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Posted: 8/21/2023 10:54:06 AM EDT
[#1]
You would think with all those backup cameras the world would be a safer place.
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Posted: 8/21/2023 10:56:20 AM EDT
[#2]
Did you ask the cop if he had any leads?
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Posted: 8/21/2023 11:04:31 AM EDT
[#3]
Quote HistoryQuoted: What will you say to Jesus when you die? Quote HistoryQuoted: Quoted: Had this happen a few months ago. Truck parked at work, and a damned garbage truck backed into it, crunching the rr corner of the bed. Fortunately a coworker saw it and stopped him. Worker called his boss, he shows up and says he doesn't want to get insurance involved. Says take it wherever you want and get quote, he'll cut a check for the full amount. Of course I go to the most expensive place in town, they quote me just under 11k, take quote to boss man, and he writes the check on the spot. I just beat the dent out a little and put the money in the bank.  What will you say to Jesus when you die? |
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Posted: 8/21/2023 11:06:10 AM EDT
[#4]
Quote HistoryQuoted: About 8 years ago at a local Wally World someone backed into my car while I was inside shopping. Told Wal-Mart, they won't show me the video footage. I called the police and they investigated. All I knew was it was a Tahoe. Thanks. I ended up paying out of pocket for the repairs to my car. Three years later a drunk driver with no insurance rear ended me and that entire section of the car had to be fixed again. Quote HistoryQuoted: Quoted: That's why I always park away from the pack especially if I have to go to WalMart, Rural King or Dollar General. I've seen too many kids just fling car doors open and ding cars. Told Wal-Mart, they won't show me the video footage. I called the police and they investigated. All I knew was it was a Tahoe. Thanks. I ended up paying out of pocket for the repairs to my car. Three years later a drunk driver with no insurance rear ended me and that entire section of the car had to be fixed again. My truck was hit last Saturday in the Home Depot parking lot. Home Depot wouldn't show me anything either, they said I had to file a police report and only the police could see the video. A guy came up to me that had seen it happen, said it was some Hispanics in a white F-250. He said their truck was damaged much worse than mine, I only lost a taillight and got one small scratch just above the bumper. I already ordered a new taillight, not worth the hassle to get the police and my insurance company involved for a $100 repair. |
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Posted: 8/21/2023 11:11:20 AM EDT
[#5]
Quote HistoryQuoted: lol, sure Quote HistoryQuoted: Quoted: Call the Police, it's an evading accident. They will review the tapes. 
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Posted: 8/21/2023 11:11:32 AM EDT
[#6]
Quote HistoryQuoted: Did you ask the cop if he had any leads? LE is not involved. There is no point |
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Posted: 8/21/2023 11:19:03 AM EDT
[#7]
I wonder what the store is hiding if they won't show the security footage... ??
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Posted: 8/21/2023 11:38:35 AM EDT
[#8]
Quote HistoryQuoted: I wonder what the store is hiding if they won't show the security footage... ?? It’s store policy to only show to LE. LE is not going to do anything other than wish me the best of luck |
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Posted: 8/21/2023 11:44:38 AM EDT
[#9]
Quote HistoryQuoted: This is the route I will go Quote HistoryQuoted: Quoted: Maybe get a quote first then decide if it warrants getting your insurance involved. If you just call and mention this they are going to indicate it on your account whether or not you file a claim. Best not to even say anything unless you are making a claim. This is the route I will go Be prepared to be blown away by the quote. Similar thing happened to me a month ago. About a golf ball sized dent in the front right panel, right on the contour above the panel. Quote was over $2k. Sorry to hear this happened to you. There is a crisis of accountability in our country. |
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Posted: 8/21/2023 11:47:04 AM EDT
[#10]
Quoted: Quoted: Dealing with this right now. Two months ago a woman backed into me while in a doctors office. I finally got my truck in the shop last Monday. Allstate is her insurance company and it has been a nightmare. |
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Posted: 8/21/2023 11:50:03 AM EDT
[#11]
Let me put the camera myth to rest.
Most businesses especially grocery and retail stores do not cover much if any of their parking lot. At best it might cover the immediate entry approach and first row of parking spots. The stores are more concerned about theft from inside the store by employees and customers. They don’t want to be tied up in court over fender benders, door dents, assaults and other crimes that have nothing to do with their profits. |
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Posted: 8/21/2023 12:00:34 PM EDT
[#12]
Every dent in my '05 truck is from idiots in parking lots.
I had some miserable broad open her door and slam it (literally) into my drivers side door. When I called her on it she proceeded to tell me "it's just a truck"... I hope she enjoyed that large dent in I put in her quarter panel after she went in the store. Bitch. |
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Posted: 8/21/2023 12:07:31 PM EDT
[#13]
Quote HistoryQuoted: Just being devil's advocate - will the insurance company just take the policy holder's word that the vehicle was parked? Hypothetical : I got falling-down drunk last night and I sideswiped a parked car on the way home. So I call my insurance company and say I got hit while it was parked in a parking lot? I guess what I'm asking wouldn't you need something corroborating, like a police report? lying would be felony insurance fraud. do you wanna risk that? |
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Posted: 8/21/2023 12:14:09 PM EDT
[#14]
Quote HistoryQuoted: About what? His worker backed into my truck and paid for the damages. I chose to keep the money instead of the repair. Am I missing something? Quote HistoryQuoted: Quoted: Quoted: Had this happen a few months ago. Truck parked at work, and a damned garbage truck backed into it, crunching the rr corner of the bed. Fortunately a coworker saw it and stopped him. Worker called his boss, he shows up and says he doesn't want to get insurance involved. Says take it wherever you want and get quote, he'll cut a check for the full amount. Of course I go to the most expensive place in town, they quote me just under 11k, take quote to boss man, and he writes the check on the spot. I just beat the dent out a little and put the money in the bank. What will you say to Jesus when you die? About what? His worker backed into my truck and paid for the damages. I chose to keep the money instead of the repair. Am I missing something? It is completly legal and above board . I had a similar incident happen, because i was 20 and had no idea what to do i called my insurance and they said "well you own the car, so you can decide to get it fixed, you can partially get it fixd and keep money, or say "f it, ill drive with dent and pay some bills" BUT if you elect to not fix it and you get in a wreck the chances of totaling vehicle are changed, as well as payout for a second dent on same spot. Im assuming OP owns his truck, if the bank owns your truck it IS unethical to not fix because the banks requires that their truck be insured so they can recover their money if OP wrecks said truck. |
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Posted: 8/21/2023 12:20:41 PM EDT
[#15]
I stopped caring about getting dings on my car because women with kids will always park right up against it and fling their doors open.
I was sitting in my car once, in an empty area of a parking lot, and some woman in a minivan parks right next to me and her kid rammed my rear door when he swung his open. After asking her why she chose to park right up against me in an empty parking lot she said "It seemed more efficient". 
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Posted: 8/21/2023 12:25:43 PM EDT
[#16]
Quote HistoryQuoted: Call the Police, it's an evading accident. They will review the tapes. this 100% they will get the tapes as its a hit and run. |
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Posted: 8/21/2023 12:51:17 PM EDT
[#17]
Quote HistoryQuoted: Just being devil's advocate - will the insurance company just take the policy holder's word that the vehicle was parked? Hypothetical : I got falling-down drunk last night and I sideswiped a parked car on the way home. So I call my insurance company and say I got hit while it was parked in a parking lot? I guess what I'm asking wouldn't you need something corroborating, like a police report? Depending on the jurisdiction the local PD may or may nor respond to a private property collision or hit and run unless injury or death is involved. I’ll admit it’s been years ago but at least two suburban Detroit departments that I know of will tell you to contact your insurer. |
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Posted: 8/21/2023 1:31:25 PM EDT
[#18]
Did you call the police for a HR report of some sort? In TX, a parking lot accident is a non reportable accident, but police can still get vid from the property and work the hr. At least thats how we do it.
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Posted: 8/21/2023 1:34:02 PM EDT
[#19]
Quote HistoryQuoted: this 100% they will get the tapes as its a hit and run. They will not. They said that because it happened on private property and there was no injury reported, it is a civil matter. They will not be doing an investigation of any kind. Could be they are lazy, or don’t have the resources. In either case, the police are not going to be assisting. Chances are, in this town, the guy who hit my truck doesn’t have insurance. There is nobody to go after and I am on my own. |
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Posted: 8/21/2023 3:10:26 PM EDT
[#20]
Quote HistoryQuoted: They will not. They said that because it happened on private property and there was no injury reported, it is a civil matter. They will not be doing an investigation of any kind. Could be they are lazy, or don’t have the resources. In either case, the police are not going to be assisting. Chances are, in this town, the guy who hit my truck doesn’t have insurance. There is nobody to go after and I am on my own. 10-4 I do remember this happening to me about 10 years ago in my tacoma. someone punched out one of my tail lights. I just ordered a new one and went about my business. if no paint damage you may be able to pop it out? |
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Posted: 8/21/2023 3:21:36 PM EDT
[#21]
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Posted: 8/21/2023 3:54:30 PM EDT
[#22]
Quote HistoryQuoted: That's why I always park away from the pack especially if I have to go to WalMart, Rural King or Dollar General. I've seen too many kids just fling car doors open and ding cars. Last winter, somebody I know parked a car in a deserted section of parking lot. Some kid driving his pickup diagonally across the lot hit it hard. Fortunately the kid was honest and waited for them to get out of the store and exchange insurance info. It still sucked to be missing a car for weeks before it got fixed. |
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Posted: 8/21/2023 4:02:01 PM EDT
[#23]
Quoted: I had my truck parked in a parking lot of a shopping center. Went into the store to grab some stuff and came out and found someone backed into it and it has a large dent in the right fender and headlight bezel is broken. Nobody saw anything and the store wouldn’t show me any video footage. So, if I file a claim with my insurance will my rates go up? I have zero accidents and have never filed a claim with these guys. I have had progressive over 10 years. If it counts against me, I will just suck it up and live with the damage, but I would rather not. OP: I had a guy back into my car in a Holiday station lot awhile back. The store Manager wouldn't give/show me the video, but my insurance was able to get it. Maybe try that route. Good Luck! |
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Posted: 8/21/2023 4:14:16 PM EDT
[#24]
Progressive Insurance is actually very very good and you can call and literally ask them if submitting a claim will raise your premiums. Likely it won't, but if it does, it won't be by much and will come back down in a couple years.
I'm a careful guy...but have had to use my Progressive policies TWICE. Both were self inflicted. One was the roof of my toy hauler, damage was over $9000, premium didn't go up at all. #2 was my 2008 Suzuki King Quad...hit a tree. (glancing blow, merely a flesh wound), with about $2000 damage. My premium went up $15 per year on that one, for two years. In your situation, I would call them and just ask what the outcome would be. I am a believer in insurance. I pay into it, and I use it when necessary. |
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Posted: 8/21/2023 4:21:30 PM EDT
[#25]
My truck was hit and run in a parking lot in Atlanta. I'm just about leaving USAA over it. They said I was at fault because there was no one else to blame. I made it clear if they raised my rates over it I would leave them after 35 years. We'll see.
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Posted: 8/21/2023 4:29:09 PM EDT
[#26]
~10 years ago (when I still lived in Ohio), a pickup with a plow attachment on the front did a number right down the side of my car, in the parking lot. They were not plowing the lot - they were just there as customers.
At least these guys were cool enough to come into the store, and ask who owned it. i.e., they were raised right. I ended up talking to the owner of the local landscaping/plowing company (boy was he pissed at his employees  ), and we worked out a deal that wouldn't involve insurance. Long story short, I was like "We can avoid bringing your insurance company into it, if that's what you want. I want to take it to my guy to get it fixed - you can pay for it any way you like". And that's what he did. Worked out okay in the end, considering. My guy did an awesome job (which is why I insisted on using him), and it was like it never happened. Accidents happen. Owner of the company manned up, which is all that matters. People who do hit and run bullshit like what you just experienced, are the lowest of the low, i.e. they were not raised right. 
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Posted: 8/21/2023 4:32:54 PM EDT
[#27]
Quote HistoryQuoted: Last winter, somebody I know parked a car in a deserted section of parking lot. Some kid driving his pickup diagonally across the lot hit it hard. Fortunately the kid was honest and waited for them to get out of the store and exchange insurance info. It still sucked to be missing a car for weeks before it got fixed. I had this same thing happen once. Since then, I don't park by myself way out in the boonies unless it's a spot that's protected somehow (end of a row, next to landscaping, etc.). |
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Posted: 8/21/2023 4:58:28 PM EDT
[#28]
BTDT. Older son borrowed my truck one weekend to visit his fiance (now wife) about 4 years ago, about 100 miles away. He went to a local Walmart up there to pick up something for her; spent no more than 30 minutes at Walmart. He left there and went to her house, spending the rest of the weekend with her and her parents; he went nowhere else and came home on Sunday afternoon. I walked outside to greet him and saw a big dent in the passenger side of the pickup bed, right in front of the tire. He knew nothing about it. Based on its shape and location, somebody swung too wide into the adjacent parking lot and hit it, most likely another truck or large SUV. They knew they hit it, because they left a big hand print in the dust on the dent. It didn't match my son's hand size. I called USAA to report it and told them the probable / approximate date, time and place of the incident, so they could contact Walmart for any video coverage. USAA called me back 2 days later and told me to take it to a local body shop for an estimate. Then they sent me a check, less my deductible. My rates didn't change.
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