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Posted: 8/6/2018 6:18:32 PM EDT
[#1]
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Protect your retirement assets and get rid of debt. Then move to Florida. Medical really does kill you financially when you get older. I know people who retired early [before medicare] had one medical issue and are now financially in the red for the foreseeable future. All their planning has been tossed into the trash. Most of them are just blue collars, saved decently but didn't realize just how much a bout with cancer can wipe out 30 years of saving and investing. |
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Posted: 8/6/2018 6:34:53 PM EDT
[#2]
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LOL. Why do you think her heirs' estates are relevant here? Is reading always this difficult for you? Quote HistoryQuoted:
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Uh.....not how that works. Your bills don't just get passed to relatives when you die. Quoted:
Had a distant relative that passed away last year. She was around 70 years old, and left her family with $100K+ in medical bills. She was eligible, but for some reason, she never signed up for Medicare. |
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Posted: 8/6/2018 6:39:47 PM EDT
[#3]
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The crybaby millennial imbeciles who are saddled with crippling student loan debt aren't "victims" of anyone or anything other than their own stupidity and lack of employable skills. The poor dears.  Quote HistoryQuoted:
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So let me get this straight... The Boomer generation saddles millennials with crippling student loan debt, makes it illegal to declare bankruptcy on this debt, then declares bankruptcy themselves?  The poor dears. Engineering degree so it's somewhat more marketable than underwater basket weaving 
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Posted: 8/6/2018 6:43:25 PM EDT
[#4]
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It is not the heirs until the lean is gone. |
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Posted: 8/6/2018 6:44:13 PM EDT
[#5]
When baby boomers post about how someone was "raiding" social security they expose what a loose and ill informed grasp they had on financial planning in the first place.
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Posted: 8/6/2018 6:45:09 PM EDT
[#6]
I have 3m in insurance that converts from term to permanent (with all premiums waived) through northwestern mutual until age 80 if I am affected by a long term disability including cancer. The premiums are not crazy. My wife has the same. We have good planning in place for our assets. We will not be screwed.
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Posted: 8/6/2018 7:04:25 PM EDT
[#7]
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Another thing, if you are over 60 and still owe on a mortgage you are a retard. I know one guy in his 60's and has two house payments |
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Posted: 8/6/2018 7:39:45 PM EDT
[#8]
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Yep. I got a BSME with only 30k in loans that I aggressively paid off before I was 30. Engineering degree so it's somewhat more marketable than underwater basket weaving Quote HistoryQuoted:
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So let me get this straight... The Boomer generation saddles millennials with crippling student loan debt, makes it illegal to declare bankruptcy on this debt, then declares bankruptcy themselves? The poor dears. Engineering degree so it's somewhat more marketable than underwater basket weaving I'd put his tuition for each semester on my credit card and paid it off when the bills came in at the end of the month. The most expensive part was his living expenses, lodging, and meals and they were very affordable; he also got a job while at school and earned far more than his tuition. He's parlayed that inexpensive education into an extraordinarily well paying career. My daughter attended a state college to which she commuted every day and her tuition was literally peanuts and it also got charged to my credit card and paid off immediately. She currently travels the globe for her employer as one of the top people in her industry. Suckers who opt for extraordinarily expensive, but useless, college degrees and in doing so, saddle themselves with hideous debt, have only themselves to blame. |
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Posted: 8/6/2018 9:22:09 PM EDT
[#9]
Quote HistoryQuoted: My son went to a very inexpensive state university, I mean really inexpensive. I'd put his tuition for each semester on my credit card and paid it off when the bills came in at the end of the month. The most expensive part was his living expenses, lodging, and meals and they were very affordable; he also got a job while at school and earned far more than his tuition. He's parlayed that inexpensive education into an extraordinarily well paying career. My daughter attended a state college to which she commuted every day and her tuition was literally peanuts and it also got charged to my credit card and paid off immediately. She currently travels the globe for her employer as one of the top people in her industry. Suckers who opt for extraordinarily expensive, but useless, college degrees and in doing so, saddle themselves with hideous debt, have only themselves to blame. Quote HistoryQuoted: My son went to a very inexpensive state university, I mean really inexpensive. I'd put his tuition for each semester on my credit card and paid it off when the bills came in at the end of the month. The most expensive part was his living expenses, lodging, and meals and they were very affordable; he also got a job while at school and earned far more than his tuition. He's parlayed that inexpensive education into an extraordinarily well paying career. My daughter attended a state college to which she commuted every day and her tuition was literally peanuts and it also got charged to my credit card and paid off immediately. She currently travels the globe for her employer as one of the top people in her industry. Suckers who opt for extraordinarily expensive, but useless, college degrees and in doing so, saddle themselves with hideous debt, have only themselves to blame. Don’t get me wrong, I agree with much of what you said but you make it sound like it’s that easy and everyone else is dumb, like no one else has figured some secret out. Quoted:
I have 3m in insurance that converts from term to permanent (with all premiums waived) through northwestern mutual until age 80 if I am affected by a long term disability including cancer. The premiums are not crazy. My wife has the same. We have good planning in place for our assets. We will not be screwed. |
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Posted: 8/6/2018 9:41:07 PM EDT
[#10]
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Not much going on with Gen X? Must be too busy working. Quote HistoryQuoted:
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I love baby boomer and millennial threads. This one will be juicy. |
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Posted: 8/6/2018 11:37:32 PM EDT
[#11]
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I have 3m in insurance that converts from term to permanent (with all premiums waived) through northwestern mutual until age 80 if I am affected by a long term disability including cancer. The premiums are not crazy. My wife has the same. We have good planning in place for our assets. We will not be screwed. disclaimer: Used to sell Life and Disability ins |
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Posted: 8/7/2018 7:41:26 AM EDT
[#12]
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I don’t know if I agree with that. They spent the last 50 years working, paying into crap they were forced to pay into just so corrupt assholes could raid the piggy bank with no consequences. Now they want their money. I’d want my money too. Quote HistoryQuoted:
Quoted: They helped to bankrupt the Country, now they want even more free-rides... |
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Posted: 8/7/2018 9:10:33 AM EDT
[#13]
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My son went to a very inexpensive state university, I mean really inexpensive. I'd put his tuition for each semester on my credit card and paid it off when the bills came in at the end of the month. The most expensive part was his living expenses, lodging, and meals and they were very affordable; he also got a job while at school and earned far more than his tuition. He's parlayed that inexpensive education into an extraordinarily well paying career. My daughter attended a state college to which she commuted every day and her tuition was literally peanuts and it also got charged to my credit card and paid off immediately. She currently travels the globe for her employer as one of the top people in her industry. Suckers who opt for extraordinarily expensive, but useless, college degrees and in doing so, saddle themselves with hideous debt, have only themselves to blame. Quote HistoryQuoted:
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So let me get this straight... The Boomer generation saddles millennials with crippling student loan debt, makes it illegal to declare bankruptcy on this debt, then declares bankruptcy themselves? The poor dears. Engineering degree so it's somewhat more marketable than underwater basket weaving I'd put his tuition for each semester on my credit card and paid it off when the bills came in at the end of the month. The most expensive part was his living expenses, lodging, and meals and they were very affordable; he also got a job while at school and earned far more than his tuition. He's parlayed that inexpensive education into an extraordinarily well paying career. My daughter attended a state college to which she commuted every day and her tuition was literally peanuts and it also got charged to my credit card and paid off immediately. She currently travels the globe for her employer as one of the top people in her industry. Suckers who opt for extraordinarily expensive, but useless, college degrees and in doing so, saddle themselves with hideous debt, have only themselves to blame. I went to a state school with a little financial support from my parents. Working summers and scholarships allowed me to escape without taking on any loans. College is also very different then when I attended 15 years ago. At least I have a busy day today. Those medi-gap policies for the boomers won't set prices themselves.
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Posted: 8/7/2018 9:46:36 AM EDT
[#14]
No.....thats not the family paying for her. That's her paying for her own medical care. Debts are not passed down.
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Actually, it will work exactly like that in this case. The bills will be taken from her estate. Therefore her family will pay those $100k+ medical bills. |
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Posted: 8/7/2018 10:06:19 AM EDT
[#15]
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No.....thats not the family paying for her. That's her paying for her own medical care. Debts are not passed down. Quote HistoryQuoted:
No.....thats not the family paying for her. That's her paying for her own medical care. Debts are not passed down. Quoted:
Actually, it will work exactly like that in this case. The bills will be taken from her estate. Therefore her family will pay those $100k+ medical bills. |
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Posted: 8/7/2018 10:09:48 AM EDT
[#16]
They love to spend.
Not just their own money, but everyone else's too. |
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Posted: 8/7/2018 11:21:01 AM EDT
[#17]
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So let me get this straight... The Boomer generation saddles millennials with crippling student loan debt, makes it illegal to declare bankruptcy on this debt, then declares bankruptcy themselves? Millennials saddled themselves with that debt. |
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Posted: 8/7/2018 11:37:30 AM EDT
[#18]
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What? Millennials saddled themselves with that debt. Quote HistoryQuoted:
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So let me get this straight... The Boomer generation saddles millennials with crippling student loan debt, makes it illegal to declare bankruptcy on this debt, then declares bankruptcy themselves? Millennials saddled themselves with that debt. |
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Posted: 8/7/2018 11:43:22 AM EDT
[#19]
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Hey that underwater gender studies degree is needed by society. Quote HistoryQuoted:
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So let me get this straight... The Boomer generation saddles millennials with crippling student loan debt, makes it illegal to declare bankruptcy on this debt, then declares bankruptcy themselves? Millennials saddled themselves with that debt.
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Posted: 8/7/2018 11:49:32 AM EDT
[#20]
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Cause every millennial gets those degrees. Quote HistoryQuoted:
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So let me get this straight... The Boomer generation saddles millennials with crippling student loan debt, makes it illegal to declare bankruptcy on this debt, then declares bankruptcy themselves? Millennials saddled themselves with that debt. |
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Posted: 8/7/2018 11:54:30 AM EDT
[#21]
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He is either very confused or thinks heirs should get the estate even when money/liens are against said estate. Quote HistoryQuoted:
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No.....thats not the family paying for her. That's her paying for her own medical care. Debts are not passed down. Quoted:
Actually, it will work exactly like that in this case. The bills will be taken from her estate. Therefore her family will pay those $100k+ medical bills. |
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Posted: 8/7/2018 11:55:49 AM EDT
[#22]
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When baby boomers post about how someone was "raiding" social security they expose what a loose and ill informed grasp they had on financial planning in the first place.
It demonstrates that they believed the government's lie about establishing a Social Security "trust fund". Apparently you're not old enough to remember that particular lie. Perhaps you remember the updated version for this millennium - the "lock box". |
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Posted: 8/7/2018 12:04:51 PM EDT
[#23]
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Reading is difficult for you, eh? I'm still waiting for an answer to my question about that "lean" you continually mention. Quote HistoryQuoted:
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No.....thats not the family paying for her. That's her paying for her own medical care. Debts are not passed down. Quoted:
Actually, it will work exactly like that in this case. The bills will be taken from her estate. Therefore her family will pay those $100k+ medical bills. |
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Posted: 8/7/2018 12:09:08 PM EDT
[#24]
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It demonstrates that they believed the government's lie about establishing a Social Security "trust fund". Apparently you're not old enough to remember that particular lie. Perhaps you remember the updated version for this millennium - the "lock box". Quote HistoryQuoted:
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When baby boomers post about how someone was "raiding" social security they expose what a loose and ill informed grasp they had on financial planning in the first place.
It demonstrates that they believed the government's lie about establishing a Social Security "trust fund". Apparently you're not old enough to remember that particular lie. Perhaps you remember the updated version for this millennium - the "lock box". So for all of you claiming we were "duped" why don't YOU just quit paying? Because you don't have a choice that's why. |
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Posted: 8/7/2018 12:12:13 PM EDT
[#25]
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Did I misspell it the first time? Sorry didn't mean to confuse but you surely get what I was saying.....or then again maybe not. So it's not clear what you were attempting to say. |
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Posted: 8/7/2018 12:52:45 PM EDT
[#26]
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If you are attempting to use the word "lien", those are not normally used in probate, unless there's some sort of real estate to be encumbered. So it's not clear what you were attempting to say. Quote HistoryQuoted:
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Did I misspell it the first time? Sorry didn't mean to confuse but you surely get what I was saying.....or then again maybe not. So it's not clear what you were attempting to say. |
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Posted: 8/7/2018 12:56:25 PM EDT
[#27]
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Liens on estates from medical are quit common around here per my wife which works in hospital administration. Yes I did incorrectly spell it wrong the first time (likely due to auto correct) but not the second time if you would like to look back. At this point i'm not sure if you are trying to be smug or are generally confused as me and several other posters have pointed out in this thread. Carry on. |
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Posted: 8/7/2018 1:02:08 PM EDT
[#28]
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What on earth makes you think there's a lien on her estate? Quote HistoryQuoted:
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Liens on estates from medical are quit common around here per my wife which works in hospital administration. Yes I did incorrectly spell it wrong the first time (likely due to auto correct) but not the second time if you would like to look back. At this point i'm not sure if you are trying to be smug or are generally confused as me and several other posters have pointed out in this thread. Carry on. We clear now? |
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Posted: 8/7/2018 1:10:22 PM EDT
[#29]
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Ive always jokingly said most families are 1 serious medical situation away from bankruptcy. And many took huge hits to retirement funds when 2008-09 real estate / market crashed so hard. And its not just the Boomers. Id guess most age groups bankruptcy filings are increasing. People don't save anymore. Spend, spend, spend. Quote HistoryQuoted:
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Probably bankruptcies due to medical expenses. Very common. And many took huge hits to retirement funds when 2008-09 real estate / market crashed so hard. And its not just the Boomers. Id guess most age groups bankruptcy filings are increasing. People don't save anymore. Spend, spend, spend. 
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Posted: 8/7/2018 1:14:05 PM EDT
[#30]
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It is not the heirs until the lean is gone. Quote HistoryQuoted:
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Uh.....not how that works. Your bills don't just get passed to relatives when you die. Quoted:
Had a distant relative that passed away last year. She was around 70 years old, and left her family with $100K+ in medical bills. She was eligible, but for some reason, she never signed up for Medicare. |
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Posted: 8/7/2018 1:14:24 PM EDT
[#31]
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OK lets pretend there is not, maybe there isn't I'm not psychic. Sell the estate while shes owes money on medical and the sellers get to pay the medical bills which is fair. We clear now? Quote HistoryQuoted:
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Liens on estates from medical are quit common around here per my wife which works in hospital administration. Yes I did incorrectly spell it wrong the first time (likely due to auto correct) but not the second time if you would like to look back. At this point i'm not sure if you are trying to be smug or are generally confused as me and several other posters have pointed out in this thread. Carry on. We clear now? There is no "estate" to sell. As I said in my OP, her family (heirs) will get stuck paying those medical bills - because it will come out of their inheritance. |
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Posted: 8/7/2018 1:15:25 PM EDT
[#32]
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Lien. FFS, does no one own a dictionary any more? Quote HistoryQuoted:
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Uh.....not how that works. Your bills don't just get passed to relatives when you die. Quoted:
Had a distant relative that passed away last year. She was around 70 years old, and left her family with $100K+ in medical bills. She was eligible, but for some reason, she never signed up for Medicare. 
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Posted: 8/7/2018 1:16:03 PM EDT
[#33]
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You've lost me once again: Sell the estate while shes owes money on medical and the sellers get to pay the medical bills which is fair. There is no "estate" to sell. As I said in my OP, her family (heirs) will get stuck paying those medical bills - because it will come out of their inheritance. Quote HistoryQuoted:
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Liens on estates from medical are quit common around here per my wife which works in hospital administration. Yes I did incorrectly spell it wrong the first time (likely due to auto correct) but not the second time if you would like to look back. At this point i'm not sure if you are trying to be smug or are generally confused as me and several other posters have pointed out in this thread. Carry on. We clear now? There is no "estate" to sell. As I said in my OP, her family (heirs) will get stuck paying those medical bills - because it will come out of their inheritance. |
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Posted: 8/7/2018 1:26:50 PM EDT
[#34]
With all I see, I'm pretty well at the place where I've decided if you don't file bankruptcy at least twice in your life, you're a sucker. It's sad for people who like to do things the right way.
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Posted: 8/7/2018 3:27:05 PM EDT
[#35]
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Another thing, if you are over 60 and still owe on a mortgage you are a retard. I know one guy in his 60's and has two house payments |
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Posted: 8/7/2018 3:30:16 PM EDT
[#36]
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Tell that to guys in their 50s who found themselves starting over at a point in life when they EXPECTED to have a mortgage paid off. Quote HistoryQuoted:
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Another thing, if you are over 60 and still owe on a mortgage you are a retard. I know one guy in his 60's and has two house payments |
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Posted: 8/7/2018 4:27:01 PM EDT
[#37]
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Hey that underwater gender studies degree is needed by society. Let me guess: in your kind, unless it's STEM related, it's a worthless degree. I would disagree. Society needs people in the fields that you may personally consider unimportant. People who go into those fields should go in knowing that its a specialized field, or even the reverse, a field that's very popular and they'll have a lot of competition once they get out. Lets face it, the average person goes trough seven career changes in their working years. For a lot of people, what they studied in school has little to do with what they wind up doing in life. As the ivory tower folks like to say, college isn't just about getting raw facts of a scientific field poured into your head so you can be a STEM robot your whole life. I think we're doing our kids a disservice primarily by telling them that they need to saddle themselves with a ton of college debt at all. The world needs masons, carpenters, plumbers, electricians. None of which needs a college degree As I said though in my first post, we didn't saddle the kids with the college debt. They signed for it with their eyes open. Parents may have cosigned because we're the ones with a credit history, but in the end its a debt owed by the kids. The other issue with college debt are schools that import in a bunch of truly undeserving kids, load them up with a tuition-free ride because of their ethnic or financial status, then don't hold them scholastically responsible because the college wants the revenue stream associated with that inner city minority student. Meanwhile white middle class kids from intact families get the short end of the financial aid stick. |
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Posted: 8/7/2018 4:28:14 PM EDT
[#38]
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Did I misspell it the first time? Sorry didn't mean to confuse but you surely get what I was saying.....or then again maybe not. Quote HistoryQuoted:
Did I misspell it the first time? Sorry didn't mean to confuse but you surely get what I was saying.....or then again maybe not. "Lean" refers to the fat content of that hamburger you're flipping on your Weber tonight after work. Quoted:
What on earth makes you think there's a lien on her estate? My parents had quite the runaround trying to explain that we hadn't had any contact with this family member, hadn't supported them in any way prior to their illness, and the government had no justification for trying to dunn us for the costs of care they provided this person. |
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Posted: 8/7/2018 4:44:49 PM EDT
[#39]
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If I was at that point I would buy an RV or travel trailer and live out my life in different places based on the climate. Quote HistoryQuoted:
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Another thing, if you are over 60 and still owe on a mortgage you are a retard. I know one guy in his 60's and has two house payments But I wasn't about to live in a dingy apartment like the horror stories you hear about divorced guys. I used my GI benefits for a mortgage, because that was an available option at the time. I wound up in a nice area, good neighbors, close to both jobs, able to continue my FFL side gig. Sure I have a mortgage. I know that I wont be able to stay here for the 30 years it'll take to pay off the mortgage. In a decade or so when I sell this place and finally move out west and away from NYS in my 60s, it'll be an entirely new chapter. In the meantime, I have a life to live. |
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Posted: 8/7/2018 5:01:39 PM EDT
[#40]
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What does that have to do with what I said? Let me guess: in your kind, unless it's STEM related, it's a worthless degree. I would disagree. Society needs people in the fields that you may personally consider unimportant. People who go into those fields should go in knowing that its a specialized field, or even the reverse, a field that's very popular and they'll have a lot of competition once they get out. Lets face it, the average person goes trough seven career changes in their working years. For a lot of people, what they studied in school has little to do with what they wind up doing in life. As the ivory tower folks like to say, college isn't just about getting raw facts of a scientific field poured into your head so you can be a STEM robot your whole life. I think we're doing our kids a disservice primarily by telling them that they need to saddle themselves with a ton of college debt at all. The world needs masons, carpenters, plumbers, electricians. None of which needs a college degree As I said though in my first post, we didn't saddle the kids with the college debt. They signed for it with their eyes open. Parents may have cosigned because we're the ones with a credit history, but in the end its a debt owed by the kids. The other issue with college debt are schools that import in a bunch of truly undeserving kids, load them up with a tuition-free ride because of their ethnic or financial status, then don't hold them scholastically responsible because the college wants the revenue stream associated with that inner city minority student. Meanwhile white middle class kids from intact families get the short end of the financial aid stick. Quote HistoryQuoted:
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Hey that underwater gender studies degree is needed by society. Let me guess: in your kind, unless it's STEM related, it's a worthless degree. I would disagree. Society needs people in the fields that you may personally consider unimportant. People who go into those fields should go in knowing that its a specialized field, or even the reverse, a field that's very popular and they'll have a lot of competition once they get out. Lets face it, the average person goes trough seven career changes in their working years. For a lot of people, what they studied in school has little to do with what they wind up doing in life. As the ivory tower folks like to say, college isn't just about getting raw facts of a scientific field poured into your head so you can be a STEM robot your whole life. I think we're doing our kids a disservice primarily by telling them that they need to saddle themselves with a ton of college debt at all. The world needs masons, carpenters, plumbers, electricians. None of which needs a college degree As I said though in my first post, we didn't saddle the kids with the college debt. They signed for it with their eyes open. Parents may have cosigned because we're the ones with a credit history, but in the end its a debt owed by the kids. The other issue with college debt are schools that import in a bunch of truly undeserving kids, load them up with a tuition-free ride because of their ethnic or financial status, then don't hold them scholastically responsible because the college wants the revenue stream associated with that inner city minority student. Meanwhile white middle class kids from intact families get the short end of the financial aid stick. |
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Posted: 8/7/2018 5:30:38 PM EDT
[#41]
Free will is a bitch.
my former next door neighbor dclared bankruptcy in 2005. in 2006 he bought the house for $600K, which was pretty much the high water mark for home prices before the market crashed. this spring he just rolls out and walks on his house, moving into a rental property in the next county over. the bank just put it up for sale after it sat half the summer with no utilities for $549K. meanwhile leading up to this, lavish vacations, two Audi luxury cars in the driveway, and some sort of grolwy, expensive pure bred - breed of peace type dog, he just got. hey, asshole, try staycations, adopt a mutt from the shelter and drive a camry, maybe you cpuld have afforded your house. PS dude was a baby boomer, im not. |
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Posted: 8/7/2018 5:41:07 PM EDT
[#42]
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Hey that underwater gender studies degree is needed by society. Quote HistoryQuoted:
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So let me get this straight... The Boomer generation saddles millennials with crippling student loan debt, makes it illegal to declare bankruptcy on this debt, then declares bankruptcy themselves? Millennials saddled themselves with that debt. |
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Posted: 8/7/2018 5:44:14 PM EDT
[#43]
Quote HistoryQuoted: We had the exact same options in paying Social Security that the smarmy young fuckers do. They took it out of our checks. So for all of you claiming we were "duped" why don't YOU just quit paying? Because you don't have a choice that's why. There are always choices, and IIRC doesn't RR get waived from having to pay SS taxes? |
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Posted: 8/7/2018 5:51:36 PM EDT
[#44]
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And all those conservative families get to bankrupt their financial standing to pay for their own kids liberal indoctrination. Who has time for freedom or values cause muh jobs. Quote HistoryQuoted:
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Hey that underwater gender studies degree is needed by society. Let me guess: in your kind, unless it's STEM related, it's a worthless degree. I would disagree. Society needs people in the fields that you may personally consider unimportant. People who go into those fields should go in knowing that its a specialized field, or even the reverse, a field that's very popular and they'll have a lot of competition once they get out. Lets face it, the average person goes trough seven career changes in their working years. For a lot of people, what they studied in school has little to do with what they wind up doing in life. As the ivory tower folks like to say, college isn't just about getting raw facts of a scientific field poured into your head so you can be a STEM robot your whole life. I think we're doing our kids a disservice primarily by telling them that they need to saddle themselves with a ton of college debt at all. The world needs masons, carpenters, plumbers, electricians. None of which needs a college degree As I said though in my first post, we didn't saddle the kids with the college debt. They signed for it with their eyes open. Parents may have cosigned because we're the ones with a credit history, but in the end its a debt owed by the kids. The other issue with college debt are schools that import in a bunch of truly undeserving kids, load them up with a tuition-free ride because of their ethnic or financial status, then don't hold them scholastically responsible because the college wants the revenue stream associated with that inner city minority student. Meanwhile white middle class kids from intact families get the short end of the financial aid stick. Want college? Go see Afghanistan |
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Posted: 8/7/2018 5:53:37 PM EDT
[#45]
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Probably bankruptcies due to medical expenses. Very common. |
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Posted: 8/7/2018 9:25:18 PM EDT
[#46]
Quote HistoryQuoted:
What does that have to do with what I said? Let me guess: in your kind, unless it's STEM related, it's a worthless degree. I would disagree. Society needs people in the fields that you may personally consider unimportant. People who go into those fields should go in knowing that its a specialized field, or even the reverse, a field that's very popular and they'll have a lot of competition once they get out. Lets face it, the average person goes trough seven career changes in their working years. For a lot of people, what they studied in school has little to do with what they wind up doing in life. As the ivory tower folks like to say, college isn't just about getting raw facts of a scientific field poured into your head so you can be a STEM robot your whole life. I think we're doing our kids a disservice primarily by telling them that they need to saddle themselves with a ton of college debt at all. The world needs masons, carpenters, plumbers, electricians. None of which needs a college degree As I said though in my first post, we didn't saddle the kids with the college debt. They signed for it with their eyes open. Parents may have cosigned because we're the ones with a credit history, but in the end its a debt owed by the kids. The other issue with college debt are schools that import in a bunch of truly undeserving kids, load them up with a tuition-free ride because of their ethnic or financial status, then don't hold them scholastically responsible because the college wants the revenue stream associated with that inner city minority student. Meanwhile white middle class kids from intact families get the short end of the financial aid stick. Quote HistoryQuoted:
Quoted:
Hey that underwater gender studies degree is needed by society. Let me guess: in your kind, unless it's STEM related, it's a worthless degree. I would disagree. Society needs people in the fields that you may personally consider unimportant. People who go into those fields should go in knowing that its a specialized field, or even the reverse, a field that's very popular and they'll have a lot of competition once they get out. Lets face it, the average person goes trough seven career changes in their working years. For a lot of people, what they studied in school has little to do with what they wind up doing in life. As the ivory tower folks like to say, college isn't just about getting raw facts of a scientific field poured into your head so you can be a STEM robot your whole life. I think we're doing our kids a disservice primarily by telling them that they need to saddle themselves with a ton of college debt at all. The world needs masons, carpenters, plumbers, electricians. None of which needs a college degree As I said though in my first post, we didn't saddle the kids with the college debt. They signed for it with their eyes open. Parents may have cosigned because we're the ones with a credit history, but in the end its a debt owed by the kids. The other issue with college debt are schools that import in a bunch of truly undeserving kids, load them up with a tuition-free ride because of their ethnic or financial status, then don't hold them scholastically responsible because the college wants the revenue stream associated with that inner city minority student. Meanwhile white middle class kids from intact families get the short end of the financial aid stick. |
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Posted: 8/7/2018 9:41:16 PM EDT
[#47]
Quote HistoryQuoted:
Honestly, most of America would be better off with the decision to go to palliative vs. heroic care after certain points in life. The issue I hear ER and other doctors with large elderly populations is keeping people alive at great expense vs. simply letting go. |
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Posted: 8/7/2018 9:43:20 PM EDT
[#48]
Quote HistoryQuoted:
How the hell are boomers going bankrupt from medical bills when they have Medicare? Over 15% of the federal budget is now untouchable spending specifically to give them free healthcare. Every politician is terrified to talk about cutting it because the boomers will vote out whoever doesn't send them their welfare. |
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Posted: 8/7/2018 9:44:50 PM EDT
[#49]
This is dildos
Boomers have assets Millennials do not |
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Posted: 8/7/2018 9:55:52 PM EDT
[#50]
Quote HistoryQuoted:
This is dildos Boomers have assets Millennials do not 
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