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Posted: 2/18/2022 10:01:47 AM EDT
Due to site resource shortages, there will be no poll.  

What are you doing in your day to day lives to mitigate inflation?  I guess "nothing, I'm just sucking it up" is a legitimate answer so let us all know if that's the case.  Besides that though, any habits being changed?  



Link Posted: 2/18/2022 10:05:33 AM EDT
[#1]
Wife went back to working
Link Posted: 2/18/2022 10:07:47 AM EDT
[#2]
We cut way down on eating out/takeout.  Which helps with gasoline use, too.  That's it for us, so far.
Link Posted: 2/18/2022 10:08:39 AM EDT
[#3]
Spending like no tomorrow.

Link Posted: 2/18/2022 10:09:02 AM EDT
[#4]
onlyfans.
Link Posted: 2/18/2022 10:09:11 AM EDT
[#5]
We don't buy anything other than necessities or go anywhere.
Link Posted: 2/18/2022 10:09:22 AM EDT
[#6]
Spending less, consolidating debt to lower interest rates, not making extra payments on debt principal.
Link Posted: 2/18/2022 10:09:35 AM EDT
[#7]
Pretty much just sucking it up.

I did order a truck as our family vehicle was approaching end of life.  The amount I ordered it for was acceptable to our budget.  If inflation gets really bad I expect vehicle prices to increase substantially.  If inflation tapers off, I've spent an amount I'm ok with spending on something we've wanted for a long time.
Link Posted: 2/18/2022 10:09:35 AM EDT
[#8]
I’m trying to build a house. Frankly inflation combined with supply chain uncertainty is killing me.
Link Posted: 2/18/2022 10:10:13 AM EDT
[#9]
I went up another $25/hr.

Link Posted: 2/18/2022 10:11:00 AM EDT
[#10]
Raised my margins on now more expensive product.
Link Posted: 2/18/2022 10:11:23 AM EDT
[#11]
Inflation hasn't substantially effected anything I purchase regularly other than gasoline/diesel fuel and some construction supplies.



Link Posted: 2/18/2022 10:12:02 AM EDT
[#12]
Making certain we take advantage of the 3-5% cash back provisions on using credit as well as being much more selective in how we spend money
Link Posted: 2/18/2022 10:12:04 AM EDT
[#13]
nothing really yet. i cut down on eating out and driving well before inflation was a problem. ive also moved the timeline of many projects. i dont want the money sitting around losing value.
Link Posted: 2/18/2022 10:12:26 AM EDT
[#14]
Using low interest credit to buy assets.  The problem is finding assets that aren't rising due to inflation.  There are still some consumer goods that haven't gone up too dramatically and many stores offer 0 percent financing still.  Think furniture, appliances, home improvement, etc. I am guessing we are only halfway or so to the peak inflation, so even paying 10% more than something now is still a bargain in 5 years as inflation continues to rise - this makes sense with 0 percent interest over multiple years.  Vehicles have gotten retarded, but I have found that trade in value has outpaced new in SOME cases.
Link Posted: 2/18/2022 10:12:45 AM EDT
[#15]
Spreading cheeks, and feeling glad I bought new cars and built a new house in the mid 2010s.
Link Posted: 2/18/2022 10:13:10 AM EDT
[#16]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Spending less, consolidating debt to lower interest rates, not making extra payments on debt principal.
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ill bite, if you believe inflation is real and will get worse, why are you making extra debt payments?
Link Posted: 2/18/2022 10:13:19 AM EDT
[#17]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
I'm trying to build a house. Frankly inflation combined with supply chain uncertainty is killing me.
View Quote

https://www.ar15.com/forums/general/AMA-Sold-Most-of-Our-Possessions-and-Moved-Into-a-Van-/5-2424456/


Link Posted: 2/18/2022 10:14:03 AM EDT
[#18]
Had to start buying foods from the knock off place

Most of it isnt so bad

But some of it
Link Posted: 2/18/2022 10:15:20 AM EDT
[#19]
Mitigate.

Also consider 3 B's.
Link Posted: 2/18/2022 10:15:50 AM EDT
[#20]
Quoted:
Due to site resource shortages, there will be no poll.  

What are you doing in your day to day lives to mitigate inflation?  I guess "nothing, I'm just sucking it up" is a legitimate answer so let us all know if that's the case.  Besides that though, any habits being changed?  



View Quote


Told my boss that it's no fault of his own, but if he wants to keep me, my RRP for the year needs inflationary adjustment.  He listened.  My salary was increased.
Link Posted: 2/18/2022 10:16:42 AM EDT
[#21]
Link Posted: 2/18/2022 10:16:46 AM EDT
[#22]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


ill bite, if you believe inflation is real and will get worse, why are you making extra debt payments?
View Quote


I think you misread. I stopped making extra debt payments.
Link Posted: 2/18/2022 10:16:57 AM EDT
[#23]
Buying land.

Raising rents.
Link Posted: 2/18/2022 10:17:16 AM EDT
[#24]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


ill bite, if you believe inflation is real and will get worse, why are you making extra debt payments?
View Quote View All Quotes
View All Quotes
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Quoted:
Spending less, consolidating debt to lower interest rates, not making extra payments on debt principal.


ill bite, if you believe inflation is real and will get worse, why are you making extra debt payments?


Holy don't read shit batman!
Link Posted: 2/18/2022 10:18:48 AM EDT
[#25]
Discussion ForumsJump to Quoted PostQuote History
Quoted:

Nothing I can do about it, so,,,,nothing.
View Quote
you're going to work until you die so i recommend smoking, heavy drinking, and fornicating with loose women right up until the end.
Link Posted: 2/18/2022 10:19:00 AM EDT
[#26]
Moved to a cheaper state, kept job in high paying state

Appreciate the freedom too
Link Posted: 2/18/2022 10:19:56 AM EDT
[#27]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


ill bite, if you believe inflation is real and will get worse, why are you making extra debt payments?
View Quote View All Quotes
View All Quotes
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Quoted:
Spending less, consolidating debt to lower interest rates, not making extra payments on debt principal.


ill bite, if you believe inflation is real and will get worse, why are you making extra debt payments?



I paid off all my debt ~1.5 years ago and invested all my payments in the market. Which, paid off last year.


This year (2022) I intended to probably get ~600k of personal debt to sorta beat inflation.  As I’m in the process of designing and building a new house, plus I wanted to buy a new truck.

Unfortunately due to shortages - neither of those will happen in 2022.
Link Posted: 2/18/2022 10:20:21 AM EDT
[#28]
Filled the freezer with 120 pounds of hotdogs.

Link Posted: 2/18/2022 10:20:23 AM EDT
[#29]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


ill bite, if you believe inflation is real and will get worse, why are you making extra debt payments?
View Quote

Link Posted: 2/18/2022 10:20:25 AM EDT
[#30]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
you're going to work until you die so i recommend smoking, heavy drinking, and fornicating with loose women right up until the end.
View Quote

Link Posted: 2/18/2022 10:21:04 AM EDT
[#31]
Selling my Mix Tapes.
Link Posted: 2/18/2022 10:21:10 AM EDT
[#32]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Spending like no tomorrow.

View Quote



This, for quality things that will last.

Is item I need and use going to get more expensive and lower quality down the road?  If yes, why wait instead of just buying it now.
Link Posted: 2/18/2022 10:22:22 AM EDT
[#33]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Spending like no tomorrow.

View Quote


This^, lately anyways. Its been flowing hard for a while now...
Link Posted: 2/18/2022 10:22:29 AM EDT
[#34]
Discussion ForumsJump to Quoted PostQuote History
Quoted:



This, for quality things that will last.

Is item I need and use going to get more expensive and lower quality down the road?  If yes, why wait instead of just buying it now.
View Quote
blow stores well but hookers do not.


Link Posted: 2/18/2022 10:23:25 AM EDT
[#35]
Raised my rates and cut back on some expenses.
Link Posted: 2/18/2022 10:23:57 AM EDT
[#36]
Eat every meal at home. Used to go out 2-3 times a week.
Link Posted: 2/18/2022 10:25:09 AM EDT
[#37]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Mitigate.

Also consider 3 B's.
View Quote


Bullion, Bullion, Bullion is a strong strategery...
Link Posted: 2/18/2022 10:25:35 AM EDT
[#38]
Raised my hourly rate, adjustment was based on the DOL inflatiron amount (which was under estimated).

We had a successful 2021 hunting season and gives us meat this year. Between myself and the kids we will have plenty of opportunity at hunts this year to have food.

Trying to find deals to lessen the blow of increased costs.

Since we are renting hopefully we don't see a large increase on our renewal.
Link Posted: 2/18/2022 10:26:14 AM EDT
[#39]
I got my wife to make more money.
Link Posted: 2/18/2022 10:26:35 AM EDT
[#40]
Discussion ForumsJump to Quoted PostQuote History
Quoted:


Holy don't read shit batman!
View Quote View All Quotes
View All Quotes
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Quoted:
Quoted:
Spending less, consolidating debt to lower interest rates, not making extra payments on debt principal.


ill bite, if you believe inflation is real and will get worse, why are you making extra debt payments?


Holy don't read shit batman!


lol, I did a double-take on his post & thought about it for a few...
Link Posted: 2/18/2022 10:26:51 AM EDT
[#41]
Link Posted: 2/18/2022 10:28:19 AM EDT
[#42]
Selling starfish on the street
Link Posted: 2/18/2022 10:29:36 AM EDT
[#43]
Link Posted: 2/18/2022 10:29:53 AM EDT
[#44]
I'm buying stuff I want this year now before prices go up more.
Link Posted: 2/18/2022 10:30:38 AM EDT
[#45]
Personal life? I bought half a beef and half a hog. We are genuinely watching grocery bills. As well I am not even considering any new vehicles. In fact it is so far off my radar it is ridiculous.

Business life? I have been raising our prices tremendously and raising employee wages. I have been looking to diversify our businesses into several different revenue streams.
Link Posted: 2/18/2022 10:31:31 AM EDT
[#46]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Nothing I can do about it, so,,,,nothing.
View Quote

This.
Link Posted: 2/18/2022 10:31:34 AM EDT
[#47]
Accelerating purchases of things I was planning on buying later.
Link Posted: 2/18/2022 10:31:44 AM EDT
[#48]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
I’m trying to build a house. Frankly inflation combined with supply chain uncertainty is killing me.
View Quote

One of our neighbors put his plans to build a house on hold last year.  No contract had been signed.  His contractor called him and told him to scrap the initial estimate.  Due to cost of materials, he was having to raise the price by $80k.  
Link Posted: 2/18/2022 10:32:19 AM EDT
[#49]
Discussion ForumsJump to Quoted PostQuote History
Quoted:
Wife went back to working
View Quote


When I got let go from my previous job in January, we discussed just having me retire. However, the way things are going with the stock market and inflation, I didn't feel comfortable with that, so I got a new job.

Link Posted: 2/18/2022 10:32:21 AM EDT
[#50]
I sold my place, moved into a place with a fixed $500 rent, although I'll pay any property tax increases.

Working from home.

I don't eat fast food or prepared food from grocery stores or cafeterias.

I will probably will be ending my gym membership soon.

I will ask for a job progression, that should be a 10% raise. I'll probably get it since all the other people with my experience got sacked over the vaccines.
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