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Posted: 9/25/2019 3:37:33 PM EST
[#1]
Quote HistoryQuoted: I'm nervous about the next one. We will prevail in the traditional battlefield but I believe the battlefield will be extended to our home front in the next war to include our computer systems. Banks, utility grids, etc etc Soft targets that can be attacked from a world away and take down a lot of what we are fighting for. |
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Posted: 9/27/2019 6:13:37 AM EST
[#2]
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How dare you question the strength of our diversity  Quote HistoryQuoted:
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Blame Trump for lowered interest rates and cheap money. Study Japan and the Japanese reaction. It's one reason why the Japanese have bought a lot of home safes and gold. We are just 10-20 years behind them....there are a tremendous amount a parallels to be drawn Do our differences matter? Immigration. Culture of accepting wide amounts of diversity including destructive behavior. Others? |
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Posted: 9/27/2019 9:31:46 AM EST
[#3]
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It better be income producing (rent, farm, water rights or huge tax writeoff). Otherwise it's a drain on your financial capital. Quote HistoryQuoted:
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For a dumb person who wants to buy some land, what's the consensus? |
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Posted: 9/28/2019 2:13:16 AM EST
[#4]
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You sir, understand the "Lemons and Lemonade" axiom.... CMOS  Quote HistoryQuoted:
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This is good for me. Since wife decided to divorce me and is leaving, I need to refinance my house in my name to remove her. A lower interest rate on a conventional loan will be beneficial to me in the long run. CMOS 
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Posted: 10/13/2019 3:12:19 PM EST
[#5]
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Posted: 10/13/2019 3:17:01 PM EST
[#6]
I gotta' buy another house.
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Posted: 10/13/2019 3:26:49 PM EST
[#7]
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I gotta' buy another house. |
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Posted: 10/13/2019 3:41:13 PM EST
[#8]
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Concur. When the bubbles burst, sh*t will be cheap for those with liquidity. It's an opportunity to build generational wealth. Quote HistoryQuoted:
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I gotta' buy another house. If inflations gets out of control then demand drops. The fed is doing this to keep inflation in check in trumps record setting economy. That’s also the problem with keeping cash, it’s worth less every day. Another reason market is so hot...no other place to beat inflation |
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Posted: 10/13/2019 3:44:23 PM EST
[#9]
Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan.
Loving the soon to be disgustingly low monthly mortgage payment. |
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Posted: 10/13/2019 3:52:31 PM EST
[#10]
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Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan. Loving the soon to be disgustingly low monthly mortgage payment. |
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Posted: 10/13/2019 4:04:02 PM EST
[#11]
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I'm hoping I can pull a 2.875 15 year. Just submitting the application now. Quote HistoryQuoted:
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Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan. Loving the soon to be disgustingly low monthly mortgage payment. I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. |
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Posted: 10/13/2019 4:08:18 PM EST
[#12]
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Through VA? I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. Quote HistoryQuoted:
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Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan. Loving the soon to be disgustingly low monthly mortgage payment. I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. |
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Posted: 10/13/2019 4:32:01 PM EST
[#13]
Quote HistoryQuoted:
Through VA? I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. Quote HistoryQuoted:
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Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan. Loving the soon to be disgustingly low monthly mortgage payment. I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. I don't see rates getting lower than they are now, but who knows. |
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Posted: 10/13/2019 4:33:09 PM EST
[#14]
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VA, yes. I don't see rates getting lower than they are now, but who knows. Quote HistoryQuoted:
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Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan. Loving the soon to be disgustingly low monthly mortgage payment. I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. I don't see rates getting lower than they are now, but who knows. "Hold my beer and watch this" 
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Posted: 10/13/2019 4:38:07 PM EST
[#15]
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Fed Reserve: "Hold my beer and watch this" Quote HistoryQuoted:
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Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan. Loving the soon to be disgustingly low monthly mortgage payment. I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. I don't see rates getting lower than they are now, but who knows. "Hold my beer and watch this" |
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Posted: 10/13/2019 4:42:28 PM EST
[#16]
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You guys know fed rate and mortgage rate aren’t related, right? Quote HistoryQuoted:
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Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan. Loving the soon to be disgustingly low monthly mortgage payment. I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. I don't see rates getting lower than they are now, but who knows. "Hold my beer and watch this" |
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Posted: 10/13/2019 4:51:34 PM EST
[#17]
Quote HistoryQuoted:
You guys know fed rate and mortgage rate aren’t related, right? Quote HistoryQuoted:
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Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan. Loving the soon to be disgustingly low monthly mortgage payment. I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. I don't see rates getting lower than they are now, but who knows. "Hold my beer and watch this" |
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Posted: 10/13/2019 5:11:15 PM EST
[#18]
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They're not directly connected of course, but they do tend to somewhat correlate. Quote HistoryQuoted:
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Currently refinancing to a 3.25% 25yr VA loan from a 4.5% 25yr VA loan. Loving the soon to be disgustingly low monthly mortgage payment. I am at 2.98% IIRC, 30 fixed year. If 15 year get down to 2%... I'll jump at it. But right now, its not worth it. I don't see rates getting lower than they are now, but who knows. "Hold my beer and watch this" Eitherway, money is really cheap right now. The fed is fending off inflation hard. That’s their job. When economy supply/demand is super hot their fear is hyper inflation, that would put the brakes on in a heartbeat. I was going to pay off my heloc that I use for leverage in the market as it’s based on prime rate (prime plus 50 basis). Not any more. Money is super cheap right now. |
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Posted: 10/13/2019 6:46:31 PM EST
[#19]
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Posted: 10/13/2019 6:55:23 PM EST
[#20]
Quote History |
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Posted: 10/13/2019 9:38:40 PM EST
[#21]
Quote HistoryMMT test run?
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Posted: 10/13/2019 9:49:51 PM EST
[#22]
Quoted:
It's a good time to be a borrower! It's done. https://www.nbcnews.com/business/economy/fed-slices-interest-rates-second-time-2008-recession-n1055931 And yes, it's a good time to borrow large quantities of money, if you have a way to pay it back. |
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Posted: 10/13/2019 10:00:51 PM EST
[#23]
Quote HistoryQuoted:
MMT test run?
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Posted: 10/13/2019 10:03:15 PM EST
[#24]
Só... it’s a good time to buy a house?
Im trying to save 20% for my first house but if rates are so low then who knows if it’s good to get in now or keep saving 1 more year. ETA: prices in my area are still booming because of the massive growth caused by hundreds of tech companies setting up shop in Utah. This has artificially inflated all homes around the Draper-SLC area substantially |
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Posted: 10/15/2019 10:55:32 AM EST
[#25]
Quote HistoryQuoted: What does this mean? Are you not taking advantage of cheap money? I swear you doomers hate money. |
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Posted: 10/15/2019 11:00:15 AM EST
[#26]
Quote HistoryQuoted:
Who is John Law? |
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Posted: 10/15/2019 11:05:04 AM EST
[#27]
Dow up 270 right now.
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Posted: 10/15/2019 11:20:58 AM EST
[#28]
Quote HistoryQuoted:
Dow up 270 right now. |
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Posted: 10/15/2019 11:24:04 AM EST
[#29]
Quote HistoryQuoted:
Dow up 270 right now. |
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Posted: 10/15/2019 11:52:38 AM EST
[#30]
Quote HistoryQuoted: Getting ready to set new records. Where’s the doomers now? |
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Posted: 10/15/2019 12:29:28 PM EST
[#31]
Quote HistoryQuoted:
Not sure if I can beat my 3.7 fixed rate VA loan. D of -0.5%? |
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Posted: 10/15/2019 12:47:13 PM EST
[#32]
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What does this mean? Are you not taking advantage of cheap money? I swear you doomers hate money. Quote HistoryQuoted:
What does this mean? Are you not taking advantage of cheap money? I swear you doomers hate money. |
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Posted: 10/15/2019 1:23:24 PM EST
[#33]
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I was wondering the same. 3.75%. Wonder what the difference needs to be to make it worth it. D of -0.5%? Quote HistoryQuoted:
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Not sure if I can beat my 3.7 fixed rate VA loan. D of -0.5%? |
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Posted: 10/15/2019 1:47:07 PM EST
[#34]
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Former Fed chairman said he would throw cash from a helicopter if it would help the economy. Quote HistoryQuoted:
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What does this mean? Are you not taking advantage of cheap money? I swear you doomers hate money. |
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Posted: 10/15/2019 6:30:16 PM EST
[#35]
Prediction. Tomorrow we break market records. If a trade deal is reached before end of year market up 7% to set 30%+ gains for 2019 to beat the out fucking standing 2017.
The end of year sell offs as people move money for tax purposes will hit November/December. My advisor told me to sell/move at this high to avoid the typical end of year sell off and predictable dip. Done. I love my president. |
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Posted: 10/15/2019 8:52:14 PM EST
[#36]
Amazing! The doom and gloomers have totally abandoned this thread. That’s fine. They’ll be along someday to say they called it and were right.
Clue for you doomers. Everybody else is getting richer by the millions and youre banking on being right on the intarweb. Bold strategy cotton. Doomers hate money. They hate money so much just to win the internet. I don’t get it. I like money. |
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Posted: 10/27/2019 7:47:21 PM EST
[#37]
Looks like another is coming cut this week.
https://www.marketwatch.com/story/why-would-the-fed-cut-interest-rates-a-3rd-time-in-a-row-even-as-stocks-near-records-investors-may-soon-find-out-2019-10-27 |
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Posted: 10/27/2019 7:58:49 PM EST
[#38]
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Looks like another is coming cut this week. https://www.marketwatch.com/story/why-would-the-fed-cut-interest-rates-a-3rd-time-in-a-row-even-as-stocks-near-records-investors-may-soon-find-out-2019-10-27 |
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Posted: 10/27/2019 9:16:06 PM EST
[#39]
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Looks like another is coming cut this week. https://www.marketwatch.com/story/why-would-the-fed-cut-interest-rates-a-3rd-time-in-a-row-even-as-stocks-near-records-investors-may-soon-find-out-2019-10-27 
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Posted: 10/28/2019 9:05:57 AM EST
[#40]
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Looks like another is coming cut this week. https://www.marketwatch.com/story/why-would-the-fed-cut-interest-rates-a-3rd-time-in-a-row-even-as-stocks-near-records-investors-may-soon-find-out-2019-10-27 |
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Posted: 10/28/2019 9:18:37 AM EST
[#41]
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That should make for some interesting comments at my conference this week. Quote HistoryQuoted:
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Looks like another is coming cut this week. https://www.marketwatch.com/story/why-would-the-fed-cut-interest-rates-a-3rd-time-in-a-row-even-as-stocks-near-records-investors-may-soon-find-out-2019-10-27 |
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Posted: 10/28/2019 9:25:21 AM EST
[#42]
Quote HistoryQuoted:
Go on.. Quote HistoryQuoted:
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Looks like another is coming cut this week. https://www.marketwatch.com/story/why-would-the-fed-cut-interest-rates-a-3rd-time-in-a-row-even-as-stocks-near-records-investors-may-soon-find-out-2019-10-27 |
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Posted: 10/30/2019 12:41:19 PM EST
[#43]
Another cut expected this afternoon...
https://www.usatoday.com/story/money/2019/10/30/interest-rates-fed-cut-credit-card-home-equity-savings/2500219001/ |
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Posted: 10/30/2019 1:04:05 PM EST
[#44]
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Another cut expected this afternoon... https://www.usatoday.com/story/money/2019/10/30/interest-rates-fed-cut-credit-card-home-equity-savings/2500219001/ |
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Posted: 10/30/2019 1:11:22 PM EST
[#45]
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Cut! Hooray! Quote HistoryQuoted:
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Another cut expected this afternoon... https://www.usatoday.com/story/money/2019/10/30/interest-rates-fed-cut-credit-card-home-equity-savings/2500219001/ |
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Posted: 10/30/2019 1:29:31 PM EST
[#46]
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If they would like to keep this going till, say April. That would be great. That's when we are buying our house.  |
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Posted: 10/30/2019 2:48:06 PM EST
[#47]
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Posted: 10/30/2019 3:57:58 PM EST
[#48]
So, I am assuming this will effectively lower mortgage rates a little? How long does it generally take for a change in the FED rate, to manifest in mortgage rates?
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Posted: 10/30/2019 6:10:15 PM EST
[#49]
Quote HistoryQuoted:
So, I am assuming this will effectively lower mortgage rates a little? How long does it generally take for a change in the FED rate, to manifest in mortgage rates? |
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Posted: 10/30/2019 9:42:22 PM EST
[#50]
Quote HistoryQuoted:
Cut! Hooray! 
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