it's roughly affordable.
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Platinum status courtesy of Rudukai13, thanks brother! Buaidh No Bas!
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