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Posted: 4/9/2023 12:19:56 PM EDT
[#1]
I don’t know any landlords who accept credit cards for rent payments.
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Posted: 4/9/2023 12:22:53 PM EDT
[#2]
Quote HistoryQuoted: Ever hear of The Great Wealth Transfer? If boomers were bad at business then where did the unprecedented tens of trillions of dollars (highest speculated I saw is $68 trillion) that they are leaving their descendants come from? My wife and I inherited nothing but we are going to leave our two kids a modest but life-altering inheritance. Most bitching about boomers is due to frustration about having to wait for inheritances. <---Broad brush just as stupid as saying boomers are terrible at business. Quote HistoryQuoted: Quoted: Don't bother arguing. Boomers are terrible at business. Ever hear of The Great Wealth Transfer? If boomers were bad at business then where did the unprecedented tens of trillions of dollars (highest speculated I saw is $68 trillion) that they are leaving their descendants come from? My wife and I inherited nothing but we are going to leave our two kids a modest but life-altering inheritance. Most bitching about boomers is due to frustration about having to wait for inheritances. <---Broad brush just as stupid as saying boomers are terrible at business. I’m set for life already. And below 40. All but what my grandfather left me (died in 94) has been my own. He was a greatest generation, not a boomer. My bitch about boomers is for other millennials. “I got mine” so to speak. They’re not retiring because of poor life choices. They also tend to get overly emotional with business decisions. They also tend to overly react business wise. Also they’re general clowning on the younger generation that “can’t do anything.” Guess what… I’m completely capable. I’ve gone further in my career than predecessors, faster than them. I can do more things. I have degrees they don’t. Etc. “Smarter, faster, better.” Thus my clowning in boomers. Their only answer is the previous page. “You must of got everything handed to you.” Yeah? Why would I do all this? Why would I work my ass off 7 days a week? Clowns. |
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Posted: 4/9/2023 12:30:36 PM EDT
[#3]
back when I was living in NYC, I was apartment hunting around 2001 and there was one building where they accepted credit/debit cards for rent
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Posted: 4/9/2023 12:31:41 PM EDT
[#4]
Quote HistoryQuoted: You would lose that bet. Along with most bets on assumptions about me. I just like to make boomers grit their teeth and pop off with their generalized conceptions of younger generations. That makes them look like a gigantic idiot. I also raise these assholes: https://www.ar15.com/media/mediaFiles/148484/83935AE9-3555-40FA-8F53-CCC2DEA8FB3C-1131168.jpg Do cool things: https://www.ar15.com/media/mediaFiles/148484/8920FE52-C074-4694-AFA4-B7869FAD73EE-2569056.jpg Shoot cool guns! https://www.ar15.com/media/mediaFiles/148484/B0D3A441-3EB5-43D7-8B86-BD1AE8B4B999-2542977.jpg Have cool vehicles: https://www.ar15.com/media/mediaFiles/148484/CB9BEB7B-BD0F-4DB3-BF7B-38EAF1D7A763-2701789.jpg Have I stumped you yet? https://www.ar15.com/media/mediaFiles/148484/78D33AE2-A0B0-4D16-86A5-0B80BE7FE0F8-2768521.jpg I’m just a functional idiot that likes to have fun. That’s really good at his job. That can talk toe to toe with the top economists in the world. And can hang out with CEO’s of top companies. Etc. Quote HistoryQuoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: I love the boomer resistance to getting paid rent via credit card. I accept whatever payment people want to give. Part of doing business. Make it easier for your customer. Business 101. Most boomers are smart enough to know that there is no free lunch. If the landlord incurs more costs by accepting a CC than they think it is worth, they won’t take them. It is not rocket science. Who do you think invented credit cards? Hint: they have been around a long time. Dude I sell fuel and gasoline and people pay all the time with credit card. Don’t even try to pretend like there isn’t ways to regain credit card fees. My margin on fuel is Pennies. My margin on transport fuel is typically 2.5 cents. I have customers that want to pay with a credit card. So I figure it out. If you can’t figure it out, shame on you. Dude I worked for a finance company that made subprime auto loans and personal loans. We did take credit cards on our website and over the phone. We generally charged a convince fee but sometimes collections would waive the fee when they felt it was worth it. Did I mention that we had our own credit cards for a couple of years? I know all about how credit cards work and the fees charged to the cardholder and the merchant. Did you ever hear of First Data? That is one of the companies I had direct contact with before I retired. Dude. My family’s businesses are worth a few billion. I’m glad you’re retired. Enjoy it. Stay there. I am enjoying retirement and have no need or desire to go back to work. There is nothing like being able to go where I want when I want. Ayyye. Good for you. I get to do that too! (Currently posting from a yacht in the Bahamas. Some of us young whipper snappers do pretty welll.) Sounds like you were born with that silver spoon in mouth.....how would you really be doing without your "families billions"? Double major in International studies and history. Minor in economics. Masters in sales leadership. One of about ~1000 certified lubricant engineers. Extremely well respected in my field. So you tell me. I worked my ass off to be where I’m at. My investments are doing great too. Could I sit on my ass and do nothing? Absolutely! But my next goal is to be one of ~60 people with the NLGI CLGS certification. money doesn't impress me, never has, never will, your worship of it is IMO pretty funny, and I'll bet you stand in front of a mirror every morning giving yourself positive confirmations. You would lose that bet. Along with most bets on assumptions about me. I just like to make boomers grit their teeth and pop off with their generalized conceptions of younger generations. That makes them look like a gigantic idiot. I also raise these assholes: https://www.ar15.com/media/mediaFiles/148484/83935AE9-3555-40FA-8F53-CCC2DEA8FB3C-1131168.jpg Do cool things: https://www.ar15.com/media/mediaFiles/148484/8920FE52-C074-4694-AFA4-B7869FAD73EE-2569056.jpg Shoot cool guns! https://www.ar15.com/media/mediaFiles/148484/B0D3A441-3EB5-43D7-8B86-BD1AE8B4B999-2542977.jpg Have cool vehicles: https://www.ar15.com/media/mediaFiles/148484/CB9BEB7B-BD0F-4DB3-BF7B-38EAF1D7A763-2701789.jpg Have I stumped you yet? https://www.ar15.com/media/mediaFiles/148484/78D33AE2-A0B0-4D16-86A5-0B80BE7FE0F8-2768521.jpg I’m just a functional idiot that likes to have fun. That’s really good at his job. That can talk toe to toe with the top economists in the world. And can hang out with CEO’s of top companies. Etc. Oh wow..you got stuff, big deal, here's a clue for ya...it ain't yours, you're gonna end up in a hole like everyone else...and all your stuff will belong to someone else. |
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Posted: 4/9/2023 12:36:55 PM EDT
[#5]
Quote HistoryQuoted: Oh wow..you got stuff, big deal, here's a clue for ya...it ain't yours, you're gonna end up in a hole like everyone else...and all your stuff will belong to someone else. Quote HistoryQuoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: I love the boomer resistance to getting paid rent via credit card. I accept whatever payment people want to give. Part of doing business. Make it easier for your customer. Business 101. Most boomers are smart enough to know that there is no free lunch. If the landlord incurs more costs by accepting a CC than they think it is worth, they won’t take them. It is not rocket science. Who do you think invented credit cards? Hint: they have been around a long time. Dude I sell fuel and gasoline and people pay all the time with credit card. Don’t even try to pretend like there isn’t ways to regain credit card fees. My margin on fuel is Pennies. My margin on transport fuel is typically 2.5 cents. I have customers that want to pay with a credit card. So I figure it out. If you can’t figure it out, shame on you. Dude I worked for a finance company that made subprime auto loans and personal loans. We did take credit cards on our website and over the phone. We generally charged a convince fee but sometimes collections would waive the fee when they felt it was worth it. Did I mention that we had our own credit cards for a couple of years? I know all about how credit cards work and the fees charged to the cardholder and the merchant. Did you ever hear of First Data? That is one of the companies I had direct contact with before I retired. Dude. My family’s businesses are worth a few billion. I’m glad you’re retired. Enjoy it. Stay there. I am enjoying retirement and have no need or desire to go back to work. There is nothing like being able to go where I want when I want. Ayyye. Good for you. I get to do that too! (Currently posting from a yacht in the Bahamas. Some of us young whipper snappers do pretty welll.) Sounds like you were born with that silver spoon in mouth.....how would you really be doing without your "families billions"? Double major in International studies and history. Minor in economics. Masters in sales leadership. One of about ~1000 certified lubricant engineers. Extremely well respected in my field. So you tell me. I worked my ass off to be where I’m at. My investments are doing great too. Could I sit on my ass and do nothing? Absolutely! But my next goal is to be one of ~60 people with the NLGI CLGS certification. money doesn't impress me, never has, never will, your worship of it is IMO pretty funny, and I'll bet you stand in front of a mirror every morning giving yourself positive confirmations. You would lose that bet. Along with most bets on assumptions about me. I just like to make boomers grit their teeth and pop off with their generalized conceptions of younger generations. That makes them look like a gigantic idiot. I also raise these assholes: https://www.ar15.com/media/mediaFiles/148484/83935AE9-3555-40FA-8F53-CCC2DEA8FB3C-1131168.jpg Do cool things: https://www.ar15.com/media/mediaFiles/148484/8920FE52-C074-4694-AFA4-B7869FAD73EE-2569056.jpg Shoot cool guns! https://www.ar15.com/media/mediaFiles/148484/B0D3A441-3EB5-43D7-8B86-BD1AE8B4B999-2542977.jpg Have cool vehicles: https://www.ar15.com/media/mediaFiles/148484/CB9BEB7B-BD0F-4DB3-BF7B-38EAF1D7A763-2701789.jpg Have I stumped you yet? https://www.ar15.com/media/mediaFiles/148484/78D33AE2-A0B0-4D16-86A5-0B80BE7FE0F8-2768521.jpg I’m just a functional idiot that likes to have fun. That’s really good at his job. That can talk toe to toe with the top economists in the world. And can hang out with CEO’s of top companies. Etc. Oh wow..you got stuff, big deal, here's a clue for ya...it ain't yours, you're gonna end up in a hole like everyone else...and all your stuff will belong to someone else. Dude just stop. I have 0 debt. I play the market more than well. My company is in the top 10 in the US in what we do. Since I took over sales operations we are growing at double digit rates. And there’s a ton of people on here that know me personally. I actually think I employ at least 6 arfcommers. Or just keep being a clown. Making assumptions and making an ass out of yourself. My life is awesome. I’m going to keep working to make it even more awesome. |
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Posted: 4/9/2023 12:38:15 PM EDT
[#6]
Quote HistoryQuoted: Uh, landlords don't take credit cards. Uh, that includes Venmo BTW. PAY ON TIME BY CHECK OR WIRE TRANSFER ONLY. Quote HistoryQuoted: Uh, landlords don't take credit cards. Uh, that includes Venmo BTW. PAY ON TIME BY CHECK OR WIRE TRANSFER ONLY. I do and I know a lot that do from my real estate investor group. |
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Posted: 4/9/2023 12:40:47 PM EDT
[#7]
My inlaw has a "black" card and the annual fees are like $5K
You have to REALLY use it to get the value. Happy enough with my "platinum" and I use it enough to make it worth the fees (for work). We did some house remodeling and repairs. Just make sure you pay that shit off .. the interest is still fucking insane. |
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Posted: 4/9/2023 12:44:25 PM EDT
[#8]
Quote HistoryQuoted: My inlaw has a "black" card and the annual fees are like $5K You have to REALLY use it to get the value. Happy enough with my "platinum" and I use it enough to make it worth the fees (for work). We did some house remodeling and repairs. Just make sure you pay that shit off .. the interest is still fucking insane. Completely not worth it unless you’re wanting to show off. I qualified for it. But not worth it at all. I have an Amex blue cash and a company amex platinum. Then a personal visa cash back. |
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Posted: 4/9/2023 12:46:17 PM EDT
[#9]
Quote HistoryQuoted: Paying rent on credit? Unless the balance is paid off monthly that seems kind of dumb. And how many of the Gen Z's aren't bitching about how difficult it is to pay for their lives and can afford to do that? I have that option, but they also have a surcharge to use that option. |
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Posted: 4/9/2023 12:47:42 PM EDT
[#10]
Quote HistoryQuoted: Uh, landlords don't take credit cards. Uh, that includes Venmo BTW. PAY ON TIME BY CHECK OR WIRE TRANSFER ONLY. The property management company that owns the complex I live in offers the option to do it. They also have a surcharge for using that option. |
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Posted: 4/9/2023 12:52:00 PM EDT
[#11]
Quote HistoryQuoted: It says they send a check on your behalf. So, how do they make money if they can't charge a merchant fee to a landlord that only takes checks? For every 1 person who pays off the card in full every month, 8700 don’t. So they make money on the interest. Given that they are sending a check, they are probably charging the cash advance rate as well. |
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Posted: 4/9/2023 12:56:43 PM EDT
[#12]
Quote HistoryQuoted: The credit card company gives you a check, and the card holder gets reward points. That's it. I'm not sure why this is causing you to seethe so much, but it's honestly pretty funny. Quote HistoryQuoted: Quoted: I am not hating anything. You gave me a check. You have paid by check. I am not paying a fee for processing the money that you owe me. You have not got something for free, which was the point of the entire thread. This thread has opened my eyes to the mindset of the majority here. ETA;Perfect avatar for you. I am not seething(sp?) about a tennant providing a check. I don't get dinged on a check. I don't care if your trust fund monitor sends the check. |
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Posted: 4/9/2023 1:01:18 PM EDT
[#13]
Quote HistoryQuoted: There is no fee with Venmo when it’s connected to your bank account as a payment method. There is a fee if you’re using a credit card to pay. Also, some cards (Chase) code it as a cash advance, so you get hit with the advance fee and instant interest. You also don’t get rewards points from Chase via Venmo payments. With Amex you can avoid the fees but you also don’t get rewards so it’s not worth it. Quote HistoryQuoted: Quoted: Quoted: Quoted: Uh, landlords don't take credit cards. Uh, that includes Venmo BTW. PAY ON TIME BY CHECK OR WIRE TRANSFER ONLY. I take venmo or zelle, it’s the preferred way. Definitely better than check or cash, and there’s no fees! Venmo has 1.9% + $.10 fee per transaction THAT THE PAYEE PAYS. Do you know what a payee is? Zelle has a $1500 limit(last time I checked). Google it muh child. There is no fee with Venmo when it’s connected to your bank account as a payment method. There is a fee if you’re using a credit card to pay. Also, some cards (Chase) code it as a cash advance, so you get hit with the advance fee and instant interest. You also don’t get rewards points from Chase via Venmo payments. With Amex you can avoid the fees but you also don’t get rewards so it’s not worth it. I am the payee... Nevermind, I give up. I am a capitalist pig for specifying in a lease that rent has to be paid by check or wire transfer. |
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Posted: 4/9/2023 1:04:50 PM EDT
[#14]
Quote HistoryQuoted: lmao..like businesses never existed before millennials, funny thing..us boomers are the ones with houses versus rentals. And......... rental houses. |
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Posted: 4/9/2023 1:18:40 PM EDT
[#15]
Quote HistoryQuoted: I am the payee... Nevermind, I give up. I am a capitalist pig for specifying in a lease that rent has to be paid by check or wire transfer. Provisions maximizing property ROI are desirable. If it works for you, goodonya. Control your business how you see fit. But CC payments aren't an issue for a significant portion of non individual investors - most large unit holder entities accept. |
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Posted: 4/9/2023 2:39:17 PM EDT
[#16]
Quote HistoryQuoted: My inlaw has a "black" card and the annual fees are like $5K You have to REALLY use it to get the value. Happy enough with my "platinum" and I use it enough to make it worth the fees (for work). We did some house remodeling and repairs. Just make sure you pay that shit off .. the interest is still fucking insane. AMEX Black is $10k buy in, $10k a year. You need to spend more than $2 million a year to make it work. My neighbor has one for his business. And I occasionally do consulting for him with clients. And the travel perks are awesome. He will give me the card for when I am traveling for him. |
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Posted: 4/9/2023 11:41:19 PM EDT
[#17]
Quote HistoryQuoted: Dude just stop. I have 0 debt. I play the market more than well. My company is in the top 10 in the US in what we do. Since I took over sales operations we are growing at double digit rates. And there’s a ton of people on here that know me personally. I actually think I employ at least 6 arfcommers. Or just keep being a clown. Making assumptions and making an ass out of yourself. My life is awesome. I’m going to keep working to make it even more awesome. Quote HistoryQuoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: I love the boomer resistance to getting paid rent via credit card. I accept whatever payment people want to give. Part of doing business. Make it easier for your customer. Business 101. Most boomers are smart enough to know that there is no free lunch. If the landlord incurs more costs by accepting a CC than they think it is worth, they won’t take them. It is not rocket science. Who do you think invented credit cards? Hint: they have been around a long time. Dude I sell fuel and gasoline and people pay all the time with credit card. Don’t even try to pretend like there isn’t ways to regain credit card fees. My margin on fuel is Pennies. My margin on transport fuel is typically 2.5 cents. I have customers that want to pay with a credit card. So I figure it out. If you can’t figure it out, shame on you. Dude I worked for a finance company that made subprime auto loans and personal loans. We did take credit cards on our website and over the phone. We generally charged a convince fee but sometimes collections would waive the fee when they felt it was worth it. Did I mention that we had our own credit cards for a couple of years? I know all about how credit cards work and the fees charged to the cardholder and the merchant. Did you ever hear of First Data? That is one of the companies I had direct contact with before I retired. Dude. My family’s businesses are worth a few billion. I’m glad you’re retired. Enjoy it. Stay there. I am enjoying retirement and have no need or desire to go back to work. There is nothing like being able to go where I want when I want. Ayyye. Good for you. I get to do that too! (Currently posting from a yacht in the Bahamas. Some of us young whipper snappers do pretty welll.) Sounds like you were born with that silver spoon in mouth.....how would you really be doing without your "families billions"? Double major in International studies and history. Minor in economics. Masters in sales leadership. One of about ~1000 certified lubricant engineers. Extremely well respected in my field. So you tell me. I worked my ass off to be where I’m at. My investments are doing great too. Could I sit on my ass and do nothing? Absolutely! But my next goal is to be one of ~60 people with the NLGI CLGS certification. money doesn't impress me, never has, never will, your worship of it is IMO pretty funny, and I'll bet you stand in front of a mirror every morning giving yourself positive confirmations. You would lose that bet. Along with most bets on assumptions about me. I just like to make boomers grit their teeth and pop off with their generalized conceptions of younger generations. That makes them look like a gigantic idiot. I also raise these assholes: https://www.ar15.com/media/mediaFiles/148484/83935AE9-3555-40FA-8F53-CCC2DEA8FB3C-1131168.jpg Do cool things: https://www.ar15.com/media/mediaFiles/148484/8920FE52-C074-4694-AFA4-B7869FAD73EE-2569056.jpg Shoot cool guns! https://www.ar15.com/media/mediaFiles/148484/B0D3A441-3EB5-43D7-8B86-BD1AE8B4B999-2542977.jpg Have cool vehicles: https://www.ar15.com/media/mediaFiles/148484/CB9BEB7B-BD0F-4DB3-BF7B-38EAF1D7A763-2701789.jpg Have I stumped you yet? https://www.ar15.com/media/mediaFiles/148484/78D33AE2-A0B0-4D16-86A5-0B80BE7FE0F8-2768521.jpg I’m just a functional idiot that likes to have fun. That’s really good at his job. That can talk toe to toe with the top economists in the world. And can hang out with CEO’s of top companies. Etc. Oh wow..you got stuff, big deal, here's a clue for ya...it ain't yours, you're gonna end up in a hole like everyone else...and all your stuff will belong to someone else. Dude just stop. I have 0 debt. I play the market more than well. My company is in the top 10 in the US in what we do. Since I took over sales operations we are growing at double digit rates. And there’s a ton of people on here that know me personally. I actually think I employ at least 6 arfcommers. Or just keep being a clown. Making assumptions and making an ass out of yourself. My life is awesome. I’m going to keep working to make it even more awesome. And you'll die just like the rest of us..and someone else will own your stuff, now go back to your mirror. |
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Posted: 4/10/2023 1:33:28 AM EDT
[#18]
Quote HistoryQuoted: You would lose that bet. Along with most bets on assumptions about me. I just like to make boomers grit their teeth and pop off with their generalized conceptions of younger generations. That makes them look like a gigantic idiot. I also raise these assholes: https://www.ar15.com/media/mediaFiles/148484/83935AE9-3555-40FA-8F53-CCC2DEA8FB3C-1131168.jpg Do cool things: https://www.ar15.com/media/mediaFiles/148484/8920FE52-C074-4694-AFA4-B7869FAD73EE-2569056.jpg Shoot cool guns! https://www.ar15.com/media/mediaFiles/148484/B0D3A441-3EB5-43D7-8B86-BD1AE8B4B999-2542977.jpg Have cool vehicles: https://www.ar15.com/media/mediaFiles/148484/CB9BEB7B-BD0F-4DB3-BF7B-38EAF1D7A763-2701789.jpg Have I stumped you yet? https://www.ar15.com/media/mediaFiles/148484/78D33AE2-A0B0-4D16-86A5-0B80BE7FE0F8-2768521.jpg I'm just a functional idiot that likes to have fun. That's really good at his job. That can talk toe to toe with the top economists in the world. And can hang out with CEO's of top companies. Etc. The only ignorant popping off about other generations, and thus looking like a "gigantic idiot", I ever see are those fools who feel compelled to start the completely irrelevant and childish rants about "boomers" in otherwise-unrelated threads. |
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Posted: 4/10/2023 9:49:37 AM EDT
[#19]
Kinda WTF - even by GD traditions
But if peeps have an interest in Bilt as a renter there's a few things to consider. There's the Bilt Alliance and Bilt MC (issued by WFB) respectively - you need to hold the MC to get full value. There's plenty on the net both at the Bilt MC and Alliance sites and on that various award/travel credit card sites. The specifics and provisions of the card are there - I can see the award structure being attractive
I see how Bilt's systems been constructed to appeal to renters and landlords - but either need to dig into details to see if it makes sense for individual cases My apologies for interrupting the always entertaining purse swinging, but hopefully helpful giving a brief glimpse of why BA/WFB entered the market space |
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Posted: 4/10/2023 10:06:44 AM EDT
[#20]
Quote HistoryQuoted: My life is awesome. I’m going to keep working to make it even more awesome. I haven't read this whole thread, and I just noticed these comments. Aren't you the oil expert on here? If so, you've made some great post....this isn't one of them. Maybe I'm missing some sarcasm? Your comments are embarrassing. It's not a good look. |
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Posted: 4/10/2023 10:09:00 AM EDT
[#21]
Quote HistoryQuoted: And you'll die just like the rest of us..and someone else will own your stuff, now go back to your mirror. Quote HistoryQuoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: I love the boomer resistance to getting paid rent via credit card. I accept whatever payment people want to give. Part of doing business. Make it easier for your customer. Business 101. Most boomers are smart enough to know that there is no free lunch. If the landlord incurs more costs by accepting a CC than they think it is worth, they won’t take them. It is not rocket science. Who do you think invented credit cards? Hint: they have been around a long time. Dude I sell fuel and gasoline and people pay all the time with credit card. Don’t even try to pretend like there isn’t ways to regain credit card fees. My margin on fuel is Pennies. My margin on transport fuel is typically 2.5 cents. I have customers that want to pay with a credit card. So I figure it out. If you can’t figure it out, shame on you. Dude I worked for a finance company that made subprime auto loans and personal loans. We did take credit cards on our website and over the phone. We generally charged a convince fee but sometimes collections would waive the fee when they felt it was worth it. Did I mention that we had our own credit cards for a couple of years? I know all about how credit cards work and the fees charged to the cardholder and the merchant. Did you ever hear of First Data? That is one of the companies I had direct contact with before I retired. Dude. My family’s businesses are worth a few billion. I’m glad you’re retired. Enjoy it. Stay there. I am enjoying retirement and have no need or desire to go back to work. There is nothing like being able to go where I want when I want. Ayyye. Good for you. I get to do that too! (Currently posting from a yacht in the Bahamas. Some of us young whipper snappers do pretty welll.) Sounds like you were born with that silver spoon in mouth.....how would you really be doing without your "families billions"? Double major in International studies and history. Minor in economics. Masters in sales leadership. One of about ~1000 certified lubricant engineers. Extremely well respected in my field. So you tell me. I worked my ass off to be where I’m at. My investments are doing great too. Could I sit on my ass and do nothing? Absolutely! But my next goal is to be one of ~60 people with the NLGI CLGS certification. money doesn't impress me, never has, never will, your worship of it is IMO pretty funny, and I'll bet you stand in front of a mirror every morning giving yourself positive confirmations. You would lose that bet. Along with most bets on assumptions about me. I just like to make boomers grit their teeth and pop off with their generalized conceptions of younger generations. That makes them look like a gigantic idiot. I also raise these assholes: https://www.ar15.com/media/mediaFiles/148484/83935AE9-3555-40FA-8F53-CCC2DEA8FB3C-1131168.jpg Do cool things: https://www.ar15.com/media/mediaFiles/148484/8920FE52-C074-4694-AFA4-B7869FAD73EE-2569056.jpg Shoot cool guns! https://www.ar15.com/media/mediaFiles/148484/B0D3A441-3EB5-43D7-8B86-BD1AE8B4B999-2542977.jpg Have cool vehicles: https://www.ar15.com/media/mediaFiles/148484/CB9BEB7B-BD0F-4DB3-BF7B-38EAF1D7A763-2701789.jpg Have I stumped you yet? https://www.ar15.com/media/mediaFiles/148484/78D33AE2-A0B0-4D16-86A5-0B80BE7FE0F8-2768521.jpg I’m just a functional idiot that likes to have fun. That’s really good at his job. That can talk toe to toe with the top economists in the world. And can hang out with CEO’s of top companies. Etc. Oh wow..you got stuff, big deal, here's a clue for ya...it ain't yours, you're gonna end up in a hole like everyone else...and all your stuff will belong to someone else. Dude just stop. I have 0 debt. I play the market more than well. My company is in the top 10 in the US in what we do. Since I took over sales operations we are growing at double digit rates. And there’s a ton of people on here that know me personally. I actually think I employ at least 6 arfcommers. Or just keep being a clown. Making assumptions and making an ass out of yourself. My life is awesome. I’m going to keep working to make it even more awesome. And you'll die just like the rest of us..and someone else will own your stuff, now go back to your mirror. Y’all are making my point for me. I’m good without a mirror. 
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Posted: 4/10/2023 10:13:00 AM EDT
[#22]
Quote HistoryQuoted: I haven't read this whole thread, and I just noticed these comments. Aren't you the oil expert on here? If so, you've made some great post....this isn't one of them. Maybe I'm missing some sarcasm? Your comments are embarrassing. It's not a good look. Quote HistoryQuoted: Quoted: My life is awesome. I’m going to keep working to make it even more awesome. I haven't read this whole thread, and I just noticed these comments. Aren't you the oil expert on here? If so, you've made some great post....this isn't one of them. Maybe I'm missing some sarcasm? Your comments are embarrassing. It's not a good look. Why is it a bad post? Because I’m fortunate to have the motivation to better my life? See my sig line. Direction, not intention, determines destination. I could have been handed a standard quo life. I’d be comfortable for sure. Instead of standard quo, I want to go beyond that. It feels great to work my ass off. It feels great to accomplish things. To be able to talk and understand the best in the world in some fields. To be known as one of the best in your field. It feels great to be able to inspire others, to help others also become successful. No idea where I’ll end up, or my “destination” yet. So I’m going to keep working until I’m happy with where I am at. Im not happy yet, so, I’m going to keep working my ass off till I hit my destination. |
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Posted: 4/10/2023 10:15:03 AM EDT
[#23]
Quote HistoryQuoted: Wow. What an amazing person. Thanks for sharing your incredibleness with us mortals. I'm so (un)impressed. Too bad you weren't raised with values like respect for your elders, and thus apparently feel the need to make irrational attacks on other, wiser age groups. The only ignorant popping off about other generations, and thus looking like a "gigantic idiot", I ever see are those fools who feel compelled to start the completely irrelevant and childish rants about "boomers" in otherwise-unrelated threads. Quote HistoryQuoted: Quoted: You would lose that bet. Along with most bets on assumptions about me. I just like to make boomers grit their teeth and pop off with their generalized conceptions of younger generations. That makes them look like a gigantic idiot. I also raise these assholes: https://www.ar15.com/media/mediaFiles/148484/83935AE9-3555-40FA-8F53-CCC2DEA8FB3C-1131168.jpg Do cool things: https://www.ar15.com/media/mediaFiles/148484/8920FE52-C074-4694-AFA4-B7869FAD73EE-2569056.jpg Shoot cool guns! https://www.ar15.com/media/mediaFiles/148484/B0D3A441-3EB5-43D7-8B86-BD1AE8B4B999-2542977.jpg Have cool vehicles: https://www.ar15.com/media/mediaFiles/148484/CB9BEB7B-BD0F-4DB3-BF7B-38EAF1D7A763-2701789.jpg Have I stumped you yet? https://www.ar15.com/media/mediaFiles/148484/78D33AE2-A0B0-4D16-86A5-0B80BE7FE0F8-2768521.jpg I'm just a functional idiot that likes to have fun. That's really good at his job. That can talk toe to toe with the top economists in the world. And can hang out with CEO's of top companies. Etc. The only ignorant popping off about other generations, and thus looking like a "gigantic idiot", I ever see are those fools who feel compelled to start the completely irrelevant and childish rants about "boomers" in otherwise-unrelated threads. Respect my elders? Respect is earned. Not given. There’s no reason why I should default respect anyone who is older than me. They have to earn it, like I have to earn mine. End of story. No free lunch, so to speak. |
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Posted: 4/10/2023 10:15:07 AM EDT
[#24]
Quote HistoryQuoted: I put everything on my rerward card, then pay it off every month. I get a few thousand $$ a year for free. Quote HistoryQuoted: Quoted: Points on rent? I put everything on my rerward card, then pay it off every month. I get a few thousand $$ a year for free. |
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Posted: 4/10/2023 10:27:33 AM EDT
[#25]
Quote HistoryQuoted: Kinda WTF - even by GD traditions But if peeps have an interest in Bilt as a renter there's a few things to consider. There's the Bilt Alliance and Bilt MC (issued by WFB) respectively - you need to hold the MC to get full value. There's plenty on the net both at the Bilt MC and Alliance sites and on that various award/travel credit card sites. The specifics and provisions of the card are there - I can see the award structure being attractive Quote HistoryQuoted: Kinda WTF - even by GD traditions But if peeps have an interest in Bilt as a renter there's a few things to consider. There's the Bilt Alliance and Bilt MC (issued by WFB) respectively - you need to hold the MC to get full value. There's plenty on the net both at the Bilt MC and Alliance sites and on that various award/travel credit card sites. The specifics and provisions of the card are there - I can see the award structure being attractive Quoted: You have other minimum usage on the card each month for you to earn points on rent - this offsets some of the cost to the issuer. The goal here, as with most award programs, is to entice you into the ecosystem and have this card become your primary "spend" choice. Even if you pay off monthly there's value for the issuer to have holders create new volume They offer some other great benefits such as cell phone damage/replacement insurance if you change your cell phone bill to be auto-paid by their card too. It's nice to see someone who actually read the terms and was able to see where the value could lie for both sides, instead of the multitude of retard takes above.  |
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Posted: 4/10/2023 10:35:28 AM EDT
[#26]
Quote HistoryQuoted: Why is it a bad post? Because I’m fortunate to have the motivation to better my life? Quote HistoryQuoted: Quoted: Quoted: My life is awesome. I’m going to keep working to make it even more awesome. I haven't read this whole thread, and I just noticed these comments. Aren't you the oil expert on here? If so, you've made some great post....this isn't one of them. Maybe I'm missing some sarcasm? Your comments are embarrassing. It's not a good look. Why is it a bad post? Because I’m fortunate to have the motivation to better my life? Have you never met a braggart before? It is kind of funny to have someone of your stature hanging out in GD. I have to say though...if I was a billionaire as you self describe, I wouldn't be prancing around GD posting pictures of my wonderful life. Who are you looking to impress? I remembered your name because of the oil threads....now I will remember your name as the big shot blowing in GD. I'm nobody to you, but I just lost all respect for your greatness in one thread. Good luck to you sir. 
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Posted: 4/10/2023 10:39:05 AM EDT
[#27]
Quote HistoryQuoted: Have you never met a braggart before? It is kind of funny to have someone of your stature hanging out in GD. I have to say though...if I was a billionaire as you self describe, I wouldn't be prancing around GD posting pictures of my wonderful life. Who are you looking to impress? I remembered your name because of the oil threads....now I will remember your name as the big shot blowing in GD. I'm nobody to you, but I just lost all respect for your greatness in one thread. Good luck to you sir. Quote HistoryQuoted: Quoted: Quoted: Quoted: My life is awesome. I’m going to keep working to make it even more awesome. I haven't read this whole thread, and I just noticed these comments. Aren't you the oil expert on here? If so, you've made some great post....this isn't one of them. Maybe I'm missing some sarcasm? Your comments are embarrassing. It's not a good look. Why is it a bad post? Because I’m fortunate to have the motivation to better my life? Have you never met a braggart before? It is kind of funny to have someone of your stature hanging out in GD. I have to say though...if I was a billionaire as you self describe, I wouldn't be prancing around GD posting pictures of my wonderful life. Who are you looking to impress? I remembered your name because of the oil threads....now I will remember your name as the big shot blowing in GD. I'm nobody to you, but I just lost all respect for your greatness in one thread. Good luck to you sir. This is the internet. I’d get into the psychology of it. But, this is the internet. If people are going to hate on me, they’re going to hate on me. It is what it is. A lot of people instantly don’t like me because who I am. My family etc. so, nothing new. I wish you all the best. And if we ever would meet, I’d buy you a beer. I don’t take the internet too seriously. It’s bad for one’s health. Edit: I would buy any arfcommer a beer. I hold no illwill over disagreements on there. We should all be on the correct side of 2A rights. Anything else is minor. I don’t have a single person on my ignore list. |
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Posted: 4/10/2023 10:56:57 AM EDT
[#28]
I take Venmo and Zelle, and even Apple Cash. But no credit cards.
In the good old days, I used to pay my mortgage with my rewards card, without any cost to me. |
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Posted: 4/10/2023 11:00:15 AM EDT
[#29]
Quote HistoryQuoted: Y’all are making my point for me. I’m good without a mirror. https://www.ar15.com/media/mediaFiles/148484/88C33ABF-4731-44B8-9091-9C61419383C3-2776794.jpg Quote HistoryQuoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: I love the boomer resistance to getting paid rent via credit card. I accept whatever payment people want to give. Part of doing business. Make it easier for your customer. Business 101. Most boomers are smart enough to know that there is no free lunch. If the landlord incurs more costs by accepting a CC than they think it is worth, they won’t take them. It is not rocket science. Who do you think invented credit cards? Hint: they have been around a long time. Dude I sell fuel and gasoline and people pay all the time with credit card. Don’t even try to pretend like there isn’t ways to regain credit card fees. My margin on fuel is Pennies. My margin on transport fuel is typically 2.5 cents. I have customers that want to pay with a credit card. So I figure it out. If you can’t figure it out, shame on you. Dude I worked for a finance company that made subprime auto loans and personal loans. We did take credit cards on our website and over the phone. We generally charged a convince fee but sometimes collections would waive the fee when they felt it was worth it. Did I mention that we had our own credit cards for a couple of years? I know all about how credit cards work and the fees charged to the cardholder and the merchant. Did you ever hear of First Data? That is one of the companies I had direct contact with before I retired. Dude. My family’s businesses are worth a few billion. I’m glad you’re retired. Enjoy it. Stay there. I am enjoying retirement and have no need or desire to go back to work. There is nothing like being able to go where I want when I want. Ayyye. Good for you. I get to do that too! (Currently posting from a yacht in the Bahamas. Some of us young whipper snappers do pretty welll.) Sounds like you were born with that silver spoon in mouth.....how would you really be doing without your "families billions"? Double major in International studies and history. Minor in economics. Masters in sales leadership. One of about ~1000 certified lubricant engineers. Extremely well respected in my field. So you tell me. I worked my ass off to be where I’m at. My investments are doing great too. Could I sit on my ass and do nothing? Absolutely! But my next goal is to be one of ~60 people with the NLGI CLGS certification. money doesn't impress me, never has, never will, your worship of it is IMO pretty funny, and I'll bet you stand in front of a mirror every morning giving yourself positive confirmations. You would lose that bet. Along with most bets on assumptions about me. I just like to make boomers grit their teeth and pop off with their generalized conceptions of younger generations. That makes them look like a gigantic idiot. I also raise these assholes: https://www.ar15.com/media/mediaFiles/148484/83935AE9-3555-40FA-8F53-CCC2DEA8FB3C-1131168.jpg Do cool things: https://www.ar15.com/media/mediaFiles/148484/8920FE52-C074-4694-AFA4-B7869FAD73EE-2569056.jpg Shoot cool guns! https://www.ar15.com/media/mediaFiles/148484/B0D3A441-3EB5-43D7-8B86-BD1AE8B4B999-2542977.jpg Have cool vehicles: https://www.ar15.com/media/mediaFiles/148484/CB9BEB7B-BD0F-4DB3-BF7B-38EAF1D7A763-2701789.jpg Have I stumped you yet? https://www.ar15.com/media/mediaFiles/148484/78D33AE2-A0B0-4D16-86A5-0B80BE7FE0F8-2768521.jpg I’m just a functional idiot that likes to have fun. That’s really good at his job. That can talk toe to toe with the top economists in the world. And can hang out with CEO’s of top companies. Etc. Oh wow..you got stuff, big deal, here's a clue for ya...it ain't yours, you're gonna end up in a hole like everyone else...and all your stuff will belong to someone else. Dude just stop. I have 0 debt. I play the market more than well. My company is in the top 10 in the US in what we do. Since I took over sales operations we are growing at double digit rates. And there’s a ton of people on here that know me personally. I actually think I employ at least 6 arfcommers. Or just keep being a clown. Making assumptions and making an ass out of yourself. My life is awesome. I’m going to keep working to make it even more awesome. And you'll die just like the rest of us..and someone else will own your stuff, now go back to your mirror. Y’all are making my point for me. I’m good without a mirror. https://www.ar15.com/media/mediaFiles/148484/88C33ABF-4731-44B8-9091-9C61419383C3-2776794.jpg lmao...you just ain't getting it, you're on social media bragging about your billions and all your stuff...you come across as a "basement millionaire" and it's funny to watch. |
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Posted: 4/10/2023 11:02:17 AM EDT
[#30]
Quote HistoryQuoted: Boomers don't pay rent, they own paid for houses. |
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Posted: 4/10/2023 11:04:15 AM EDT
[#31]
Quote HistoryQuoted: lmao...you just ain't getting it, you're on social media bragging about your billions and all your stuff...you come across as a "basement millionaire" and it's funny to watch. Quote HistoryQuoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: Quoted: I love the boomer resistance to getting paid rent via credit card. I accept whatever payment people want to give. Part of doing business. Make it easier for your customer. Business 101. Most boomers are smart enough to know that there is no free lunch. If the landlord incurs more costs by accepting a CC than they think it is worth, they won’t take them. It is not rocket science. Who do you think invented credit cards? Hint: they have been around a long time. Dude I sell fuel and gasoline and people pay all the time with credit card. Don’t even try to pretend like there isn’t ways to regain credit card fees. My margin on fuel is Pennies. My margin on transport fuel is typically 2.5 cents. I have customers that want to pay with a credit card. So I figure it out. If you can’t figure it out, shame on you. Dude I worked for a finance company that made subprime auto loans and personal loans. We did take credit cards on our website and over the phone. We generally charged a convince fee but sometimes collections would waive the fee when they felt it was worth it. Did I mention that we had our own credit cards for a couple of years? I know all about how credit cards work and the fees charged to the cardholder and the merchant. Did you ever hear of First Data? That is one of the companies I had direct contact with before I retired. Dude. My family’s businesses are worth a few billion. I’m glad you’re retired. Enjoy it. Stay there. I am enjoying retirement and have no need or desire to go back to work. There is nothing like being able to go where I want when I want. Ayyye. Good for you. I get to do that too! (Currently posting from a yacht in the Bahamas. Some of us young whipper snappers do pretty welll.) Sounds like you were born with that silver spoon in mouth.....how would you really be doing without your "families billions"? Double major in International studies and history. Minor in economics. Masters in sales leadership. One of about ~1000 certified lubricant engineers. Extremely well respected in my field. So you tell me. I worked my ass off to be where I’m at. My investments are doing great too. Could I sit on my ass and do nothing? Absolutely! But my next goal is to be one of ~60 people with the NLGI CLGS certification. money doesn't impress me, never has, never will, your worship of it is IMO pretty funny, and I'll bet you stand in front of a mirror every morning giving yourself positive confirmations. You would lose that bet. Along with most bets on assumptions about me. I just like to make boomers grit their teeth and pop off with their generalized conceptions of younger generations. That makes them look like a gigantic idiot. I also raise these assholes: https://www.ar15.com/media/mediaFiles/148484/83935AE9-3555-40FA-8F53-CCC2DEA8FB3C-1131168.jpg Do cool things: https://www.ar15.com/media/mediaFiles/148484/8920FE52-C074-4694-AFA4-B7869FAD73EE-2569056.jpg Shoot cool guns! https://www.ar15.com/media/mediaFiles/148484/B0D3A441-3EB5-43D7-8B86-BD1AE8B4B999-2542977.jpg Have cool vehicles: https://www.ar15.com/media/mediaFiles/148484/CB9BEB7B-BD0F-4DB3-BF7B-38EAF1D7A763-2701789.jpg Have I stumped you yet? https://www.ar15.com/media/mediaFiles/148484/78D33AE2-A0B0-4D16-86A5-0B80BE7FE0F8-2768521.jpg I’m just a functional idiot that likes to have fun. That’s really good at his job. That can talk toe to toe with the top economists in the world. And can hang out with CEO’s of top companies. Etc. Oh wow..you got stuff, big deal, here's a clue for ya...it ain't yours, you're gonna end up in a hole like everyone else...and all your stuff will belong to someone else. Dude just stop. I have 0 debt. I play the market more than well. My company is in the top 10 in the US in what we do. Since I took over sales operations we are growing at double digit rates. And there’s a ton of people on here that know me personally. I actually think I employ at least 6 arfcommers. Or just keep being a clown. Making assumptions and making an ass out of yourself. My life is awesome. I’m going to keep working to make it even more awesome. And you'll die just like the rest of us..and someone else will own your stuff, now go back to your mirror. Y’all are making my point for me. I’m good without a mirror. https://www.ar15.com/media/mediaFiles/148484/88C33ABF-4731-44B8-9091-9C61419383C3-2776794.jpg lmao...you just ain't getting it, you're on social media bragging about your billions and all your stuff...you come across as a "basement millionaire" and it's funny to watch. Cool! Glad you’re enjoying it. I enjoy making people laugh, it makes their day better! Thank you. |
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Posted: 4/10/2023 11:08:21 AM EDT
[#32]
Quote HistoryQuoted: I work with a guy that's in his 50s and paying rent. Quote HistoryQuoted: Quoted: Boomers don't pay rent, they own paid for houses. I prefer older mature couples for renting. Less drama and they aren't nearly as flaky. |
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Posted: 4/10/2023 11:11:53 AM EDT
[#33]
Quote HistoryQuoted: Kinda WTF - even by GD traditions But if peeps have an interest in Bilt as a renter there's a few things to consider. There's the Bilt Alliance and Bilt MC (issued by WFB) respectively - you need to hold the MC to get full value. There's plenty on the net both at the Bilt MC and Alliance sites and on that various award/travel credit card sites. The specifics and provisions of the card are there - I can see the award structure being attractive
I see how Bilt's systems been constructed to appeal to renters and landlords - but either need to dig into details to see if it makes sense for individual cases My apologies for interrupting the always entertaining purse swinging, but hopefully helpful giving a brief glimpse of why BA/WFB entered the market space @Alacrity THANK YOU. Quality post, and it's actually relevant to the OP and informative.   I don't care what credit card anybody uses or doesn't use. Just be an informed consumer! Anybody want to talk about managing their points and miles across products? TPG has an app for Apple users, any other "wallet" apps that you guys find useful? |
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Posted: 4/10/2023 11:27:39 AM EDT
[#34]
Quote HistoryQuoted: If you apply to use Bilt as a renter, you are applying for the Bilt MC. It's all part of the same package and isn't separated out. Correct. 5 total transactions, including the rent to qualify for points. Since I pay it off every month, the worst case scenario for me is that I may not get the points if I forget to use it enough. There's no additional transaction fees or cash advance fees to pay rent like several posters have speculated. I use the check option and it works great! They offer some other great benefits such as cell phone damage/replacement insurance if you change your cell phone bill to be auto-paid by their card too. It's nice to see someone who actually read the terms and was able to see where the value could lie for both sides, instead of the multitude of retard takes above. Quote HistoryQuoted: Quoted: Kinda WTF - even by GD traditions But if peeps have an interest in Bilt as a renter there's a few things to consider. There's the Bilt Alliance and Bilt MC (issued by WFB) respectively - you need to hold the MC to get full value. There's plenty on the net both at the Bilt MC and Alliance sites and on that various award/travel credit card sites. The specifics and provisions of the card are there - I can see the award structure being attractive Quoted: You have other minimum usage on the card each month for you to earn points on rent - this offsets some of the cost to the issuer. The goal here, as with most award programs, is to entice you into the ecosystem and have this card become your primary "spend" choice. Even if you pay off monthly there's value for the issuer to have holders create new volume They offer some other great benefits such as cell phone damage/replacement insurance if you change your cell phone bill to be auto-paid by their card too. It's nice to see someone who actually read the terms and was able to see where the value could lie for both sides, instead of the multitude of retard takes above. When pitched, there was an emphasis on the separation - but I'm coming from landlord's perspective and there's more than a bit to recall. Good to hear from someone with actual use experience. Even the check option isn't difficult to execute each month? The only downside I could see if it's a pain in the ass, appears not the case |
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Posted: 4/10/2023 12:38:09 PM EDT
[#35]
Quote HistoryQuoted: When pitched, there was an emphasis on the separation - but I'm coming from landlord's perspective and there's more than a bit to recall. Good to hear from someone with actual use experience. Even the check option isn't difficult to execute each month? The only downside I could see if it's a pain in the ass, appears not the case It couldn't be easier. I pick what day to send it, along with the landlord's name and address and they mail it out that day. They'll confirm when it's sent and when it's cashed too. Afterwards, it's set up to autopay from my bank account, so I don't even have to think about it anymore. |
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Posted: 4/10/2023 5:00:03 PM EDT
[#36]
Foxtrot08 is who he says he is.
Not interested in the purse swinging, but the dude is on fire at what he does. Carry on. |
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Posted: 4/10/2023 5:27:43 PM EDT
[#37]
At least it is pretty clear which members are the ones I get stuck behind in line for groceries.
You guys know that if you just have to pay by check, you could at least fill some of it out before you get to the cashier. |
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Posted: 4/10/2023 5:30:18 PM EDT
[#38]
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Posted: 4/10/2023 10:28:19 PM EDT
[#39]
Wait until folks figure out interest rate arbitrage.
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