User Panel
User Panel
User Panel
|
Posted: 2/18/2022 2:46:54 PM EDT
[#1]
Quote HistoryQuoted: 17.25% raise.... I will stop eating fast food for lunch and brown bag it... Nice. Mine was 10% but it's 100% WFH so no commuting costs and I'm not eating out nearly as much for lunches and dinners, because I have more time to cook. |
|
|
|
Posted: 2/18/2022 2:49:38 PM EDT
[#2]
|
|
|
|
Posted: 2/18/2022 2:51:50 PM EDT
[#3]
Quote HistoryQuoted: Accelerating purchases of things I was planning on buying later. being smarter about driving by combining stops into one trip etc dialed back on cigars and whiskey |
|
|
|
Posted: 2/18/2022 2:51:55 PM EDT
[#4]
Quote HistoryQuoted: Lending stablecoin to generate interest. Using those funds to buy an ounce of silver each day. IM sent @hkpdw |
|
|
|
Posted: 2/18/2022 2:52:23 PM EDT
[#5]
Poorly?
I'm retired on a fixed income.  I have achieved my lifelong goal of being unemployed finally. 
|
|
|
|
Posted: 2/18/2022 2:54:11 PM EDT
[#6]
The lucky few that don't eat or use fuel to heat their homes.
|
|
|
|
Posted: 2/18/2022 3:02:56 PM EDT
[#7]
Quote HistoryQuoted: I've been buying extra at Costco every trip. Some things are more every time I'm there, so I might as well buy it now. Good suggestion. |
|
|
|
Posted: 2/18/2022 3:05:47 PM EDT
[#8]
Quote HistoryQuoted: Poorly? I'm retired on a fixed income. I have achieved my lifelong goal of being unemployed finally. Awesome isn't it? I've written three books (third being printed this week) and am learning woodworking. After watching U-toob, I made panel doors for a plywood cabinet  and a cabinet/bookcase (oak). I learned how to do a stop dado cut on a tablesaw and best of all, I still have all ten fingers  The former dean at school said, "You suck at retirement." He's right. So much fun things to do and the time to do it. |
|
|
|
Posted: 2/18/2022 3:07:20 PM EDT
[#9]
Both retired. Own one truck that is paid off. Don’t drive much. A tank of gas lasts two weeks. Freezer full of deer meat. We mostly cook at home. We eat out once a week if that.
We quit drinking so saving a lot of money on alcohol. I can play golf during the week for $16 for 18 holes walking. It’s a municipal course and they don’t plan to raise the fees. Gym membership has not gone up and we have not heard anything about that changing. So nothing substantial has changed. |
|
|
|
Posted: 2/18/2022 3:10:23 PM EDT
[#10]
Cut way back on eating out, and eating less overall. No more beer, and much less "premium" stuff.
Ended my membership in the Gun a Month Club. Haven't bought a single round of (absurdly priced) ammunition in years. Working all the overtime that I can bear. This has been sufficient to actually generate quite a bit of surplus funds. Using those to keep debt (minus the mortgage) at zero. |
|
|
|
Posted: 2/18/2022 3:18:44 PM EDT
[#11]
|
|
|
|
Posted: 2/18/2022 3:49:09 PM EDT
[#12]
I’ve switched to meat substitutes and near milk…plant and fungus based substitutes for a more sustainable lifestyle.
|
|
|
|
Posted: 2/18/2022 3:54:31 PM EDT
[#13]
Quote HistoryQuoted: Self employed electrician. I have raised my rate from 110 to 120 and now 130/hr. What are you billing your employees out at? I usually estimate them at double their base wage, but I might have to bump it soon. |
|
|
|
Posted: 2/18/2022 3:56:08 PM EDT
[#14]
Nothing at this point
|
|
|
|
Posted: 2/18/2022 3:56:34 PM EDT
[#15]
Quote HistoryQuoted: Cut way back on eating out, and eating less overall. No more beer, and much less "premium" stuff. Ended my membership in the Gun a Month Club. Haven't bought a single round of (absurdly priced) ammunition in years. Working all the overtime that I can bear. This has been sufficient to actually generate quite a bit of surplus funds. Using those to keep debt (minus the mortgage) at zero. I usually buy lunch a couple times a week, I've stopped entirely. It's to the point now that it's $15 just to grab a sub and a drink. I've always known it was a bit of a waste, but I could handle 6-7 bucks a few days a week. Can't justify it now. |
|
|
|
Posted: 2/18/2022 3:58:26 PM EDT
[#16]
Scored a beef half yesterday...
|
|
|
|
Posted: 2/18/2022 4:06:14 PM EDT
[#17]
It used to be if I wanted something I just bought it. Not anymore, now I think about how I spend every cent. I used to hit McD for an occasional breakfast sandwich & coffee but stopped doing that.
I consolidate trips to town more. I live about 20 miles from town and I try hard to not to go unless I have at least three places to stop at. Groceries are noticeably higher so I make a list and try not to buy those impulse items. Sam’s club is where I get all of my meat. Even there, beef prices are crazy high. They still have a good price on lean ground beef, $4.12/lb for 88% lean. Except for that beef is a no go. Boneless pork loin wasn’t bad at < $3.00/lb. I’ve been shopping at Aldi’s and Sav-A-Lot more too. I quit buying beer and liquor too. |
|
|
|
Posted: 2/18/2022 4:09:30 PM EDT
[#18]
ive raised my prices at work. other than that, not much in my life changes
|
|
|
|
Posted: 2/18/2022 4:19:38 PM EDT
[#19]
Not doing anything different. Wife and I saved enough money that it won't affect us in our lifetimes.
|
|
|
|
Posted: 2/18/2022 4:23:10 PM EDT
[#20]
I've been charging $15 for a handy at the truck stop instead of the usual $10.
|
|
|
|
Posted: 2/18/2022 4:32:20 PM EDT
[#21]
Quote HistoryQuoted: Living well below your means has the added advantage of not feeling the immediate impacts of inflation. Sire, I still complain about rising prices, but any cutbacks in our family's lifestyle is more out of disgust at prices than necessity. Thankfully. Thankfully we are in the same position. Just paid off the wifes car, no significant debt at all. We've also lived beneath our means for many years, so we're good so far. That being said, we are not planning on pissing away money when we can help it. Maybe one eatout a month, been selling off some stuff I haven't used in years, saving a little on groceries by changing what we buy/more generic/store brand, etc. For sure the wife isn't going to be getting anywhere near a 10% raise to keep up with inflation; her entire industry (retail pharmacy) wages have been stagnant for years, and I don't see that improving anytime soon. |
|
|
|
Posted: 2/18/2022 4:32:53 PM EDT
[#22]
Quote HistoryQuoted: Not doing anything different. Wife and I saved enough money that it won't affect us in our lifetimes. Hopefully you're right. I think the people that will be hit hardest by this, are recent retirees on a fixed income. No one could have predicted this rate of inflation, a few years ago. |
|
|
|
Posted: 2/18/2022 4:35:19 PM EDT
[#23]
Quote HistoryQuoted: Maybe one eatout a month, been selling off some stuff I haven't used in years, saving a little on groceries by changing what we buy/more generic/store brand, etc. I've learned that if I do more than one eatout a month, I get wayy more blowies. |
|
|
|
Posted: 2/18/2022 4:40:57 PM EDT
[#24]
Quote HistoryQuoted: I’ve switched to meat substitutes and near milk…plant and fungus based substitutes for a more sustainable lifestyle. +5 to Social Credit Score. Want to level up? Make a video explaining how your choice is the correct one for +10 points! |
|
|
|
Posted: 2/18/2022 4:43:53 PM EDT
[#25]
We cut back on everything, I picked a hell of a time to retire.
I will see how it goes and decide if I might want to pick up some work at some point. |
|
|
|
Posted: 2/18/2022 4:50:12 PM EDT
[#26]
Haven’t turned down a minute of overtime this year.
|
|
|
|
Posted: 2/18/2022 4:51:46 PM EDT
[#27]
I grumble and complain a lot at the grocery store. Other than that, not much.
|
|
|
|
Posted: 2/18/2022 4:52:43 PM EDT
[#28]
Quote HistoryQuoted: Yours?  Quote HistoryQuoted: Quoted: Selling starfish on the street Yours?
|
|
|
|
Posted: 2/18/2022 4:55:35 PM EDT
[#29]
I've been putting pics of my butthole in the web for the last few years.....I believe its gonna start paying off pretty soon.
|
|
|
|
Posted: 2/18/2022 4:57:25 PM EDT
[#30]
The budget is the budget. I've never been a big spender. Pay the bills, use what's left over for groceries. I imagine that if this keeps up it will be difficult down the road
|
|
|
|
Posted: 2/18/2022 4:59:51 PM EDT
[#31]
Quote HistoryQuoted: We cut back on everything, I picked a hell of a time to retire. I will see how it goes and decide if I might want to pick up some work at some point. And hopefully there is work to be picked up. |
|
|
|
Posted: 2/18/2022 5:03:44 PM EDT
[#32]
Quote HistoryQuoted: I picked a hell of a time to retire. Exactly why I retired a decade ago instead of maxing out. I would have collected much had I followed the latter and would not have been enjoying life. Time is the one thing money will not buy so I settled for less of it for more time. In the meantime, I've become blue collar and can operate a lathe, milling machine and the dreaded surface grinder (wore myself out using one for four hours) and other machinery. Additionally, I'm better prepared for the death of the dollar than I was a decade ago
|
|
|
|
Posted: 2/18/2022 5:08:45 PM EDT
[#33]
When Trump was president I was able to makes end meet by robbing one or two people a day but with Bidenflation I have to rob three to four a day.
|
|
|
|
Posted: 2/18/2022 5:12:38 PM EDT
[#34]
Started buying more tools. If I needed a wrench for instance I would only buy the exact wrench I needed. Not the set of wrenches. Well now I have a full set of sae and metric.
Stopped paying extra on the mortgage Word on the street is no inflation adjusted raises this year so I'm looking for a new job. |
|
|
|
Posted: 2/18/2022 5:13:07 PM EDT
[#35]
I’m not doing anything. It is causing anxiety for me about my savings and stocks.
In all seriousness, fuck Joe Biden. |
|
|
|
Posted: 2/18/2022 5:20:16 PM EDT
[#36]
Quote HistoryQuoted: When Trump was president I was able to makes end meet by robbing one or two people a day but with Bidenflation I have to rob three to four a day.  God forbid if you have to shoot a gun and then try to replace the boolit. Unobtaninium today.
|
|
|
|
Posted: 2/18/2022 5:34:36 PM EDT
[#37]
Quote HistoryQuoted: Living well below your means has the added advantage of not feeling the immediate impacts of inflation. Sire, I still complain about rising prices, but any cutbacks in our family's lifestyle is more out of disgust at prices than necessity. Thankfully. Good point. The live on the edge peeps are feeling he hurt unless they have upped their income significantly. The government numbers are horsepoo too… Groceries are up about 25% even if you remove the crazy stuff like beef steaks from the equation. |
|
|
|
Posted: 2/18/2022 5:36:07 PM EDT
[#38]
I was going to retire this year. I'll do another 2-3 years work and decide again then.
|
|
|
|
Posted: 2/18/2022 5:37:27 PM EDT
[#39]
Quote HistoryQuoted: I was going to retire this year. I'll do another 2-3 years work and decide again then. Just be thankful that you didn't retire last year. Many people did. |
|
|
|
Posted: 2/18/2022 5:44:33 PM EDT
[#40]
I don't buy steak or bacon any more. Look for more sales on items I need.
|
|
|
|
Posted: 2/18/2022 5:46:55 PM EDT
[#41]
Regret with every purchase.
I’m not a GD millionaire |
|
|
|
Posted: 2/18/2022 5:50:36 PM EDT
[#42]
Quote HistoryQuoted: We don't buy anything other than necessities or go anywhere. This. Bare bones, keep what we can of what we have. |
|
|
|
Posted: 2/18/2022 5:57:49 PM EDT
[#43]
I bought a wheelbarrow with which to buy bread.
|
|
|
|
Posted: 2/18/2022 6:00:32 PM EDT
[#44]
Bought a bunch of lumber a few months ago when prices came down. So I am ready for when I retire this coming summer and have time to work on some projects here at the ranch.
But then again I won't ever retire from ranching and other stuff. Just from my day job. |
|
|
|
Posted: 2/18/2022 6:04:55 PM EDT
[#45]
We never "Ate out" much to begin with. The coof shutdowns ment we ate at home more.
We now make more amounts of food to provide us with leftovers and ingredients to make something different. (a roast chicken becomes chicken soup the next day sort of thing) |
|
|
|
Posted: 2/18/2022 6:47:03 PM EDT
[#46]
 Attached FileGot a small raise last year which my boss stated "was the largest on the team because you did the best" and it was 4.2%. However, I did get about $15k in restricted stock as a bonus on top of my salary and commission. I had the best year I've ever had in sales last year and my bonus/commission basically doubled my salary so we aren't feeling much hurt. I do have a new truck on order but get a decent stipend and mileage through work. Trying to keep the wife from spending too much on amazon and threatened to turn prime off. I've noticed our $200 weekly Costco bill is now over $300 and that is unsettling. |
|
|
|
Posted: 2/18/2022 6:58:48 PM EDT
[#47]
Buying a shit ton of ammo, buying more NODs. Will pay later with less valuable dollars (maybe).....this shit ain't getting cheaper
ETA:. I stopped giving a fuck about fiscal responsibility.... It's all going to shit anyway |
|
|
|
Posted: 2/18/2022 7:22:08 PM EDT
[#48]
most of my money is in real estate now
|
|
|
|
Posted: 2/18/2022 7:25:28 PM EDT
[#49]
NFTs
|
|
|
|
Posted: 2/18/2022 7:39:11 PM EDT
[#50]
Quote HistoryQuoted: Hopefully you're right. I think the people that will be hit hardest by this, are recent retirees on a fixed income. No one could have predicted this rate of inflation, a few years ago. 
|
|
|
Win a FREE Membership!
Sign up for the ARFCOM weekly newsletter and be entered to win a free ARFCOM membership. One new winner* is announced every week!
You will receive an email every Friday morning featuring the latest chatter from the hottest topics, breaking news surrounding legislation, as well as exclusive deals only available to ARFCOM email subscribers.
AR15.COM is the world's largest firearm community and is a gathering place for firearm enthusiasts of all types.
From hunters and military members, to competition shooters and general firearm enthusiasts, we welcome anyone who values and respects the way of the firearm.
Subscribe to our monthly Newsletter to receive firearm news, product discounts from your favorite Industry Partners, and more.
Copyright © 1996-2024 AR15.COM LLC. All Rights Reserved.
Any use of this content without express written consent is prohibited.
AR15.Com reserves the right to overwrite or replace any affiliate, commercial, or monetizable links, posted by users, with our own.
Attached File