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Quoted: Why do I keep seeing people put the dollar sign after the quantity? Did I miss the memo? View Quote Ha ha i do thwt when i am writing on my phone and it's just because i think 140 dollars and then just shorten dollars. Then i realize how retarded it looks and put the $ in front. I vote we update it to after the numbers. I mean you dont say dollars one forty... |
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Why'd you spend that much at the bar? I could get absolutely ripped at the vfw for like 45$.
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Quoted: 17% interest loan? go on... View Quote I had a Honda accord that I thought the transmission was fuked on, turns out the cat converters were clogged, but I didn't know that. This was last year when used cars were hard to find. I had always bought Hondas on Craigslist, to be a one and done payment, but I couldn't find a used car so I bought my first car from a dealership at 32 years old. I realized it was a stupid choice but at least I own it after paying it off with the 401k loan. |
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I’m the last person that would ever recommend Dave Ramsey, but you should probably check out his books, after you square away your life, come back and you can start thriving.
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Quoted: I drank that 140$ last night. View Quote How does that work (honestly curious)? I don't go to bars so I don't know what things cost out in the world. How many drinks does $140 yield? |
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You must have a high taste in booze to spend 140 in a couple of hours.
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I am in a similar situation in terms of income and debt. About to shut down my side business as it is now costing me more than it makes. Main job is shaky.
I havent bought alcohol all year as I recall. Every spare cent goes to making sure kids get fed and rent gets paid. |
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Quoted: I bought drinks for a young man I met. That gent has 17 felonies, but was respectful and he kept me company. View Quote |
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Quoted: I had a Honda accord that I thought the transmission was fuked on, turns out the cat converters were clogged, but I didn't know that. This was last year when used cars were hard to find. I had always bought Hondas on Craigslist, to be a one and done payment, but I couldn't find a used car so I bought my first car from a dealership at 32 years old. I realized it was a stupid choice but at least I own it after paying it off with the 401k loan. View Quote 17% on an auto loan? Wtf... |
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Without giving too much info, what are your ''have to pay'' monthly bills with NO frills?
If you can drink $140 in one night, you probably have way more available money then you want to admit though you do somewhat admit you know you have a SPENDING issue. Spending, not debt, got you where you are today. You need to deal with that to begin with. |
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I won't be the guy that says quit drinking.
So instead, next time, go to the liquor store with that $140 and get a month's worth of likker. |
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Quoted: Well, debt finally caught up with me. I make 70k a year, have a career, but don't have a dollar. I'm paying back 1200 a month to my 401k loan (last payment will be in march), and I have 12k in cc debt. I got paid Friday, and had 140$ left a few hours later after paying my bills. I drank that 140$ last night. Someone bought groceries for me, if it wasn't for that I'd have no food either. So, anybody have any weekend job opportunities in San Antonio? No, no weird shit, I'm not that desperate. View Quote What does your wife think you should do ? Got any .45 ACP ? Pre Ban Glock Mags ? |
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Quit going to the bars. Quit going out. That's a lot of money right there. Stay home.
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Quoted: Well, debt finally caught up with me. I make 70k a year, have a career, but don't have a dollar. I'm paying back 1200 a month to my 401k loan (last payment will be in march), and I have 12k in cc debt. I got paid Friday, and had 140$ left a few hours later after paying my bills. I drank that 140$ last night. Someone bought groceries for me, if it wasn't for that I'd have no food either. So, anybody have any weekend job opportunities in San Antonio? No, no weird shit, I'm not that desperate. View Quote No personal flame at all, but spending priorities? You can’t do that, man! |
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A handle of wild turkey 101 is like $50…… don’t drink at bars. Damn. Get shit faced at home.
But don’t listen to me. I’m drunk. |
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Quoted: I’m the last person that would ever recommend Dave Ramsey, but you should probably check out his books, after you square away your life, come back and you can start thriving. View Quote There are decisions that can lead to better wealth building than dave ramsey IF you are disciplined. The reason ramsey is so popular and has helped so many people is that people are undisciplined emotional apes. Daves strategy works best for most people even the ones who think they are smarter. |
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Quoted: I bought drinks for a young man I met. That gent has 17 felonies, but was respectful and he kept me company. View Quote View All Quotes View All Quotes Quoted: Quoted: You must have a high taste in booze to spend 140 in a couple of hours. I bought drinks for a young man I met. That gent has 17 felonies, but was respectful and he kept me company. That doesn’t improve the story. |
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Quoted: What does your wife think you should do ? Got any .45 ACP ? Pre Ban Glock Mags ? View Quote I had a girl, we broke up for various reasons, money was not one of them. We are still on good terms and she supports me. To answer your question, she thinks I need to focus on my 5 year career plan I told her about on our first date. |
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Am I suppose to feel bad for you? Stop being an idiot and get your shit together.
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Quoted: I bought drinks for a young man I met. That gent has 17 felonies, but was respectful and he kept me company. View Quote View All Quotes View All Quotes Quoted: Quoted: You must have a high taste in booze to spend 140 in a couple of hours. I bought drinks for a young man I met. That gent has 17 felonies, but was respectful and he kept me company. Attached File |
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Quoted: Quit going to the bars. Quit going out. That's a lot of money right there. Stay home. View Quote Definitely staying home. Not because I'm broke, I was invited out earlier, and I wouldn't have to pay a cent with my buddy who is also in engineering. I just realize that I need something real and not hollow conversation that is typical between strangers meeting out on the town. |
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Stop drinking, get paid to donate plasma, get a better paying job or develop a side gig.
ETA: Eat rice purchased in bulk, sweet potatoes, potatoes, frozen veggies, frozen chicken purchased in bulk, ground turkey. You can do meal prep and save a ton of money. Start lifting weights and jogging (think about how fit many prisoners are). Cancel Netflix and Amazon Prime. You can learn math, chemistry, biology, stats, etc on Khan Academy for free. Harvard and MIT have online courses for free. Fill out a FASA and apply for grants and school loans. You can study HVAC, welding or aircraft maintenance if you are a manual skills kinda guy. If you are into helping people and your semi academic nursing pays well. Take a resume writing and interview skills course. Sharpen your mind and body. |
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Quoted: I drank that 140$ last night. . View Quote How old are you? |
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Buy groceries instead of booze. Sell off the wants and keep the needs. I'm not ashamed to say I've had to do it. Shit happens.
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1. Stop drinking.
2. Literally learn how to subsist on rice and beans until March. 3. Get a second job. Deliver pizzas. Or work retail for the holidays. |
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Quoted: I pride my self in being able to hold a conversation with anybody. View Quote A story like reads like someone was charismatic/manipulative enough to get you to support their drinking habit. Normally not really that big of a deal or uncommon. It becomes a scam/manipulative when you run out of money doing it. |
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Quoted: With kid medical bills and a huge drop in work at my shop, my wife and I are looking at working 4 engineering jobs between us to try to get way ahead of the coming storm. I have zero faith in any current political solutions. View Quote @MaverickH1 Can't help with the job but understand kid med bills. Logout and login, now you can shitpost with an avatar. |
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