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Posted: 3/4/2019 7:44:05 AM EST
[#1]
Quote HistoryQuoted: You’re complaining about being poor, but have the luxury to relax, fish, which wastes time and money, and go shooting, which uses money you supposedly do not have. You guys should be working more. I’m not sure why you think working 40 hours a week is the path to financial freedom, or whoever told you it would be. I bet you subscribe to work-life balance BS also. There is no such thing as balance. You need to go full tilt one way so eventually the scale tilts to abundance. At least three days a week, I only see my kids for two hours. Even when I’m home, I’m in the office, and it sucks. But what doesn’t suck, is that I’m taking my family to Disney World again in May, and a Disney Cruise in November. Our suite is $7,200 for three nights. I cannot stress enough your need to go full tilt when you’re young. Make as much money as you can at this phase of your life. Going out to bars, and the shit that goes along with that will be the biggest waste of your time and wealth. Don't get sucked too hard into the "working is all there is in life" thing. Work to live, don't live to work. |
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Posted: 3/4/2019 7:47:47 AM EST
[#2]
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I read a stat a while back that the average time the family sits down together is 15 mins per day. 2 hours is a long time with your kids every day. That is plenty of time in a 16 hour day when 8 of them are working / school and kids sleep like 12 hours per day. You have a lot to learn. Where did he say anything about being able to spend even two hours a day with your kids, unless you're a stay at home parent looking after an infant or toddler? |
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Posted: 3/4/2019 7:49:09 AM EST
[#3]
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Or you could die like my grandparents and be so broke that my dad and uncle had to pay for the funerals and cremation. Great legacy to leave your kids, a financial burden upon your death. |
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Posted: 3/4/2019 7:51:05 AM EST
[#4]
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I do not have what you do, I'm envious but not because of what you have.....I envy your success because I wish I had the mind and such to get there with my own effort. If that makes sense. In other words, I think you've done well for yourself and I wish I'd made some different choices, but I don't beget you your success.....I am in fact happy for you! Just wish I wasn't as stupid as when I was younger. Good job! Quote HistoryQuoted:
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It seems to cause a lot of problems right here on this website. Post a thread about buying a new platinum super duty and see what happens. In other words, I think you've done well for yourself and I wish I'd made some different choices, but I don't beget you your success.....I am in fact happy for you! Just wish I wasn't as stupid as when I was younger. Good job! |
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Posted: 3/4/2019 7:55:32 AM EST
[#5]
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They’re not shit jobs. Learning construction is huge. You probably look down on a drywaller, but that drywaller has a crew that he’s assembled over the years of working “shit jobs”, and makes $90k on one job. I’m not sure if you’re totally defeated, or just incapable of seeing the bigger picture. Quote HistoryQuoted:
Quoted: So, to be clear, you're suggesting I work shit jobs on the off chance I get lucky and have someone take me under their wing? You understand that's incredibly rare, right? 
Sorry I'm not willing to gamble my life on that chance, got bills to pay. I’m not sure if you’re totally defeated, or just incapable of seeing the bigger picture. You might top out around $20/hr here, maybe a few bucks more if you can be trusted to stay on site alone and get shit done. It's the reason I branched out on my own, the pay ceiling would have been hit fast. The stupid part is the next few years after that I worked way harder than I ever had and probably made less, learning how to price and sell work took me a long time. |
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Posted: 3/4/2019 7:59:04 AM EST
[#6]
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Sigh. Boomer thread gonna boomer. Look, I get that people really are lazy fucks these days, but you're an idiot if you seriously believe life today is what life was still like when you were young in the 1960s-80s. We have at least two of your lecturers here that don't know the business of banks and believe money in savings accounts is static. |
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Posted: 3/4/2019 9:00:16 AM EST
[#7]
Quote HistoryQuoted: To be fair, to the employees it's usually a shit job compared to lots of other options. You might top out around $20/hr here, maybe a few bucks more if you can be trusted to stay on site alone and get shit done. It's the reason I branched out on my own, the pay ceiling would have been hit fast. The stupid part is the next few years after that I worked way harder than I ever had and probably made less, learning how to price and sell work took me a long time. |
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Posted: 3/4/2019 9:05:25 AM EST
[#8]
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$21 an hour is rich for someone that came from a third world country. It might be a shit job, but my wife literally had to wipe up shit for a living for $20 an hour when she was starting her nursing career at the nursing home. Quote HistoryQuoted:
Quoted: To be fair, to the employees it's usually a shit job compared to lots of other options. You might top out around $20/hr here, maybe a few bucks more if you can be trusted to stay on site alone and get shit done. It's the reason I branched out on my own, the pay ceiling would have been hit fast. The stupid part is the next few years after that I worked way harder than I ever had and probably made less, learning how to price and sell work took me a long time. $20/hr here is only 41k before taxes if you average out to 40 hours/week. And a lot of workers get slashed hours or seasonal layoffs here because of the winter slow down. You'll do okay, but you better hope your wife is working also if you want to be comfortable with a family at home. |
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Posted: 3/4/2019 9:07:56 AM EST
[#9]
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We aren't in a third world country. $20/hr here is only 41k before taxes if you average out to 40 hours/week. And a lot of workers get slashed hours or seasonal layoffs here because of the winter slow down. You'll do okay, but you better hope your wife is working also if you want to be comfortable with a family at home. Quote HistoryQuoted:
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Quoted: To be fair, to the employees it's usually a shit job compared to lots of other options. You might top out around $20/hr here, maybe a few bucks more if you can be trusted to stay on site alone and get shit done. It's the reason I branched out on my own, the pay ceiling would have been hit fast. The stupid part is the next few years after that I worked way harder than I ever had and probably made less, learning how to price and sell work took me a long time. $20/hr here is only 41k before taxes if you average out to 40 hours/week. And a lot of workers get slashed hours or seasonal layoffs here because of the winter slow down. You'll do okay, but you better hope your wife is working also if you want to be comfortable with a family at home. |
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Posted: 3/4/2019 9:19:36 AM EST
[#10]
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Median per captia income is under $35k. Also, income is always before taxes. Plus, the tax burden on someone making 41k isn't that bad. Quote HistoryQuoted:
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Quoted: To be fair, to the employees it's usually a shit job compared to lots of other options. You might top out around $20/hr here, maybe a few bucks more if you can be trusted to stay on site alone and get shit done. It's the reason I branched out on my own, the pay ceiling would have been hit fast. The stupid part is the next few years after that I worked way harder than I ever had and probably made less, learning how to price and sell work took me a long time. $20/hr here is only 41k before taxes if you average out to 40 hours/week. And a lot of workers get slashed hours or seasonal layoffs here because of the winter slow down. You'll do okay, but you better hope your wife is working also if you want to be comfortable with a family at home. Unless you go union that isn't going to happen for most laborers. Not that there's anything wrong with that, lots of people are very happy paying for a smaller house for 30 years and socking away what little they have left for when they are older. You won't be going out and buying new vehicles regularly or anything though. That wasn't for me, I didn't want to be that guy at 50 that can finally afford to take a trip or buy a new truck, so I decided to start on my own and invest as much as I can in shit that will help me make money faster every year. We are ahead of my parents as far as net worth goes, and they had a 20 year head start, but they are comfortable like that. |
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Posted: 3/4/2019 9:27:11 AM EST
[#11]
Wealthy conservatives = bad.
Wealthy liberals = good |
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Posted: 3/4/2019 9:43:06 AM EST
[#12]
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Median per captia income is under $35k. Also, income is always before taxes. Plus, the tax burden on someone making 41k isn't that bad. Quote HistoryQuoted:
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To be fair, to the employees it's usually a shit job compared to lots of other options. You might top out around $20/hr here, maybe a few bucks more if you can be trusted to stay on site alone and get shit done. It's the reason I branched out on my own, the pay ceiling would have been hit fast. The stupid part is the next few years after that I worked way harder than I ever had and probably made less, learning how to price and sell work took me a long time. $20/hr here is only 41k before taxes if you average out to 40 hours/week. And a lot of workers get slashed hours or seasonal layoffs here because of the winter slow down. You'll do okay, but you better hope your wife is working also if you want to be comfortable with a family at home.  Attached File |
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Posted: 3/4/2019 9:56:07 AM EST
[#13]
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Envy is not the problem. It's perfectly natural and we should embrace it for the motivator it is. The problem is laziness, not envy. Envy drives the lazy to socialism, and those willing to work to aquire the things they envy. Role models, embracing, motivating are the non destructive reactions to someone else's success. It all depends on how a person approaches it, it's a personal choice. |
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Posted: 3/4/2019 10:12:43 AM EST
[#14]
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It depends on how you define income. Earned income can be misleading. https://www.AR15.Com/media/mediaFiles/200878/welfare_cliff_jpg-865906.JPG Quote HistoryQuoted:
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To be fair, to the employees it's usually a shit job compared to lots of other options. You might top out around $20/hr here, maybe a few bucks more if you can be trusted to stay on site alone and get shit done. It's the reason I branched out on my own, the pay ceiling would have been hit fast. The stupid part is the next few years after that I worked way harder than I ever had and probably made less, learning how to price and sell work took me a long time. $20/hr here is only 41k before taxes if you average out to 40 hours/week. And a lot of workers get slashed hours or seasonal layoffs here because of the winter slow down. You'll do okay, but you better hope your wife is working also if you want to be comfortable with a family at home. https://www.AR15.Com/media/mediaFiles/200878/welfare_cliff_jpg-865906.JPG |
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Posted: 3/4/2019 10:14:40 AM EST
[#15]
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Yep and tag ..... I'm still waiting to hear from our GD millionaires and how they got to where they are - inheritance, business owners, bull-shitters, liars ....... Quote HistoryQuoted:
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Sloth Jealousy Regret I'm still waiting to hear from our GD millionaires and how they got to where they are - inheritance, business owners, bull-shitters, liars ....... I only know because I know what they do for a living. This is how you become a millionaire: Identify a good paying career. Get qualified, get skilled, and work that job for decades. Pursue excellence and success, whatever it takes, and wherever it takes you. Avoid debt, Live well below your means. For 3 decades. Easy right? Most people don’t have the desire and determination. I started with nothing in 1987, got laid off after 9/11 just as the career was beginning to take off. 17 years of effort; 4 jobs, 5 homes in 4 States, 2 kids 1 wife, helped keep me sane along the way. Still working Harder than ever. Like I said, Easy. Nearly anyone can do it. |
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Posted: 3/4/2019 10:23:27 AM EST
[#16]
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Finally, something sensible. Quote HistoryQuoted:
Quoted: I'm not in my early 20s, late 20s Not having children is a sacrifice when they're something you want.. Sorry for trying to be financially responsible. Fuck me, right? |
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Posted: 3/4/2019 10:26:23 AM EST
[#17]
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We are all screwed when it blows. Check out the cash flows for FY19.  Quote HistoryQuoted:
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Good lord. Quoted: You sound pretty young. Go bang your young girlfriend and quit worrying about this shit. It'll all work out, and you'll be glad that you did. Trust me.  Quoted: Not sure if serious. I'm not sure I'm following here guys. We both work good full time jobs. We make over 80k a year. Because of student loans, medical bills, and renting, we (and millions of other people our age) are worse off than our parents were at our age. THAT is the point. People that are older make fun of our generation say "well by god I got by just fine on only $35k in 1980" not realizing that it is equivalent to over 110 fucking K in today's money, and that was a SINGLE INCOME. https://data.bls.gov/cgi-bin/cpicalc.pl?cost1=35000&year1=198001&year2=201901 I don't deny that your generation has it worse than the baby boomers, but that is "on average". On an individual level we all have the ability to make choices. It sounds like you have chosen pretty well if you are making $80k. That is well above median. In all fairness, the next generation still has time. But...tick tock, tick tock... they are probably screwed (as a whole, not as individuals) http://www.usdebtclock.org |
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Posted: 3/4/2019 10:34:00 AM EST
[#18]
Quote HistoryQuoted:
There’s a lot more millionaires here that never let on, than there are bullshitters. |
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Posted: 3/4/2019 10:42:22 AM EST
[#19]
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That chart only shows one income series. Everything else on it are other items besides income. It's in the legend. Quote HistoryQuoted:
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To be fair, to the employees it's usually a shit job compared to lots of other options. You might top out around $20/hr here, maybe a few bucks more if you can be trusted to stay on site alone and get shit done. It's the reason I branched out on my own, the pay ceiling would have been hit fast. The stupid part is the next few years after that I worked way harder than I ever had and probably made less, learning how to price and sell work took me a long time. $20/hr here is only 41k before taxes if you average out to 40 hours/week. And a lot of workers get slashed hours or seasonal layoffs here because of the winter slow down. You'll do okay, but you better hope your wife is working also if you want to be comfortable with a family at home. https://www.AR15.Com/media/mediaFiles/200878/welfare_cliff_jpg-865906.JPG |
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Posted: 3/4/2019 10:45:04 AM EST
[#20]
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Moday Quote HistoryQuoted:
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Good lord. Quoted: You sound pretty young. Go bang your young girlfriend and quit worrying about this shit. It'll all work out, and you'll be glad that you did. Trust me. Quoted: Not sure if serious. I'm not sure I'm following here guys. We both work good full time jobs. We make over 80k a year. Because of student loans, medical bills, and renting, we (and millions of other people our age) are worse off than our parents were at our age. THAT is the point. People that are older make fun of our generation say "well by god I got by just fine on only $35k in 1980" not realizing that it is equivalent to over 110 fucking K in today's money, and that was a SINGLE INCOME. https://data.bls.gov/cgi-bin/cpicalc.pl?cost1=35000&year1=198001&year2=201901 I don't deny that your generation has it worse than the baby boomers, but that is "on average". On an individual level we all have the ability to make choices. It sounds like you have chosen pretty well if you are making $80k. That is well above median. In all fairness, the next generation still has time. But...tick tock, tick tock... they are probably screwed (as a whole, not as individuals) http://www.usdebtclock.org |
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Posted: 3/4/2019 10:47:46 AM EST
[#21]
Quote HistoryQuoted: Still not the root of that problem. Government isn't supposed to have enough power to be worth buying. NOT that there wouldn't be a huge lot of problems if we were on the Constitution, but they would not be the ones we have right now. And I believe they would be easier to deal with. |
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Posted: 3/4/2019 10:48:34 AM EST
[#22]
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The problem is lazy, unintelligent fucks want to be rich but they haven't the drive or skills to do it. I told one of my classmates that THIS was the reason he was so liberal and he went off like a skyrocket!  
It's true. It's also the basis of a lot of the Trump hate syndrome. He's rich, I'm not and it ain't fair. THEN I asked him what HE would do if HE was a double billionaire and got ALL sorts of lies regarding his generosity. |
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Posted: 3/4/2019 10:48:57 AM EST
[#23]
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I keep hearing the left talking about wealth inequality, but I am not hearing what problem that causes. Poverty keeps going down despite the apparent increase in this wealth inequality. Other than the 'morality' of it, which I could give a shit about, what problems does wealth inequality cause (as far as the left is concerned)? |
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Posted: 3/4/2019 10:49:17 AM EST
[#24]
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Disposable income is not the same as earned income. The person making $29,000 has more disposable income than a person making $69,000 because of "benefits". But you knew that already. Quote HistoryQuoted:
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To be fair, to the employees it's usually a shit job compared to lots of other options. You might top out around $20/hr here, maybe a few bucks more if you can be trusted to stay on site alone and get shit done. It's the reason I branched out on my own, the pay ceiling would have been hit fast. The stupid part is the next few years after that I worked way harder than I ever had and probably made less, learning how to price and sell work took me a long time. $20/hr here is only 41k before taxes if you average out to 40 hours/week. And a lot of workers get slashed hours or seasonal layoffs here because of the winter slow down. You'll do okay, but you better hope your wife is working also if you want to be comfortable with a family at home. https://www.AR15.Com/media/mediaFiles/200878/welfare_cliff_jpg-865906.JPG |
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Posted: 3/4/2019 10:49:57 AM EST
[#25]
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I want everyone to post their age when they say they have no problem with wealth inequality, along with how old they were when they bought their first home. I'm just making a bet. |
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Posted: 3/4/2019 11:05:23 AM EST
[#26]
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I keep hearing the left talking about wealth inequality, but I am not hearing what problem that causes. Poverty keeps going down despite the apparent increase in this wealth inequality. Other than the 'morality' of it, which I could give a shit about, what problems does wealth inequality cause (as far as the left is concerned)? You only have to look at the money rolling into the Clintons before and after the 2016 elections to understand why these parasites do what they do. Spend you entire life working and maybe you will have enough to retire. Or go into politics, Tax the productive and use the money to buy votes and collect money from lobbyists. |
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Posted: 3/4/2019 11:07:00 AM EST
[#27]
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Working estate planning in a small town I learned fairly quickly that for every millionaire that everyone in town knows about there are 4+ who quietly amassed a pretty respectable amount of wealth by finding a decent career and living below their means. 99% of the people they meet think they are another Joe Six Pack. Quote HistoryQuoted:
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There’s a lot more millionaires here that never let on, than there are bullshitters. The Republicans should advertise the American Dream. It’s the main thing that separates us from the filthy communists. |
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Posted: 3/4/2019 12:52:42 PM EST
[#28]
Here’s how this goes. Liberals talk about wealth inequality and cite nebulous statistics that are cherry picked that while true don’t represent the entire problem. So there’s two different ideas of what people think on “income inequality.”
1) They talk about various shitholes and corporate corruption. So we see various African dictators that blow their money on palaces and bush wars while their people starve and die of stupid diseases. Or corporate corruption where the CEO loots the employees retirement fund for his mistresses. And think “yeah you need to take care of your shit or be in jail.” This is what normal people think of “income equality” 2) What liberals in practice want is to go to the suburbs. Kick joe 6 pack and his fat wife out of bed. Confiscate his truck because “global warming.” Confiscate his guns because “school shootings.” They will also confiscate his house because “reparations for slavery.” His family will be relocated to a 1 bedroom apartment in a controlled slum. They get to live on 1200 calories. And fuck you keep working to pay the now exorbitant tax’s due to “white privilege.” Notice how liberals policy’s always affect the white middle class. How all their little buzzwords usually apply to the white middle class. Or really the entire middle class. That’s intentional, they love South American socialism where theirs a tiny rich running the country, tiny middle class to keep the lights on, and a massive poor underclass they can keep socially experimenting on. |
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Posted: 3/4/2019 1:08:50 PM EST
[#29]
The economy is only a finite pie to be sliced up and shared to those who have no ability, desire or inclination to make their own fucking pie.
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Posted: 3/4/2019 1:18:53 PM EST
[#30]
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The cynicism, bitterness and disbelief of those who spout the “Arfcom Millionaire” line, is always strange to me. I’ve known a lot of successful people, all very different. The one thing they had in common was hard work, and optimism. By optimism, I mean the belief that success is possible; maybe inevitable.. I try to spread a little of that, but I’m not sure you can teach it. The Republicans should advertise the American Dream. It’s the main thing that separates us from the filthy communists. Quote HistoryQuoted:
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There’s a lot more millionaires here that never let on, than there are bullshitters. The Republicans should advertise the American Dream. It’s the main thing that separates us from the filthy communists. From my experience, many of those who are millionaires/well-to-do/wealthy come off of common folk. They are low key and have come to the way they are now through many years of hard work. Up's and down's. But keep right at it. Oh, you know they're well off, but are just one of the guys. I tend to question those who brag about their wealth or those who allude to the fact. Most are legit, but .............. Cynicism, yes. Bitterness and disbelief, nope. Come to think about it, I wonder why I even posted in this thread, because I really don't care. I have enough trouble managing my own affairs. 
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Posted: 3/4/2019 1:30:55 PM EST
[#31]
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Plot real wage growth on a graph with growth in home prices and cost of education. Or just take the home price / median wage both now and then. It is factually correct to say that it is more difficult for recent generations. Still doesn't mean socialism is the answer. |
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Posted: 3/4/2019 1:37:30 PM EST
[#32]
It is easy to say, as a matter of "principle" that wealth distribution is irrelevant, but is this actually true? Imagine if 99% of all the wealth were concentrated into the hands of a very few people. It might look a lot like pre-colonial India, or feudal Europe. You had an few living literally like kings while everyone else grovelled for grains of rice -- dying from malnutrition and disease. There was no economic activity to speak of, and what there was produced no progress of consequence. Nothing new was developed, it wasn't permitted. Humanity stagnated. Too much power and wealth was concentrated into too few hands, and is heading that way again.
This is not what we need. |
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Posted: 3/4/2019 4:29:45 PM EST
[#33]
OP has the wrong term quoted in the title.
It should read School me on the "problem" with Weakth Inequality |
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Posted: 3/4/2019 4:35:16 PM EST
[#34]
Recommended reading, "Eat the Rich" by P.J. O'Rourke.
One of the few people on the planet who can make economics entertaining. |
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Posted: 3/4/2019 5:24:45 PM EST
[#35]
Interesting article on why the middle class continues to contract/shrink:
https://www.oftwominds.com/blogmar19/middle-class3-19.html |
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Posted: 3/4/2019 5:33:03 PM EST
[#36]
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Interesting article on why the middle class continues to contract/shrink: https://www.oftwominds.com/blogmar19/middle-class3-19.html 
http://www.pewsocialtrends.org/2015/12/09/the-american-middle-class-is-losing-ground/ Since 1971 the middle class lost 11% of the population. The upper classes gained 7% and lower classes only 4%. So in reality the declining middle class is due more to Americans getting richer than poorer. |
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Posted: 3/4/2019 5:35:36 PM EST
[#37]
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Interesting article on why the middle class continues to contract/shrink: https://www.oftwominds.com/blogmar19/middle-class3-19.html |
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Posted: 3/4/2019 5:38:32 PM EST
[#38]
Quote HistoryQuoted: Plot real wage growth on a graph with growth in home prices and cost of education. Or just take the home price / median wage both now and then. And the median home size has likely grown nearly as fast as the median price. McMansions all around, yo. |
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Posted: 3/4/2019 5:39:53 PM EST
[#39]
jealousy
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Posted: 3/4/2019 5:41:34 PM EST
[#40]
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The price of education has skyrocketed because government has artificially inflated demand through “free” money. And the median home size has likely grown nearly as fast as the median price. McMansions all around, yo. Quote HistoryQuoted:
Quoted: Plot real wage growth on a graph with growth in home prices and cost of education. Or just take the home price / median wage both now and then. And the median home size has likely grown nearly as fast as the median price. McMansions all around, yo. Perhaps more importantly, it doesn't really matter. Life is unfair. That's just the way it is. |
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Posted: 3/4/2019 5:46:53 PM EST
[#41]
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Pursue excellence and success, whatever it takes, and wherever it takes you. Avoid debt, Live well below your means. For 3 decades. Easy right? Most people don't have the desire and determination. It's not that easy, not for everyone, and that's how society is ordered. It is a simple recipe, but the chef doesn't always have the ingredients or the luxury of a kitchen. I failed to become wealthy by my choices, no excuses, no backpedaling, but I did get hit with impediments were extremely difficult to overcome, as many people have. The labor market is tricky, and always will be, and decades of anything consistent anymore is a tough slice of pie. |
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Posted: 3/4/2019 6:09:43 PM EST
[#42]
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You are ignoring that it also takes some luck in avoiding things that can be completely out of your control - health issues, technology or cultural changes that can revoke or destroy your skills/value in the labor market (and as someone who fell prey to that, lemme tell ya, it's pretty fucking hard to tell the future), investment/economic shifts that can temporarily or permanently impact worth, dependents (aging parents, children, etc.), and also just pure personal limitations - your recipe assumes competence is a matter of will. IQ for instance is a pretty well-studied limitation on how much you can reasonably learn, do or apply. It's not that easy, not for everyone, and that's how society is ordered. It is a simple recipe, but the chef doesn't always have the ingredients or the luxury of a kitchen. I failed to become wealthy by my choices, no excuses, no backpedaling, but I did get hit with impediments were extremely difficult to overcome, as many people have. The labor market is tricky, and always will be, and decades of anything consistent anymore is a tough slice of pie. Quote HistoryQuoted:
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Pursue excellence and success, whatever it takes, and wherever it takes you. Avoid debt, Live well below your means. For 3 decades. Easy right? Most people don't have the desire and determination. It's not that easy, not for everyone, and that's how society is ordered. It is a simple recipe, but the chef doesn't always have the ingredients or the luxury of a kitchen. I failed to become wealthy by my choices, no excuses, no backpedaling, but I did get hit with impediments were extremely difficult to overcome, as many people have. The labor market is tricky, and always will be, and decades of anything consistent anymore is a tough slice of pie. |
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Posted: 3/4/2019 6:13:25 PM EST
[#43]
Quote HistoryQuoted:
67 and IIRC 40. Quote HistoryQuoted:
Quoted:
I want everyone to post their age when they say they have no problem with wealth inequality, along with how old they were when they bought their first home. I'm just making a bet. 30, have not bought a home, although I could. Turns out it would have made sense by now, but didn't when I got this job because I didn't think I'd end up staying this long and the housing market here is trash for selling. |
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Posted: 3/4/2019 6:50:56 PM EST
[#44]
Quote HistoryQuoted: So you all can say with 100% honesty that if it was you in that situation, you would have chosen to be kicked out? I'm not sure I'm following here guys. We both work good full time jobs. We make over 80k a year. Because of student loans, medical bills, and renting, we (and millions of other people our age) are worse off than our parents were at our age. THAT is the point. People that are older make fun of our generation say "well by god I got by just fine on only $35k in 1980" not realizing that it is equivalent to over 110 fucking K in today's money, and that was a SINGLE INCOME. https://data.bls.gov/cgi-bin/cpicalc.pl?cost1=35000&year1=198001&year2=201901 I haven’t read past this post and if you’ve clarified already I have no problem apologizing but god damn... I wasn’t able to buy my home until I was 34 years old. Life isn’t fair or easy. |
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Posted: 3/4/2019 6:56:11 PM EST
[#45]
Quote HistoryQuoted:
33, bought first home at 25. What’s your point? Quote HistoryQuoted:
Quoted:
I want everyone to post their age when they say they have no problem with wealth inequality, along with how old they were when they bought their first home. I'm just making a bet. |
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Posted: 3/4/2019 6:57:22 PM EST
[#46]
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You are ignoring that it also takes some luck in avoiding things that can be completely out of your control - health issues, technology or cultural changes that can revoke or destroy your skills/value in the labor market (and as someone who fell prey to that, lemme tell ya, it's pretty fucking hard to tell the future), investment/economic shifts that can temporarily or permanently impact worth, dependents (aging parents, children, etc.), and also just pure personal limitations - your recipe assumes competence is a matter of will. IQ for instance is a pretty well-studied limitation on how much you can reasonably learn, do or apply. It's not that easy, not for everyone, and that's how society is ordered. It is a simple recipe, but the chef doesn't always have the ingredients or the luxury of a kitchen. I failed to become wealthy by my choices, no excuses, no backpedaling, but I did get hit with impediments were extremely difficult to overcome, as many people have. The labor market is tricky, and always will be, and decades of anything consistent anymore is a tough slice of pie. Quote HistoryQuoted:
Quoted:
Pursue excellence and success, whatever it takes, and wherever it takes you. Avoid debt, Live well below your means. For 3 decades. Easy right? Most people don't have the desire and determination. It's not that easy, not for everyone, and that's how society is ordered. It is a simple recipe, but the chef doesn't always have the ingredients or the luxury of a kitchen. I failed to become wealthy by my choices, no excuses, no backpedaling, but I did get hit with impediments were extremely difficult to overcome, as many people have. The labor market is tricky, and always will be, and decades of anything consistent anymore is a tough slice of pie. Someone who doesn’t have the aptutude for a good paying hourly job, can still succeed by starting their own buisiness. Sheer grit and determination trumps IQ, I’ve seen it time and again. When I typed the word “Easy”, it wasn’t meant to be taken literally. Nothing about it is easy, but whether you succeed or fail, a life spent chasing a dream, is still better than a life of mediocrity. Death will get us all in the end, but giving up early is boring. Luck is what happens when preparation meets opportunity. |
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Posted: 3/4/2019 6:58:40 PM EST
[#47]
Quote HistoryQuoted: This is a disingenuous argument. It's not about "working hard" I know people that work in restaurants making minimum wage that work harder than I do at my cushy office job. I know people at my own workplace that work 100x harder than I do on an assembly line for 12 hours a day and get paid half what I do. If the system actually rewarded hard work, those people would be making more than me. The system rewards production and efficiency. Valuing work for work's sake is retarded. If you actually think "hard work" is valuable, you'd be arguing that all those minimum wage earners actually be paid more, in which case you're actually agreeing with them. Isn't arguing against yourself fun? I don’t doubt you know people who spin their wheels while getting nowhere. It’s generally understood that working at a restaurant doesn’t pay well. Work hard and make decent decisions and you’ll do alright. And to clarify, I respect anyone who busts ass working hard whether it’s serving food or designing circuits. I’m at the lower end of the totem pole myself. |
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Posted: 3/4/2019 6:58:58 PM EST
[#48]
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You have $$ what you work for. This doesn't sit well with lazy people or those in power who want more power. In reality there is no such thing as income inequality...just haves and have nots. The have nots think they are entitled to what the haves have. |
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Posted: 3/4/2019 7:09:42 PM EST
[#49]
Quote HistoryQuoted:
Or maybe we believe the "haves" should have to pay for what they get, same as us. And not bitch when we use the same tactics against them to make a better life for ourselves. Free market instead of crony. Quote HistoryQuoted:
Quoted:
You have $$ what you work for. This doesn't sit well with lazy people or those in power who want more power. In reality there is no such thing as income inequality...just haves and have nots. The have nots think they are entitled to what the haves have. |
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Posted: 3/4/2019 7:11:33 PM EST
[#50]
Quote HistoryQuoted:
So, to be clear, you're suggesting I work shit jobs on the off chance I get lucky and have someone take me under their wing? You understand that's incredibly rare, right?
Sorry I'm not willing to gamble my life on that chance, got bills to pay. Quote HistoryQuoted:
Quoted: Your attitude is why you’re poor. You shit on jobs like construction, but have no idea how many small construction companies have turned people into millionaires. When I say small, I mean a man and his son. Not to mention, when you do a job you don’t want, there’s a really good chance that you’ll meet the person that propels you to the next level. I have a friend that makes $90k a year parking cars in Las Vegas. He landed that job because he worked a job he hated, turning wrenches at a dealership. Just so happens that he’s doing an on road test with the owner of the vehicle, and the guy tells him to come in for an interview. My friend shows up, and there’s over 60 people applying to be a valet at the Luxor in Vegas. His app goes to the top. Why? Because he was doing a job that he hated, but it led him to meeting a high level executive at the Luxor.
Sorry I'm not willing to gamble my life on that chance, got bills to pay. |
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