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Posted: 1/2/2022 12:21:28 AM EDT
Got an employee who was whining today asking for an advance for next weeks pay (I paid early Thursday for New Years).
Seems like the individual had impulse spending problem and blew $300 on fireworks and $200 on liquor for New Years. Problem is that he did not have enough money to cover his rent for Jan 2022 that is due Monday.and is also short for diaper money.  Sometimes I just wonder about society. |
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Posted: 1/2/2022 12:24:13 AM EDT
[#1]
It's a training and culture issue.
Once a person is raised a certain way it is very difficult to get their head rewired in a way that is more useful and less chaotic(exciting). |
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Posted: 1/2/2022 12:24:58 AM EDT
[#2]
Say no. Lesson learned.
Or tell he should have put that shit on a credit card. 
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Posted: 1/2/2022 12:26:22 AM EDT
[#3]
In on another N_H thread!
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Posted: 1/2/2022 12:26:35 AM EDT
[#4]
Yep. I've been there, but finally saw how foolish I was. Most people never have that moment of clarity.
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Posted: 1/2/2022 12:26:52 AM EDT
[#5]
Sounds like a guy I use to work with. He hadn't grown out of high school mode yet.
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Posted: 1/2/2022 12:27:18 AM EDT
[#6]
I know.
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Posted: 1/2/2022 12:27:44 AM EDT
[#7]
I have 4 accounts One I put my spending money in one I put my bill money in and finally one I put my savings in. The bill money gets transferred when I write a check or epay a bill. The savings I don’t touch unless it’s something I have been purposely saving for. The last account has the money to pay off my student loan in it. This helps greatly with knowing what I can and can’t spend.
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Posted: 1/2/2022 12:31:44 AM EDT
[#8]
To be fair, business operating loans are the same damn thing
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Posted: 1/2/2022 12:38:40 AM EDT
[#9]
Quoted: Got an employee who was whining today asking for an advance for next weeks pay (I paid early Thursday for New Years). Seems like the individual had impulse spending problem and blew $300 on fireworks and $200 on liquor for New Years. Problem is that he did not have enough money to cover his rent for Jan 2022 that is due Monday.and is also short for diaper money. Sometimes I just wonder about society. I was feeling guilty about the $15 I just spent on a single-shot magazine adapter for a .22 rifle until I read the part in bold. I'm OK, I think. I haven't spent $500 on liquor and fireworks in the last 5 years. Maybe not the last 10 years. |
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Posted: 1/2/2022 12:41:06 AM EDT
[#10]
Quote HistoryQuoted: It's a training and culture issue. Once a person is raised a certain way it is very difficult to get their head rewired in a way that is more useful and less chaotic(exciting). Plenty of $70k pickup trucks parked in the driveways of shotgun rental homes around here. They have a saying around here YOLO. Problem is that there are too many safety nets (welfare) around here so many act irresponsible around here. |
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Posted: 1/2/2022 12:42:27 AM EDT
[#11]
Quote HistoryQuoted: Say no. Lesson learned. Or tell he should have put that shit on a credit card. His wife did not plea about not having any money for their newborn. Advanced them $200. Employee had bad credit and already owes money to payday loan places (they called to verify employment). |
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Posted: 1/2/2022 12:42:36 AM EDT
[#12]
Known a lot of folks like that. The worst was a black dude years ago. Every weekend he'd blow his whole pay day on crack whores, crack, booze and pay his tab to his friend who kept him alive and let him ride to and from work with him.
The "tab" was a big pack of cheap weiners. Every Monday the friend put the big pack of cheap weiners in the employee fridge. Crack dude would live all week off the cheap weenies. I liked watching him do lunch. He'd tear open the weiners, finger out two or three, throw them in the microwave (no plate, not even a napkin), heat and eat. Unless he was getting food at home somehow, that was the meal of the day. Friday, rinse, repeat. Yeah, that place was something else. 
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Posted: 1/2/2022 12:43:22 AM EDT
[#13]
Quote HistoryQuoted: Sounds like a guy I use to work with. He hadn't grown out of high school mode yet. Almost all my employees act like that. Bragging about spending money at the clubs, rims, clothes, etc. |
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Posted: 1/2/2022 12:46:03 AM EDT
[#14]
Quote HistoryQuoted: To be fair, business operating loans are the same damn thing No really. Funds are used for the generation of revenue or acquisition of assets. Most people spend money on stupid shit of no value. |
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Posted: 1/2/2022 12:46:53 AM EDT
[#15]
I work with guys making less money than me. They buy a new truck and pay more in taxes than I paid for the car I have been driving for5 years. I make good money but I never stayed in debt.
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Posted: 1/2/2022 12:48:27 AM EDT
[#16]
How else am i supposed to afford NV, Kac build, supressors, and all my gadgets?
Bye Bye bank! OP's EE ratings check out PS im single with no kids so i can do this |
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Posted: 1/2/2022 12:51:17 AM EDT
[#17]
Spending money makes me feel so much better than not
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Posted: 1/2/2022 12:51:30 AM EDT
[#18]
If you were a good boss you would have taken your employees out to the club and sent them home with fireworks as an end of the year bonus.
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Posted: 1/2/2022 12:53:50 AM EDT
[#19]
So leave it all in the financial system for it to go to zero ...or buy NODs and ammo to be able to raid the commie's house across the street that had biden flags when the lights go out.
Decisions decisions |
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Posted: 1/2/2022 12:55:04 AM EDT
[#20]
People with this mentality, their money literally ends up in the shitter,the dump or the salvage yard. Then do it again. Can't get past week to week but have to put on an act.
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Posted: 1/2/2022 12:58:09 AM EDT
[#21]
Quote HistoryQuoted: No really. Funds are used for the generation of revenue or acquisition of assets. Most people spend money on stupid shit of no value. Quote HistoryQuoted: Quoted: To be fair, business operating loans are the same damn thing No really. Funds are used for the generation of revenue or acquisition of assets. Most people spend money on stupid shit of no value. Acquisition of assets is often buying stupid shit to avoid taxes The way businesses operate seems to be burn before you earn, running payroll down to the nickel, bouncing accounts payable, praying for growth in order to justify another bump of that sweet sweet revolving credit No wonder employees act the same way |
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Posted: 1/2/2022 12:59:43 AM EDT
[#22]
I can't imagine spending $500 and it putting me in a bad spot.
Tough. |
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Posted: 1/2/2022 1:04:00 AM EDT
[#23]
Quote HistoryQuoted: Acquisition of assets is often buying stupid shit to avoid taxes The way businesses operate seems to be burn before you earn, running payroll down to the nickel, bouncing accounts payable, praying for growth in order to justify another bump of that sweet sweet revolving credit No wonder employees act the same way Not in my area. Light and heavy industrial and manufacturing. We have experienced lean times before and planned accordingly. |
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Posted: 1/2/2022 1:04:17 AM EDT
[#24]
I know of a couple who lived in a trailer park. They bought a couple of thousand dollar cats - then they got booted from the park for non payment of lot fees.
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Posted: 1/2/2022 1:07:25 AM EDT
[#25]
Quote HistoryQuoted: I can't imagine spending $500 and it putting me in a bad spot. Tough. Think about that when the $250-$300 Child Tax Credit Advanced Payment ended Dec 15. Plenty of people around here are already anticipating what to spend their tax refunds on. Already had some talk about going to Jackson Hewitt and H&R Block to get an advanced loan on their tax refunds already. Plenty are generally stupid. For the past 6 months you can see people in my area whooping it up after the 15th of the month when the $250-$300 credit per child shows up in their account. |
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Posted: 1/2/2022 1:07:42 AM EDT
[#26]
Quoted: Got an employee who was whining today asking for an advance for next weeks pay (I paid early Thursday for New Years). Seems like the individual had impulse spending problem and blew $300 on fireworks and $200 on liquor for New Years. Problem is that he did not have enough money to cover his rent for Jan 2022 that is due Monday.and is also short for diaper money. Sometimes I just wonder about society. My first wife was like that, kept us broke. Drove me nuts, I am a pay the bills then the rest gets spend on building a life ( house etc ). She is still like that, 44yo and literally just out of her parents garage apartment to live with he drunk boyfriend. Owns nothing of value despite having been married once after me. I own my land, house and business. ( I do owe on a couple machines ) |
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Posted: 1/2/2022 1:08:06 AM EDT
[#27]
Quote HistoryQuoted: In on another N_H thread! Starting the year off right with a Nathaniel Hawkins thread! |
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Posted: 1/2/2022 1:14:11 AM EDT
[#28]
Money’s just something you throw off the back of a train
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Posted: 1/2/2022 1:16:15 AM EDT
[#29]
Long term thinkers think net worth. Short term thinkers think what works today. BIL asked me at Christmas what hand tools I’d recommend and after I told him he says “poor people have poor ways”. That’s the short term think. Buy junk that’s worthless now you’ve got junk. Wait and buy good stuff that people want and you have an asset.
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Posted: 1/2/2022 1:17:40 AM EDT
[#30]
same guy with the thread about 50k/year fedex truck loaders?
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Posted: 1/2/2022 1:19:56 AM EDT
[#31]
You seem to employ a lot of people who make very poor decisions.
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Posted: 1/2/2022 1:22:00 AM EDT
[#32]
Vince Young, nfl quarterback, got a 26 million dollar signing bonus and blew the entire amount.
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Posted: 1/2/2022 1:23:33 AM EDT
[#33]
Quote HistoryQuoted: Vince Young, nfl quarterback, got a 26 million dollar signing bonus and blew the entire amount. On what - booze and hookers? What a maroon. |
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Posted: 1/2/2022 1:25:14 AM EDT
[#34]
Quote HistoryQuoted: same guy with the thread about 50k/year fedex truck loaders? Not me. |
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Posted: 1/2/2022 1:25:25 AM EDT
[#35]
Quote HistoryQuoted: Acquisition of assets is often buying stupid shit to avoid taxes The way businesses operate seems to be burn before you earn, running payroll down to the nickel, bouncing accounts payable, praying for growth in order to justify another bump of that sweet sweet revolving credit No wonder employees act the same way How do you run your business? |
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Posted: 1/2/2022 1:26:38 AM EDT
[#36]
Quote HistoryQuoted: You seem to employ a lot of people who make very poor decisions. My business is located according to stats "economically disadvantaged" area. That is where most apply from. |
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Posted: 1/2/2022 1:27:23 AM EDT
[#37]
Story would make more sense if he bought the liquor first.
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Posted: 1/2/2022 1:28:05 AM EDT
[#38]
Quote HistoryQuoted: Vince Young, nfl quarterback, got a 26 million dollar signing bonus and blew the entire amount. Funny because I met him at UT and my cousin met him when she worked at the White House during Bush. |
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Posted: 1/2/2022 1:28:45 AM EDT
[#39]
Alright, fess up, which one of you is OP talking about?
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Posted: 1/2/2022 1:31:51 AM EDT
[#40]
Rants about inflation.
Then rants about the dam kids spending their money on hard assets. Boomer thread lol. |
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Posted: 1/2/2022 1:32:38 AM EDT
[#41]
Quote HistoryQuoted: How do you run your business? Quote HistoryQuoted: Quoted: Acquisition of assets is often buying stupid shit to avoid taxes The way businesses operate seems to be burn before you earn, running payroll down to the nickel, bouncing accounts payable, praying for growth in order to justify another bump of that sweet sweet revolving credit No wonder employees act the same way How do you run your business? Lean and malleable, like turkey bacon |
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Posted: 1/2/2022 1:33:45 AM EDT
[#42]
Hey, another N_H thread where he talks about how all his employees are shitty but he can't find the common denominator.
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Posted: 1/2/2022 1:39:26 AM EDT
[#43]
Quote HistoryQuoted: I know of a couple who lived in a trailer park. They bought a couple of thousand dollar cats - then they got booted from the park for non payment of lot fees. I have a family member like this. Bounces from trailer park to trailer park on eviction notices, but owns two or three papered purebred dogs at a time that he never registers, breeds, or trains. Just likes to brag on how they're pure bred, while they poop all over the trailer. Has collections of ridiculous items that you have to "understand to appreciate", like crystals, and burlwood that he carves into items no one would buy. Jumps from job to job without having a career, or ever saving for the future. Happy as a clam in mud, though. He's found his niche. |
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Posted: 1/2/2022 1:42:24 AM EDT
[#44]
Quote HistoryQuoted: Welcome to AR15.COM 
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Posted: 1/2/2022 1:42:46 AM EDT
[#45]
Most eye opening moment of my life was when I realized 99.9% of poor people are wholly responsible for their poverty.
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Posted: 1/2/2022 1:44:32 AM EDT
[#46]
It was hard for me when I first moved out on my own. Going from buying everything I wanted with my money living with my parents rent free- to having to direct my money towards adulting, things like rent and electricity…… It took me a year or two to adjust and tighten up on my spending habits. Even longer to realize that it’s important to save
I’m still not the greatest with my money at 40 lol |
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Posted: 1/2/2022 1:44:58 AM EDT
[#47]
This is me. I suck with money. I'm 32 and have never had more than $1,000 between paychecks. Usually down to under $100.
My parents had overwhelming debt and it killed my mom at 46 from a stroke, and my dad is currently dieing of liver failure. I tried to avoid that but have around $3k in outstanding medical bills that the doctors still haven't figured out what's wrong with me. So that's cool, I'm in debt forever and I don't even know how to fix it. Awesome |
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Posted: 1/2/2022 1:45:48 AM EDT
[#48]
Quote HistoryQuoted: Rants about inflation. Then rants about the dam kids spending their money on hard assets. Boomer thread lol. @Keekleberrys Your surprised? Economic threads on here are basically comedy. I also predict a random argument will occur and something completely different will be discussed by page 3. |
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Posted: 1/2/2022 1:50:37 AM EDT
[#49]
Quote HistoryQuoted: Welcome to AR15.COM Thankya kindly, from a former 101st Infantryman. |
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Posted: 1/2/2022 2:03:10 AM EDT
[#50]
Quote HistoryQuoted: This is me. I suck with money. I'm 32 and have never had more than $1,000 between paychecks. Usually down to under $100. My parents had overwhelming debt and it killed my mom at 46 from a stroke, and my dad is currently dieing of liver failure. I tried to avoid that but have around $3k in outstanding medical bills that the doctors still haven't figured out what's wrong with me. So that's cool, I'm in debt forever and I don't even know how to fix it. Awesome |
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