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Posted: 12/14/2021 7:32:46 PM EDT
[#1]
who racks up 400G's in debt on anything with no job prospects..
 
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Posted: 12/14/2021 7:33:18 PM EDT
[#2]
I thought professional students made more money and never had to work. I guess she'll have to get another degree.
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Posted: 12/14/2021 7:33:22 PM EDT
[#3]
Lucky for the person in the story......
I hear they are opening a huge Feminist Dance Therapy Factory right down the road from her. 
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Posted: 12/14/2021 7:33:41 PM EDT
[#4]
Assuming liberals arts.
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Posted: 12/14/2021 7:33:53 PM EDT
[#5]
Quote HistoryQuoted: OBJECTION! Assumes facts not in evidence!  Quote HistoryQuoted: Quoted: from two master’s degrees. What should I do? Yeah lady, your partner is smart - but not smart enough to not reproduce with you  OBJECTION! Assumes facts not in evidence! smart enough to not marry someone with about 400K, but dumb enough to be a cuck... I'll allow it, it's plausible in h0nkler's world after all 
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Posted: 12/14/2021 7:33:56 PM EDT
[#6]
Quote HistoryQuoted: You would subtract the job from both sides, not divide... And masters degrees are free in STEM fields, either because you're working as a TA and doing school full time or because your employer is paying for you to get it part-time. You have to really suck ass to need to pay for a STEM masters. Or go teach at a Title 1 school in the ghetto for 5 years continuously (you can't take a year off for your first kid or switch to a good school then come back to do a fifth year, etc), then the feds forgive your student loans. Kharn Quote HistoryQuoted: Quoted: Quoted: I wonder what those two Masters degrees are in? From my comment in the other thread. bachelor degree+ Xmasters degree + Ymasters degree + job = 380K Divide both sides by job solve for X & Y and Someone with XY chromosomes wouldn't obtain those degrees and therefore have jobs. The science is settled. You would subtract the job from both sides, not divide... And masters degrees are free in STEM fields, either because you're working as a TA and doing school full time or because your employer is paying for you to get it part-time. You have to really suck ass to need to pay for a STEM masters. Or go teach at a Title 1 school in the ghetto for 5 years continuously (you can't take a year off for your first kid or switch to a good school then come back to do a fifth year, etc), then the feds forgive your student loans. Kharn Thats the joke. The job is a zero so it doesn't matter. |
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Posted: 12/14/2021 7:35:36 PM EDT
[#7]
Quote HistoryQuoted: I’ve ejected twice after GF’s disclosed that they had similar student loan debt. If you’re going to rack up that much debt for a degree, it should not be for something stupid like Social Work or Art History. @HammerHammer monica 
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Posted: 12/14/2021 7:35:56 PM EDT
[#8]
Quote HistoryQuoted: It is when you have $385k debt and no real job. Quote HistoryQuoted: Quoted: I mean, $385k mortgage ain't much Right It’s all relative |
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Posted: 12/14/2021 7:38:30 PM EDT
[#9]
Quote HistoryQuoted: I wonder what those two Masters degrees are in? i'm gonna go out on a limb and say they are not in acct or finc |
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Posted: 12/14/2021 7:38:31 PM EDT
[#10]
I hear porn pays pretty well if you are decent looking.
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Posted: 12/14/2021 7:40:02 PM EDT
[#11]
It would be interesting if we could get them to go after the fact that College is so expensive...
But it's the same people that can't compete thought that doesn't lead to communism. |
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Posted: 12/14/2021 7:41:25 PM EDT
[#12]
Quote HistoryQuoted: Whats the monthly on a 380k school loan? these days, the monthly payment is mostly income based so when youre broke and earning shit you pay very little. do that for about 20 years and the debt is forgiven. yes its govts way of getting people to avoid striving for upward mobility |
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Posted: 12/14/2021 7:42:41 PM EDT
[#13]
Quote HistoryQuoted: Partner should eject. Baristas are sluts. Kharn BINGO.. |
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Posted: 12/14/2021 7:42:43 PM EDT
[#14]
So...do you actually have to be in school to take out a "student" loan? I know my cousin used a lot for living expenses so it's not just for tuition.
Reading these stories it seems like they give out money like candy with no collateral. If only I could have taken out a $500k loan in 2009, put it into the S&P 500, and I'd be sitting good right now. 
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Posted: 12/14/2021 7:43:01 PM EDT
[#15]
Quote HistoryQuoted: Wife's coworker might have to get a second job at Bed Bath and Beyond to cover this  https://www.youtube.com/watch?v=ey4QyEYlYAIIt gets better. She makes over $200k a year, husband is half that. Both are medical pros. He’s constantly blowing cash by swapping cars, changing houses, etc. they live by the “Buy high, sell low” philosophy. |
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Posted: 12/14/2021 7:43:09 PM EDT
[#16]
Quote HistoryQuoted: My BIL had about 400K in loans... He made just shy of a million bucks his first year out and paid them off in about 18 months or so. @ModernDayIsraelite what line of work is your BIL in? |
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Posted: 12/14/2021 7:44:08 PM EDT
[#17]
Maybe she should have became a stay at home mom out of high school and skipped 8 years of college and $400k in debt. Stay at home mom with extra steps and 100x more debt,
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Posted: 12/14/2021 7:44:16 PM EDT
[#18]
I never even had student loans. Scholarships for the first year, my parents helped out with year two, and I worked and paid my way for the rest.
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Posted: 12/14/2021 7:44:29 PM EDT
[#19]
lol 35, 2 kids and half a million in debt. NO ONE SHOULD GIVE YOU THE TIME OF DAY LADY.
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Posted: 12/14/2021 7:44:33 PM EDT
[#20]
Quote HistoryQuoted: who racks up 400G's in debt on anything with no job prospects.. An idiot. |
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Posted: 12/14/2021 7:44:33 PM EDT
[#21]
I'm going to guess this wasn't original subjects only poor life decision.
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Posted: 12/14/2021 7:44:40 PM EDT
[#22]
Quote HistoryQuoted: Whats the monthly on a 380k school loan? at 10yrs que to damm high |
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Posted: 12/14/2021 7:44:47 PM EDT
[#23]
 Strangers Rank Their Intelligence | IQ vs First Impressions |
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Posted: 12/14/2021 7:45:46 PM EDT
[#24]
I will admit, we ran up the students loans about 12 years back up to $260k. Wife went back to school for her Masters in CRNA. Paid them all off in under 3 years.
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Posted: 12/14/2021 7:47:16 PM EDT
[#25]
Quoted: from two master’s degrees. What should I do? Question: “I’m 35 years old, I have one kid and another on the way. My partner is afraid to marry me because of my debt, and I don’t have a steady income. I have two masters degrees, and I owe $380K in student loans. I’m on the income program already and am worried about what happens when payments resume in January. I can’t afford to have the loans forgiven, because I think it’s a taxable event. Is there anything I can do to protect my family and lessen the blow for me?” Yeah lady, your partner is smart - but not smart enough to not reproduce with you Hold on here do we know the kids are the partners or does she have other baby Daddy's. |
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Posted: 12/14/2021 7:47:17 PM EDT
[#26]
Quote HistoryQuoted: Sounds like she put the cart in front of the horse. Don’t pop out a couple of kids before you have a steady job and spouse. Dumb bitch got it all backwards. In her defense: Having kids might only be possible at a certain age, meaning if she didn't have them then, that chance might have never come up again. It's a once in a lifetime thing. It's not like buying a car. It may seem that you can just delay but it's not a car purchase, often it just doesn't work that way. Usually in life you get one shot at something important, like kids or marriage. You think you can come back to something and do it and the stars never precisely align again. this doesn't nullify her idiotic financial decision-making, I get that. But the ones who got 'their ducks in a row' are the 40-something with nice income, little or no debt and no kids. |
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Posted: 12/14/2021 7:47:51 PM EDT
[#27]
Quoted: and I don’t have a steady income. I have two masters degrees, and I owe $380K in student loans. I can’t afford to have the loans forgiven, because I think it’s a taxable event. Revoke that person's citizenship and deport them. |
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Posted: 12/14/2021 7:48:33 PM EDT
[#28]
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Posted: 12/14/2021 7:49:16 PM EDT
[#29]
Quote HistoryQuoted: My BIL had about 400K in loans... He made just shy of a million bucks his first year out and paid them off in about 18 months or so. 8nBAIT |
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Posted: 12/14/2021 7:50:23 PM EDT
[#30]
That is a failure of a human....2 masters
I have one and only like 25k to pay back....fuggin 350k?
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Posted: 12/14/2021 7:50:32 PM EDT
[#31]
Why would a woman marry someone who has thoroughly proved his lack of good judgment?
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Posted: 12/14/2021 7:50:33 PM EDT
[#32]
Quote HistoryQuoted: @ModernDayIsraelite what line of work is your BIL in? Retinologist or however you spell it. His first place he went he found he had a talent to see a lot of patients quickly and efficiently so his production was off the charts. He has since moved on and they begged him to stay. |
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Posted: 12/14/2021 7:51:39 PM EDT
[#33]
Quote HistoryQuoted: Hold on here do we know the kids are the partners or does she have other baby Daddy's. Come on mang! You know it is a babby baddy that doesn't pay a bit of support. |
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Posted: 12/14/2021 7:51:41 PM EDT
[#34]
I dated a woman until I found out she had close to $250k in student debt. She was making $35k. I saw no future in us so I quit dating her. That guy should have done that a long time ago.
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Posted: 12/14/2021 7:52:12 PM EDT
[#35]
Quote HistoryQuoted: In her defense: Having kids might only be possible at a certain age, meaning if she didn't have them then, that chance might have never come up again. It's a once in a lifetime thing. It's not like buying a car. It may seem that you can just delay but it's not a car purchase, often it just doesn't work that way. Usually in life you get one shot at something important, like kids or marriage. You think you can come back to something and do it and the stars never precisely align again. this doesn't nullify her idiotic financial decision-making, I get that. But the ones who got 'their ducks in a row' are the 40-something with nice income, little or no debt and no kids. Quote HistoryQuoted: Quoted: Sounds like she put the cart in front of the horse. Don’t pop out a couple of kids before you have a steady job and spouse. Dumb bitch got it all backwards. In her defense: Having kids might only be possible at a certain age, meaning if she didn't have them then, that chance might have never come up again. It's a once in a lifetime thing. It's not like buying a car. It may seem that you can just delay but it's not a car purchase, often it just doesn't work that way. Usually in life you get one shot at something important, like kids or marriage. You think you can come back to something and do it and the stars never precisely align again. this doesn't nullify her idiotic financial decision-making, I get that. But the ones who got 'their ducks in a row' are the 40-something with nice income, little or no debt and no kids. Iv got a thread about it, most women want to be mothers at some point, most mothers want to be stay at home moms once the kid pops out.. It’s prob better be honest about it and better off finding a good husband with good job and skip college and the debt that goes with it, getting a career job they will dump when first kid comes along, or be forced to keep working due to all their debt while the cry about not being able to spend more time with their kids. |
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Posted: 12/14/2021 7:52:15 PM EDT
[#36]
Quote HistoryQuoted: I hear they are opening a huge Feminist Dance Therapy Factory right down the road from her.
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Posted: 12/14/2021 7:52:19 PM EDT
[#37]
Quote HistoryQuoted: I hear porn pays pretty well if you are decent looking. OnlyFans might be her ticket Prego fetish |
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Posted: 12/14/2021 7:52:32 PM EDT
[#38]
Probably degrees in women's studies and French literature.
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Posted: 12/14/2021 7:53:03 PM EDT
[#39]
Quote HistoryQuoted: We just did this one |
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Posted: 12/14/2021 7:55:30 PM EDT
[#40]
Quote HistoryQuoted: In her defense: Having kids might only be possible at a certain age, meaning if she didn't have them then, that chance might have never come up again. It's a once in a lifetime thing. It's not like buying a car. It may seem that you can just delay but it's not a car purchase, often it just doesn't work that way. Usually in life you get one shot at something important, like kids or marriage. You think you can come back to something and do it and the stars never precisely align again. this doesn't nullify her idiotic financial decision-making, I get that. But the ones who got 'their ducks in a row' are the 40-something with nice income, little or no debt and no kids. |
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Posted: 12/14/2021 7:56:54 PM EDT
[#41]
There is no way in hell I would get involved with someone carrying that kinda debt. No one that I could ever cohabitate with would get themselves into that kind of situation. F that.
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Posted: 12/14/2021 7:57:07 PM EDT
[#42]
Quote HistoryQuoted: So...do you actually have to be in school to take out a "student" loan? I know my cousin used a lot for living expenses so it's not just for tuition. Reading these stories it seems like they give out money like candy with no collateral. If only I could have taken out a $500k loan in 2009, put it into the S&P 500, and I'd be sitting good right now. yes you have to be a "student" enrolled someplace, but also yes the loans are offered for well beyond the cost of tuition. the amounts have gotten higher but this also happened back in the 80s. i knew folks back then who borrowed the max and lived quite well for being unemployed students. |
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Posted: 12/14/2021 8:00:58 PM EDT
[#43]
Quote HistoryQuoted: Iv got a thread about it, most women want to be mothers at some point, most mothers want to be stay at home moms once the kid pops out.. It’s prob better be honest about it and better off finding a good husband with good job and skip college and the debt that goes with it, getting a career job they will dump when first kid comes along, or be forced to keep working due to all their debt while the cry about not being able to spend more time with their kids. Quote HistoryQuoted: Quoted: Quoted: Sounds like she put the cart in front of the horse. Don’t pop out a couple of kids before you have a steady job and spouse. Dumb bitch got it all backwards. In her defense: Having kids might only be possible at a certain age, meaning if she didn't have them then, that chance might have never come up again. It's a once in a lifetime thing. It's not like buying a car. It may seem that you can just delay but it's not a car purchase, often it just doesn't work that way. Usually in life you get one shot at something important, like kids or marriage. You think you can come back to something and do it and the stars never precisely align again. this doesn't nullify her idiotic financial decision-making, I get that. But the ones who got 'their ducks in a row' are the 40-something with nice income, little or no debt and no kids. Iv got a thread about it, most women want to be mothers at some point, most mothers want to be stay at home moms once the kid pops out.. It’s prob better be honest about it and better off finding a good husband with good job and skip college and the debt that goes with it, getting a career job they will dump when first kid comes along, or be forced to keep working due to all their debt while the cry about not being able to spend more time with their kids. My wife is stay at home, 2 kids, homeschool. We each have a masters. I had student loan debt, long ago paid off. She never had any. |
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Posted: 12/14/2021 8:01:45 PM EDT
[#44]
Quote HistoryQuoted: Well unless you’re a doctor in which case I could see that number being legit. My wife got very lucky in medical school and came out with minimal debt and we are planning to retire in the next 24 months completely at age 52. Her coworker in residency on the other hand still has close to $300,000 in medical school debt after 20 yrs as an MD and she’s something like 54 or 55 right now and basically said she’s going to have to work until she’s in her 70s just to pay her loans off. Of course she also has to drive a Lexus because of her image and she has to buy an expensive house in the historic district because of her image so there are certain life choices that played into that. I talked to an er doctor who lived in a flop house until he met his wife. He was making like 200ish k a year and lived with his bachelor buddies for cheap and paid off his loans quickly. Said he still lives modest. |
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Posted: 12/14/2021 8:03:42 PM EDT
[#45]
I think the whole higher learning institutions need scrapped. My wife with limited college education is about to pull lower 6 figures her first full year in business with probably less then 10k in costs. Doesn't even have to leave the house. 30 years in medical billing and certified coder if you want to know
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Posted: 12/14/2021 8:03:51 PM EDT
[#46]
Quote HistoryQuoted: Just default the loan. If they are that old and they have their ducks in a row the loans won’t affect them at all. Are they buying a house or other big purchase that late in life? And defaulted student loans don’t hurt your credit score that bad. They would be fine. On the other hand, do they still allow their daughter to come around? After the fucking she gave them, she should be out of the family. Quote HistoryQuoted: Quoted: Wife’s coworkers husband has co-signed on $500k of student loans for his daughter that she refuses to pay. They are in the mid-60’s and will never be able to retire. Just default the loan. If they are that old and they have their ducks in a row the loans won’t affect them at all. Are they buying a house or other big purchase that late in life? And defaulted student loans don’t hurt your credit score that bad. They would be fine. On the other hand, do they still allow their daughter to come around? After the fucking she gave them, she should be out of the family. I screwed up several years ago when I thought my loans were in deferment. 140 point drop.  I paid a bit more attention after that.
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Posted: 12/14/2021 8:04:48 PM EDT
[#47]
Quote HistoryQuoted: Read the article. I like how it's all about potential ways to get out of having to pay part or all of the debt. Nothing in there about "work hard, work more than one job, work toward getting a better job, and pay it off." With interest accruing, even living like a pauper that money is never going to be repayable. The fact that our government allows 18 year olds to take out a 100k plus loan that cant be taken care of in bankrupcy is criminal imo, and the institutions of "higher learning" that are telling these kids that they will be able to get a decent job and pay this back should be the ones footing the bill if there is a default. The government drove up the price of higher education by backing these loans, and is as resposible as anyone for the way this has turned out. |
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Posted: 12/14/2021 8:05:13 PM EDT
[#48]
back in my day a student loan was a loan and expected to be paid back based on the excellent job you would get with that fancy degree..
guess times have changed. |
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Posted: 12/14/2021 8:08:35 PM EDT
[#49]
Quote HistoryQuoted: Sounds like she put the cart in front of the horse. Don’t pop out a couple of kids before you have a steady job and spouse. Dumb bitch got it all backwards. Women that have to work to satisfy familial financial obligations shouldn't be breeding. |
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Posted: 12/14/2021 8:10:05 PM EDT
[#50]
Quote HistoryQuoted: Wife’s coworkers husband has co-signed on $500k of student loans for his daughter that she refuses to pay. They are in the mid-60’s and will never be able to retire. I worked with a guy, his parents paid for his BS degree, but he wanted an apartment not live at home so he took out student loans. Then he wanted to go to law school and his parents refused to co sign the loans. He was all butt hurt over that. The guy worked as an oil changer at the company I worked for. I met a guy that wanted to go to medical school, he had paid for his under graduate degree. He was married and had one kid. He went in the service going in as a second Lieutenant. The government paid for medical school and then he had to serve 5 years in as a Captain. He got paid to go to medical school. If you want something there is a way to get it without loans. |
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