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Posted: 1/28/2016 9:25:40 AM EST
[#1]
So what I gathered from this is you financed 1000$ a month to drive a black jeep for 5 months, then decided to buy a silver one?
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Posted: 1/28/2016 9:26:39 AM EST
[#2]
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So what I gathered from this is you financed 1000$ a month to drive a black jeep for 5 months, then decided to buy a silver one? You think my first loan was $1k a month?!? |
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Posted: 1/28/2016 9:28:06 AM EST
[#3]
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Where can i get a rubicon of $29k????? You could have got one for $25K from OP. 
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Posted: 1/28/2016 9:28:45 AM EST
[#4]
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You think my first loan was $1k a month?!? Quote HistoryQuoted:
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So what I gathered from this is you financed 1000$ a month to drive a black jeep for 5 months, then decided to buy a silver one? You think my first loan was $1k a month?!? Your loan payoff was $1100 less than the original principle, and you traded it in for $4000 less than you paid. So it cost you $5100 to drive that jeep for about 5 months. |
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Posted: 1/28/2016 9:31:06 AM EST
[#5]
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Your loan payoff was $1100 less than the original principle, and you traded it in for $4000 less than you paid. Quote HistoryQuoted:
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So what I gathered from this is you financed 1000$ a month to drive a black jeep for 5 months, then decided to buy a silver one? You think my first loan was $1k a month?!? Your loan payoff was $1100 less than the original principle, and you traded it in for $4000 less than you paid. I thought you were refering to a mo payment. Like I said earlier, I knew I was going to eat some $$ f4om the trade. I was fine with that. Read my revised question at the bottom of the last page. |
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Posted: 1/28/2016 9:31:40 AM EST
[#6]
Based on the going rate for rubicons around here, you could have sold the black one private party and made back every penny you paid, if not more. You lost out on about $7k by trading instead of selling private party.
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Posted: 1/28/2016 9:33:18 AM EST
[#7]
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Read my revised question at the bottom of the last page. Did you get $1000 a month worth of enjoyment out of the black jeep? If yes, then you did fine. If you didn't get $1000 a month worth of enjoyment out of it, you paid too much. Personally, I think you paid too much. I would have either kept the black one, or had it painted. |
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Posted: 1/28/2016 9:33:42 AM EST
[#8]
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Nah, the rubi is perfect for what I want. Dana 44s and lockers.....this isn't my first rodeo 
The color and soft top wasn't cuttin it. I have a silver Jetta that hasn't been washed in almost a year and you cant tell. The hard top is quieter and more robust in my opinion. Quote HistoryQuoted:
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And if having a perfect paint job is important to you then maybe a Rubi isn't your best option. Nah, the rubi is perfect for what I want. Dana 44s and lockers.....this isn't my first rodeo
The color and soft top wasn't cuttin it. I have a silver Jetta that hasn't been washed in almost a year and you cant tell. The hard top is quieter and more robust in my opinion. It looks like you paid 10 grand for a paint job and hard top. I wouldn't pay that much, but if you're happy, then that's all that matters. |
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Posted: 1/28/2016 9:38:11 AM EST
[#9]
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Did you get $1000 a month worth of enjoyment out of the black jeep? If yes, then you did fine. If you didn't get $1000 a month worth of enjoyment out of it, you paid too much. Personally, I think you paid too much. I would have either kept the black one, or had it painted. Quote HistoryQuoted:
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Read my revised question at the bottom of the last page. Did you get $1000 a month worth of enjoyment out of the black jeep? If yes, then you did fine. If you didn't get $1000 a month worth of enjoyment out of it, you paid too much. Personally, I think you paid too much. I would have either kept the black one, or had it painted. No, my revised question was, did the dealership make out like bandits on the second loan? Money lost is money lost, I'll make more, so yes $1000 a month to drive a black jeep was no skin off my back. |
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Posted: 1/28/2016 9:44:34 AM EST
[#10]
You're buying toys on credit.
Debt is the slavery of the free. |
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Posted: 1/28/2016 9:44:54 AM EST
[#11]
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No, my revised question was, did the dealership make out like bandits on the second loan? I mean, I'm sure they love customers like you, haha. But it isn't $19k Tacoma or financed Avalon bad or anything. |
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Posted: 1/28/2016 9:52:54 AM EST
[#12]
37k for a 2 door jeep?
Ouch. How much would a high end repaint and hard top cost? |
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Posted: 1/28/2016 10:00:37 AM EST
[#13]
At least you made the dealer use lube... it's a start.
Next time, don't settle, and just get the car you want in the first place. |
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Posted: 1/28/2016 10:03:27 AM EST
[#14]
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No, about $4,200. The only thing that changed was I got a better interest rate and my monthly payment went up exactly $50. They started off wanting me to pay almost $150 more a month! I knew going in I was going to eat $4-5k on the trade, that was unavoidable. My goal in the end was not to increase my mo payments more than $50, and I did that. The better question I should have put in OP was, did I prevent the dealership from making out like bandits? I don't think they did, but I want to be sure, so thats why I asked. Quote HistoryQuoted:
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So you effectively paid 8k extra for a different color and top? No, about $4,200. The only thing that changed was I got a better interest rate and my monthly payment went up exactly $50. They started off wanting me to pay almost $150 more a month! I knew going in I was going to eat $4-5k on the trade, that was unavoidable. My goal in the end was not to increase my mo payments more than $50, and I did that. The better question I should have put in OP was, did I prevent the dealership from making out like bandits? I don't think they did, but I want to be sure, so thats why I asked. What's your monthly payment, and how many months did you finance? |
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Posted: 1/28/2016 10:08:40 AM EST
[#15]
I don't think you did too bad. ~$4000 more. The hard top alone would have cost you $2200 at Quadratec.
I wouldn't do it but whatever makes you happy. |
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Posted: 1/28/2016 10:17:30 AM EST
[#16]
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What's your monthly payment, and how many months did you finance? First loan: $450mo 3.99% for 84 Second loan: $500mo 3.2(something)% for 84 |
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Posted: 1/28/2016 10:18:21 AM EST
[#17]
If I were you, Id wait till the '17s start hitting the lot, and then Id reroll this whole decision.
I wouldnt be caught in a model year old vehicle. 
Yes I work at a dealership and yes this message was brought to you by "Please spend money on things So I get paid" |
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Posted: 1/28/2016 10:24:56 AM EST
[#18]
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First loan: $450mo 3.99% for 84 Second loan: $500mo 3.2(something)% for 84 Quote HistoryQuoted:
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What's your monthly payment, and how many months did you finance? First loan: $450mo 3.99% for 84 Second loan: $500mo 3.2(something)% for 84 It's your money, but man...I can't imagine financing a vehicle for 7 fuckin' years. I'll give you this - a Rubicon is probably the best choice, if you absolutely insist on financing one that long. But still...7 fuckin' years. Yikes. |
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Posted: 1/28/2016 10:36:46 AM EST
[#19]
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I'll give you this - a Rubicon is probably the best choice, if you absolutely insist on financing one that long. But still...7 fuckin' years. Yikes. Absolutely! If all you plan on is a budget boost to fit 33s underneath, the rubicon is one of the best offroad packages out of the box. And hold their value. 7 years isn't a big deal. Its not like I'm going to take that all the way out 7yrs. The car I'm still driving I did for 6 but paid it off in a little under 5. |
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Posted: 1/28/2016 11:17:17 AM EST
[#20]
I used to make bad decisions like that too. Not quite that bad, but close.
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Posted: 1/28/2016 11:46:07 AM EST
[#21]
I would've bought a hard top for the first one, quit worrying about keeping it clean (it's a Jeep), and saved the money. But that's just me.
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Posted: 1/28/2016 11:46:10 AM EST
[#22]
Quote HistoryQuoted:
It's your money, but man...I can't imagine financing a vehicle for 7 fuckin' years. I'll give you this - a Rubicon is probably the best choice, if you absolutely insist on financing one that long. But still...7 fuckin' years. Yikes. Quote HistoryQuoted:
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What's your monthly payment, and how many months did you finance? First loan: $450mo 3.99% for 84 Second loan: $500mo 3.2(something)% for 84 It's your money, but man...I can't imagine financing a vehicle for 7 fuckin' years. I'll give you this - a Rubicon is probably the best choice, if you absolutely insist on financing one that long. But still...7 fuckin' years. Yikes. I can't either. I financed our Jeep Grand Cherokee for 5 years (12 years ago) and that was too long. Plus, it's a Jeep Fiat. He's going to be pouring money into repairs on that thing long before 7 years is up. |
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Posted: 1/28/2016 12:09:40 PM EST
[#23]
Quote HistoryQuoted:
No, my revised question was, did the dealership make out like bandits on the second loan? Money lost is money lost, I'll make more, so yes $1000 a month to drive a black jeep was no skin off my back. Quote HistoryQuoted:
Quoted:
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Read my revised question at the bottom of the last page. Did you get $1000 a month worth of enjoyment out of the black jeep? If yes, then you did fine. If you didn't get $1000 a month worth of enjoyment out of it, you paid too much. Personally, I think you paid too much. I would have either kept the black one, or had it painted. No, my revised question was, did the dealership make out like bandits on the second loan? Money lost is money lost, I'll make more, so yes $1000 a month to drive a black jeep was no skin off my back. Well, they: a) made money on the first sale, then b) got it back for $4k less than they sold it to you, so they can c) sell it again for at least what you paid for it, while d) selling you another one at sticker. I think they did OK on that deal. You, not so much. |
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Posted: 1/28/2016 12:33:46 PM EST
[#24]
Quote HistoryQuoted:
First loan: $450mo 3.99% for 84 Second loan: $500mo 3.2(something)% for 84 Quote HistoryQuoted:
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What's your monthly payment, and how many months did you finance? First loan: $450mo 3.99% for 84 Second loan: $500mo 3.2(something)% for 84 Holy shit. You're kidding, right? 84 fucking months? |
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Posted: 1/28/2016 12:35:46 PM EST
[#25]
Your deal makes me feel better about my 4Runner purchase.
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Posted: 1/28/2016 12:39:28 PM EST
[#26]
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How much would a high end repaint and hard top cost? A high end repaint could be $5000 or more. |
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Posted: 1/28/2016 8:19:15 PM EST
[#27]
Here is a deal my buddy got today.
'07 wrangler , 3 pc. Hard top , 2 door, 94,000 miles. 5'x12' flat bed trailer, 52" zero turn. $12,500. Glad you got what you wanted OP. |
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Posted: 1/28/2016 8:31:18 PM EST
[#28]
Quote HistoryQuoted:
Here is a deal my buddy got today. '07 wrangler , 3 pc. Hard top , 2 door, 94,000 miles. 5'x12' flat bed trailer, 52" zero turn. $12,500. Glad you got what you wanted OP. Who had the divorce? |
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Posted: 1/28/2016 8:34:57 PM EST
[#29]
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Who had the divorce? Quote HistoryQuoted:
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Here is a deal my buddy got today. '07 wrangler , 3 pc. Hard top , 2 door, 94,000 miles. 5'x12' flat bed trailer, 52" zero turn. $12,500. Glad you got what you wanted OP. Who had the divorce? I'm moving.
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Posted: 1/28/2016 8:36:56 PM EST
[#30]
Silver paint and a used hardtop would have been cheaper.
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Posted: 1/28/2016 8:37:13 PM EST
[#31]
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A high end repaint could be $5000 or more. Quote HistoryQuoted:
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How much would a high end repaint and hard top cost? A high end repaint could be $5000 or more. I would imagine that it could potentially damage resale value (either price or the time it takes to sell) because most prospective buyers are going to take a long hard look at a newer vehicle that has been repainted. Especially on that type of vehicle - did the seller really hate the paint bad enough to have it redone, or was it in an off road accident that wasn't fixed with insurance money that isn't showing up on a carfax? |
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Posted: 1/28/2016 8:51:06 PM EST
[#32]
Quote HistoryQuoted:
First loan: $450mo 3.99% for 84 Second loan: $500mo 3.2(something)% for 84 Quote HistoryQuoted:
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What's your monthly payment, and how many months did you finance? First loan: $450mo 3.99% for 84 Second loan: $500mo 3.2(something)% for 84 500x84=$42,000 total price paid for your jeep. |
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Posted: 1/28/2016 9:02:04 PM EST
[#33]
Quote HistoryQuoted:
I would imagine that it could potentially damage resale value (either price or the time it takes to sell) because most prospective buyers are going to take a long hard look at a newer vehicle that has been repainted. Especially on that type of vehicle - did the seller really hate the paint bad enough to have it redone, or was it in an off road accident that wasn't fixed with insurance money that isn't showing up on a carfax? Quote HistoryQuoted:
Quoted:
Quoted:
How much would a high end repaint and hard top cost? A high end repaint could be $5000 or more. I would imagine that it could potentially damage resale value (either price or the time it takes to sell) because most prospective buyers are going to take a long hard look at a newer vehicle that has been repainted. Especially on that type of vehicle - did the seller really hate the paint bad enough to have it redone, or was it in an off road accident that wasn't fixed with insurance money that isn't showing up on a carfax? Not only that, but NO ONE paints a new vehicle, ever. Its not cost effective, because nothing can compete with a factory job short of stripping the new vehicle back down to frame and spraying it all. It was never even an option I considered. If you want a color change you have to trade up or down. Having a new vehicle painted is dumber than buying a new vehicle and having it painted. The hardtop was the cheaper of the two, bout $1200 shipped, but that would be a total of nearly $6-7k minimum. Just better to trade for that money. I cant believe this thread is still going. I'm completely happy with the new ride, the money I have lost on the trade is no big deal, its just money, I'll make more. I should have framed the question better, because what I really wanted to know was, did the dealership make out like bandits on my trade. I don't think so because I got both for less than sticker (new one 35k down to 31k, old one 33k down to 29k) and my monthly payment only went up $50. The only huge hit was the 25k they gave me for the old one. |
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Posted: 1/28/2016 9:17:52 PM EST
[#34]
Quote HistoryQuoted: Not only that, but NO ONE paints a new vehicle, ever. Its not cost effective, because nothing can compete with a factory job short of stripping the new vehicle back down to frame and spraying it all. It was never even an option I considered. If you want a color change you have to trade up or down. Having a new vehicle painted is dumber than buying a new vehicle and having it painted. The hardtop was the cheaper of the two, bout $1200 shipped, but that would be a total of nearly $6-7k minimum. Just better to trade for that money. I cant believe this thread is still going. I'm completely happy with the new ride, the money I have lost on the trade is no big deal, its just money, I'll make more. I should have framed the question better, because what I really wanted to know was, did the dealership make out like bandits on my trade. I don't think so because I got both for less than sticker (new one 35k down to 31k, old one 33k down to 29k) and my monthly payment only went up $50. The only huge hit was the 25k they gave me for the old one. Quote HistoryQuoted: Quoted: Quoted: Quoted: How much would a high end repaint and hard top cost? A high end repaint could be $5000 or more. I would imagine that it could potentially damage resale value (either price or the time it takes to sell) because most prospective buyers are going to take a long hard look at a newer vehicle that has been repainted. Especially on that type of vehicle - did the seller really hate the paint bad enough to have it redone, or was it in an off road accident that wasn't fixed with insurance money that isn't showing up on a carfax? Not only that, but NO ONE paints a new vehicle, ever. Its not cost effective, because nothing can compete with a factory job short of stripping the new vehicle back down to frame and spraying it all. It was never even an option I considered. If you want a color change you have to trade up or down. Having a new vehicle painted is dumber than buying a new vehicle and having it painted. The hardtop was the cheaper of the two, bout $1200 shipped, but that would be a total of nearly $6-7k minimum. Just better to trade for that money. I cant believe this thread is still going. I'm completely happy with the new ride, the money I have lost on the trade is no big deal, its just money, I'll make more. I should have framed the question better, because what I really wanted to know was, did the dealership make out like bandits on my trade. I don't think so because I got both for less than sticker (new one 35k down to 31k, old one 33k down to 29k) and my monthly payment only went up $50. The only huge hit was the 25k they gave me for the old one. |
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